Stated Income loans were originally created for self-employed borrowers with complicated tax returns, a good down-payment and excellent credit. The repayment profile of these borrowers was so strong that the Stated Income requirements became more lenient....to the point that a W-2 employee could
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11/27/2007
The increasing number of mortgage defaults has created a significant amount of legislative interest in creating minimum qualifications for mortgage loan officers. It appears the opportune time to share with you the current Loan Officer Certification programs:Certified Mortgage Planner (CMP):This
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11/19/2007
According to the U.S. Public Interest Group Research, 79% of credit reports contain errors and 25% contain errors serious enough to result in the denial of credit. If you are thinking of buying a home, refinancing a home, a car, or even getting quotes for home owner's insurance, your credit score
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11/09/2007