Cory's Thought's and some Real Estate

9590 E Florida Ave, Denver CO 80247 Copperstone condos

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Tue, 03 Apr 2012 19:29:32 -0700

9590 E Florida Ave #2025 Denver, CO 80247

MLS #: 1080320

$159,000

2 bedrooms 3.00 bath

Beautiful end unit condo with all amenities. 2 bedrooms with 3 bathrooms. Master suit with walk-in closet and huge tub for long days. Gas fireplace for cozy evenings. Great kitchen with lots of cabinent space. Updated paint and all appliances. Laundry room on site. Easy access in southeast Denver and very commutable. Close to parks and shopping. 1 car garage and reserved parking space. Great pool area for the kids.

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

5 Foreclosure Myths for 2012

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Sat, 17 Mar 2012 20:37:51 -0700

5 Foreclosure Myths for 2012. This is a great article for all types of "buyers". There is tons of news and views of the real estate market and everyone has an opinion. This is a good read from Carl Medford on Trulia.com:

"Beginning in 2007, foreclosures rocked the real estate world. Like an out-of-control freight train, they began decimating the market, peaking in 2009. Myths and rumors began propagating like mushrooms as consumers struggled to understand the new reality. Although many misconceptions have come and gone, we still encounter five myths on a regular basis.

1. There is going to be a flood of new foreclosures to the market.

This rumor has appeared every year since 2008 and has been routinely debunked. However, recent announcements that the Feds reached a settlement over the robo-signing scandal have reignited speculation. The idea is simple: Since the cork is now out of the foreclosure bottle, we’ll soon see another flood of REOs inundating the marketplace.

My personal opinion: don’t hold your breath.

Banks have learned that if they control inventory, they can affect local prices. By releasing homes in measured amounts, they realize higher prices than if they released a glut of homes. In addition, they’ve learned that if they can mitigate their losses by agreeing to a short sale, everyone wins.

2. You can go directly to a bank to buy a foreclosure.

Every few weeks I’m asked how to buy foreclosures direct from a bank. Someone knows a friend being foreclosed on and they want to step in and grab the house before it hits the market. Don’t we all? In reality, banks have a simple system – they first offer properties on the courthouse steps. The rest they assign to asset mangers who then hire local real estate agents to put them on the market along with all the other homes. Want an REO? Pay cash at the courthouse steps or get in line witheveryone else when they hit the local MLS (Multiple Listing Service).

3. You can get a killer deal by submitting lowball offers on foreclosures.

You would think this myth would be dead by now. Unfortunately, like Elvis sightings, it just won’t go away. Here’s the truth: Banks want REOs sold in 30 days or less, so they typically appear on the market priced slightly under comparable properties. If the property doesn’t sell quickly, the bank will lower the price after about 30 days. Lowball offers are ignored and are, quite frankly, a waste of everyone’s time and effort. You might get a deal by offering a lower price on a foreclosure that’s been sitting on the market for more than 90 days, but remember that there are good reasons it’s gone unsold for so long. And even if you have cash, your lowball offer won’t be accepted —seriously.

4. You can’t use foreclosures when doing an appraisal.

Or short sales, for that matter. That is no longer true. In fact, in many neighborhoods, that’s all that’s there. Therefore, foreclosed or distressed sales represent the actual value of homes in the area and HAVE to be used to appraise other properties. Don’t like it? Get over it. Times have changed and the ways neighborhoods are valued have changed as well.

5. Foreclosures are only affecting the bottom end of the market.

This used to be true. However, while foreclosure rates on the lower end of the market have actually decreased, they’re actually increasing on the upper end. According to Daren Blomquist, vice president of RealtyTrac, the market share of foreclosed homes under $1 million is shrinking, but those among properties valued over $1 million are rising – up 115% since 2007. And foreclosures on properties valued upwards of $2 million have increased by 273%. While some well-known jet-setters have melted down and lost everything, others are choosing to strategically default. They see it like liquidating a poorly performing portfolio – they have enough resources to cut their losses and move on. Historically, banks have been reticent to foreclose high-end homes and absorb a large loss, but defaulters are now forcing their hands and mansion foreclosure rates are moving on up.

Myths control behavior, and this has never been truer than in the housing market. Savvy agents will work hard to educate their clients, debunk myths, explain market trends, educate with solid facts – and actually close transactions."

Well said Carl, thank you.

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Denver news you can use. Denver CO market update and mythbusting.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 29 Feb 2012 10:40:05 -0800

Denver news you can use. Denver CO market update and mythbusting. What a start of 2012! With all the news/views flying around I thought I would give you my point of view. The market is crazy right now and I am sure we all have a different idea of how our market is doing. Here are some key myths/points for you:

Myth #1: the market is not that great. #2: its a buyers market. #3: there are lots of good deals. #4 it's not a good time to list. #5 it not a good time to buy. #6 it's not a good time to invest

Truths:

*Rental vacancy rates are VERY low: metro area average is 4%, some counties are at 0%!

renters are struggling to find a place to rent, investors are salivating: supply vs demand

*Rental rates are going up.

It could be cheaper to buy vs rent

*Metro Denver Inventory (homes for sale) is down over 40%

I have buyers waiting for homes to come on the market, Denver needs listings! It IS a good time to list your home.

*Days on the market are going down.

Low inventory, quick/mulitple offers are not uncommon

*Values are going up and/or stabilizing (location specific)

Supply vs demand, sellers are getting asking price, sometimes over asking price

*Overall completion is very steep.

Well priced homes are moving! Lots of folks waiting to pounce on good deals

*Interest Rates are still very low.

*Lenders are finally loosing up

I have buyers waiting! The Denver market needs listings! If your considering investing or listing your property give me a call. Have we passed the bottom of the market???

We all know some homeowners that are struggling and I can help provide some options. Please send them my info, it is important they know they have options.

Just announced: HUD just announced that they are increasing the up-front mortgage insurance premium and the annual mortgage insurance premium for FHA loans that have case numbers assigned on or after April 1, 2012.

The up-front MI payment will increase from 1.0% of the loan amount to 1.75% of the loan amount.

The annual MI payment will increase from 1.15% of the loan amount to 1.25% of the loan amount.

As always, if you have any questions please give me a call.

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

5 Smith Bridge Road, Bellvue CO 80512 Poudre River Canyon

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Sun, 22 Jan 2012 12:39:03 -0800

5 Smith Bridge Road, Bellvue CO 80512 Poudre River Canyon

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

National Western Stock Show, Denver CO and Horse properties

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 11 Jan 2012 13:52:55 -0800

National Western Stock Show, Denver CO and Horse properties. It's that time of the year again. This will be the 116th birthday for the Denver stock show starting back in 1899. This year we expect attendance over 700,000 visitors. This event features everything from western artwork, tradeshow, livestock, horse shows, tractors, FOOD, and rodeos. Check out the complete list of events and times. There plenty of events for all ages and this has become a annual family tradition for many Denverites. Dates: January 7th-22nd.

For those visitors that don't want to leave check out these horse properties for sale.

70+ acres with complete horse set-up and fully detailed home in Deer Trail, CO: This property has so many details, it is easier to list them: 70+ acres with sweeping views, easy access to amenities and entertainment(14 miles to Byers and 45 to Denver) many creative uses and possibilities, driving & shooting range, spring/creek with possible pond area, gently sloping and level land, wildlife galore, 2 car attached garage, 2 car carport, 40 year roof, hardiboard siding, Thermo-pane windows, walk-out basement, huge deck, private patio/BBQ area, kid's sand box, landscaped, A/C, oak cabinets, oak & cedar finishes, stainless appliances, huge utility room and in-house water filtration.

250+ acres on Hilltop road, rolling land just outside of Parker. Mold into your dream ranch. Over 253 acres of flat ground for you to mold into whatever. Great sweeping views of the front range. Easy access to Parker with amenities 10 minutes away. 20 minutes to Metro Denver, minutes to Parker. Loads of potential in growing area, fabulous estate site or horse property. Rolling terrain with seasonal creek, several building sites. 1 domestic well. Awesome price per acre!

5 Smith Bridge road, Bellvue CO 80512 Poudre Riverfront property: 200' of river frontage! 3 acres with custom built home right on the Poudre River. 4200 sq. ft. of awesome finishes with Knotty alder woodwork, 4.5 bathrooms with 2 jacuzzi tubs and steamer, marble tile, Brazilian cherry hardwoods, 2 fireplaces, custom stain glass door, high ceilings, office and a separate mother-in-law suite. Exterior finishes include an 8000 gallon water fall and pond and 2000' of patios and decks. 3 car shop with lift and compressor for your projects. A must see, the views are awesome. Easily commutable: 20 min. to Fort Collins right off Hwy 14. Fish out your back door, hike and hunt in the bordering BLM land. Additional 2 adjacent parcels for sale to total 4.5 acres.

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Denver ranks #1 in cities to invest. How Can You Profit From Housing Growth in Denver, Colorado

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Fri, 06 Jan 2012 11:28:30 -0800

Interesting video on Fox Business News today. Greg Rand CEO of Own America said Denver is the top city for investment opportunities in real estate. He says there is a nationwide migration coming into Denver due to our young average age and awesome lifestyle. There is something to be said for our mountains and blue skies. Overall good news and our market has done very well. Worth a view! Watch the latest video at video.foxbusiness.com

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Poudre Canyon lots, poudre river Colorado. Price reduced!

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Mon, 19 Dec 2011 12:13:14 -0800

Poudre Canyon road Bellvue, CO 80512

MLS #: 669373

$150,000

0 bedrooms 0.00 bath

First time offered to the public! 1.1 acre of land with 90 feet of Poudre River frontage. Owner will build to suit! Adjoining 1 acre lot for sale also. Fish off your back porch or enjoy the sound of a river running by. Excellent property for the outdoor enthusiast and one of the last lots on the Poudre river. Build your vacation/dream home. 20 minutes to Fort Collins and easily commutable. Neighborhood borders BLM land. Well, septic and electric already approved.

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Top 5 things to look for during a home inspection and what you should learn.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 16 Nov 2011 12:18:48 -0800

Inspections are often a "sticky" part of the real estate transaction. Often buyers get bogged down in the details and want to ask for the moon to be fixed before moving on. Hence I find myself talking the buyer down to focusing on the saftey issues and big ticket items. Well, thanks to local Denver inspector Darryl Bashline from DBInspections he has so kindly put into words for us:

1. What are the top 5 things you don't want to find during a home inspection?

A: You don't want to find safety of costly repair issues such as: 1. Foundation problems 2. Roof/Structural problems 3. Water/wet basement/crawl space issues (they can lead to health/safety issues like mold) 4. Fire hazards/saftey issues: HVAC, fire or carbon monoxide hazards, Electrical fire hazards

2. What are the top 5 things you want to learn at a home inspection?

A: Question #1 in reverse order plus peace of mind. 2. Proper home care and maintenance 3. Roof installation details: roof flashing's 4. Furnace and water heater age and condition 5. proper exterior drainage

3. Why is radon such a big deal?

A: Radon is decaying uranium that enters a house by seeping up through the slab or crawlspace. It has been reported that radon is the second leading cause of lung cancer behind cigarette smoking. Radon is heavier than air and will build up at the lowest living space in the house. The EPA says Radon levels at or above 4.0 picocuries per liter of air should be mitigated. (mitigation systems typically run $800 to $1200)

4. What are the most common issues inside an electric panel?

A: 1. A breaker with a "double" tap. (two wires connected to one breaker) 2. An "over-fused" circuit. (wire size too small for breaker ratings) 3. Scorched or charred wiring or breakers 4. Aluminum branch wiring for general circuits 5. Openings in the dead front cover that a person could put a finger through (there is a reason it's called a "dead" front cover) 6. Out dated panels (Panels that use fuses instead of breakers and a fuse has been replaced with improper fuse rating or the fuse is wrapped in aluminum foil.)

5. What are the most common questions you encounter? How do you address them?

A: Common Questions: (1) Did the house pass inspection? (2) Should I / Would you buy this house? (3) What should I have the seller fix? Responses: (1) There is no "pass/fail" on my inspection. I am here to provide a comprehensive, unbiased, professional inspection of the property. (2) This question really isn't fair as I already have the home I want. I am here because you want this house. I never tell anybody weather they should/shouldn't buy a house, i am here to educate you about the house. (3) I do not get involved in who does what. that is between you and the seller and you Real Estate Professionals, however health and safety issues are commonly addressed.

Darryl Bashline Owner/Inspector DBInspections Co. 720-987-3661. dbinspections@msn.com

Thanks to Darryl for this information. Overall, inspections are to educate the buyer so they can make an educated decision. It is much like looking under the hood and kicking the tires of a new car before you buy it. Keep in mind all locations/regions are different so the concerns will vary.

Looking for Denver investment property or Denver income property? Equestrain property? Need help with your Denver shortsale. Do you have questions about foreclosure and your options?

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Are lenders tightening the lending guidelines or are they just going back to how they were?

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Tue, 18 Oct 2011 13:01:11 -0700

Interesting video about lending today versus lending practices in the past. Most would say lenders are tightening but "...the reality that banks are not tightening their lending standards; they are just following the standard practices that they were using years ago." Also, investors might be able to expand their portfolio in the future... if all works out. Denver Real estate Investments: www.housefitz.com Denver Income Properties: www.housfitz.com

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

WANT A GOOD LAUGH?...Dozens OF Financial Institutions Are Being Sued By The Federal Government!!!

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Fri, 30 Sep 2011 11:19:11 -0700

I have been talking about this for awhile now. Thanks to Paula for this blog. Unfortunalty, it isn't funny for the taxpayer anymore and I think the damage has been done. How do we re-cover? I think education and awareness are key.

Via Paula I Hathaway, SVP (Prudential Douglas Elliman Real Estate):

WANT A GOOD LAUGH?...Dozens of Financial Institutions Are Being Sued By The Federal Government!!!

The Federal Housing Finance Agency is seeking unspecified compensation, claiming that these institutions knowingly peddled shoddy deals without informing the investors of the questionable paper....

AND:

"Securities and Exchange Commission officials are trying to make it easier on themselves to hold more individuals responsible for wrongdoing during the financial crisis.

In a major shift from the agency's traditional enforcement strategy, the SEC could file more civil cases in which defendants are accused of negligence only, rather than harder-to-prove charges of intentional wrongdoing or recklessness, according to SEC officials.

In the past, the SEC sometimes persuaded individuals to agree to narrow negligence charges in order to settle the case, rather than fight the agency in court over more-serious allegations, according to defense lawyers."

This action comes after how many years of suffering and loss of income, jobs, homes and retirement savings of the average American???.....

This is outlandish, in that the fraud is now going on in the actions of the FHFA and the rest of those in government who came up with this lawsuit which does nothing to identify exactly who was responsible! ...nor does it intend to take any action of significance to make the people, who lost so much, whole in any way!

So, pardon me while I chuckle a little bit, no laugh at the folly of it all!

Just what does the Federal Government intend to do, really? NOTHING!

Right now there are Billions of dollars being literally thrown at "Green" companies that can't find their way in the dark-- or the light....failing companies that don't merit the money to try to survive, especially when the government knows they won't last!!

So, the money goes into a black hole---all the while the poor homeowner still suffers from the damage done to the housing market from the fraud perpetrated by huge financial institutions!!!---And the money that was set aside for the homeowner who was put at risk from all the bad loans that were given to people who could not afford a home???

Why, that money is still there--not having been spent, because no one knows how to use it to help out the suffering homeowners!!! No, the homeowners who were given the bad loans are long gone---those houses were the first to be foreclosed upon and the individuals who were given those bad loans have moved on--into complete and utter poverty, homeless-ness or even worse!!!

We are now on the 2nd and 3rd wave of defaults in the aftershock of this fraud--Now qualified homeowners, who were ok in the beginning, are starting to feel the effects of the massive mortgage fraud. They have lost all equity and in most cases are now underwater---no chance to sell their home if they need to; and no money if they do manage to sell it!That money won't be used either, in my opinion--it will probably just go back into the coffers of the banks even though it makes the bank bailout look even worse in the eyes of those who lost the most......

What do you think about this travesty??? I would love to hear what you think about the charade that is going on right now within our government.

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**ALL INFORMATION AND CONTENT IN THIS BLOG IS ORIGINAL TO PAULA I. HATHAWAY

Paula I. Hathaway, Senior Vice President, Prudential Douglas Elliman

Southamtpon Village Real Estate Specialist since 1995; Also Specializes in North Sea, Noyac, Water Mill and Bridgehampton, New York

Diamond , Gold and Chairman's Circle Awards; Top Producer since 2005

Click here to see my Hampton's website to see all my listings; please email me or call me for all your real estate needs in Southampton, Bridgehampton and Watermill:
http://www.prudentialelliman.com/paulahathaway

http://www.hathawayhamptonhomes.com

http://www.realestateshows.com/576624

http://www.realestateshows.com/576620

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

47841 County Road 101 Deer Trail, Colorado, eastern plains, mountain views, excellent horse property, mini ranch

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Tue, 27 Sep 2011 14:27:05 -0700

47841 County Road 101 Deer Trail, CO 80105

MLS #: 892827

$535,000

2 bedrooms 2.75 bath

This property has so many details, it is easier to list them: 70+ acres with sweeping views, easy access to amenities and entertainment(14 miles to Byers and 45 to Denver) many creative uses and possibilites, driving & shooting range, spring/creek with possible pond area, gently sloping and level land, wildlife galore, 2 car attached garage, 2 car carport, 40 year roof, hardiboard siding, Thermo-pane windows, walk-out basement, huge deck, private patio/BBQ area, kid's sand box, landscaped, A/C, oak cabinents, oak & cedar finishes, stainless appliances, huge utility room and in-house water filtration.
Additional bedrooms or bedroom/media room combination can be easily and affordably added in space available on walk-out level providing privacy and easy access to the third bath. (Owner's have obtained bids for work and will provide if needed.)
Excellent horse facilities: 3 loafing sheds and 1 enclosed tack room (all wired), 60' round pen, huge arena, 30'x60' barn, 4 turnouts, perimeter fenced, heated wash stall and grooming stall.
You have to see the propety to understand all the features. No details were overlooked!

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Poudre River Canyon horse property, Bellvue, CO 80512. Last lots on the river

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Mon, 26 Sep 2011 14:04:28 -0700

Poudre Canyon road Bellvue, CO 80512

MLS #: 669363

$220,000

0 bedrooms 0.00 bath

First time offered to the public! 1.2 acre of land with 100 feet of Poudre River frontage. Owner will build to suit! Adjoining 1 acre lot for sale also ($400K for both). Fish off your back porch or enjoy the sound of a river running by. Excellent property for the outdoor enthusiast and one of the last lots on the Poudre river. Build your vacation/dream home. 20 minutes to Fort Collins and easily commutable. Neighborhood borders BLM land. Well, septic and electric already approved.

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

5 Smith Bridge road Bellvue, CO 80512, Poudre River, Larimer County

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Mon, 26 Sep 2011 13:05:54 -0700

5 Smith Bridge road Bellvue, CO 80512, Poudre River, Larimer County

5 Smith Bridge road Bellvue, CO 80512

MLS #: 578162

$689,000

4 bedrooms 4.50 bath

200' of river frontage! Custom built home right on the Poudre River. 4200 sq. ft. of awesome finishes with Knotty alder woodwork, 4.5 bathrooms with 2 jacuzzi tubs and steamer, marble tile, Brazilian cherry hardwoods, 2 fireplaces, custom stainglass door, high ceilings, office and a seperate mother-in-law suite. Exterior finishes include an 8000 gallon water fall and pond and 2000' of patios and decks. 3 car shop with lift and compressor for your projects. A must see, the views are awesome. Easily commutable: 20 min. to Fort Collins right off Hwy 14. Fish out your back door, hike and hunt in the bordering BLM land. Additional 2 adjacent parcels for sale to total 4.5 acres (2 additional acres for $420,000).

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Video of the day. And a thought or one.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Mon, 26 Sep 2011 10:59:02 -0700

Video of the day with no thoughts... just a video. My mother sent this to me, she must know what I like. Pretty sweet views of the Scottish countryside and one amazing bike rider. This guy is unbelievable, you will say "wow" while watching. The Scottish countryside is worth the watch too. He looks more comfortable riding his bike than walking...

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Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Homeowners "deposit" foreclosure trash on the steps of Bank of America.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 21 Sep 2011 11:42:00 -0700

Homeowners "deposit" foreclosure trash on the steps of Bank of America.

I love it! This is a peaceful demonstration by some Boston residents but it is a great way to make a point. The volunteer protestors stated the bank should take care of their foreclosed properties. “Basically they need to be accountable for their property. They foreclosed on these people, they wouldn’t renegotiate their mortgage, they kicked them out, and the place is overgrown and it’s a mess. The message is: Take care of your property. If you’re going to kick people out and you’re not going to let people stay there and take care of their own property, they should take care of that.”

Read the full B of A Trash article. This was too good not to share.

Have foreclosure questions? Need to talk to a Denver short sale Realtor?

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Viewing Homes for Sale Between Denver and Boulder -

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Thu, 08 Sep 2011 14:56:07 -0700

Good info for buyers and how the showing process works. I've had this question many times before and certainly "why" turning down showings is bad for sellers. Thanks to Joetta for this great info.

Via Joetta Fort, Realtor Homes Denver to Boulder (Equity Colorado):

If you're thinking of buying a home in one of the friendly small towns between Denver and Boulder, you might like to know something about the process of setting up showings. This is a sample of what your agent will do each time before you go 'on tour'.

If you're selling a home between Denver and Boulder reading through this might help you understand why, if you get a request for a showing at a certain time, and you ask them to come at another time, they likely will not come at all.

Many people seem to believe that agents stack the deck with showings, putting all the 'uglies' up first, then showing the 'pretties', so buyers will be more impressed and make a quicker decision. Well, that might work if you're searching a small area, but most of the people I help find a home are interested in seeing homes spread over a sizable area. So when I set up multiple showings, they're arranged in the best drive order.

Generally, I've gotten input from my client as to which homes they want to see, what time to start, and how much time they have available. I also like to know how many people are coming along and if any children are joining us. The more people that come, the fewer showings I schedule per hour, so we have time for more conversation during each showing and for drink and/or bathroom breaks.

Once the best route has been determined, I start calling the phone numbers to set the showing for each home. Today I set out to schedule nine showings. That's more than I like to do in one day but the client is moving from out of town and isn't here often, so we've got to pack them in.

I like to give a 2-hour window because it is difficult to anticipate how long a home buyer will stay in each home, and to estimate delays such as road construction. Home sellers who will only allow a 1-hour window are making it difficult to show their home, and I will often have to call to request a time change anyway. But some sellers have real needs for a shorter window, so I do my best to comply.

Out of the nine homes I wanted to show today, I was told three are now under contract and are not allowing showings.

So now we're down to six, a more reasonable number. The thing is, it's likely at least one of these six is also under contract but the agent hasn't informed the showing line yet.

Out of the original nine, all were vacant but one. Vacant homes are easy to set up but occupied homes can be a problem. Imagine I've planned out a route, starting at the north end of the area and ending at the south end. Home #4 is occupied and they want us to come two hours later than I've planned. Chances are, we won't be able to see that home at all, due to time limitations. In today's case, the client has a plane to catch, so he won't be seeing that house. I don't know right away if there's going to be a problem seeing the occupied home, as I have to wait for the showing line folks to call that homeowner to get their OK.

Each home has a different type of access to the home, but most are via a code to a lockbox of some kind. Sometimes there is also an alarm to shut off.

Once I obtain all the access codes I print out showing sheets for my client.

Then, I spend a few minutes praying that all the codes will actually open the lockboxes, that there will be keys in the lockboxes that will successfully open the door, and that we don't run into someone in the house who says they didn't know we were coming and won't let us in.

Hopefully, this adventure will result in finding a great home for my client, and another appointment to write up an offer.

**********************

Note: All showings went well, and my client flew home happy and confident that he will be able to find a home that meets his needs!

* * * * * * * * * * * * * * * * * * * * * * *

I write posts on real estate issues and local events in the Denver metro area, especially those *communities between Denver and Boulder, as a public service. My hope is to give people an idea of the ‘flavor’ of our community, in case they’re new or moving to the Denver area.

I am a residential real estate agent, happily helping folks buy a house or sell a house in the beautiful and friendly *suburbs northwest of Denver.

*Arvada, Broomfield, Lafayette, Louisville, Superior, Westminster; also Thornton, Golden, Wheat Ridge, Northglen, Lakewood

Read more about Arvada Colorado, a historic small town between Denver and Boulder.

Find Homes for Sale, no Matter Who Listed Them, at Dream House Hunting.

Gardeners – please visit my blog about high plains gardening, Beauty of Gardening.

Copyright © 2011 Joetta Fort

Joetta Fort, Realtor 720-353-8031

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Denver metro vacancy rates are at all times lows! Calling all investors.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Thu, 01 Sep 2011 12:51:41 -0700

Denver metro vacancy rates are at all times lows! Calling all investors.

Multiple articles are out this week about the low vacany rates for metro Denver. Two counties even posted a 0% rating (Broomfield and Boulder).

This is a good indicator for those thinking of investing in the Denver housing market. Rental demand is high which could drive rental prices even higher.

“Both the vacancy rate and the number of days on the market are at the lowest levels recorded since 2001,” said Ryan McMaken a spokesman for the Division of Housing.

1.9% was the highest county wide vacancy rate. Here is a break down according to the Colorado Division of Housing:

Adams county: 1.9%

Arapahoe county: 1.8%

Boulder county: 0%

Broomfield county: 0%

Denver county: 1.3%

Douglas county: 1.1%

Jefferson county: 1%

Read the full Denver metro vacancy rates article.

Looking for Denver income property. Denver Investment property. Jefferson county property listings.

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Elevate West Metro Business networking Open house Sept 13th in Wheat Ridge, CO 80033

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Tue, 30 Aug 2011 12:37:10 -0700

Elevate West Metro Business networking Open house Sept 13th in Wheat Ridge, CO 80033.

Calling all small business owners in west Denver! Want to expand your networking circle? Want to make more money this year? Want to have some fun and meet other business owners? Want to educate your fellow professionals about your business? Do you want more referrals?

Come join us for our first open house on september 13th off Wadsworth and 38th Ave from 8am -10am.

"Business Professionals Raising Opportunities"

Location: Vectra Bank, 7391 W. 38th Ave, Wheat Ridge Co 80033

When: Tuesday mornings 8am-9:30am, weekly

Wanna know what we do???? We are: A group of business professionals working together to build a sustainable business network through their community, as well as social and personal group events to facilitate more business for all its members.

We are growing and looking to add members, come check it out.

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Want to know your home's value? Why your local agent is MUCH more reliable than your real estate website.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 27 Jul 2011 12:18:07 -0700

Want to know your home's value? Why your local agent is MUCH more reliable than your real estate website. Finally! I just read this article: 4 ways online real estate valuations fail. I will add this to my library for refuting the monthly conversation of off-based website property values. I know Realtors are not the only ones putting out this fire, mortgage brokers and appraisers have the same objection: But ***** says my home is worth $270,000!

Here's their list of ways consumers could get bad comps:

if your home is older and has had a lot of improvements and even additions that are not in the county records, you're likely to get bad comps;
if homes in your area are very different from each other, you might get bad comps;
if you live in a neighborhood very nearby another neighborhood where homes have a much higher or lower value than your area's (say, because they belong in a better school district or even on the other side of the city limits), you're prone to getting bad comps;
if your home is in an area where homes are dense, the algorithm might jump over many very nearby properties to get to a relatively dissimilar one even a half-mile away, and that can give you bad comps.
The computer can't necessarily distinguish nuances in a property's condition or aesthetics, nor does it always correct for whether the house two blocks over was a short sale or a foreclosure

(Not to mention where the data comes from or how dated it is. Also look into the sites accuracy rate.)

"But when it's time to actually list your home, or figure out what it is worth, no computer -- no algorithm -- is as accurate as a living, breathing local real estate professional who sees and sells all the different specimens of homes in your neighborhood and sees firsthand what ready, willing, qualified buyers actually pay for them, day in and day out.

I think it's important for sellers interviewing listing agents to discuss the online comparables with prospective listing agents, but not as a counterargument to what the listing agents recommend you list your home at."

Understanding the source and educating the consumer is our job. I had to post this article for that reason: 4 ways online real estate valuations fail.

Need a Denver real estate property valuation? Have short sale questions? Need foreclosure information?

Denver Investment property Denver Income Property

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Banks: First we bail them out and this is our reward. Treasury To Penalize Mortgage Companies

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Fri, 01 Jul 2011 18:49:21 -0700

Treasury To Temporarily Penalize Mortgage Companies, Making Good On Old Threat 3 of the largest mortgage companies are failing to comply with the MHA program used to help struggling homeowners. The Treasury has been threating for 19 months, yep 19 months, to penalize these lenders for non-compliance and "abusing homeowners". "More homeowners have been kicked out of the program than are receiving assistance."! Really?! I had to share this article and spread some awareness.

"Treasury first identified potential mass non-compliance in November 2009, warning the participating companies that those failing to meet their obligations to homeowners under their contracts with the federal government "will be subject to consequences which could include monetary penalties and sanctions." The Obama administration spent the next year and a half defending itself against accusations levied by federal auditors, members of Congress and consumer groups that it was soft on the big banks' abusive behavior due to its reluctance to follow through on that threat."

What is your reaction to this? The best part is two of the banks are refutting the results and said it doesn't matter to them... BUT it does matter to them to get the market turned around. So, we bail them out and then they turn the screws more? Blatant abuse? Where do we point the finger? We're paying the bills and this is our tax dollars at work.

The grades are in and they are terrible: "Bank of America, Wells Fargo and JPMorgan Chase, which collectively service about half of all home loans, abused homeowners and violated the rules of the Making Home Affordable (MHA) program, Treasury said. The initiative aims to lower monthly payments, reduce loan balances or enable distressed borrowers to sell their homes before they're seized by awarding a series of incentive payments to banks, investors and homeowners when foreclosures are averted. Treasury is only withholding pay to the three banks.The three were found to need "substantial improvement," the agency said in a statement. Cumulatively, they received $24 million in government incentive payments last month. Last quarter, the three financial behemoths collectively reported about $11.4 billion in net income."

"Potentially "thousands" of troubled homeowners were denied opportunities to lower their monthly mortgage payments under the administration's program due to servicer errors and inadequate oversight by Treasury, according to a June 2010 audit by the Government Accountability Office (GAO)."

Please take a minute to read the Full article and add your comments. This program has been a huge failure and how do we fix it?

One option for distressed homeowners is a shortsale. Need pre-forclosure tips? Denver shortsale Realtor

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

5642 Noble Street Golden, CO Meadowbrook area

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 29 Jun 2011 19:42:54 -0700

5642 Noble Street Golden, CO Meadowbrook area

5642 Noble Street Golden, CO 80403

MLS #: 1012849

$270,000

4 bedrooms 4.00 bath

Cute home with tons of room. Very clean and well maintained with loads of potential. Hardwood floors in the kitchen, newer floors in family room and living room. Walk out deck from the dining room & fireplace in family room. Huge yard with patio, mature landscaping and sprinkler system. Extra utility shed, RV parking and off street parking. 2 car garage with 220V and gas. Newer roof last year! All appliances and turn key ready.

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

1672 Kendall Lakewood, CO, 80214, good opportunity for investors!

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Mon, 13 Jun 2011 15:04:45 -0700

1672 Kendall Lakewood, CO

1672 Kendall Lakewood, CO 80214

MLS #: 1007038

$120,000

2 bedrooms 1.00 bath

This home needs TLC but has loads of potential. Mother in law quarters in back yard with plumbing. Lots of work started but needs a finishing touch. Big lot with mature landscaping, easy commute area. Stamped concrete and water features. Nice finishes on interior. Basement has been dug out for future square feet.

View the Photos and Virtual Tour: Click Here

Kitz & Associates
Cory Fitzsimmons

Phone: 303-238-4734
Mobile: 720-581-2885

This information is deemed reliable, but is not completely guaranteed. Buyer to verify all information.

E-mail: cory@kitzandassociates.com

Equal Opportunity Housing

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

The short sale process and its' deficiencies.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 01 Jun 2011 13:58:50 -0700

This too good not to share. This is an article written to the editor of Inman News from a real estate agent from Las Vegas. His response is on point. Many folks have opinions on "how" our market is doing, but the truth is, those that are on the front lines have the best reports. The short sale processis tricky and often mis-aligned with no clear protocol to follow AND each bank follows a different protocol. Buyers are often mis-informed or uneducated about how the process works. Mr. LeVine makes some very good points on how this could be changed.

A big thanks for Jack LeVine and his thoughts. Will we change? Here is the full article:

Short-sale agents, buyers get short end of stick

Letter to the Editor

By Inman News
Inman News^TM

Re: 'Rising rents and the real estate recovery' May 25

Dear Editor:

There's one BIG change that would make the recovery faster, smoother and more vigorous. Allshort sales should be at preapproved prices. They shouldn't be allowed to go into the multiple listing service until the banks have agreed to the price, terms and conditions -- including and especially how deficiencies and seller contributions will be handled.

Why? Because we have too many willing and able buyers who get their hopes up and then are trapped in a short-sale contract, with slim chances of successfully owning the house. Unless the buyer is in contract on multiple houses, they're out of the market waiting for something that probably won't happen.

Having multiple contracts hurts the sellers, as these buyers are going to drop out as soon as one of their "deals" comes together. Massive time and energy is being spent by real estate agents, with little chance of success.

The strategic default problem would be reduced if the sellers knew that they'd be foreclosed on quickly. They're taking advantage of the prospect of making out better by doing a short sale. They're the most likely to have the banks requesting funds from the seller, or refusal to waive deficiency judgment -- terms that the seller will probably turn down, anyway.

If we knew in advance that the seller was truly qualified for a short sale, that the bank didn't have some other agenda, and was motivated to not get the property back in foreclosure, then I'd be happy to bring my strongest buyers to the short-sale deal. Meanwhile, the real buyers are fighting over the REOs (bank-owned properties), flips and equity transactions, of which there are actually too few.

Prices keep falling because the short-sale agents are listing at 5 to 10 percent below comps in order to try to get an offer, and often are accepting offers at even less. The banks come back at a higher price, and then the buyer walks. The downward momentum has been coming from the short sales, not from the REO listings.

It would be nice if the banks would just do as I suggested, or the government forces them to do it. The reality is that the real estate community is going to have to tell the banks that we're not going to facilitate their craziness any longer.

We'll take the listings, we'll process the short sale to approval or denial, but we won'tput it on the MLS or tie up a buyer, or spend money to advertize and promote it until we know there's actually a huge chance that a closing could take place.

That was the premise, and the promise of the Home Affordable Foreclosure Alternatives program(HAFA), but HAFA has been just as big of a joke as the way we do it now.

Let's only sell houses that can actually, really, truly be bought. If the banks can dictate to us that they won't even consider a short sale till there's an offer, then we ought to be able to dictate to them that we won't look for an offer without a preapproval of the sale.

Jack LeVine
Realtor
Bella Vegas Homes
Las Vegas

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Denver ranks #1 in April for fastest moving real estate market.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Wed, 25 May 2011 14:14:42 -0700

Denver ranks #1 in April for fastest moving real estate market.

I read this article ranking how quickly markets are moving. Realtor.com ranked the top 146 markets across the nation to gauge how quickly the market is moving and Denver came in #1. (California held 5 of the top 10 positions.) This is a great indicator for those that are questioning the Denver market. Still wondering if it is a good time to buy or sell? Here are a couple things to consider:

1. 30 year historical low interest rate's. Where are they heading? Cheaper to buy than rent?

2. Rental vacancy rates at all time low. Great for landlords/investors.

3. Rental demand at all time high. Investors are all over this!

4. Excellent deals in the market. (HUD's, short sales, foreclosures, REO's)

5. Listings moving quickly so prices are stabilizing. Days on the market are dropping, great for sellers.

6. Spring is here, we are approaching the best part of year for real estate.

Those waiting on the sidelines should get in the game! If you are looking to buy or sell, right now is a great time.

Not sure if you can sell? Have short sale questions? Want Foreclosure options? I can help. Are you currently renting and want to buy?

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

What Coloradoans need to know about home loan modifications.

Cory Fitzsimmmons, Realtor, Denver, CO (Kitz & Associates, Inc.) — Thu, 12 May 2011 12:34:14 -0700

What Coloradoans need to know about home loan modifications. This is a great article with tools on how to prepare for the loan process and how to proceed once in the process. Also, this is a good clip about some locals who were successful in getting a loan mod done... with help . The process is long and tough but persistence is key. 9News has helped get loan mods through but it would be nice to know that a news channel doesn't have to get involved to know the process is working correctly. They key is to remember NOT all homeowners will qualify and there are many ropes to trip you up.

Here are some key points: Submit complete paperwork. Ask your bank what they will need and be sure to write your loan # and name on each page. (There is a good list of required paperwork in the article.)

Be persistent! Follow up to make sure they received your paperwork. Call and call again. We you turned down? Ask why! Also refer to the HAMP and HAFA programs to ensure the bank is following correct protocol. Do you qualify for these programs?

Be concise! To the point and no more.

Get help. Call A HUD counselor 877-601-4673 and the Colorado Foreclosure hot-line (bottom of this blog) now. Learn about your options and seek help. Short sale? Deed in Lieu? Foreclosure? There are different ramifications for each of these. Tips and info here. Foreclosure prevention tips

Beware of scams! Don't pay anyone for upfront services or give them valuable information.

Want to talk with a Denver Short sale Certified realtor? Give me a call!

_______________________________________________________________________________________________

Cory Fitzsimmons, Kitz & Associates, Inc., Golden, CO 303-238-4734

www.housefitz.com Denver investment property Denver Income property

Your Denver Metro Broker-Associate and REALTOR® "Out standing in my Field"

Colorado Foreclosure Hotline 1-877-601-HOPE HOTLINE WEBSITE: ColoradoForeclosureHotline.org

The information contained in Cory's blog is deemed reliable but is not guaranteed, and the opinions and views expressed in these articles are solely those of the author.

Cory's Thought's and some Real Estate

9590 E Florida Ave, Denver CO 80247 Copperstone condos

5 Foreclosure Myths for 2012

1. There is going to be a flood of new foreclosures to the market.

2. You can go directly to a bank to buy a foreclosure.

3. You can get a killer deal by submitting lowball offers on foreclosures.

4. You can’t use foreclosures when doing an appraisal.

5. Foreclosures are only affecting the bottom end of the market.

Denver news you can use. Denver CO market update and mythbusting.

5 Smith Bridge Road, Bellvue CO 80512 Poudre River Canyon

National Western Stock Show, Denver CO and Horse properties

Denver ranks #1 in cities to invest. How Can You Profit From Housing Growth in Denver, Colorado

Poudre Canyon lots, poudre river Colorado. Price reduced!

Top 5 things to look for during a home inspection and what you should learn.

Are lenders tightening the lending guidelines or are they just going back to how they were?

WANT A GOOD LAUGH?...Dozens OF Financial Institutions Are Being Sued By The Federal Government!!!

47841 County Road 101 Deer Trail, Colorado, eastern plains, mountain views, excellent horse property, mini ranch

Poudre River Canyon horse property, Bellvue, CO 80512. Last lots on the river

5 Smith Bridge road Bellvue, CO 80512, Poudre River, Larimer County

Video of the day. And a thought or one.

Homeowners "deposit" foreclosure trash on the steps of Bank of America.

Viewing Homes for Sale Between Denver and Boulder -

Denver metro vacancy rates are at all times lows! Calling all investors.

Elevate West Metro Business networking Open house Sept 13th in Wheat Ridge, CO 80033

Want to know your home's value? Why your local agent is MUCH more reliable than your real estate website.

Banks: First we bail them out and this is our reward. Treasury To Penalize Mortgage Companies

5642 Noble Street Golden, CO Meadowbrook area

1672 Kendall Lakewood, CO, 80214, good opportunity for investors!

The short sale process and its' deficiencies.

Short-sale agents, buyers get short end of stick

Letter to the Editor

By Inman NewsInman NewsTM

Re: 'Rising rents and the real estate recovery' May 25

Dear Editor:

Having multiple contracts hurts the sellers, as these buyers are going to drop out as soon as one of their "deals" comes together. Massive time and energy is being spent by real estate agents, with little chance of success.

It would be nice if the banks would just do as I suggested, or the government forces them to do it. The reality is that the real estate community is going to have to tell the banks that we're not going to facilitate their craziness any longer.

We'll take the listings, we'll process the short sale to approval or denial, but we won'tput it on the MLS or tie up a buyer, or spend money to advertize and promote it until we know there's actually a huge chance that a closing could take place.

That was the premise, and the promise of the Home Affordable Foreclosure Alternatives program(HAFA), but HAFA has been just as big of a joke as the way we do it now.

Let's only sell houses that can actually, really, truly be bought. If the banks can dictate to us that they won't even consider a short sale till there's an offer, then we ought to be able to dictate to them that we won't look for an offer without a preapproval of the sale.

Jack LeVineRealtorBella Vegas HomesLas Vegas

Denver ranks #1 in April for fastest moving real estate market.

What Coloradoans need to know about home loan modifications.

By Inman News
Inman News^TM

Jack LeVine
Realtor
Bella Vegas Homes
Las Vegas