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first time home buyers in knoxville tn: How to Buy a Home in Knoxville TN - Step 5- The Ins and Outs of Inspection Contingencies - 08/23/09 10:32 PM

Knoxville TN is a great place to live.  If you are looking to buy a home in Knoxville TN you need to consider getting a home inspection on your new home.  If you are just starting your Knoxville home buying process make sure you go back and revisit these important first steps:
How to Buy a Home in Knoxville TN- Step 1- Secure Your FinancingHow to Buy a Home in Knoxville TN-Step 2- Determining the Best Knoxville Neighborhood For YouHow To Buy a Home in Knoxville, TN - Step 3 - Determining Your Wants and Needs How to Buy a … (0 comments)

first time home buyers in knoxville tn: How To Buy a Home in Knoxville, TN - Step 3 - Determining Your Wants and Needs - 08/21/09 10:16 PM

Congratulations on taking the first steps by getting pre-approved and researching your neighborhoods.  You are now ready to seriously start looking at homes.  The first thing you should do is come up with a list of wants and needs.  It's important to differentiate the two.  Your "needs" are the aspects of a home that you won't compromise on - your "must haves".  For example, you may have to have a minimum of 3 bedrooms, at least a 2 car garage or it must be zoned for a particular school.  Your "wants" are the things that you would be willing to compromise … (0 comments)

first time home buyers in knoxville tn: How to Buy a Home in Knoxville TN- Step 1- Secure Your Financing - 08/13/09 09:38 PM

Many Knoxville Home Buyers first start their home buying search by looking at homes first and then start working on the financing aspects of purchasing a home.  The Knoxville TN real estate market is picking up and in several areas and price ranges have actually entered into a Sellers Market. 
If you are serious about buying a home in Knoxville TN, Maryville, Alcoa, Oak Ridge, or surrounding areas you should start by getting your financing in order first.
There are several reasons for this:
You may waste your time looking in the wrong price range- there is nothing more disheartening … (0 comments)

first time home buyers in knoxville tn: $8000 Home Buyer Tax Credit - 08/12/09 04:24 PM
Attention 1st Time Home Buyers!  Your time line to receive the 1st Time Home Buyer Tax Credit is running out.  In order to qualify you must be closed by November 30th.  Currently many FHA loan are requiring 45 days to close a loan.  This means that if you wish to take advantage of this opportunity you need to be under contract by October 17th!
If you are still confused about this process please watch this informative video.

Via Travis Neliton (Mortgage Express):
A short video to recap the $8000 home buyer tax credit due to expire Nov 30th. The 5 … (0 comments)

first time home buyers in knoxville tn: First Time Home Buyers Series- Guide to Buying Your 1st Home- Part 1 - 06/27/09 01:40 PM

Buying your first home can be an exciting but sometimes overwhelming process.  When it comes to real estate everyone's Brother's, Cousin's, ex best-friend's neighbor's Uncle seems to think that they are "experts" in the field and first time home buyers can become bombarded with so much "advice" that it can make the process seem almost impossible.
The greatest fear is often that of the unknown.  The best weapon in conquering fear is knowledge and in attempts to provide our clients with an arsenal of knowledge, Christine McInerney and Jennifer Halinkowski - Team McIn-Kowski with Keller Williams Realty Knoxville have created … (1 comments)

first time home buyers in knoxville tn: Hot Knoxville TN Homes for Sale in April 2009 - 04/29/09 02:34 PM
The HOTTEST Deals in Knoxville TN have just found you.  We have something for everyone and in all price tags ($69,875 - $739,900). 
www.12641Bayview.com- Stunning all Brick Beauty resides in one of Knoxville's premier waterfront communities and is on sale for $55,000 less than the purchase price in 2006- this is a unique money saving, deal getting opportunity for the sophisticated and price conscious Buyer as this home is more than a Deal, it is a STEAL!
www.5301Aubrey.com- This completely renovated ranch style home has been upgraded to contain all modern amenities, is situated on a quite dead end street with-in minutes to … (0 comments)

first time home buyers in knoxville tn: Attention 1st Time Home Buyers in TN- new THDA offers downpayment help - 04/16/09 10:38 PM
If you are a 1st Time Home Buyer looking to purchase a home in TN, but don't have the available funds to provide the 3.5% downpayment, perhaps the THDA loan could help.  The Tennessee Housing Development Agency (THDA) Stimulus Loan Program is now (as of April 2009) providing a second mortgage to fund the downpayment and closing costs up to 3.5% of your purchase price. 
THDA recommend that if you are also elligible for the $8000 (or 10% of purchase price- whichever is greater) Federal Tax Credit that you use this money to pay back the THDA 2nd mortgage. 
The THDA 2nd … (2 comments)

first time home buyers in knoxville tn: Fences are for the Birds! Now is the Time to Get into Something More Comfortable - 03/22/09 10:05 PM
Many people across the country have been scared to make a move and purchase a home.  It is not uncommon that in uncertain times people can often be hesitant to make the necessary steps towards home ownership.  Savvy investors have taken advantage of this fear and investors are sweeping up properties left and right to use as rentals.  Many landlords seem to have no problem finding renters, yet many home sellers across the nation are having trouble finding Buyers.
So what is the issue, the average person has to pay money for somewhere to live so why not purchase your own … (1 comments)

first time home buyers in knoxville tn: First Time Home Buyers! Confused about the Housing Tax Credits? Let me Shed Light on the Subject. - 03/05/09 08:56 AM
Thanks to Congress and the Housing Stimulus Act there is no better time for First Time Home Buyers to purchase a home.  The package and incentives are so sweet that it is leaving many non-1st time home buyers with the sour taste of jealousy in their mouths.
First let's start by explaining what a 1st time home buyer is in terms of the Housing Tax Credits.  A First Time Home Buyer is some one who has A) Never purchased a home or B) One who has not owned a home in the past 3 years.
What can this do for you … (0 comments)

first time home buyers in knoxville tn: The Importance of Being Pre-Approved Before you Start to Look at Homes - 03/04/09 08:59 PM
Wow, what an amazing time to buy!  Inventory is high, interest rates are at an all time historic low (the best in over 37 years!), and mortgage companies are ready, able, and willing to make new loans.  So what are you waiting for?  There is no better time than the present. 
Sure you could wait...but think long and hard about what are you waiting for and what you could be risking.  Perhaps interest rates will go up again, click on my mortgage calculator and see just how much difference just a 1/2 % interest rate can make.
OK, so you are … (2 comments)

 
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Christine McInerney- The McInerney Team Knoxville TN Homes For Sale

Knoxville, TN

More about me…

The McInerney Team with Realty Executives Associates

Address: 109 Northshore Drive Suite 200, Suite 200, Knoxville, TN, 37919

Office Phone: (865) 588-3232

Cell Phone: (865) 237-5289

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