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refinance: Wisconsin Homebuyers and Homeowner's Encouraged to Seek Advice Now And Explore Their Options. - 12/03/09 01:45 PM
Mortgage Rates Have Dropped, Again!
Mortgage rates are extremely low. Now is the time to buy or refinance a home. Here's why you should act now:
A drop in rates provides a tremendous opportunity to refinance and reduce your monthly mortgage payment and potentially save thousands of dollars over the life of your home loan. It's also a great time to buy a new home.
First-time homebuyers are eligible for an $8,000 tax credit, which does not have to be repaid unless you sell your home within three years.
Repeat or move-up homebuyers are eligible for a $6,500 tax credit if … (5 comments)

refinance: Why is it taking my loan so freaking long to close? - 06/15/09 08:33 AM
From the perfect FHA customer, to the seasoned and established borrower, all have their share of issues when trying to complete a loan transaction. I cannot count how many people I have talked to over the course of the past few months who have been turned down by a bank after weeks/months of waiting for information.
As Jason mentions below, we eat, drink and sleep this business because we have a passion for it and the people we serve. We have options and a creative motivation to work outside of the box. So next time you are looking for a friend … (0 comments)

refinance: Get Into The NO-FEE Zone - Your 717 Credit Score Is Simply NOT Good Enough Anymore! - 03/20/09 06:15 PM
Back in 2003 you saved tons of money when you refinanced your mortgage at 5.5%. Your current balance is $159,000 and you are geared up to take advantage of the historically low interest rates by refinancing again - You know you are set because you have good credit and 22% equity in your home; Right?
Please keep in mind that this also applies toward people who are looking to purchase a home and  applies to Conventional Conforming home lending.
A call to your Bank and Local Mortgage Broker reveals a truth never mentioned in the media and throws you into shock … (3 comments)

refinance: Is the Sky Opening? Fannie Mae Shines on Investors by Increasing the Mortgaged Property Limit from 4 to 10 - 02/10/09 11:21 AM
Less than 30 days into the new administration, Fannie Mae released information on their new change to roll back a very unpopular guideline change that occurred less than 12 months ago.
Information from the revision to the Selling Guide says" Fannie Mae is committed to providing financing opportunities for high-credit quality, bona fied investors. Experienced investors play a key role in the housing recovery and Fannie Mae's continued support for investor borrowers is consistent with its mission to provide stability, liquidity, and affordability to the nation's housing system".
On the onset of Spring, Investors will once again have the opportunity to … (6 comments)

refinance: Loan Modification Series: Avoiding Loan Modification Scams - PART 5 of 5 - 01/25/09 10:38 AM
Avoiding Scams When Looking For Mortgage Payment Rescue
Companies that help you stop foreclosures, attorney-facilitated Loan Modification companies, and loss mitigation companies all target people who are in or who are facing foreclosure.  Some of these companies may not be legitimate and may try to scam the consumer, making an already bad situation even worse.   
Before signing any papers, talk with an attorney or a state regulatory agency. It is important that you speak with someone who is familiar with the governing process of these companies.  Also, make sure the business has filed a contract with your state and that … (10 comments)

refinance: Let’s Talk Lock, Benefits of Interest Rate Fluctuations and the Power of Knowledge - 01/10/09 12:13 PM
Locking in a mortgage rate with a lender is a great way to ensure that the rate quoted will be available when you close your loan. Rate locks are essential in mortgage planning.
This year has been highly chaotic in the mortgage and financial sectors. For the most part, mortgage rates have remained above the historic lows of 2003. However, this year we've seen several instances where rates dropped dramatically without warning-The information below illustrates the small windows of opportunity we have experienced over the past 12 months. 

Fortunately, these ultra-brief windows allowed us to help several of our clients … (0 comments)

refinance: Is There A Right Way To Shop For A Mortgage? - 11/06/08 11:21 AM
SHOPPING AROUND?
HERE'S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!
First: make sure you are working with an experienced, professional loan officer. The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way. But how can you tell?
Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY. IF THEY DO NOT KNOW THE ANSWERS...RUN...DON'T WALK... RUN...TO A LENDER THAT DOES!
1) What are mortgage interest rates based on? … (0 comments)

refinance: What the Credit Crisis Means to Your Mortgage - 11/04/08 12:39 PM
If there was any doubt left that the troubled US financial and credit markets are in full crisis mode, the historic events of the past few months easily erased it. You've seen the headlines. You've heard the stories, but what does it all mean to you and your mortgage? Let us take a closer look at a September to remember and what it means to you - no jargon, no politics, just the facts.
What a Difference a Month MakesSeptember was a historic month in the financial markets. What started a year earlier as the subprime mortgage collapse had morphed into the perfect financial … (0 comments)

refinance: The Truth About the Wisconsin Mortgage Market - 10/18/08 06:48 PM
For immediate release October 18, 2008
The Truth About the Mortgage Market
By Gwenn Tanvas, Certified Mortgage Planner, Patriot Mortgage Services, Inc.
  
Appleton, WI - Subprime mortgages have now been credited for bankrupting well over 110 lenders and seriously damaging operations at many major mortgage firms. They've reportedly wiped out 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if that weren't enough, subprime mortgages are also blamed for massive volatility in the stock, bond, credit, futures, and real estate markets here in the US and … (6 comments)

 
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Gwenn Tanvas-Mortgage Pros of Wisconsin - FHA Loans - VA Loans - USDA Rural -

Appleton, WI

More about me…

Peoples Home Equity, Inc. NMLS-274839

Address: Wisconsin Mortgage Lending, 368 S Koeller Street, Oshkosh, WI, 54902

Office Phone: (920) 385-1220 x 104

Cell Phone: (920) 858-1203

Email Me


MY MISSION: 1 - Looking to network with Wisconsin Real Estate Agents... share really great tips and help friends BOOST their business! Help me contribute to the industry in a whole NEW way!!
2- Provide valuable information to Wisconsinites that help them make great decisions, save time, money and truly have a great experience when it comes to buying and financing real estate in this great state!
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