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craig bland loan officer: Hello - is anybody there? - 11/12/09 05:45 AM
I was talking to a Realtor that works for Keller Williams a while back.  She was super excited to be with them because of how innovative they are.  One of the things she pointed out was that they offer coaching.  Their coaching is a little different with respect to how they get paid - the coach gets 10% of every closing.  Personally I think that’s pretty cool seeing how the coach’s pay is directly connected to the results of the person being coached.
So I asked her what the coach did for her.  I’ll make it short and sweet for you … (92 comments)

craig bland loan officer: FHA Changes coming - 5% down payment - 10/06/09 06:49 PM
H.R.3706 - To require borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages.
More to come
 
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craig bland loan officer: The 10 Commandments - when applying for a mortgage - 08/27/09 01:16 PM
1. Thou shalt not change jobs, become self-employed or quit your job. Longer employment time shows stability and a reduced likelyhood of default.
2. Thou shalt not buy a car, truck or van (or you may be
living in it)! This will increase your debt to income ratio.
3. Thou shalt not use charge cards excessively or let your
accounts fall behind. This shows poor money management and an increased risk of default.
4. Thou shalt not spend money you have set aside for closing. It costs money to borrow money - make sure you have enough.
5. Thou shalt not … (3 comments)

craig bland loan officer: 95% Conventional Financing is Back - 08/27/09 12:10 PM
Wonderful News. 
95% conventional loans are back! 
Academy Mortgage can now offer a combo loan with a 80% first loan and a 15% second loan. 
 This is great news as it was very difficult to get mortgage insurance ob loans greater than 90%.
Call Craig Bland at 678-234-0545 for more details.
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Craig Bland

Lawrenceville, GA

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Brand Mortgage

Cell Phone: (678) 234-0545

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