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first time home buyer: 1-2 PUNCH! Tips on How to Stand Out When Dealing with Multiple Offers - 03/09/11 08:10 PM
It's a home seller's dream and a buyer's nightmare. Multiple Offers!!!
Here are a few tips to help prospective buyers handle a multiple-offer situation.
1. Set a limit - Multiple-offer situations create an auction-type atmosphere, which can cause perspective buyers to overspend simply because no one knows how much the others are bidding. Set a maximum price on how much you're willing to spend on the home, and don't exceed it.
2. Make sure you can afford to go higher - Before submitting an offer, check back with your lender to have them run the payments at your specified maximum limit. … (3 comments)
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first time home buyer: New Opportnities For Wisconsin Home Buyers - Up To 100% Financing for Mid-Income Families - 03/21/09 12:53 PM
When A Window Closes . . . A Door Opens - Income Limit Increase Pave A Way For Wisconsin Home Buyers.
On Monday, the Wisconsin USDA office in Stephens Piont announced an income structure change that will pave a road to home-ownership for thousands of home buyers. Prior to the change, income limitations were broken into eight (8) tiers. Each tier representing a household income limitation based upon the number of people residing in the home. The new structure will provide much more versatility by going to a two (2) tier banding structure.
What does this mean to you? Here … (9 comments)
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first time home buyer: Is Credit Standing In Your Way Of A Home? Getting Negative Items Deleted From A Credit Report - Fact or Fiction? Tips From The Experts - And Credit Repair Questions Answered - part 2 - 03/14/09 09:01 AM
How much money are you leaving on the table?????Part 2 "Getting Negative Items Deleted From A Credit Report - Fact or Fiction? Tips From The Experts - And Credit Repair Questions Answered" explains specifically WHY negative items are successfully DELETED from a credit file enabling the credit score to jump by leaps and bounds.
The Fifth Amendment of the U.S. Constitution reads, in part, "No person shall be ... deprived of life, liberty, or property without due process of law ..." We often hear that the United States Constitution guarantees that an accused is "..innocent until proved guilty.."
It is evident … (12 comments)
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first time home buyer: Top 21 Questions Answered on the $8,000 Tax Credit for 1st Time Home Buyers - 02/22/09 09:50 AM
The dust is settling, the ink has dried and the phones are beginning to ring. Yahoooooooooo! Spring is right around the corner and what a great home buying season 2009 will be. The opportunities for first-time home buyers are huge. As long the home purchase is complete by December 1, 2009 and the new buyer meets the criteria of the plan, they will get the EIGHT GRAND!
In the past week, there have been so many questions regarding the tax credit. As the result, I went on a mission to find the best information on the the most commonly asked questions. The results are below and definitely worth the read -
… (25 comments)
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first time home buyer: Agent 2 Buyer Tip - Omaba Delivered It! Now Let's Bring It HOME! What you can do to stimulate your neighborhood. - 02/20/09 12:07 PM
In the past few days, I have had the opportunity to speak to several local Realtors in the Appleton market about their feeling on the Presidents new tax credit for first-time home buyers; More specifically, how they viewed this new home buying incentive and their ability to attract more buyers, make offers and get to the settlement table.
The response was mixed. Some were very enthusiastic and optimistic, while others were guarded and concerned. Regardless of the reaction to the questions, one thing was constant. How is the new buyer going to come up with the down payment and closing … (19 comments)
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first time home buyer: The 101 of Downpayments - Information You Need - 12/29/08 10:40 AM
How much do I put down?It is said by many experts, putting down as little as possible allows buyers to take full advantage of the tax benefits of home ownership. Mortgage interest and property taxes are fully deductible from state and federal income taxes. Buyers using a small down payment also have a reserve for making unexpected improvements.
However, some real estate experts advise that it is more prudent to make a larger down payment and thereby reduce the amount of debt that must be financed. Talk over your down payment options with your mortgage loan consultant to determine which the best route … (2 comments)
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first time home buyer: Is There A Right Way To Shop For A Mortgage? - 11/06/08 11:21 AM
SHOPPING AROUND?
HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!
First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way. But how can you tell?
Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY. IF THEY DO NOT KNOW THE ANSWERS...RUN...DON'T WALK... RUN...TO A LENDER THAT DOES!
1) What are mortgage interest rates based on? … (0 comments)
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first time home buyer: Appleton, Green Bay, Oshkosh Wisconsin State and Federal VA Home Loans - 10/18/08 06:22 PM
State and Local Wisconsin VA Home LoansAppleton, Green Bay, Oshkosh, Wausau, Waupaca, FondDuLac
To our Military Heros!
You have served your country, now it is time that we serve you!
If you're among the 26 million U.S Veterans and Service Personnel who are eligible for a VA Mortgage Home Loan, then isn't time you used your full benefits?
We are your local Wisconsin source for State and Federal VA home loans and bring you the very best in VA Mortgage Loan Services.
What are you waiting for? We offer no obligation pre-qualifications and consultations. All you have to … (1 comments)
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Gwenn Tanvas-Mortgage Pros of Wisconsin - FHA Loans - VA Loans - USDA Rural -
Appleton,
WI
More about me…
Peoples Home Equity, Inc. NMLS-274839
Address: Wisconsin Mortgage Lending, 368 S Koeller Street, Oshkosh, WI, 54902
Office Phone: (920) 385-1220 x 104
Cell Phone: (920) 858-1203
Email Me
MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!!
2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
 
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