I AM GUILTY TOO

OU ARE  GUILTY AND AT RISK HIGH RISK FOR IDENTITY THEFT-FIND OUT WHY

YOU ARE YOUR PASSWORDS

BAD INDIVIDUALS CAN LOOK AT YOUR LIFE AND STEAL YOUR IDENTITY

YOUR PASSWORDS YOU THINK ARE SAFE

THESE ARE MOST COMMON MISTAKES IN CREATING PASSWORDS

YOU KIDS NAME

YOUR PETS NAME

YOUR NAME

YOUR CATS NAME

YOUR NICK NAME

YOUR SOCIAL

YOUR PIN

YOUR HUSBANDS NAME

IDENTITY THEFT THIEFS CAN EASLY FIND OUT

FROM YOUR COMPUTER, FROM YOUR MAIL, PUBLIC RECORDS AND MORE

MANAGERS:
If you have employees with credit issues, it CAN affect your business!

We can help you relieve some of your employees stress!

When employees are happy and have a thoughtful employer, your business can flourish with happy and motivated employees!

Let us show you how we can help your employees and your business!

We offer:

Free seminars to large and small companies

Email and information packets available

Help your hard working employees with the most significant problem they face in their life outside of work, finances.

Just think how your business would benefit if you were able to relieve some of the stress related to your employee's personal financial struggles.

- When your employees are thinking about financial stress, they are not as productive as they could be.

- What if all your employees were truly reaching for their potential?

Studies have shown many people suffer from credit troubles, and these lingering troubled pasts inhibit them from going forward for new homes and cars.. .With de-motivation like that, it's hard to have that bright outlook at work.

Public Interest Research Groups have shown that more than 50% of people have at least one mistake on their credit report!

Do you know if you have any?

We work with consumers to identify inaccurate, erroneous or obsolete information on their credit reports.

We help them dispute these items and in compliance with the Fair Credit Reporting Act the major credit reporting agencies must remove inaccurate, erroneous or obsolete information. We will also educate your employees on goal setting, prioritizing and organizing, evaluating their spending habits, credit and debt, smart banking, credit cards, home financing and investing as well as creating a personal spending plan.

What level of effect do you think non-distracted employees will give your clients when they
have finally gotten over their past and are looking towards their future?

Dawn Offerman                                                                              Credit Doctor          www.nationalcreditdr.com

Phone: 503-663-9095         2229 NE Burnside St #285

dawn@nationalcreditdr.com                                                 Fax: 503-663-9083         Gresham, OR 97030

LOAN MODIFICATION SPECIALISTS
How many loans modifications do you close per day?

YOUR SERVICES ALLOWED HOMEOWNERS TO STAY IN THEIR HOME- YOU ROCK

We work with you to help your clients REPAIR  their credit long term .

We can help you educate and pre-qualify your clients regardless of their credit history. Increase the purchasing power of your credit challenged clients in as little as 40 days!

Just think what would happen if you marketed your leads with

 (Credit Doctor Credit report repair) alongside your loan modification program.

We know you can benefit from helping clients who need credit report repair. We can help you build better & long lasting relationships with your referral sources. Think of how many client that come across Realtors and builders. They work with other Loan Officers who turn down deals.

- What if you could take that borrower and not only help them with staying in their home

- You are able to refer them to Credit Doctor that will help improve credit scores long term.

- We LOVE$ Referrals-Affiliates- Agents- Online "Account summary" Referred clients only

Our system works efficiently to educate your borrowers and help them repair errors on their credit. We all know bad FICO's don't go up on their own...they go sideways and downhill only.

Call us with your next client with credit issues - FREE CREDIT REPORT CONSULTATION

Together, we can work with consumers to identify inaccurate, erroneous or obsolete information on their credit reports. And in compliance with the Fair Credit Reporting Act, the major credit reporting agencies must remove inaccurate, erroneous or obsolete information.

Together we can help our clients achieve the dream of gaining control of their credit rating long term. Try us and you see how we can increase your referral business!

Dawn Offerman  Credit Doctor www.nationalcreditdr.com

Phone: 503-663-9095 2229 NE Burnside St #285

WE WANT TO HELP YOU UNDERSTAND CREDIT REPORTING

In case you were not aware, everything in today's world is based off your credit report. Things such as getting a mortgage, a car loan, a credit card, a bank loan, or even an apartment lease to other things as small as getting a cell phone and in some cases even employers will look at your credit report when deciding to give you a job!

"Have you ever paid off a credit card or loan only to apply later in life for a new loan that that credit item still has a balance?" - Mistakes like these plague your credit report and can do some real damage to your credit score!

We can help you learn about and understand your credit better than the competition! We specialize in taking the time to helping individuals and couples review their credit to see how it can be improved.

If you do not fully understand your credit, or the credit laws, then you may not be utilizing your consumer rights granted to you under the United States Federal Trade Commission Fair Credit Reporting Act.

Many times we can take a look at your credit report and review what's wrong with it, then we work with you using our past experience, the current consumer credit laws to get rid of the erroneous information quickly. No need to lose precious time waiting for old credit items to "fall off" in 7 to 10 years, or the need to learn all pages of the law.

We educate you so you don't let the same errors reappear again. We help you uncover find mistakes on your credit reports and get them updated quickly through an automated process so you can get your credit scores to reflect your true rating.

Don't be the victim of your creditors reporting errors and mistakes. Under the current laws they are allowed to report information on you, however, it is not always accurate. The laws provide you the ability to dispute inaccurate items, but if you don't know what to look for, or how to dispute it properly, you are letting the mishaps of your creditors (and sometimes creditors you mistaking put your name on their account) affect your mortgage and loan interest rates, the amount of money you can borrow, the places where you can live, and sometimes, even the job you can get!

It's time you learn to take back control of your credit, educate yourself and fight back against creditors who may have taken advantage of you simply because you let them.

We can help you educate you regardless of the condition of your credit!
It's time you start to help yourself!

Dawn Offerman                                                                                                                    Credit Doctor                                                             www.nationalcreditdr.com

Phone: 503-663-9095                                     2229 NE Burnside St #285

dawn@nationalcreditdr.com                                              Fax: 503-663-9083                                                                         Gresham, OR 97030

FINANCIAL PLANNERS AND INSURANCE SPECIALISTS
How many BAD CREDIT CLIENTS do you talk to daily?

YOUR SERVICES ALLOWED HOMEOWNERS MANAGE FINANCES

We work with you to help your clients REPAIR  their credit long term .

We can help you educate and pre-qualify your clients regardless of their credit history. Increase the purchasing power of your credit challenged clients in as little as 40 days!

Just think what would happen if you marketed your leads with

 (Credit Doctor Credit report repair) alongside your financial program.

We know you can benefit from helping clients who need credit report repair. We can help you build better & long lasting relationships with your referral sources. Think of how many client that come across Realtors and builders. They work with other Loan Officers who turn down deals.

- What if you could take that borrower and not only help them with staying in their home

- You are able to refer them to Credit Doctor that will help improve credit scores long term.

- We LOVE$ Referrals-Affiliates- Agents- Online "Account summary" Referred clients only

Our system works efficiently to educate your borrowers and help them repair errors on their credit. We all know bad FICO's don't go up on their own...they go sideways and downhill only.

Call us with your next client with credit issues - FREE CREDIT REPORT CONSULTATION

Together, we can work with consumers to identify inaccurate, erroneous or obsolete information on their credit reports. And in compliance with the Fair Credit Reporting Act, the major credit reporting agencies must remove inaccurate, erroneous or obsolete information.

Together we can help our clients achieve the dream of gaining control of their credit rating long term. Try us and you see how we can increase your referral business!

Dawn Offerman  Credit Doctor www.nationalcreditdr.com

Phone: 503-663-9095 2229 NE Burnside St #285

FINANCIAL PLANNERS AND INSURANCE SPECIALISTS
How many BAD CREDIT CLIENTS do you talk to daily?

YOUR SERVICES ALLOWED HOMEOWNERS MANAGE FINANCES

We work with you to help your clients REPAIR  their credit long term .

We can help you educate and pre-qualify your clients regardless of their credit history. Increase the purchasing power of your credit challenged clients in as little as 40 days!

Just think what would happen if you marketed your leads with

 (Credit Doctor Credit report repair) alongside your financial program.

We know you can benefit from helping clients who need credit report repair. We can help you build better & long lasting relationships with your referral sources. Think of how many client that come across Realtors and builders. They work with other Loan Officers who turn down deals.

- What if you could take that borrower and not only help them with staying in their home

- You are able to refer them to Credit Doctor that will help improve credit scores long term.

- We LOVE$ Referrals-Affiliates- Agents- Online "Account summary" Referred clients only

Our system works efficiently to educate your borrowers and help them repair errors on their credit. We all know bad FICO's don't go up on their own...they go sideways and downhill only.

Call us with your next client with credit issues - FREE CREDIT REPORT CONSULTATION

Together, we can work with consumers to identify inaccurate, erroneous or obsolete information on their credit reports. And in compliance with the Fair Credit Reporting Act, the major credit reporting agencies must remove inaccurate, erroneous or obsolete information.

Together we can help our clients achieve the dream of gaining control of their credit rating long term. Try us and you see how we can increase your referral business!

Dawn Offerman  Credit Doctor www.nationalcreditdr.com

Phone: 503-663-9095 2229 NE Burnside St #285

How many BAD CREDIT CLIENTS do you talk to daily?

YOUR SERVICES ALLOWED HOMEOWNERS TO STAY IN THEIR HOME- YOUR ROCK

We work with you to help your clients REPAIR  their credit long term .

We can help you educate and pre-qualify your clients regardless of their credit history. Increase the purchasing power of your credit challenged clients in as little as 40 days!

Just think what would happen if you marketed your leads with

 (Credit Doctor Credit report repair) alongside your LOAN MODIFICATION program.

We know you can benefit from helping clients who need credit report repair. We can help you build better & long lasting relationships with your referral sources. Think of how many client that come across Realtors and builders. They work with other Loan Officers who turn down deals.

- What if you could take that borrower and not only help them with staying in their home

- You are able to refer them to Credit Doctor that will help improve credit scores long term.

- We LOVE$ Referrals-Affiliates- Agents- Online "Account summary" Referred clients only

Our system works efficiently to educate your borrowers and help them repair errors on their credit. We all know bad FICO's don't go up on their own...they go sideways and downhill only.

Call us with your next client with credit issues - FREE CREDIT REPORT CONSULTATION

Together, we can work with consumers to identify inaccurate, erroneous or obsolete information on their credit reports. And in compliance with the Fair Credit Reporting Act, the major credit reporting agencies must remove inaccurate, erroneous or obsolete information.

Together we can help our clients achieve the dream of gaining control of their credit rating long term. Try us and you see how we can increase your referral business!

Dawn Offerman  Credit Doctor www.nationalcreditdr.com

Phone: 503-663-9095 2229 NE Burnside St #285            

 Credit  Report  Repair and  Customer support Processing Program 

Want sell credit repair, but don't want to do the work

 We can work with you to capitalize on credit report repair-

Please contact for more information

ONLINE CLIENT ACCOUNT SUMMARY INCLUDED

Free Credit Report Consultation- Have your Looked at your credit reports recently?

I know you already know whats reporting on your credit reports- overwelming -ya I know

Or You have looked at your credit reports in a long time- you need too.

You can get your reports at www.annualcreditreport.com  - if you already have them-

Fax them 503-663-9083

 Emial them to dawn@nationalcreditdr.com

I look forward in speaking with you regarding your credit reports and were to start.

www.nationalcreditdoctor.com

503 -663-9095 call any time

 Repair your bad credit- Get negative items removed -improve credit rating long term

You can repair your credit- First step is getting your credit reports

have you looked at them recently? www.annualcreditreport.com FREE every twelve months

Most credit reports agencies report inaccurate information that need to be deleted or improved

Does it show inaccurate personal information - name, address, job, phone number?

Does it show inaccurate public records- judgments, tax liens, bankruptcy ?

Does it show inaccurate collections, lates, charge-offs, settled, duplicates ?

Does it show inaccurate fraud accounts , relatives information show on your credit report ?

Call Credit Doctor 503-663-9095 -

free credit report review Fax 503-663-9083

or dawn@nationalcreditdr.com

www.nationalcreditdoctor.com

Settle collectable debt with your tax refund- fix your bad credit

ready to repair your bad credit? let us help you settle legally collectable debt

This will help improve your credit rating long term

Get negative igtems deleted or improved

call today for free credit report consultation

www.nationalcreditdoctor.com

you can email your credit reports to

dawn@nationlacreditdr.com

You can fax your credit report to 503-663-9083

Call 503-663-9095