Ar_home_b_search
 



first time home buyers: 4 Things NOT To Do Before Closing on Your New Home - 01/14/11 11:44 AM
Your offer has been accepted, you are excited and looking forward to the next chapter of your life in your new home. While going through the mortgage process, you have no doubt been inundated with disclosures, forms and a gambit of other tasks needed to get the process moving and completed. It is important to bring the new Fannie Mae Loan Quality Initiative to the forefront. As the result, lenders are looking closer at credit and performing checks in the final hour even minutes prior to closing. 
One small oversight could stop the transaction dead in its tracks. To help … (4 comments)

first time home buyers: What New Homebuyers MUST Know About Getting Pre-APPROVED in 2010 – - 02/08/10 04:46 PM
Kim & Bill were ready to find their first home.  After making a few quick phone calls, they received an informal pre-qualification to go ahead shop for homes. Their imagination had been working overtime and the picture of their first home was clear in their mind. They could imagine the perfect neighborhood, the most darling little house with the greatest backyard; their new home everything they ever wanted. They invested a couple hundred hours finding their little treasure, spent several hundred dollars on fees and property inspections, took a deep breath, and placed an offer. They had their heart is so … (6 comments)

first time home buyers: What New Homebuyers MUST Know About Getting Pre-APPROVED in 2010 – - 02/08/10 04:45 PM
Kim & Bill could have saved themselves from this heartache if they would have been formally PRE-APPROVED. It is so important to understand the difference between a pre-qualification and a pre-approval... In fact, it is highly recommend you get a written Pre-Approval Letter before you go any further in the home-buying process. 
Let's take a look at the differences . . . 
What is pre-approval?
It's basically a quick-and-dirty look from a lending institution at your creditworthiness. With a pre-approval letter in your hand, you're immediately in a stronger negotiating position with any seller, not to mention the peace of mind … (5 comments)

first time home buyers: Weekly Buyers Tip - Total Cost Consideration Is More Than Just The Mortgage - 06/04/09 10:34 AM
Buying a home is a big investment, but owning one comes with a new set of expenses you may not have had while renting.  It is important to keep in mind that your mortgage payments are just one piece, and a fraction of what the cost will be once you move into your new home.  
When you purchase a home, there are several thing to take into account when putting together your budget. Here is a list things to think about when planning for your home purchase.
Home Owners Insurance. Insurance needs to be purchased before you can get a mortgage.  Insurance premiums vary greatly … (5 comments)

first time home buyers: Get Into The NO-FEE Zone - Your 717 Credit Score Is Simply NOT Good Enough Anymore! - 03/20/09 06:15 PM
Back in 2003 you saved tons of money when you refinanced your mortgage at 5.5%. Your current balance is $159,000 and you are geared up to take advantage of the historically low interest rates by refinancing again - You know you are set because you have good credit and 22% equity in your home; Right?
Please keep in mind that this also applies toward people who are looking to purchase a home and  applies to Conventional Conforming home lending.
A call to your Bank and Local Mortgage Broker reveals a truth never mentioned in the media and throws you into shock … (3 comments)

first time home buyers: New FHA Program is Sure to Help Sell More Homes! - 11/14/08 10:41 AM
This is a bit long - but important info none the less!
 - Down Payment Assistance was a great program and helped many families realize the dream of home-ownership. Now that Down Payment Assistance is no longer available, what options do buyers have?
It is a well known fact that many people simply cannot qualify for financing due to the lack of a down payment and are concerned about cash reserves after their home is purchased. Often times, down payment gifts are poh poh'ed because the borrower is concerned about repaying the loan after adding the additional expense of owning a … (31 comments)

 
April_pic2011_600x800 Rainmaker_large

Gwenn Tanvas-Mortgage Pros of Wisconsin - FHA Loans - VA Loans - USDA Rural -

Appleton, WI

More about me…

Peoples Home Equity, Inc. NMLS-274839

Address: Wisconsin Mortgage Lending, 368 S Koeller Street, Oshkosh, WI, 54902

Office Phone: (920) 385-1220 x 104

Cell Phone: (920) 858-1203

Email Me


MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!!
2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
Clicky Web Analytics

Clicky

Find Wisconsin MLS Listings



Wisconsin Loan Tips on Facebook






Listings

Links

Archives

RSS 2.0 Feed for this blog