Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR's Blog

Home for Sale, Unobstructed Lake View, Clearwood, 3 Bdrm

RE/MAX Country — Tue, 24 Apr 2012 21:13:18 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

21937 Promontory Ct SE, Yelm, WA

Unobstructed 180 degree view of Clear Lake!

3BR/3+1BA Single Family House

offered at $250,000

Year Built	1993
Sq Footage	2,325
Bedrooms	3
Bathrooms	3 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	10,018 sqft
HOA/Maint	$0 per month

DESCRIPTION

Beautiful immaculate home w/superior curb appeal! Unobstructed 180 degree view of Clear Lake from living area & master bdrm. 2 large composite decks overlooking lake w/tempered glass! Artistic flare w/color, design, quality & style! Floor to ceiling windows allow you to feel one with nature! Living room w/floor to ceiling windows, vaulted ceiling, custom ceiling fan, hardwood floors, propane freestanding stove, & custom sun-screen shades! Open floor plan! French doors lead to deck for entertaining or relaxing! Newly remodeled kitchen features granite counters, upgraded maple cabinetry, breakfast bar, custom ceramic tile flooring, stainless steel appliances, custom can lighting and drop pendant lighting over bar. 625 sq ft family room with open beam vaulted ceiling, custom ceiling fan, & upgraded carpet. Territorial views through custom windows! Large master suite with hardwood flooring and breathtaking views of Clear Lake every morning! Slider in master leads to deck and new hot tub! Large walk-in closet is a plus! Master bath steam shower/sauna, radiant heat ceramic tile floors, marble counters! Second master suite with walk in closet & full bathroom with granite counter, vessel sink, & custom designer fixtures! Custom rockery landscaping & seating around custom firepit! Amphitheater feeling! New exterior paint and newer 30 year roof! Oversized 2 car garage (25'x25') with store room! Heat pump & wired with 7000w fuse box for generator w/separate propane line. Storage shed & boat parking! Gated community w/pool, walking trails, 3 lakes, boating, fishing & so much more! Fantastic Home!

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Hardwood floor
- Tile floor	- Family room	- Living room
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Granite countertop
- Stainless steel appliances	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

COMMUNITY FEATURES

- Swimming pool(s)	- Lake	- Playground
- Gated property	- Secured entry

ADDITIONAL PHOTOS

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Photo 19

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 24, 2012, 7:09pm PDT

Home for Sale, Nisqually Pines, Yelm, WA, Thurston County, 3 Bdrm, Metal Roof

RE/MAX Country — Tue, 17 Apr 2012 17:59:39 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

17109 Kinnickinnick Ct SE, Yelm, WA

Well Maintained - Perfect Starter!

3BR/2BA Single Family House

offered at $85,000

Year Built	1990
Sq Footage	1,680
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Car garage
Lot Size	10,890 sqft
HOA/Maint	$0 per month

DESCRIPTION

Well maintained & loads of space! 3 bdrm & 2 full bth. Family room w/freestanding woodstove, large window bank, skylights & vaulted ceilings. Lrg kitchen w/eating bar and ample cabinets. Dining rm w/built in cabinets. Great formal living room w/ample natural light. 5 piece master bath. Covered front & back decks & fully fenced yard for entertaining. Storage building & garage. Metal roof & heat pump. Handicap accessible. Community pool. Heads will turn on this one. 20 min commute to JBLM Roy gate.

see additional photos below

PROPERTY FEATURES

- Fireplace	- High/Vaulted ceiling	- Walk-in closet
- Family room	- Living room	- Dining room
- Dishwasher	- Stove/Oven	- Washer
- Dryer	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Mar 18, 2012, 1:51pm PDT

Home for Sale, 3 Bdrm, Rainier, WA, Thurston County

RE/MAX Country — Tue, 17 Apr 2012 17:56:37 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

504 Burnham Ct SE, Rainier, WA

Well Maintained Rambler!

3BR/2BA Single Family House

offered at $159,000

Year Built	2000
Sq Footage	1,352
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	13,068 sqft
HOA/Maint	$0 per month

DESCRIPTION

Wonderful rambler with front porch, gridded windows, and terrific floor plan! 3 bdrm & 2 full baths! Separate family room off kitchen leading to patio. Living room features bay window and vaulted ceilings. Dining room opens to kitchen. Grasscloth wallpaper accents in entry. Pleasing color palette throughout. Clean and neat! Mature maintained landscaping. Huge partially fenced backyard great for BBQs and entertaining. Quick commute to Tumwater, Tenino, or Yelm! Small country town feeling!

see additional photos below

PROPERTY FEATURES

- High/Vaulted ceiling	- Walk-in closet	- Family room
- Living room	- Dishwasher	- Refrigerator
- Stove/Oven	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 4, 2012, 7:59am PDT

Home for Sale, Triplewide, Roy, WA, Space, Privacy

RE/MAX Country — Tue, 17 Apr 2012 17:54:28 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

4110 357th St S, Roy, WA

Plenty of Space to Stretch Out!

2BR/2BA Single Family House

offered at $128,000

Year Built	1977
Sq Footage	1,680
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	None
Lot Size	54,885 sqft
HOA/Maint	$0 per month

DESCRIPTION

Triplewide with large rooms, vaulted ceilings, & woodstove for those chilly nights. Brand new furnace, H2O heater, & roof! Kitchen features double oven, dishwasher, stainless steel refrigerator & breakfast bar! Light & bright mstr bath w/tons of cabinet space, soaking tub and vanity area. Home presently being used as a 2 bdrm but on a 4 bdrm septic system. Covered front deck with slider. Affordable Living! 1.26 acre on quiet dead end road & corner lot added plus!

see additional photos below

PROPERTY FEATURES

- Fireplace	- High/Vaulted ceiling	- Walk-in closet
- Family room	- Living room	- Dining room
- Dishwasher	- Refrigerator	- Stove/Oven
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12
Photo 13

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 8, 2012, 5:23pm PDT

Home for Sale, Acreage, 5+ Acres, Pierce County, Roy, Country

RE/MAX Country — Tue, 17 Apr 2012 17:52:21 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

35812 42nd Ave S, Roy, WA

Country Living on over 5 Acres!

3BR/1+2BA Single Family House

offered at $298,000

Year Built	1979
Sq Footage	2,152
Bedrooms	3
Bathrooms	1 full, 2 partial
Floors	2
Parking	2 Car garage
Lot Size	219,978 sqft
HOA/Maint	$0 per month

DESCRIPTION

Country Living on over 5 acres! French doors, laminate flooring & vinyl windows. Country kitchen with tile backsplash, double oven and eating bar. Stone fireplace w/insert in family room. Antique dresser vanity w/sink in bath! Great laundry room with cabinets. 2 decks, cross fenced yard, and pasture with stall & hay storage. Bring your critters and move in! Huge 36'x36' shop with concrete floor. Flat level land. No through traffic. Enjoy peace & serenity! Quick commute to Roy/East gates of JBLM.

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- Walk-in closet
- Hardwood floor	- Family room	- Living room
- Office/Den	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12
Photo 13	Photo 14
Photo 15

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 9, 2012, 7:48pm PDT

Home for Sale, 5 Acres, Roy, Pierce County, 3 Bdrm

RE/MAX Country — Tue, 17 Apr 2012 17:50:10 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

33110 82nd Ave S, Roy, WA

Country setting on 5 gorgeous rolling acres!

3BR/2BA Single Family House

offered at $239,000

Year Built	1997
Sq Footage	1,704
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	4 Covered spaces
Lot Size	217,800 sqft
HOA/Maint	$0 per month

DESCRIPTION

Living room with freestanding woodstove w/tile & rock hearth for warmth on chilly nights. Dining room w/ceiling fan opens to spacious kitchen w/eating bar and breakfast nook. Great natural light in every room. Open floor plan with 3 bdrms & 2 baths. Master bdrm w/walk in closet. Attached 2 car garage and 2 car carport. 20 mins to Roy/east gates of JBLM. Quiet & peaceful but close to all amenities! Come view and make this rambler your home!

see additional photos below

PROPERTY FEATURES

- Fireplace	- Walk-in closet	- Living room
- Dining room	- Breakfast nook	- Dishwasher
- Refrigerator	- Stove/Oven	- Laundry area - inside
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12
Photo 13	Photo 14

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 11, 2012, 7:39pm PDT

Home for Sale, Clearwood, Corner Lot, Gated Community, 3 Bdrm

RE/MAX Country — Tue, 17 Apr 2012 17:47:33 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

22401 Basin View Ct SE, Yelm, WA

Fantastic Corner Lot!

3BR/2BA Single Family House

offered at $99,000

Year Built	1976
Sq Footage	1,456
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	2
Parking	1 Car garage
Lot Size	9,583 sqft
HOA/Maint	$85 per month

DESCRIPTION

Fantastic corner lot surrounded by fir trees. Floor to ceiling stone fireplace w/insert, hearth & wood storage. Cedar wood accent trim, laminate floors, ceiling fan & vaulted ceiling in living rm. Dining rm w/French doors leading to large deck for entertaining. Galley kitchen w/black granite tile counters & white cabinets. All bdrms feature slider to upper/lower decks. Custom bath w/white bead board - light & bright! Clearwood amenities: 3 lakes, boating, fishing, swimming pool, trails & more!

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- High/Vaulted ceiling
- Hardwood floor	- Tile floor	- Living room
- Dining room	- Dishwasher	- Refrigerator
- Stove/Oven	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

COMMUNITY FEATURES

- Swimming pool(s)	- Lake	- Playground
- Gated property	- Secured entry

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12
Photo 13	Photo 14

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Apr 17, 2012, 9:24am PDT

New Home, Gated Community, 5 Acres, Peace & Quiet

RE/MAX Country — Mon, 19 Mar 2012 21:04:03 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

11736 Elk Heights Ln SE, Yelm, WA

Gated Community - New Home - 5 Acres!

3BR/2+1BA Single Family House

offered at $394,500

Year Built	2011
Sq Footage	3,037
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	217,800 sqft
HOA/Maint	$0 per month

DESCRIPTION

Gated Community! Builder takes pride in every home built. Stone exterior accents & covered front porch! 3 bedroom & 2.5 baths. Huge kitchen with island opens to living room and eating nook! Beautiful stained cherry wood cabinets, slab granite counters, under mounted sink & stainless steel appliances! Den w/closet. Gorgeous hardwood floors & stained wood trim throughout. Oil rubbed bronze fixtures. 9 ft ceilings! Laundry room upstairs for convenience. 3 car garage! 5 acre lot!

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- Walk-in closet
- Hardwood floor	- Tile floor	- Family room
- Bonus/Rec room	- Office/Den	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Granite countertop	- Stainless steel appliances	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

COMMUNITY FEATURES

- Gated property

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 19, 2012, 6:54pm PDT

Home for Sale, Yelm, WA, Tahoma Terra,Thurston County

RE/MAX Country — Sun, 18 Mar 2012 20:13:45 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

10066 Terra Glenn St SE, Yelm, WA

Tahoma Terra Subdivision!

3BR/2BA Single Family House

offered at $139,000

Year Built	2007
Sq Footage	1,684
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	2
Parking	1 Car garage
Lot Size	3,920 sqft
HOA/Maint	$0 per month

DESCRIPTION

Tahoma Terra subdivision! Pleasing rich color palette w/black roof and accent door! Great floor plan & spacious living on main floor! 3 bdrm & 2 full baths. Gas fireplace & rich cherry stained flooring. Great size kitchen w/pantry and dining area with ceiling fan. All bedrooms have walk in closets. Blinds included. Deck w/built in seating and backyard back up to open space. Garage entrance into home a plus. Playground area in neighborhood. Close to all amenities. 20 min commute to JBLM Roy gate.

see additional photos below

PROPERTY FEATURES

- Fireplace	- Walk-in closet	- Hardwood floor
- Living room	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 18, 2012, 1:44pm PDT

Home for Sale, Nisqually Pines, Yelm, WA, Thurston County

RE/MAX Country — Sun, 18 Mar 2012 20:08:54 -0700

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

17109 Kinnickinnick Ct SE, Yelm, WA

Well Maintained - Perfect Starter!

3BR/2BA Single Family House

offered at $85,000

Year Built	1990
Sq Footage	1,680
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	1 Car garage
Lot Size	10,890 sqft
HOA/Maint	$0 per month

DESCRIPTION

see additional photos below

PROPERTY FEATURES

- Fireplace	- High/Vaulted ceiling	- Walk-in closet
- Family room	- Living room	- Dining room
- Dishwasher	- Stove/Oven	- Washer
- Dryer	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Mar 18, 2012, 1:51pm PDT

Home for Sale, Yelm, WA, 3 Bdrm, Great Starter

RE/MAX Country — Tue, 06 Mar 2012 22:16:55 -0800

Description and Features

Convenient location in heart of Yelm! Vaulted ceiling, laminate flooring, gas fireplace w/tv alcove, gridded windows, white trim package & stainless steel appliances. Ceramic tile floors in baths & large laundry rm. Master bdrm w/bath & walk in closet. Gas stove, heat & H2O. AC for comfort during the summer season. Fenced yard w/covered patio for BBQs and entertaining. Outbuilding/potter shed w/electricity. Newer roof. Walk to Yelm Park and walking trails. Quick commute to JBLM east/Roy gates.

Bedrooms:	3
Bathrooms:	2
Parking Spaces:	2
Square Feet:	1292
Lot Size:	7841
Year Built:	1998
Floors:	1
MLS #:	328103

Location

Click to view map: 15618 Parkview Dr SE Yelm WA 98597

Links

Clearwood, Home for Sale, Yelm, Wa, Gated, Pool, Thurston County, Upgrades

RE/MAX Country — Sat, 03 Mar 2012 20:31:28 -0800

Description and Features

Simply Amazing Details! Immaculate home! Open floorplan, cathedral ceilings, & hardwood floors. Kitchen features Jen Air applcs, sub zero fridge, granite counters, coffee color cabinets, eating bar, walk in pantry & bay window - framed view of forest. Giant master suite w/frplc, walk in shower, soaking tub, & dressing rm! 3 French doors leading to forever deck. Oversized garage, heat pump, dog run & plenty of storage. Sprinkler sys & curbed landscaping. No expense was spared! Exceptional home!

Bedrooms:	3
Bathrooms:	2.5
Parking Spaces:	2
Square Feet:	2898
Lot Size:	11326
Year Built:	2006
Floors:	1
MLS #:	326417

Location

Click to view map: 22516 Crown Cir SE Yelm WA 98597

Links

What Is Your Plan?

RE/MAX Country — Wed, 29 Feb 2012 13:08:17 -0800

Avoid Honest Mistakes – Beneficiary Designations Must be Up-to-Date

Retirement plans, annuity contracts and life insurance policies acquired through an employer or owned individually usually have specific named beneficiaries that supersede any instructions in a will. These assets convey directly to heirs, and are not subject to the time-consuming and potentially costly probate process.

A named beneficiary can be anyone you wish to inherit your assets – a relative, friend, trust, charity, university or another institution. You can also choose more than one primary beneficiary and specify the percentage of their assets that each will receive.

In addition, you may want to name secondary beneficiaries who would inherit only if something were to happen to the primary beneficiary before the benefit was actually paid.

Has your situation changed?

Financial institutions may be obligated to transfer your assets or pay insurance benefits to whomever you have named on the official designation forms, even if your situation has changed and there would seem to be an obvious mistake.

· There have been unfortunate cases when an ex-spouse remained listed as a beneficiary, despite the fact that the account holder had long been remarried and fully intended for the current spouse to receive the funds.

· Failing to add the latest-born child to the list of previously-named beneficiaries is another regrettable oversight. Also, grown children who previously named their parents frequently forget to make a change once they are married and have their own families.

Are your forms up-to-date?

It’s a good idea to check periodically and confirm that your intended beneficiaries are named correctly on all of your accounts and policies.

If you need to adjust your designations, you can often find the forms on your financial institution’s website, or simply call to request them. Make copies of all the beneficiary forms you have submitted and keep them with the rest of your estate planning documents.

Decisions concerning the naming of your beneficiaries should usually be made in light of your overall estate plan, so you may want to consult an estate-planning professional for advice. If you don’t already have someone you know and trust, feel free to contact your real estate agent who may be able to recommend a qualified individual who can help.

The Cynthia Schmier Team

(360) 894-1164

www.Cynthia-Online.com

Steer Clear of SCAMS!

RE/MAX Country — Wed, 22 Feb 2012 15:10:42 -0800

During the toughest of times, there are always a few swindlers who emerge with shady schemes that serve to make a bad situation a lot worse. The current foreclosure crisis is certainly no exception.

Here are the Top Ten Warning Signs of a Mortgage Modification Scam:

1. “Pay us $1,000, and we’ll save your home.”
Some Legitimate housing counselors may charge small fees, but fees that amount to thousands of dollars are sign of potential fraud – especially if they are charged upfront.

2. “I guarantee I will save your home – trust me.”
Beware of guarantees. Unrealistic promises are a sign that the person making them has not considered your specific circumstances.

3. “Sign over your home, and we’ll let you stay in it.”
Be very suspicious if someone offers to pay your mortgage and rent your home back to you in exchange for transferring the title. Signing over the deed gives another person the power to evict you, raise your rent or sell the house.

4. “Stop paying your mortgage”
Do not trust anyone who tells you to stop making payments to your lender and servicer, even if that person says it will be done for you.

5. “If your lender calls, don’t talk to them.”
Your lender should be your first point of contact for negotiating a repayment plan, modification, or short sale.

6. “Your lender never had the legal authority to make a loan.”
Do not listen to anyone who claims that “secret laws” or “secret information” will be used to eliminate your debt and have your mortgage contract declared invalid.

7. “Sign this now; we’ll fill in the blanks later.”
Take the time to read and understand anything you sign. Never let anyone else fill out paperwork for you. Don’t let anyone pressure you into signing anything that you don’t agree with or understand.

8. “Call 1-800-Fed-Loan.”
Some companies trick borrowers into believing that they are affiliated with or are approved by the government or tell you that you must pay them high fees to qualify for government loan modification programs.

9. “File for bankruptcy and keep your home.”
Filing bankruptcy only temporarily stops foreclosure. If your mortgage payments are not made, the bankruptcy court will eventually allow your lender to foreclose on your home…

10. “Why haven’t you replied to our offer? Do you want to live on the streets?”
High-pressure tactics signal trouble.

Your best bet for making sure that scam artists don’t end up with your shirt as well as your house: Contact a Certified Distressed Property Expert. CDPE agents are tapped into scams as they emerge and committed to keeping clients connected to legitimate solutions.

Cynthia Schmier
RE/MAX Country
206 Yelm Ave W, Yelm, WA 98597
360-400-3475
ShortSalesYelm.com

Disclaimer: The above brokerage assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner.

Are you living under the cloud of an UNMANAGEABLE MORTGAGE?

RE/MAX Country — Wed, 15 Feb 2012 18:44:23 -0800

It’s a sign of the times!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll. Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty. And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

Cynthia Schmier
(360) 400-3475
cynthia@cynthia-online.com

Home for Sale, Roy, WA, Pierce County, Prairie View Estates

RE/MAX Country — Wed, 08 Feb 2012 21:59:11 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

1017 288th Street Ct E, Roy, WA

OMG! Immaculate in Every Way!

3BR/2BA Single Family House

offered at $249,000

Year Built	2000
Sq Footage	1,743
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	30,056 sqft
HOA/Maint	$0 per month

DESCRIPTION

Pleasing colors greet you upon entry. Cathedral ceilings, gridded bay windows, skylights, & French doors all create a light & bright setting. Granite tile counter w/slate backsplash, and SS appliances. Large roomy master suite w/walk-in, jetted tub, and tile shower. Spacious home! Covered wrap around porch is perfect for morning tea. Mature orchard provides loads of apples. Easy commute to JBLM. Owner's Pride! An added plus w/wood fireplace for warm & cozy evenings.

see additional photos below

PROPERTY FEATURES

- Fireplace	- High/Vaulted ceiling	- Walk-in closet
- Hardwood floor	- Living room	- Dining room
- Dishwasher	- Refrigerator	- Stove/Oven
- Microwave	- Granite countertop	- Stainless steel appliances
- Washer	- Dryer	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
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Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 8, 2012, 4:52pm PST

Home for Sale, Rainier, WA, Bald Hills, Vail, 5 Acres, Cabin

RE/MAX Country — Wed, 08 Feb 2012 21:52:12 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

14040 Vail Cut Off Rd SE, Rainier, WA

High and Dry Elevation 487'

2BR/2BA Single Family House

offered at $192,000

Year Built	1987
Sq Footage	2,088
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	None
Lot Size	218,671 sqft
HOA/Maint	$0 per month

DESCRIPTION

High & Dry! Nestled on top of high elevation 487'! 2 bdrm & 2 bath home w/2 large decks to enjoy taking in the spectacular views! Vaulted ceilings & tons of natural light! Walk in pantry & mud tub in laundry rm. Woodstove & GenTran system allow for comfortable power outages. Completely fenced! Tall timbers, gardens, greenhouse, fruit trees and best of all a small cabin for a guest or maybe a rental.

see additional photos below

PROPERTY FEATURES

- Fireplace	- Living room	- Dining room
- Dishwasher	- Refrigerator	- Stove/Oven
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

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Photo 13

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 8, 2012, 4:42pm PST

Home for Sale, Yelm, WA, Scenic Shores, Thurston County

RE/MAX Country — Wed, 08 Feb 2012 21:41:58 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

17343 154th Way SE, Yelm, WA

Lake Lawrence Area!

2BR/1+1BA Single Family House

offered at $60,000

Year Built	1979
Sq Footage	896
Bedrooms	2
Bathrooms	1 full, 1 partial
Floors	1
Parking	1 Car garage
Lot Size	14,375 sqft
HOA/Maint	$0 per month

DESCRIPTION

Electronic gated entrance. Newer maintenance free vinyl siding. Partially covered deck in front and back. Ceiling fans, pop out bay window in living room, and plumbed for woodstove. Master bedroom with walk in closet. Bathroom with tile counters and hardwood floors. All appliances included. Chain link fully fenced yard. Located on a culdesac. 1 car garage with heated shop.

see additional photos below

PROPERTY FEATURES

- Walk-in closet	- Hardwood floor	- Living room
- Dishwasher	- Refrigerator	- Stove/Oven
- Washer	- Dryer	- Laundry area - inside
- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

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Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Mar 27, 2012, 6:28pm PDT

Home for Sale, Yelm, WA, 3 Bdrm, Thurston County, Woodfield Subdivision

RE/MAX Country — Wed, 08 Feb 2012 21:12:59 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

9835 Donovan Ct SE, Yelm, WA

Great Location in Heart of Yelm!

3BR/2+1BA Single Family House

offered at $137,000

Year Built	1996
Sq Footage	1,644
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	6,098 sqft
HOA/Maint	$0 per month

DESCRIPTION

Spacious home with cathedral ceilings, oversized windows, custom lighting fixtures, and laminate floors. Living room plus a family room/bonus room. Kitchen features corian counters, undermount custom sink and faucet, stainless steel appliances, and wine refrigerator. Hot tub and heat pump. Fenced yard, deck/patio, and outbuilding. Large 2 car garage with shelving. Walking distance to trail. Close to all amenities and schools. Quick commute to JBLM gate.

see additional photos below

PROPERTY FEATURES

- Family room	- Living room	- Dining room
- Dishwasher	- Refrigerator	- Stove/Oven
- Stainless steel appliances	- Washer	- Dryer
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard
- Jacuzzi/Whirlpool

ADDITIONAL PHOTOS

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Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11	Photo 12

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Mar 27, 2012, 6:29pm PDT

Home for Sale, Eatonville, WA, Large Lot, Huge Deck, Pierce County

RE/MAX Country — Wed, 18 Jan 2012 17:43:11 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

34311 48th Ave E, Eatonville, WA

Super Potential!

3BR/2BA Single Family House

offered at $65,000

Year Built	1994
Sq Footage	1,612
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	59,677 sqft
HOA/Maint	$0 per month

DESCRIPTION

Bring your tool belt! Super potential! 3 bedrooms and 2 baths! Laminate flooring! Great open flow! Kitchen with eating bar and vaulted ceiling. Living room with vaulted ceiling, arched doorway, natural light, and ceiling fan. Master bdrm with bath and large soaking tub. Corner lot with mature landscaping, outbuilding, and huge deck for entertaining. 2 car garage w/storage. Property has been vandalized. Home needs some TLC to bring out the gem it could be!

see additional photos below

PROPERTY FEATURES

- High/Vaulted ceiling	- Hardwood floor	- Living room
- Dining room	- Refrigerator	- Stove/Oven
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

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Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Mar 27, 2012, 6:27pm PDT

Home for Sale, Tacoma, WA, 3 Bdrm, Basement, Brick Home

RE/MAX Country — Wed, 18 Jan 2012 17:41:07 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

5605 A St, Tacoma, WA

Old World Charm!

3BR/2+1BA Single Family House

offered at $149,000

Year Built	1955
Sq Footage	2,340
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	1 Car garage
Lot Size	6,100 sqft
HOA/Maint	$0 per month

DESCRIPTION

Old World Charm! Brick home with full basement. Beautiful hardwood floors. Large windows. Cozy brick fireplace in living room. Vintage tilework, cabinetry, deep double sink, and eating nook in kitchen. Baths show same vintage tilework and cabinetry. Fenced yard with covered patio and mature landscaping. Close to shopping, bus, freeway access and all amentities. Quick commute to JBLM.

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- Hardwood floor
- Living room	- Dining room	- Breakfast nook
- Dishwasher	- Refrigerator	- Stove/Oven
- Basement	- Laundry area - inside	- Balcony, Deck, or Patio
- Yard

ADDITIONAL PHOTOS

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Photo 5	Photo 6

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Jan 17, 2012, 6:22pm PST

Home for Sale, Mt Rainier View, 2+ Acres, Acreage

RE/MAX Country — Wed, 18 Jan 2012 17:39:04 -0800

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR | RE/MAX Country | (360) 400-3475

502 Crystal Springs Dr NW, Yelm, WA

Mt Rainier View - 2+ Acres

2BR/2BA Single Family House

offered at $164,950

Year Built	1914
Sq Footage	1,718
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	2
Parking	3 Uncovered spaces
Lot Size	89,298 sqft
HOA/Maint	$0 per month

DESCRIPTION

Country at its finest in the heart of Yelm! Mount Rainier view plus 2+ acres! Covered front porch. Light & bright with oversized windows! Living room features woodstove with brick hearth. Country kitchen, recently painted interior, & new carpet and vinyl flooring. Upstairs features a rec room or additional space for third bedroom. Great condition, super location, & convenient to all amenities. Large fenced yard for entertaining and BBQs. Quick commute to JBLM east gate, Olympia, and Tacoma.

see additional photos below

PROPERTY FEATURES

- Fireplace	- Living room	- Bonus/Rec room
- Dining room	- Breakfast nook	- Stove/Oven
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6
Photo 7	Photo 8
Photo 9	Photo 10
Photo 11

Contact info:

Cynthia Schmier, CRS, CDPE, CNE, CIAS, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 20, 2011, 4:51pm PST

Home for Sale, Clearwood, Gated, Community Pool, Lakes, Recreation, Yelm, WA, 3 Bdrm, Upgrades

RE/MAX Country — Wed, 18 Jan 2012 17:37:22 -0800

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR | RE/MAX Country | (360) 400-3475

18310 Blue Hills Dr SE, Yelm, WA

3BR/2BA Single Family House

offered at $140,000

Year Built	2006
Sq Footage	1,566
Bedrooms	3
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	9,148 sqft
HOA/Maint	$65 per month

DESCRIPTION

Feel the warmth the moment you step in! Rich colors welcome you to large liv rm w/beautiful hardwood flrs & propane frplc w/mantle! Enjoy slated counters w/wood inlays. Plenty of cooking space! Chef's dream! Wood cabinets w/glass panel doors. Nice sized bdrms. Full trim package through out home. French doors off dining room lead to large deck & fully fenced backyard. Hardi plank siding w/beautiful stone accents. Gated community with 3 lakes, community pool, fishing, boating, trails and more!

see additional photos below

PROPERTY FEATURES

- Central heat	- High/Vaulted ceiling	- Walk-in closet
- Hardwood floor	- Tile floor	- Family room
- Living room	- Dining room	- Breakfast nook
- Dishwasher	- Stove/Oven	- Microwave
- Laundry area - inside	- Yard

COMMUNITY FEATURES

- Garage parking	- Clubhouse	- Storage space(s)
- Swimming pool(s)	- Lake	- Playground
- Gated property	- Secured entry

ADDITIONAL PHOTOS

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Contact info:

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 26, 2011, 1:08pm PST

Home for Sale, Yelm, WA, Thurston County, 3 Bdrm

RE/MAX Country — Wed, 18 Jan 2012 17:35:53 -0800

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR | RE/MAX Country | (360) 400-3475

15625 Parkview Dr SE, Yelm, WA

Great Starter Home in Heart of Yelm

3BR/1BA Single Family House

offered at $115,000

Year Built	1995
Sq Footage	1,154
Bedrooms	3
Bathrooms	1 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	7,841 sqft
HOA/Maint	$0 per month

DESCRIPTION

Cute & Cozy Rambler! Large open kitchen has crisp colors w/country accents. Ample cabinets & counter space. Eating bar & dining rm off kitchen. Vaulted ceilings,custom arches & attention to detail gives this home great character. Mstr suite w/walk in closet & full bath. Patio off master suite. Complete w/gas heat, hot water & stove. Covered front porch. Deck in large fenced yard. Conveniently located in the heart of Yelm. Steps away from Cochrane Park & Yelm City Park. Perfect for evening walks. Quick commute to JBLM east gate.

see additional photos below

PROPERTY FEATURES

- Central heat	- High/Vaulted ceiling	- Walk-in closet
- Family room	- Living room	- Dining room
- Breakfast nook	- Dishwasher	- Refrigerator
- Stove/Oven	- Microwave	- Washer
- Laundry area - inside

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5	Photo 6

Contact info:

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Posted: Mar 29, 2012, 5:49pm PDT

Home for Sale, New, Quality Construction, 5 Acres, Gated Community, 4 Bdrm, Upgrades

RE/MAX Country — Wed, 18 Jan 2012 17:34:10 -0800

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR | RE/MAX Country | (360) 400-3475

11904 Elk Heights Lane, Yelm, WA

Brand New Homes on 5 Acres

4BR/2+1BA Single Family House

offered at $314,500

Year Built	2011
Sq Footage	2,061
Bedrooms	4
Bathrooms	2 full, 1 partial
Floors	2
Parking	3 Car garage
Lot Size	230,868 sqft
HOA/Maint	$30 per month

DESCRIPTION

Great Home w/ Stone front accent Located in Gated Community! Builders take pride in every home built. 4bedroom 2.5 baths. Mstr Bedroom has 5 piece Master Bath and Walk in closet! Large living room.New hardwood floors & stained wood trim thruout. Beautiful stained cherry wood cabinets, granite slab counters, under mounted sink, ss applcs! Oil rubbed bronze fxtrs throuout. 9ft ceilings! 3 car garage! 5 acre lot! PICK A LOT PICK A PLAN!

see additional photos below

PROPERTY FEATURES

- Central heat	- Fireplace	- Walk-in closet
- Hardwood floor	- Tile floor	- Family room
- Living room	- Office/Den	- Dining room
- Breakfast nook	- Dishwasher	- Stove/Oven
- Microwave	- Granite countertop	- Stainless steel appliances
- Laundry area - inside	- Balcony, Deck, or Patio	- Yard

ADDITIONAL PHOTOS

Photo 1	Photo 2
Photo 3	Photo 4
Photo 5

Contact info:

Cynthia Schmier, CDPE, CIAS, CRS, CNE, 5-STAR

RE/MAX Country

(360) 400-3475

For sale by agent/broker

Equal Opportunity Housing

Posted: Feb 27, 2012, 1:55pm PST