credit: Opt-Out of Pre-Approvals, Junk Mail, etc. - 04/30/08 05:21 AM
Good Morning!  
I have had a few issues come up lately with clients that have involved either identity theft, in smaller ways - such as folks taking out cell phone accounts in their names to bigger ways such as Capital One doing a 'soft-pull' on a client 54 times in 2 … (9 comments)

credit: 1/22/08 - Fed Cuts Rates .75% in Special Meeting - 01/22/08 12:05 PM
The Federal Reserve held a special meeting last night which resulted in a .75% rate cut to the Fed Funds Rate to 3.5%. This is the first intermeeting action since September, 2001 and the deepest one day Fed Cut since 1984! A brief statement issued by the Fed this morning said: … (1 comments)

credit: Does each credit report pull count AGAINST the borrower? - 01/12/08 08:48 AM
Most of us in the industry have been counseled that when multiple lenders, car dealers, etc. pull a clients credit report within a certain time frame that the ‘inquiry' only counts as ONE.
Recent information from the credit bureaus has enlightened us that this, in fact, is NOT the case.
There are separate … (9 comments)

credit: Time to pull your annual free credit report - 01/11/08 08:14 AM
WHAT'S ON YOUR CREDIT REPORT??
How to pull your ‘FREE' annual credit reports:
Go to http://www.annualcreditreport.com/Click on the drop down menu for which State you are in.Hit the 'GO' button and start filling out info. The http://www.annualcreditreport.com/ site will always be your base site.There will be a link on each consecutive page that will … (2 comments)

credit: Credit Crisis Cripples Markets - Safeguard Your Clients Today! - 08/23/07 04:09 PM
Just two weeks ago, American Home Mortgage and its wholesale counterpart, American Brokers Conduit,
became the latest casualties of the credit crisis. Last year, this company closed over $58 billion in home loans.
Despite being, by all accounts, a well-run business, market conditions forced them to file for bankruptcy,
leaving nearly $800 million in … (0 comments)

 
Mortgage Company: Leave No Stone Mortgage Lending
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