wisconsin: New Listing - Updated Brick Ranch with 3 Car Garage - 01/14/11 06:21 PM
Text Paul15 to 79564 to download this to your mobile device - To view the Interior, Simply Click On The VIRTUAL TOUR Button... … (0 comments)
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wisconsin: Buying A Short Sale - 12 Steps you MUST know... - 02/03/10 10:43 AM
As banks continue to foreclose on homes in Wisconsin, buyers are sure to come across some amazing garage-sale priced homes; but buyers have opportunities to buy homes through a "short sale" before a home goes into foreclosure.
What is a "short sale?" A short sale may be defined as the sale of a home at a price less than the existing mortgage balance; however the ultimate price of a short sale lies in the willingness of the bank to negotiate terms. A Short Sale is a complicated process; and quite a rare occurrence until now. Without a doubt, short sales transactions are … (2 comments)
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wisconsin: Wisconsin Homebuyers and Homeowner's Encouraged to Seek Advice Now And Explore Their Options. - 12/03/09 01:45 PM
Mortgage Rates Have Dropped, Again!
Mortgage rates are extremely low. Now is the time to buy or refinance a home. Here's why you should act now:
A drop in rates provides a tremendous opportunity to refinance and reduce your monthly mortgage payment and potentially save thousands of dollars over the life of your home loan. It's also a great time to buy a new home.
First-time homebuyers are eligible for an $8,000 tax credit, which does not have to be repaid unless you sell your home within three years.
Repeat or move-up homebuyers are eligible for a $6,500 tax credit if … (5 comments)
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wisconsin: Is a Government Insured Mortgage Right for You? A Series - part 1 - 08/19/09 08:29 AM
Is a Government Insured Mortgage Right for You? series of articles - part 1
Risky mortgages backed up by small down payments are a thing of the past. In today's world, most lenders aren't underwriting mortgages unless you have a significant down payment, and a high credit score. Did you know that there is a decades-old loophole can still put home buyers in a house with little money down and in some cases . . . just $100... In fact here in Wisconsin every county in the state has areas that qualify for zero down financing. The programs I am … (7 comments)
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wisconsin: Speechless Sunday - Thunder Rolls Through The Wisconsin Sunset - 07/19/09 11:55 AM
Gwenn Tanvas is a Certified Mortgage Planning Specialists who specializes in Credit Restoration and Government Programs such as FHA, State and Federal VA and USDA Rural Housing Loans. Visit her website for more information, on-line calculators and a secure on-line application. She is able to assist with transaction throughout the state of Wisconsin. Her offices are located in Appleton, Oshkosh and Green Bay and offers the convenience of one-stop shopping. http://www.WisconsinLoanTips.com or http://www.MortgageProsOfWisconsin.com she can also be reached for comment or to answer questions via email at gwennt@centurytel.net
Wisconsin Realtors, Grab Your Opportunity to Get Gwennie's Revolutionary New Property Marketing … (9 comments)
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wisconsin: What Is A Mortgage Broker? What Do They Do? How Are They Regulated? - 07/18/09 06:18 PM
There are many myths about just what a Mortgage Broker represents, and over the course of the past year, our profession has taken a few hard blows. I am truly passionate about my work and the people I serve. It is very important to me that we gain a strong voice in our local communities and set the record straight as to who we are and what we represent as an industry and more importantly . . . an asset to people we serve.
Having spent numerous years in the insurance industry, I often use the example and comparison of our … (3 comments)
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wisconsin: Wisconsin's "Biggest Little Parade"! What the Mind Can Conceive and Believe...It CAN Achieve - - 07/18/09 02:02 PM
The Tent is Down on another successful Parade and Community Festival in Downtown Tustin. As we look back on the 2nd Annual event, I want to personally thank all who contributed to its success. The funds raised from this and other events sponsored by T.C.C.Y.P. will directly support the dreams and aspirations of kids throughout Tri-County Area of Winnebago, Waushara and Waupaca Counties.
The highlight of the parade was the "4 Men And A Flag" Float - When they came through the parade route there was not a dry eye on the streets. It was amazing that they held their position for a … (3 comments)
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wisconsin: New Opportnities For Wisconsin Home Buyers - Up To 100% Financing for Mid-Income Families - 03/21/09 12:53 PM
When A Window Closes . . . A Door Opens - Income Limit Increase Pave A Way For Wisconsin Home Buyers.
On Monday, the Wisconsin USDA office in Stephens Piont announced an income structure change that will pave a road to home-ownership for thousands of home buyers. Prior to the change, income limitations were broken into eight (8) tiers. Each tier representing a household income limitation based upon the number of people residing in the home. The new structure will provide much more versatility by going to a two (2) tier banding structure.
What does this mean to you? Here … (9 comments)
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wisconsin: Get Into The NO-FEE Zone - Your 717 Credit Score Is Simply NOT Good Enough Anymore! - 03/20/09 06:15 PM
Back in 2003 you saved tons of money when you refinanced your mortgage at 5.5%. Your current balance is $159,000 and you are geared up to take advantage of the historically low interest rates by refinancing again - You know you are set because you have good credit and 22% equity in your home; Right?
Please keep in mind that this also applies toward people who are looking to purchase a home and applies to Conventional Conforming home lending.
A call to your Bank and Local Mortgage Broker reveals a truth never mentioned in the media and throws you into shock … (3 comments)
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wisconsin: New London Wisconsin Transforms into New Dublin and a Sea of Green and Host Of The Largest St. Patty's Day Parade in Wisconsin - 03/14/09 10:37 AM
When the temperature breaks the freezing mark, Wisconsinites tend to get a little silly. You know it is spring in the Greater Fox Valley and specifically New LondonDublin when mid March rolls around and the city transforms into a Sea of Green!
New London Dublin, Wisconsin is gearing up for the 25th Anniversary of Irish Fest and the largest St. Patty's Day Parade in Wisconsin -
The Festivities begin on March 16th when the Leprechauns change the name of the town to New Dublin for the week, entertain kids, visit the elderly, and appear at various businesses.
For a complete … (7 comments)
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wisconsin: Burning Question Answered! Is a Duplex or Multi-Family Dwelling Eligible for the New $8,000 First Time Home Buyer Tax Credit? - 02/25/09 08:10 AM
Now that the cat is out of the bag, more questions are popping up since my post titled 21 Top Questions Answered on the First Time Home Buyers $8,000 Tax Credit.
Over the past several days, the question that keeps popping up is "What TYPE of property is covered under the New First Time Home Buyer Tax Credit?" It appears that the confusion lies in the wording "Main Home" or "Single Family Home". So off I went and here is what I found:
The important point is that the home must be a person's main home." Detailed information on the definition of "a main home" can be … (13 comments)
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wisconsin: Top 21 Questions Answered on the $8,000 Tax Credit for 1st Time Home Buyers - 02/22/09 09:50 AM
The dust is settling, the ink has dried and the phones are beginning to ring. Yahoooooooooo! Spring is right around the corner and what a great home buying season 2009 will be. The opportunities for first-time home buyers are huge. As long the home purchase is complete by December 1, 2009 and the new buyer meets the criteria of the plan, they will get the EIGHT GRAND!
In the past week, there have been so many questions regarding the tax credit. As the result, I went on a mission to find the best information on the the most commonly asked questions. The results are below and definitely worth the read -
… (25 comments)
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wisconsin: 10 Steps To Help Sell Your Home Faster In A Slow Market - 02/21/09 05:20 PM
I doesn't take a rocket scientists to realize that real estate across most of the country is not appreciating as fast as it was at one time. This isn't necessarily a bad thing, unless of course you purchased last year and are selling now. People who have owned a property for several years are still generally well ahead in the game. While we cannot predict what 2009 will bring, most markets have slowed, if not declined. For the majority of established home owners in the prevailing market, prior property appreciation will ensure at least some degree of profit, however today's sales … (11 comments)
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wisconsin: RANT!! The Bank is Throwing A Party But You Are Not Invited? Our Friends at Associated Bank Are Planning a Party - - 02/12/09 02:25 PM
This story, RANTshould bring it right home for the good people of Wisconsin - I am quite sure that this is happening all over this great land. This is a personal opinion from a professional mortgage planner who is tired of the snide comments and back lashing we have endured over the course of the past 12 months. I am a professional and have practiced ethically and with my client's best interest in mind. No one is throwing a party for me and my colleagues. And by the way . . . where is my reward for being good and showing a profit? - … (5 comments)
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wisconsin: Advice To Home Buyers When It Comes To Closing Cost - 02/06/09 07:46 AM
Closing on your new home is an exciting time. You have just received word from your Realtor that your offer has been accepted, the closing date is set and you are pulling together all the final details. The final step is the settlement or closing.
If not prepared, the settlement statement (ie: good faith estimate), breakdown of the loan cost from the lender can be a real eye opener. You ask yourself, where on earth did all these closing costs come from; and do you really have to pay all these fees?
Regardless of how you negotiated your purchase contract and the structure of your … (4 comments)
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wisconsin: Speechless Sunday - The Birthday Girl - 02/01/09 09:14 PM
HAPPY BIRTHDAY SAFFY -
Saffy is a 2 year old Australian Shepherd - The owner was living in an apartment and could no longer care for her. I got her when she was 4 months old.
She looks so much like my Neenah, who died a few years back. I just couldn't resist that face.
… (9 comments)
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wisconsin: Loan Modification Series: Avoiding Loan Modification Scams - PART 5 of 5 - 01/25/09 10:38 AM
Avoiding Scams When Looking For Mortgage Payment Rescue
Companies that help you stop foreclosures, attorney-facilitated Loan Modification companies, and loss mitigation companies all target people who are in or who are facing foreclosure. Some of these companies may not be legitimate and may try to scam the consumer, making an already bad situation even worse.
Before signing any papers, talk with an attorney or a state regulatory agency. It is important that you speak with someone who is familiar with the governing process of these companies. Also, make sure the business has filed a contract with your state and that … (10 comments)
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wisconsin: 12 Steps To A Successful Short Sale Transaction - 01/18/09 06:31 PM
12 Must Know Steps When Considering Purchasing a Short Sale Property
It is on the 5:00 News, printed in our local newspapers and being discussed around the water cooler! As banks continue to foreclose on homes in the area, buyers will find some amazing garage-sale priced homes; but buyers have opportunities to buy homes through a "short sale" before a home goes into foreclosure.
What is a "Short Sale?" A Short Sale may be defined as the sale of a home at a price less than the existing mortgage balance. It may or may not be in a foreclosed status; however … (0 comments)
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wisconsin: The 101 of Downpayments - Information You Need - 12/29/08 10:40 AM
How much do I put down?It is said by many experts, putting down as little as possible allows buyers to take full advantage of the tax benefits of home ownership. Mortgage interest and property taxes are fully deductible from state and federal income taxes. Buyers using a small down payment also have a reserve for making unexpected improvements.
However, some real estate experts advise that it is more prudent to make a larger down payment and thereby reduce the amount of debt that must be financed. Talk over your down payment options with your mortgage loan consultant to determine which the best route … (2 comments)
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wisconsin: What Does An Obama Administration Mean to Your Mortgage? - 12/05/08 09:15 AM
What an Obama Administration Means to Your Mortgage
The debates are done, the election is over, and on January 20, 2009, Barack Obama will be inaugurated as President of the United States. No matter where you fall in the political spectrum, no one knows for sure exactly what this will mean to the future of our country. With this in mind, let's put all politics aside, and take a closer look at Obama's plan for our future. And since a home is still the biggest, most important investment you'll ever make, we'll focus the limited space of this short article on … (0 comments)
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