sacramento homeowners: Cash In Refinance for Sacramento Homeowners - 09/25/10 08:05 PM
What can you do if you have great credit, a good job, liquid assets, and want to take advantage of the low rates but you took a nose dive on the equity in your home?
There are a lot of folks who a few years ago may have only owed significantly less than of the value of the home and now the loan amount exceeds the value necessary to qualify for a new loan with a much lower interest rate.
With interest rates hitting record lows, these home owners want to refinance but they can't due to the declining market … (0 comments)
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sacramento homeowners: 125% LTV? Say what?! - 09/24/10 08:09 PM
If you are looking to refinance for the purpose of getting a premium low interest rate, and you see an advertisment for a loan program that will go up to 125% of your home's appraised value, chances are, it is NOT going to be the low rate that you had in mind.
*Even greater chance that the loan program will no longer exist by the time you call that phone number.
Those high loan to value loans are not meant for a borrower who already has a low "fixed" interest rate and can afford their mortgage payments.
The … (4 comments)
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sacramento homeowners: They come back! - Adult Children - 09/14/10 01:46 AM
When your child goes off to college or moves out on his/her own, it can be heart wrenching. All during my son's senior year of high school, I would get emotional just thinking of what was ahead. I was going to miss him so much! I wasn't ready to let go.
This song by Susie Bogus, Letting Go, was the theme of my life that year. I cried all the time.
It was an adjustment but we visited and talked on the phone a lot. I got used to it. Visits home were something to look forward to and … (8 comments)
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