homes cumming ga: Vacant Homes May Need Special Insurance? - 11/01/10 01:11 PM
Do you need Vacant Home Insurance?
If you are planning on moving out of your home before you sell it, you may need special homeowners insurance. Many homeowners policies have a "vacancy clause" that's triggered if the home owner is gone for an extended period of time. Like if you move first then put your home on the market. That's because empty homes are more likely to have break-ins and there's a greater risk of small problems growing into big problems. "While an extra policy might cost more, it could save you money down the road," says Jane L. Cline, … (0 comments)
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homes cumming ga: Forsyth County New Millage Rate - 08/03/10 03:29 PM
The Forsyth County Board of Commissioners adopted an increase in the county's millage rate during a special called meeting Thursday, July 22, at a rate lower than the advertised, proposed increase. The vote followed the third of three public hearings held regarding the millage rate.
The approved Maintenance and Operation rate is 4.734 mills, up from 3.834 mills in 2009. The approved Fire rate is 1.975 mills, up from 1.841 mills in 2009. The increase in these rates was approved to help offset projected deficits in the county's 2011 preliminary budget and the Fire Department's 2011 preliminary budget.
The … (1 comments)
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homes cumming ga: New Listing in Saddlebrook Glen in Cumming, GA! - 07/11/10 02:14 PM
Gorgeous Brick Beauty in South Forsyth County on a large level fenced lot. Fresh neutral interior paint and updated lighting fixtures makes this home shine. Large master suite with sitting area, his/hers closet, and lots of natural light. The master bath has gorgeous neutral tile and marble counters. The secondary bedrooms are a generous size too with guest bathroom centrally located with double vanity. Exterior painted 2 years ago and new roof in 2009. Professional landscaping completes this home to make it somewhere for you to call home.
Check out all of the fabulous homes in Cumming GA at … (0 comments)
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homes cumming ga: Forclosures: Be Aware of the Possible Tax - 07/09/10 01:43 PM
CAN THE IRS TAX YOUR LOSS?
A lot of homeowners today are deciding to walk away from their house that is loosing value. You should be aware of the possible tax implications if you do a foreclosure. The IRS can consider the cancelled debt as a form of income and tax you on that in some cases. While debt used to buy or build a home might be exempt, debt from a cash-out refinance that was not used for the house is not. So if you took cash out of your home to fund your child's college tuition, buy a … (1 comments)
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homes cumming ga: Saddlebrook Glen/ Cumming GA - 07/08/10 11:42 AM
One of the most desirable areas to live is South Forsyth County. Its schools have won many awards and the county has great parks, shopping, restaurants, and so much more. One of the great subdivisions which is located in South Forsyth County in Cumming GA is Saddlebrook Glen.
It is a swim/tennis community with a community playground, street lights, and sidewalks. The homeowners association recently changed the pool to a salt water pool which is so much better for your skin and eyes. This community is located near a large tract of land which will become another great county park in … (0 comments)
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homes cumming ga: 10.5% Increase in closings for SFR in May 2010 - 07/08/10 11:22 AM
According to Steve Palm of Smart Numbers there was a 10.5% increase in single family detached home closings in May 2010 over May 2009. However, under contracts declined from April to May 2010 probably due to the tax credit. Home prices have stayed flat in most areas.
For May 2010 for the area located in the Cumming GA South Forsyth County east of GA 400 the average Sales Price was $301,175 and average days on market was 92.8 days. The active inventory in that area also dropped during May.
For the area located in Cumming GA South Forsyth County west of … (0 comments)
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homes cumming ga: Interest Rates are Low- Why Wait to Buy? - 05/27/10 11:39 AM
Wait no more. Are you searching for a home in Cumming GA? The interest rates are at an all time low and maybe going lower. Housing prices are still extremely low. This is the best time to buy or sell to buy a larger home in Cumming GA. Search for your next home at www.searchhomesforsalecummingga.com Check out these interest rates:
30 Year Fixed:
4.750% 0.00 Points
30Yr Fixed NO PMI:
5.125% 0.00 Points
FHA 30 Year Fixed:
4.750% 0.00 Points
FHA 5 Year ARM:
3.375% 0.00 Points
5 Year ARM Conv.
3.250% 0.00 Points
7 … (0 comments)
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homes cumming ga: Are Home Prices Ever Going to Improve in Georgia? - 05/18/10 10:01 AM
A lot of todays homeowners would like to move but can not afford to make that move because what they paid for their home a few years ago is not what they can sell it for today. What is keeping Georgia's home prices down? Foreclosures continue to service as a major source of declining home values on residential real estate in Georgia. They keep the market from rebounding. At the end of 2009, 2.68% of all housing units in Georgia were in foreclosure, according to statistics compiled by Realty Trac. That number is up about 24% from the end of 2008 … (0 comments)
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homes cumming ga: Build Value in Your Home Without Emptying Your Wallet! - 05/14/10 10:59 AM
Are you considering putting your home on the market in Cumming GA and wondering what can you do to spruce it up without spending a lot of money? Well wonder no more. The following is a list of a few things that can make your home sparkle and stand out above the competition:
Curb Appeal: You have to get people to come in the front door to win them over. If your home doesn't look appealing on the exterior the buyers won't make it through the front door. Keep your yard neatly cut and maintained, fill beds with fresh mulch or pinestraw, … (1 comments)
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homes cumming ga: How to prevent appraisals from coming in Low?? - 05/07/10 09:15 AM
A lot of consumers in today's market are very concerned when it comes to the appraisal part of selling their home or buying one. In the old days once you were under contract you could breathe easy. Not in today's market in Cumming GA. Once under contract then you have to get through the appraisal as well. We have all been plagued with appraisals coming in very low and watch our deals fall through. What can we do as Realtors to help prevent a low appraisal?? A lot of Realtors say "What can we do?" "We don't have control of the … (1 comments)
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homes cumming ga: New Website to Search for Homes for sale in Cumming GA! - 05/05/10 10:05 AM
The Mahota Team recently launched a brand new website, www.searchhomesforsalecummingga.com, that will enable you as a buyer to search in many different ways for your next home: by subdivision, by city, by price, street address, by foreclosures, and so much more. This easy search engine is designed to allow you easy access to all listings in Cumming GA as well as any other Metro Atlanta City. If you wish to switch to a different city, don't worry. Just click on "Search" in the black bar at the top of the website. Then change the city to whatever city you choose. Its … (0 comments)
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homes cumming ga: Stonevalley Lane/Stonegate Subdivision Cumming, GA - 05/05/10 09:36 AM
Gorgeous 4 Sides Hardcoat Stucco Home in Desirable South Forsyth Area. Luscious Landscaping surrounds this home on nearly half an acre. Fully fenced yard with Deck and Stone Patio with BBQ. It is an entertainers delight. It is a 5 bedroom 4 1/2 bath home located within the Stonegate Subdivision in Cumming GA. It features a Master on the Main with a fully renovate master bath that includes: granite counters, tile floors, granite surround for tub, new fixtures, and neutral tones. The kitchen features granite and corian counters with stainless steel appliances and keeping room. The 2-story family room … (0 comments)
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homes cumming ga: Looking for the Perfect Home in Cumming GA but can't find it?? - 04/28/10 12:27 PM
I have been taking my buyers to look at homes in Cumming GA and they seem to find the perfect house but it hasn't been updated. What can buyers do if they don't have the extra cash to make those changes? My mortgage lender, Jeff Morris with Suntrust Bank, has a great idea. They offer a mini rehab loan that you can add up to $20,000 worth of changes that you would like to make to the home on to the sales price so you can finance them in. Now the buyer does not have to come out of pocket for … (0 comments)
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homes cumming ga: About the City of Cumming GA:) - 04/22/10 09:06 AM
Fun Facts about the City of Cumming GA:
Cumming was established in 1834 Cumming GA has a population of 4,220 (according to the 2000 census) The city of Cumming GA is said to be named after either Colonel William Cumming of Augusta, a prominent lawyer, or by local Cherokees for Sir Alexander Cumming of England Cumming GA boasts the 4th Largest green space area in the state of Georgia Lake Lanier in Cumming GA has over 200 miles of shoreline Forsyth County Public Library System has been voted "Best Library in Georgia" for the past three years Are you interested in … (0 comments)
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homes cumming ga: A New Park in Cumming GA! - 03/30/10 03:36 PM
Fowler Park : 80 Acre Park in Cumming GA
Fowler Park in the Southwestern part of Forsyth County is slated to open in January 2011. The park is set to include a skate park, 12 tennis courts, 6 recreation fields, a dog park, sand volleyball, and walking trails. This much needed and anitcipated Park "will be full the day we open it," said Jerry Kinsey, Director of the Parks and Recreation.
The skate park was designed by Wally Hollyday. Hollyday is also constructing the skate park as well. His design for the skate area has two basic sections and areas of … (1 comments)
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homes cumming ga: Saddlebrook Glen, Cumming GA - 03/12/10 11:16 AM
Are you thinking of purchasing a home before the tax credit runs out on April 30, 2010. Cumming, GA has a lot to offer. Home to Lake Lanier and some of the states best schools, Cumming GA has homes in every price range.
One of the communities in the southern part of Forsyth County located in Cumming, GA is Saddlebrook Glen. It is a swim/tennis community with a playground for children. There are several community events that happen yearly: Easter Egg Hunt, Movie Nights, 4th of July Parade, Pool Opening Celebration, and so many more. This community is a fantastic find … (0 comments)
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homes cumming ga: NEW LISTING: SADDLEBROOK GLEN S/D CUMMING, GA - 03/08/10 08:03 PM
2910 Majors Farm Court
BRICK FRONT HOMW WITH NEWLY PAINTED EXTERIOR AND NEW ROOF WITH ARCHITECTURAL SHINGLES. KITCHEN FEATURES GRAINTE, STAINED CABINETS, NEW SINK, BLACK APPLIANCES AND TILE FLOOR. UPGRADED MASTER BATH WITH NEW TILE FLOOR AND NEW TILE SHOWER WITH FRAMELESS DOOR.
FREE 24 HR. INFORMATION AT 1-888-267-0870 X3689
To View this property call or text 678-852-8322
… (0 comments)
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homes cumming ga: Short Sales: Can you word the contract so that the seller doesn't pay the bank the difference?? - 03/03/10 08:21 PM
I recently went on a listing appointment in Cumming, GA for a potential short sale. The seller proceeded to tell me that the previous Realtor had told him that he needed specific language in his sales contract that stated he would not have to pay the difference on what is owed on his mortgage for his home in Cumming GA and the sales price. Once that language was in the contract and the Lender approved the contract he would not owe any money to the lender for his house in Cumming, GA. Or does he??
Sellers in Cumming GA are getting … (2 comments)
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homes cumming ga: New FHA Changes Coming Soon! - 01/25/10 04:09 PM
FHA has announced some proposed forthcoming changes necessary to strengthen their capital reserves. So if you are looking to purchase a home in Cumming, GA you might want to read a little closer. The highlights are:
Up-Front MIP(Mortgage Insurance Premium) will increase from 1.75% to 2.25% . Seller Contributions will decrease from 6% to 3%. Update the combination of FICO scores and down payments for new borrowers. New borrowers will now be required to have a minimum FICO score of 580 to qualify for FHA's 3.5% down payment program. New borrowers with less than a 580 FICO score will be … (0 comments)
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homes cumming ga: Are you eligible for a short sale?? - 01/05/10 12:40 PM
What is short sale?
Short sale definition: What is owed on the mortgage or mortgages plus commissions and fees associated with the sale is more than what the home will sell for. You will be short funds in order to sell the house.
How to Short Sale Your Home?
Contact a Realtor. Preferably me. Even if you are a Realtor and go on a listing appointment and find out it will be a short sale and you don't want to handle it. You can refer them to me and I will take care of them and pay you a 25% commission once … (0 comments)
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