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credit repair: Mistakes On Your Credit Report - 79% Of The Time! - 07/17/08 12:55 PM
According to "Mistakes Do Happen: A Look at Errors in Consumer Credit Reports " a recent report by public issues watchdog U.S.Public Interest Research Group (USPRIG.) There is a one in four chance your credit report contains an error serious enough to cause you to be denied credit.  79 percent of credit reports examined in a recent survey contained either serious errors or mistakes of some kind.
54 percent of the credit reports contained personal demographic identifying information that was misspelled, long outdated, belonged to a stranger or was other wise incorrect.
According to Ed Mierzwinski, USPRIG Consumer Program Director, "It … (6 comments)

credit repair: Keeping Bad Credit Costs More Than Repairing It - 07/17/08 12:15 PM
Have you ever stopped to think what having BAD CREDIT is costing you? How much have you paid in additional interest and fees due to your poor credit rating? One estimate is that a poor credit rating costs the average consumer $3000 per year or $50,000 in a lifetime due to extra charges that are assessed simply because of a low credit score. Unnecessary deposits, excessive interest, higher insurance rates, lower paying jobs are just a few of the financial hardships faced by those with credit problems. This dollar figure does not include the extreme inconvenience, additional stress, low self-esteem, and … (1 comments)

credit repair: 10 Myths Of Credit Repair - 07/17/08 12:07 PM
Myth # 1 - When I pay off a past-due account, such as a charge off or a collection account, it will show “paid” and no longer be negative.
It is difficult to fully restore your credit without paying your outstanding debts. However, paying off a debt can actually hurt your credit. Negative items on your credit report are allowed to stay on your credit report for a maximum of seven (7) years, except for bankruptcy that can stay for up to ten (10) years. This 7 or 10-year clock begins ticking at the date of last activity. Making a payment … (3 comments)

credit repair: Repair Your Credit Before Applying For A Mortgage - 07/17/08 12:04 PM
Fooled into satisfaction by the fact that they can make a larger down payment on a new home with funds received from the sale of their “old”, some sellers fail to address negatives on their credit reports and thereby suffer such consequences as higher interest rates and additional costs associated with obtaining their new home loan.
Simply put, Home Sellers should repair their credit before selling a home and buying a home. It’s easy to get out of focus when you concentrate on your current home’s selling price. Points, prepayment penalties and higher interest charges on your new home can easily … (1 comments)

credit repair: Credit Scores - The Basics - 07/17/08 11:42 AM
Good credit is important in America today because so many of the things that we want
to buy must be financed or purchased on credit.
And once you have had a bad credit rating it is almost impossible to avoid detection.
A network of credit reporting agencies keeps track of every person who buys on credit.
Each time you apply for credit, the prospective lender will check your credit with at least one of these agencies.
But Did You Know…both Employers and Insurance companies also make
determinations about you based on your credit score? That means that you could be paying … (1 comments)

credit repair: Why We Are Different! - 05/27/08 11:47 PM
Credit Repair and First Financial Freedom Foundation (4Freedom)
What are the advantages of using our Attorneys? While there are many companies who brand themselves as credit repair organizations, most of them lack the legal clout and experience necessary to adequately represent your dispute efforts. Some of the specific advantages of using our affiliated attorneys are:
Attorneys enforce your rights under the various federal laws. Attorneys can do everything a credit repair organization can do, and file a lawsuit if necessary. Attorneys keep abreast of consumer laws as well as changes to, interpretation thereof, and applicability of those laws. Attorneys govern … (1 comments)

 

Steve Baker

Mount Juliet, TN

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1st Financial Freedom Foundation

Address: Mount Juliet, TN, 37122

Office Phone: (615) 338-5956

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