loans: 10 Options A Homeowner Can Choose From To Get Out of Foreclosure - 07/11/07 12:39 PM
It is difficult enough for a homeowner to deal with the typical causes of a foreclosure, (i.e. divorce, job loss, chronic illness), these circumstances alone are often overwhelming. In spite of this, a  homeowner should try to  find the time to muster the energy to begin to evaluate the options … (0 comments)

loans: Understanding the Pros and Cons of the Short Sale - 06/11/07 02:30 PM
Homeowners facing foreclosure in California have approximately 120 days from the Notice of Default (about 4 months) in order to resolve their outstanding mortgage debt.  When a homeowner finds themselves in this situation, the most proactive step a homeowner can do is to act in a timely manner to get … (0 comments)

loans: Foreclosure – Sorting Through the Good, the Bad and the Ugly - 06/11/07 10:47 AM
What do Clint Eastwood and a homeowner in foreclosure have in common?  A homeowner needs to have the same grit and tough determination as Mr. Eastwood to sort between the “good guys” and the “bad guys” even though their circumstances might indicate otherwise.
“Let the Buyer Beware” has been … (0 comments)

loans: Foreclosure- Why Lenders Are Reaching Out To Assist Struggling Homeowners - 06/08/07 08:03 AM
As home foreclosures begin to mount throughout the country, mortgage companies are becoming increasingly proactive by sending letters, making phone calls and in some cases even knocking on doors to let struggling homeowners know : They'd rather modify a loan than foreclose on the home.
According to an Associated Press … (0 comments)

loans: What is The Foreclosure Process in California? - 06/08/07 08:02 AM
The California home-buying process usually involves the use of the deed of trust, which by its legal definition involves three parties; the trustor (borrower), the beneficiary (lender), and the trustee (neutral third party receiving the right to foreclose).  The deed of trust usually includes a "power of sale" clause that … (1 comments)

loans: Financial Documents A Homeowner Needs For A Successful Foreclosure Workout - 06/07/07 04:02 PM
Once a homeowner in foreclosure begins working with his lender, he or she will be asked for several financial documents in order to assess the homeowner’s current situation, what was the cause of the default and what type of workout can be accomplished.  The reason a homeowner needs to provide … (1 comments)

loans: Buyer Beware! 3 Foreclosure Scams and How to Spot Them - 06/07/07 12:01 PM
If at any time the adage of “Let the buyer beware” were applicable, it would certainly be when a homeowner is experiencing foreclosure.  Distressed homeowners undergoing foreclosure are often approached by less than ethical business people (lenders, financial advisor and/or realtors) that are more interested in their own financial gain … (1 comments)

loans: Foreclosure- When Ignorance Is Not Bliss - 06/07/07 11:49 AM
We’ve all heard the saying “ignorance is bliss”; but purchasing a house or condominium with this attitude may be until the collector starts sending a homeowner  those inevitable letters and they  receive phone call after persistent phone call from their loan servicer regarding their late payments.  While most people associate … (0 comments)

 
Real Estate Agent: Nef Cortez (RE/MAX Realty 100)
Nef Cortez
Diamond Bar, CA
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RE/MAX Realty 100

Office Phone: (909) 348-0471 Ext.: 131
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