Burning Question Answered! Is a Duplex or Multi-Family Dwelling Eligible for the New $8,000 First Time Home Buyer Tax Credit? - 02/25/09 08:10 AM
Now that the cat is out of the bag, more questions are popping up since my post titled 21 Top Questions Answered on the First Time Home Buyers $8,000 Tax Credit. 
Over the past several days, the question that keeps popping up is "What TYPE of property is covered under the New First Time Home Buyer Tax Credit?" It appears that the confusion lies in the wording "Main Home" or "Single Family Home". So off I went and here is what I found:
The important point is that the home must be a person's main home." Detailed information on the definition of "a main home" can be … (13 comments)

Top 21 Questions Answered on the $8,000 Tax Credit for 1st Time Home Buyers - 02/22/09 09:50 AM
The dust is settling, the ink has dried and the phones are beginning to ring. Yahoooooooooo! Spring is right around the corner and what a great home buying season 2009 will be. The opportunities for first-time home buyers are huge. As long the home purchase is complete by December 1, 2009 and the new buyer meets the criteria of the plan, they will get the EIGHT GRAND!
In the past week, there have been so many questions regarding the tax credit. As the result, I went on a mission to find the best information on the the most commonly asked questions. The results are below and definitely worth the read -
… (23 comments)

10 Steps To Help Sell Your Home Faster In A Slow Market - 02/21/09 05:20 PM
I doesn't take a rocket scientists to realize that real estate across most of the country is not appreciating as fast as it was at one time.  This isn't necessarily a bad thing, unless of course you purchased last year and are selling now. People who have owned a property for several years are still generally well ahead in the game. While we cannot predict what 2009 will bring, most markets have slowed, if not declined. For the majority of established home owners in the prevailing market, prior property appreciation will ensure at least some degree of profit, however today's sales … (7 comments)

Agent 2 Buyer Tip - Omaba Delivered It! Now Let's Bring It HOME! What you can do to stimulate your neighborhood. - 02/20/09 12:07 PM
In the past few days, I have had the opportunity to speak to several local Realtors in the Appleton market about their feeling on the Presidents new tax credit for first-time home buyers;  More specifically, how they viewed this new home buying incentive and  their ability to attract more buyers, make offers and get to the settlement table.
The response was mixed. Some were very enthusiastic and optimistic, while others were guarded and concerned.  Regardless of the reaction to the questions, one thing was constant. How is the new buyer going to come up with the down payment and closing … (15 comments)

Economic Stimulus Plan - Signed, Sealed, Delivered - A Consumer Brief - 02/18/09 08:07 AM
Housing and Mortgage Industries Benefit from the 2009 Economic Stimulus Plan 
Signed . . . Sealed . . . Delivered . . .Tax cuts and spending programs are the target to revive the US Economy. Yes the $787 Billion Economic Stimulus Plan is signed sealed and delivered to the American people. Scaled down from nearly $1 Trillion (with a BIG T), the plan will stand as the largest anti-recession effort in the U.S. since the great World War II.
Key provisions in the plan are Tax Credits for first-time home buyers, tax incentives to jump start energy savings, repair public housing … (7 comments)

How Do You Spell Success? A Thought Provoking Question - 02/13/09 07:43 AM
Happy Friday! I just love this thought and I hear it more and more these days from both sides. A day does not go by with out hearing the jingle from that well known radio station WFMW or WIIFM (What's in it For Me).
"Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, 'What's in it for me?'"
by Brian Tracy, author, speaker, consultant
All of the money you'll ever make in your entire life currently belongs to someone else. You can ask for it; you can beg for it, you can even trick someone … (19 comments)

RANT!! The Bank is Throwing A Party But You Are Not Invited? Our Friends at Associated Bank Are Planning a Party - - 02/12/09 02:25 PM
This story, RANTshould bring it right home for the good people of Wisconsin - I am quite sure that this is happening all over this great land. This is a personal opinion from a professional mortgage planner who is tired of the snide comments and back lashing we have endured over the course of the past 12 months. I am a professional and have practiced ethically and with my client's best interest in mind. No one is throwing a party for me and my colleagues. And by the way . . . where is my reward for being good and showing a profit? - … (4 comments)

Is the Sky Opening? Fannie Mae Shines on Investors by Increasing the Mortgaged Property Limit from 4 to 10 - 02/10/09 11:21 AM
Less than 30 days into the new administration, Fannie Mae released information on their new change to roll back a very unpopular guideline change that occurred less than 12 months ago.
Information from the revision to the Selling Guide says" Fannie Mae is committed to providing financing opportunities for high-credit quality, bona fied investors. Experienced investors play a key role in the housing recovery and Fannie Mae's continued support for investor borrowers is consistent with its mission to provide stability, liquidity, and affordability to the nation's housing system".
On the onset of Spring, Investors will once again have the opportunity to … (6 comments)

Advice To Home Buyers When It Comes To Closing Cost - 02/06/09 07:46 AM
Closing on your new home is an exciting time. You have just received word from your Realtor that your offer has been accepted, the closing date is set and you are pulling together all the final details. The final step is the settlement or closing.   
If not prepared, the settlement statement (ie: good faith estimate), breakdown of the loan cost from the lender can be a real eye opener. You ask yourself, where on earth did all these closing costs come from; and do you really have to pay all these fees?
Regardless of how you negotiated your purchase contract and the structure of your … (4 comments)

The Day I Faced F.E.A.R. Head On! - 02/04/09 10:51 AM
Have you ever been so afraid and pushed yourself right through it? Felt that sinking feeling and forced yourself forward? It is said that F.E.A.R. is an acronym for "False Emotions Appearing Real". I have heard that statement on numerous occasions, but it wasn't until I was faced head on with it that I truly understood.
I like to think of myself as an adventurous gal, so climbing up a pole and jumping off appeared to be a piece of cake... right? Well I climbed that pole like a little monkey and then I got to the top. Everything changed! That 20" … (8 comments)

Speechless Sunday - The Birthday Girl - 02/01/09 09:14 PM
HAPPY BIRTHDAY SAFFY -
Saffy is a 2 year old Australian Shepherd - The owner was living in an apartment and could no longer care for her. I got her when she was 4 months old.
She looks so much like my Neenah, who died a few years back. I just couldn't resist that face.
 
… (8 comments)

 
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Gwenn Tanvas|920.267.7891|Mortgage Gal - FHA Loans - VA Loans - USDA Rural -

Gwenn Tanvas

Appleton, WI

More about me…

Peoples Home Equity, Inc. NMLS-274839

Address: Wisconsin Mortgage Lending, 2100 Omro Road, Suite G, Oshkosh, WI, 54904

Office Phone: (920) 267-7891

Cell Phone: (920) 858-1203

Email Me


MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!!
2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
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