buying a house: So you got a low appraisal on the house you want to buy.....Now what? - 01/03/12 12:19 PM
So you've been pre-approved for a home loan, your under contract to buy your dream house, the inspection goes well and there's only the lender appraisal to go.
Then the appraisal value comes back lower than the agreed upon purchase price and your lender won't approve the purchase.
Now what?
You still have some options and there are ways to fight a low appraisal. Sometimes they're successful, other times they're not but don't kill the deal because of a low appraisal without trying some of these options first.
1. You can go back to your lender and appraiser and ask them to review the … (6 comments)
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buying a house: Why work with a Realtor®? - 04/26/11 03:47 PM
Why work with a Realtor®?
Very often when I go to a listing appointment or meet with a buyer for the first time, I'm asked, "Why should we use a Realtor®?"
My immediate thought is why wouldn't you? However, answering a question with a question is not the best approach to take, so instead I find myself explaining the reasons why someone should work with a Realtor®.
To state the obvious, this is our job, it's what we do for a living. If there wasn't a need for Realtors® there wouldn't be so many of us. If the position was not … (2 comments)
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buying a house: 6 Steps to Homeownership - Step 6: The Closing - 04/06/11 09:23 AM
This step takes place after Step 1 – Hire a Realtor®, Step 2 – Get approved for a loan, Step 3 – Begin your home search, Step 4 – Negotiate the Contract and Step 5 – Home Inspections have occurred.
The final step in the process is the closing. This is the day that all the previous steps come together and the day you can call yourself a homeowner.
6. The closing
The closing, sometimes referred to as settlement generally takes place at the office of the title company that was selected on the purchase contract, although it can essentially take … (1 comments)
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buying a house: 6 Steps to Homeownership - Step 5: Home inspections - 04/05/11 03:52 PM
This is step 5 in a series of 6 steps to buying a house in Bryan / College Station, TX. Although these steps are generally accepted throughout the country, you should check with your local Realtor for relevancy to your particular state.
This step takes place after Step 1 – Hire a Realtor®, Step 2 – Get approved for a loan, Step 3 – Begin your home search and Step 4 – Negotiating the Contract have occurred.
Once you have a completed contract several things need to occur in a timely manner. Primarily the appraisal, survey and inspection. Appraisals and surveys … (1 comments)
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buying a house: 6 Steps to Homeownership - Step 4: Negotiating the Contract - 04/01/11 10:59 AM
This is step 4 in a series of 6 steps to buying a house in Bryan / College Station, TX. Although these steps are generally accepted throughout the country, you should check with your local Realtor for relevancy to your particular state.
This step takes place after Step 1 – Hire a Realtor®, Step 2 – Get approved for a loan and Step 3 – Begin your home search have occurred. Once you have found the home you want, the step to take is to make an offer and negotiate the contract.
4. Negotiating the Contract
So you’ve found that perfect … (1 comments)
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buying a house: 6 Steps to Homeownership - Step 3: Begin your home search - 03/31/11 11:12 AM
This is step 3 in a series of 6 steps to buying a house in Bryan / College Station, TX or the surrounding area. Although these steps are generally accepted throughout the Country, you should check with your local Realtor for relevancy to your particular state.
This step takes place after Step 1 – Hire a Realtor® and Step 2 – Get approved for a loan have occurred. Sometime buyers believe searching for a home should be the 1st step but after reading all three initial steps buyers will understand why they need to be in this order.
3. Begin your … (2 comments)
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buying a house: 6 Steps to Homeownership - Step 2: Get Approved for a Loan - 03/30/11 10:47 AM
When buying a home there are many steps that need to be taken. This post is part 2 of a series of 6 posts. These steps provide an outline of what needs to be completed in the path to home ownership. They are not representative of all the steps but they will provide a brief outline of the most important ones. Once you have completed Step 1: Hire a Realtor, then it’s time to get approved for a loan.
2. Get approved for a loan
Often times I hear, why should I get approved for a loan when I don't know … (5 comments)
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buying a house: Why do buyers need to be pre-qualified before they look at homes? - 02/26/11 02:13 PM
Whenever I receive a phone call or visit with a buyer for the first time, one of the questions that I always ask is "Have you looked into financing a home yet?"
Sometimes the answer is "Yes, I'm working with such-a-such bank or so-and-so lender and I have a pre-qualification letter." but more often than not the answer is in any one of the following forms:
"No, Do I need to right now?"
"No but I just want to look at some houses first."
"No because until I find the right house, I don't know how much I need to borrow."
… (2 comments)
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buying a house: Buying or selling real estate in Bryan / College Station, don't take a gamble on choosing your Realtor® - 01/05/11 03:43 PM
When it comes to buying or selling real estate in
the Bryan / College Station or surrounding area,
choosing your Realtor® shouldn't be a gamble!
What happens with your Realtor®, Stays with your Realtor®!
… (0 comments)
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buying a house: Williams Gate, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/24/10 11:14 AM
Williams Gate, College Station, Texas, August 2010 Home Sales & Houses for Sale Currently, there are 2 houses for sale in Williams Gate, College Station, Texas. These spectacular custom homes range in price from a high of $233,900 for a 5 bedroom, 2,568 sq ft home to a low of $199,900 for a 4 bedroom 1,870 sq ft home. If you are thinking of selling your home in Williams Gate subdivision then please contact us and we will be happy to assist you in the whole selling process. As homeowners ourselves we understand the importance of pricing your home to sell … (0 comments)
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buying a house: Pebble Creek, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/21/10 12:43 PM
Pebble Creek, College Station, Texas, August 2010 Home Sales & Houses for Sale Pebble Creek, in College Station, Texas had 3 houses sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Pebble Creek and take advantage of all the wonderful amenities the area has to offer. The homes sold between $328,000, for a 5 bedroom, 3,594 sf and $280,000 for a 4 bedroom, 2,908 sf home, with … (0 comments)
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buying a house: Southwood Valley, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/21/10 12:08 PM
Southwood Valley, in College Station, Texas had 5 houses sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Southwood Valley and take advantage of all the wonderful amenities the area has to offer. The homes sold between $179,000, for a 4 bedroom, 2,108 sf and $82,500 for a 2 bedroom, 970 sf home, with the average selling at $134,880 for a 3 bedroom, 1,532 sf home. They … (0 comments)
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buying a house: Windwood, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/21/10 11:36 AM
Windwood, College Station, Texas, August 2010 Home Sales & Houses for Sale Currently, there are 3 houses for sale in Windwood, College Station, Texas. These spectacular custom homes range in price from a high of $189,900 for a 4 bedroom, 2,123 sq ft home to a low of $159,500 for a 3 bedroom 1,780 sq ft home. The average price of all the homes currently for sale in Windwood is $174,800 for a 1,950 sq ft house, with the average price per sq ft being $89.84. If you are thinking of selling your home in Windwood subdivision then please contact us … (0 comments)
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buying a house: Castlerock, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/16/10 12:17 PM
Castlerock, in College Station, Texas had 2 houses sell during August 2010. Congratulations to all the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Castlerock and take advantage of all the wonderful amenities the area has to offer. The homes sold between $235,215, for a 3 bedroom, 1,940 sf and $212,500 for a 3 bedroom, 1,915 sf home, with the average selling at $223,857 for a 3 bedroom, 1,927 sf home. They were … (2 comments)
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buying a house: Castlegate, College Station, Texas, August 2010 Home Sales & Houses for Sale - 09/16/10 11:46 AM
Castlegate, in College Station, Texas had 12 houses sell during August 2010. Congratulations to all the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Castlegate and take advantage of all the wonderful amenities the area has to offer. The homes sold between $473.000, for a 4 bedroom, 3,693 sf and $164,000 for a 3 bedroom, 1,575 sf home, with the average selling at $249,991 for a 3 bedroom, 2,342 sf home. They were … (0 comments)
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buying a house: Copperfield, Bryan, Texas, August 2010 Home Sales & Houses for Sale - 09/15/10 01:36 PM
Copperfield, in Bryan, Texas had 1 house sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Copperfield and take advantage of all the wonderful amenities the area has to offer. The home sold for $177,000, for a 4 bedroom, 1,901 sf home. It was on the market for 86 days and it sold at 94% of the asking price. The price per square foot was $93.11. Although … (0 comments)
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buying a house: Austin’s Colony, Bryan, Texas, August 2010 Home Sales & Houses for Sale - 09/15/10 11:36 AM
Austin’s Colony, in Bryan, Texas had 2 houses sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Austin’s Colony and take advantage of all the wonderful amenities the area has to offer. The homes sold between $234,900, for a 4 bedroom, 2,029 sf and $159,900 for a 3 bedroom, 1,724 sf home. The average selling price was $197,400 for a 3 bedroom, 1,876 sf home. They were … (0 comments)
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buying a house: Riverstone, Bryan, Texas Luxury Home Sales & Houses for Sale - 09/14/10 11:14 AM
Riverstone, Bryan, Texas is located on FM 1179, directly across from Miramont. A newer subdivision in Bryan, the homes here are custom built to meet all the requirements of luxury living in the country with easy accessibility to the city. During August 2010, 2 houses sold in Riverstone, Bryan, Texas. Congratulations to both the new homeowners!!! These new builder custom homes were sold for an average price of $319,000. They sold for an approximately 99% of the asking price and were an average of 298 days on the market. Currently there is 1 home for sale in Riverstone, Bryan, Texas through … (0 comments)
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buying a house: Wheeler Ridge, Bryan, Texas, August 2010 Home Sales & Houses for Sale - 09/13/10 03:33 PM
Wheeler Ridge, in Bryan, Texas had 2 houses sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans.
To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Wheeler Ridge and take advantage of all the wonderful amenities the area has to offer.The homes sold between $120,000, for a 3 bedroom, 1,389 sf and $97,500 for a 3 bedroom, 1,374 sf home, with the average selling at $108,750 for a 3 bedroom, 1,381sf home. They were on the … (0 comments)
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buying a house: Autumn Lake, Bryan, Texas, August 2010 Home Sales & Houses for Sale - 09/03/10 10:30 PM
Autumn Lake, Bryan, Texas, August 2010 Home Sales & Houses for Sale Autumn Lake, in Bryan, Texas had 3 houses sell during August 2010. Congratulations to the home sellers involved and we wish you the best on all of your future plans. To the home buyers, many congratulations to you too on finding your dream home and we hope you enjoy living in Autumn Lake and take advantage of all the wonderful amenities the area has to offer. The homes sold between $184,900, for a 3 bedroom, 1,825 sf and $173,545 for a 3 bedroom, 1,649 sf home, with the average … (0 comments)
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