mortgage: GEORGIA PROPERTY TAXES - IMPORTANT DUE DATES FOR 2009 - 08/28/09 09:55 AM
Many property tax deadlines have been extended for 2009:  
Fulton County:  bills have not been generated yet- the county is seeking a Temporary Collection order to bill and collect taxes
Usual due date:  October 15th
2009 due date:  Undetermined
City of Atlanta:  if in Fulton County, will be billed as shown … (0 comments)

mortgage: The 10 Commandments - when applying for a mortgage - 08/27/09 01:16 PM
1. Thou shalt not change jobs, become self-employed or quit your job. Longer employment time shows stability and a reduced likelyhood of default.
2. Thou shalt not buy a car, truck or van (or you may be
living in it)! This will increase your debt to income ratio.
3. Thou shalt … (3 comments)

mortgage: 95% Conventional Financing is Back - 08/27/09 12:10 PM
Wonderful News. 
95% conventional loans are back! 
Academy Mortgage can now offer a combo loan with a 80% first loan and a 15% second loan. 
 This is great news as it was very difficult to get mortgage insurance ob loans greater than 90%.
Call Craig Bland at 678-234-0545 for more details.
(0 comments)

mortgage: "Talk to the Hand: The Utter Bloody Rudeness of Everyday Life" - 08/19/09 04:20 PM
"Manners are about showing consideration and using empathy. But they are also about being connected to a common good; they are about being better. Respect and consideration are traditionally due to people for all sorts of reasons, some big, some small. Here are 20 (most lapsed) reasons to show special … (1 comments)

mortgage: Possible Extension of the Home Buying Credit - 06/24/09 11:33 AM
Yesterday, USA Today reported that Congress is considering an extension of the first-time home-buyer credit due to expire this fall. Some in Congress are even proposing to raise the credit from $8,000 to $15,000 and apply it to anyone who buys a home.
It seems likely the credit will be extended … (0 comments)

mortgage: Are Banks Stupid? - 06/03/09 09:43 AM
I know that is a rhetorical question and I am sure like me you truly believe that banks are stupid anyway but let me elaborate.
 
Question.  If someone buys a car today and in a year the car is repossessed what happens?  Well the car is taken back and put … (7 comments)

mortgage: Refi Plus is HERE! - 04/15/09 12:16 PM
Effective 4/15/2009, Academy Mortgage (678-234-0545) will begin accepting loan application and locks on loans originated using Fannie Mae's DU Refi Plus program. 
DU REFI PLUS CRITERIA
•·         Rate and Term (no cash out) refinance of an existing Fannie Mae loan.
•·         Owner Occupied transaction only
•·         Mortgage Insurance will be waived … (0 comments)

mortgage: USDA Rural Housing Loans up to 102% of Appraised Value - 04/03/09 07:42 AM
USDA Rural Housing Loans up to 102% of Appraised Value
If you live in a rural area of Georgia, and have little or no money to put down on the purchase of a home, we may have very good news for you.
USDA rural housing loan programs offer flexible underwriting guidelines, … (0 comments)

mortgage: First-Time Homebuyer Tax Credit - Revised Feb 2009. $8000 limit - 02/14/09 07:39 AM
$8000 FIRST-TIME HOMEBUYER TAX CREDIT 
 
As Modified in the American Recovery and Reinvestment Act
Major Modifications Shaded  - February 2009 
NOT YET SIGNED INTO LAW (as of posting)
 
 
 
EXPERIENCE THE DIFFERENCE - CALL ME FOR ALL YOUR MORTGAGE BUYER NEEDS.
 
 
(0 comments)

mortgage: 29 Low-Cost or Free Marketing Ideas - 10/07/08 09:06 PM
29 Low-Cost (even free) Marketing Ideas
 
Keeping in touch with your clients and staying visible in your community doesn’t have to cost you a bundle. Take a look at some creative, inexpensive and even free ways you can keep your business growing.
 
1. Send a Digital Newsletter … (11 comments)

mortgage: Sick and Tired of the Mainline Media - 10/07/08 08:47 PM
Let me ask you a question.  Am I the only one who is sick and tired of the mainline media giving us nothing but bad news about the economy?  I know I know we are in a terrible position right now and as a mortgage consultant I believe I am part … (0 comments)

mortgage: High Velocity Radio - Craig Bland interviewed by Stone Payton - 10/07/08 05:03 PM
Take a few moments to listen to my interview on the HIGH VELOCITY RADIO SHOW.  Stone Payton did a great job of asking some very important questions about today's financial climate.  There are also some great pointers on how Craig became one of the top mortgage bankers in GA. 
http://marketmate.org/hvradio.html
 Craig … (1 comments)

mortgage: No Closing Costs - 10/02/08 06:12 AM
If you live in the Atlanta Metro or other big cities I am sure you have heard the guy talking about the no closing cost mortgage.  He calls it the biggest no brainer in the history of the universe. 
It goes something like... Don’t pay closing costs. Don’t give those pimps … (10 comments)

mortgage: A Trusted Mortgage Advisor - More Important Than Ever - 08/15/08 06:08 AM
Yes but I want the lowest rate.
When shopping for a mortgage most would say they want the lowest rate possible.  I hear you, in fact as a top producing loan officer I hear that everyday and do you know what, I want the lowest rate for you also, and if … (0 comments)

 
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Craig Bland

Lawrenceville, GA

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Brand Mortgage

Cell Phone: (678) 234-0545

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