Homebuyers: How to Save Thousands of Dollars When You Buy - 04/21/08 09:58 PM

If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.
When you analyse those successful home buyers who have the experience to purchase the home they want for thousands of dollars below a seller's asking price, some common denominators emerge. Negotiating skills are important, but there are three additional key factors that must come into play long before you ever submit an offer.
This topic … (0 comments)

HOME BUYERS - Let Me Help You Buy A Home In Schenectady! - 04/13/08 12:12 PM
HOME BUYERS... The Benefits of Working With a REALTOR, Christine Serafini.Buying a Home It's probably the biggest investment you'll ever make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a true real estate professional - Christine Serafini of Keller Williams Realty, Capital District. Your Neighborhood Realtor.How can a real estate agent help me?Whether you're in the market for a primary residence, an investment property or a second home, purchasing real estate involves many important considerations and decisions. A real estate agent can provide the focus, due diligence and expertise needed to help you find … (0 comments)

Owner Occupy or Invest In Schenectady Properties - 04/01/08 10:07 PM
A Great Owner Occupy and/or Investment Opportunity !Location: Union College2 buildings - 1 two family home with 3 bedrooms in each unit and 1 single family home behind 2F with 2 bedrooms, both homes in excellent condition. The single family has been updated throughout including; new roof, walls, boiler, central air, some windows, pergo flooring, new plumbing, electric and new vinyl siding. As well as new bathroom with jacuzzi tub and granite counter tops and new laundry room. The 2 family has a new boiler, both units have a new bath and hardwood floors throughout. Tenants staying in 2 family and … (0 comments)

Adorable & Affordable in Rotterdam NY - 04/01/08 08:36 PM
A Great Starter Home In Rotterdam NYLocation: Rotterdam, NYGreat location and cute as a button! 2 bedroom cape cod, 1 BA, Living Room, Eat-in-Kitchen, enclosed newer large screen room.Enjoyable private yard. Many updates include; new kitchen and bathroom flooring, new drywell, new interior doors. Large yard and large shed. Roof and septic 10 years old. Mohonasen School District & Motivated Seller!InformationContact Information  Christine Serafinicserafini@kw.com(518) 514-8830Contact Reply FormForward to a FriendView Other FlyersPricingAsking Price: $119,000Flexibility: NegotiableProperty Location1466 Fordham AvenueRotterdam, NY 12306View MapLinksMy WebsiteFeaturesBedrooms: 2Bathrooms: 1Parking: 3 carsYear Built: 1948Lot Size: 32 X 150School District: MohonasenSquare Footage: 800Agent Name: Christine SerafiniBroker: Keller Williams … (0 comments)

Schenectady Home Buyers - FAQ's - 04/01/08 01:15 PM
Frequently Asked Questions
1.)    How do I choose a mortgage lender?
The Serafini Team can recommend several lenders who we have successfully worked with over the years.  The lender will expedite all of the necessary paperwork and information, including ordering a credit report and appraisal of the property, if required.
The application normally takes about one hour.  All parties who will be on the title as new owners should be present.  The information you provide to the lender is confidential. 
2.)    Do I need to bring anything with me when I am looking at homes?
Bring a notebook and pen for note … (1 comments)

Schenectady Buying vs. Renting - 04/01/08 01:08 PM
 
Although some renters believe that renting is "maintenance free", they are actually paying for maintenance in their rent - whether they need it or not.  Renting offers you no equity, no tax benefit, and no protection against regular rent increases.  If your paying rent, your really just paying someone else's mortgage.  Writing a check is just like watching your hard earned money sail away.  Let's compare*.
* Approximate Payment/Cost Comparison based on estimated annual tax results.  Based on 2.5 tax bracket and on estimated first year interest and taxes.  Recommend consulting with tax expert.  Payment based on FHA 30-year fixed rate loan … (0 comments)

 
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Christine Serafini Maddalone Realty

Schenectady, NY

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Maddalone Realty

Address: 600 Franklin Avenue, Suite 103, Schenectady, NY, 12305

Office Phone: (518) 514-8830

Cell Phone: (518) 514-8830

Email Me

Schenectady New York is my home and where I have lived all my life, and its my intention to represent the best of Real Estate to my clients. I am committed and dedicated to my clients. This blog format is to help my client's and prospects understand real estate, and prepare them to List, and Sell their home, and for Buyer's to aid in their goal of purchasing a home.


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