Real Estate, Finance and Mortgage Modification

2 BARNS FOR RENT IN MIDDLE ISLAND

claudia webber (1st Long Island Realty Group Horse Properties Division) — Mon, 25 May 2009 11:13:14 -0500

For rent one new 4 stall barn with turnout, $1,000.00 per month; and

4 stall barn with roundpen, ring, turnout, feed/tack room and 4 stalls attached to private trails for rent for $1,000.00 depending on situation. For more information call Henry at 631-680-5791

Does it still sound too good to be true?

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 13 Dec 2008 17:52:13 -0600

Does it still sound too good to be true?

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

With foreclosure reaching nearly historic levels, the bank is truly not interested in adding your home to the ever growing list of foreclosed properties. The bank is, however, interested in collecting on your loan. The nation is educated now and is aware of the preditory lending techniques used by many brokers and banks to obtain mortgages for those people who should have never received them in the first place, and then were given the loan with the punishment of absurd and unmanageable interest rates adjusting to the sky. Shame on them! That dream, you know the one, the dream of home ownership with the proverbial "white picket fence"...Huh, it turned out to be more like owning a 9 ton pair of handcuffs that even the tornado in the Wizard of Oz couldn't shake off of you.

With the impending money crisis in America, the banks have graced us all with the possibility of new loan agreements and/or modification of the existing terms of our loans. I guess they have decided its better to collect some money then to become a real estate company in today's market. The banks are willing to modify as many loans as possible, as fast as possible, before the collateral damages bottoms out the median home prices. Each drop in the bucket shrinks the number of future foreclosures.

In mid October, the federal prosecutor indicated that charges will be filed in the coming months in an investigation of the banks and subprime lenders for their role in the nation's mortgage crisis. Hmmmm imagine that ?

Since the year 2000, lenders have made more than 2.5 trillion in subprime loans. Nearly all of these mortgages are going bad as millions of families lose thier homes. A large percentage of these mortgages were sold to those of us with credit scores good enough to qualify for loans with far better terms, but instead, we were given subprime loans by mortgage brokers motivated by favorable commissions using deceptive tactics.

The following list of subprime criminal CEO's that have been compared to the mob or drug cartel for their involvement in the economic meltdown.

2007 List from Forbes:

1. Angelo R Mozilo – Former CEO of Countrywide Financial - $144 million- 5-Year Compensation Total $295.73 million

2.Richard S Fuld Jr - Lehman Bros Holdings - $51.65 million - 5 year compensation unknown

3. James E Cayne - Bear Stearns Cos $38.31 million - 5-Year Compensation Total $155.26 mil

4. Lloyd C Blankfein - Goldman Sachs Group $37.05 Million - 5 year unknown

5. E Stanley O’Neal - Merrill Lynch $36 million - 5-Year Compensation Total $87.45 mil and Mr. O’neal was only at Merrill for 4 years. During the height of bad investments and subprime slime. Yet, as captain of Merrill, he averaged $20 million a year in income for running the investment firm into the ground.

6. Kerry K Killinger - Washington Mutual $22.73 million - 5 year compensation unknown

7. Charles Prince - Citigroup $19.67 million - 5 year compensation $68.92 million

8. Brad A Morrice - New Century Financial $15.22 million – Morrice was CEO of New Century Financial for one year and the same year, the company failed. Investors lost 99% of their stocks value. They were the #2 subprime lender

9. G Kennedy Thompson - Wachovia $10.79 million - 5-Year Compensation Total $48.91 mil

10. Robert G Wilmers - M&T Bank $10.45 million - 5 year compensation unknown

11. David A Daberko - National City $9.35 - 5 year compensation unknown

12. Richard F Syron - Freddie Mac $8.05 – 5 year compensation $15.91 million

13. John J Mack Morgan Stanley $7.46 million - 5 year compensation unknown

14. Raymond W McDaniel Jr - Moody’s $7.04 million - 5 year compensation unknown

15. Stuart A Miller - Lennar $6.73 million- 5 year compensation $84.51 million

16. Daniel H Mudd - Fannie Mae 3.94 Million - 5 year compensation unknown

17. Michael W Perry - IndyMac Bancorp $2.13 million – 5 year compensation unknown - IndyMac is now being controlled by federal regulators (FDIC) after it failed in July.

After giving the above information much thought, do you still really think that mortgage modification sounds too good to be true? I think not....rather, the criminals are attempting to back peddle out of a situation they clearly created before the 9 ton pound of handcuffs go on their wrists.

For more information and help with your mortgage, go to http://www.allmortgagemods.com

CHANGING IP ADDRESSES YOU KNOW WHO YOU ARE!

claudia webber (1st Long Island Realty Group Horse Properties Division) — Wed, 10 Dec 2008 18:01:53 -0600

Did you know that you could disguise yourself by changing your ip address. Sorry guys but there is a point to this will finish up shortly. In the interim, check out www.sitemeter.com it is great for tracking traffic on your website and literally show you each and every page, entry, exit and in between. Ip addresses, location of ip address, etc., etc. Actually the only reason you would change your ip address is to disguise yourself. I have a person who is so infautuated with me that they actually spend hours and hours on my website. After some time they changed their ip address thinking that I would not know that it was them, but I do. This person has attempted to break into my Point 2 account among as the most of you stated numerous other ridiculous things, like altering listings. Seems a little pathetic to me. It must be they have NO life left. My computer guy was able to divulge the information to me through a product called site meter. In any event, site meter is a really great FREE tool which can be added to your website. Sitemeter provides you with statistics including traffic, to and from hits, search words, referring url and, of course, lastly the identity of certain ip addresses via location if required. There is a small fee for this information. In any event, this is great information for those of you who have websites. Alternately, this is also a little "i SEE YOU" for the person alternating ip addresses and spending endless hours of their pathetic little life on my website.

ARE YOU FALLING BEHIND ON YOUR MORTGAGE PAYMENTS?

claudia webber (1st Long Island Realty Group Horse Properties Division) — Mon, 17 Nov 2008 09:31:48 -0600

Operating in 50 States, insured, bonded and attorney backed Agency

If you answered yes to one of these questions, I can help you by lowering your monthly mortgage payment, lowering your interest rate, and quite possibly lower your entire principal based upon the appraised value of your home.

. Currently behind on mortgage payments

. Currently In Foreclosure (Notice of Demand/Lis Pendens)

. An Adjustable rate mortgage That Has Adjusted Higher Or Will Adjust Higher Next Month Or Two

. A Legitimate Hardship

. Reduced Income

. Pay cut At Work

. Reduced Hours

. New Job (Less Pay)

. Loss Of Employment

. On Disability (Worker’s Comp)

. Divorce/Separation

. Excessive Medical Bills

. Back Taxes That Are Currently Being Paid Back (Ex. $30,000 being paid back to IRS)

. Death Of Household Provider

. Failed Business

Free pre-qualification!

The lowest cost in the industry!

100% Money Back guarantee!

A success rate over 98%!

Over the past 8 to 12 months', I have sat down with homeowner's just like yourselves, to discuss the possibility of a sale. In 90% of the cases, the homeowner felt that just had no other option than to sell out from under the INSANE MONTHLY PAYMENT of their existing mortgage. I can still see the expression on most of your faces when I had to tell you that the market value of your home was far less than the amount you owed on your mortgage or that you would just break even if you sold leaving you with no cash flow to "start over" and no where to live. This volatile market never ceases to amaze even the experts at this point. The government is parading around telling citizens that FHA and their new guidelines will bail us all out. Did you know that barely 300 individuals have profited to date from this new government planned bailout?

That being said, and based upon the great need on Long Island for available solutions, I have joined the American Modification Agency with over 18 years in the business and 50 offices throughout the United States for the purpose of helping my customers retain their homes with peace of mind and pride in ownership. If your mortgage just adjusted or you are barely getting by and need a life preserver, give me a call immediately to schedule an appointment at 631-979-3930, ext. 218....All modifications are guaranteed (full 100% money back guarantee) and if I am unsuccessful in obtaining a modification for you...you owe absolutlely NOTHING. We have a 98% sucess rate! Beware of imposters. There are many so called, "modification agencies". Please ensure that they are bonded, licensed, insured and attorney backed or you may wind up putting your most valuable asset in the hands of an individual pretending to be from an Agency.

What can a loan modification can do for you?

Avoid Bankruptcy
Reduce your monthly payments
Change your loan without refinancing
Bring your late mortgage payments current
Stop foreclosure

The above is just a few of the many ways I can help you and your family. I can give you a fresh start! I look forward to helping you reduce your monthly payment...for more information, email me at cwebber@yourama.com and leave me your name and telephone number, your call will be returned in 24 hours OR GO TO

http://www.allmortgagemods.com

Claudia W. Webber

Amerimod Modification Agency

Senoir Modification Advisor

631-979-3930, ext. 222 - Office

631-680-5685 - Direct

cwebber@yourama.com

TWO 4 STALL BARNS FOR RENT ~ Middle Island, New York

claudia webber (1st Long Island Realty Group Horse Properties Division) — Tue, 04 Nov 2008 13:13:22 -0600

TWO 4 STALL BARNS FOR RENT ~ PRICE NEGOTIABLE AND BASED UPON INDIVIDUAL SITUATION

4 Stall shed row barn with separate feed/tack room, run-in shed, roundpen, ring and huge turnout attached to private trails for rent. Must be rented to one person, price negotiable and based upon independent situation.

Additional Brand new 4 stall Barn for rent, with room for feed and tack, with two huge turnouts within walking distance to trails. Also available 3 bedroom 2 bath Ranch steps away from the Barn $1,800.00 per month

TIRED OF PAYING OVERPRICED STALL FEES, RENT THE WHOLE BARN AND SAVE $$$$$

For more information email me at Claudia@horsepropertyagent.com. SERIOUS INQUIRIES ONLY.

Looking for horse property or properties with the ability to rent a barn? Go to http://www.horsepropertyagent.com

HORSE PROPERTY W/NEW BARN RENT TO OWN!

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 27 Sep 2008 11:13:44 -0500

3/4 Bdrm Cape,Jacuzzi Bath,Wood Flrs,French Doors,New Wndws,Burner, Kitchen,Bath.On Nearly 1.5 Acres W/New 4 Stall Barn,2 Grass Turnouts,Gorgeous Pastural Views,Privacy.

This property is now available for RENT TO OWN! What a great deal this is with the economy of "doom and gloom"! You can now rent this home, or rent the home with the barn, or rent the barn individually, YOU PICK IT --- Serious inquiries only...contact Claudia immediately at 631-580-5685. THIS WILL NOT LAST!!!

For those of you interested in the Barn only:

This barn is brand new having been used only 1/2 of a season. There are four stalls, 2 huge turnouts and woods in the backyard. This barn is located within walking distance to trails as well. There is a large area in the rear suitable for use to store tack or usable for hay storage. There is a loft as well. The barn is well constructed and uses are endless!! The barn is being rented for $1,200 and is negotiable depending on use and number of horses!

For those of you interested in the Barn and the House:

The house is a 3 bdrm, 3 bath cape in mint condition. Wood floors throughout, there is a jacuzzi bath on the main floor for tired riders. Also, the basement is full, finished with an outside entrance also suitable as usable living space. The basement has a summer kitchen and bath as well. Should you be interested in renting the home itself, the monthly rental fee is $2,500.00/negotiable together with a fee for the Barn to be determined, and a month to month lease is required. The landlord will accept one months' security payable as 1/2 up front and balance of which shall be paid in monthly installments as added rent.

For those of you interested in just the House rental:

All of the above applies without the Barn!

BE THE FIRST TO GET THIS PROPERTY BECAUSE IT DEFINITELY WILL NOT LAST! SHOWINGS ARE TO BE SCHEDULE FOR TWO DATES AND TIMES SO GIVE ME A CALL TO SCHEDULE YOUR SHOWING! 631-680-5685

New York Horse Rescue ~ SAVE A HORSE TODAY!

claudia webber (1st Long Island Realty Group Horse Properties Division) — Thu, 04 Sep 2008 08:54:43 -0500

Located right here on Long Island, NYHR is in need of our support. Their Mission is to prevent the inhumane slaughter of injured, abused, and unwanted horses. Their goal is to rehabilitate and place these horses in qualified adoptive homes.

THEY SAVE HORSES WITH YOUR HELP!

Thanking you in advance for any donations you can make to this terrific organization. If money is an issue why not volunteer your time? If everyone gave just a little via a donation or volunteer work, we could all SAVE A HORSE A DAY! Please make a donation today. New York Horse Rescue is a 501(c)(3) not-for-profit corporation. Donations are tax deductible. There are many ways for us to help serve this great cause, go ahead and SAVE A HORSE TODAY, just click the link below and you too can make a difference. There are many horses that need loving caring homes. Why not adopt a horse today? For more information regarding this amazing Organization, copy and paste the information below into your browser:

http://www.nyhr.org/contribution.html

SAVING HORSES, ONE HORSE AT A TIME!

New Foreclosures Spec Houses Division

claudia webber (1st Long Island Realty Group Horse Properties Division) — Thu, 04 Sep 2008 08:36:36 -0500

This new Foreclosure Division will be located on http://www.horsepropertyagent.com, tab, entitled, "LI Foreclosures sales." All the information on current foreclosures, spec houses, etc., located in Suffolk County, New York will be displayed along with relative information on how to preview and finance the property. For further information regarding this Division call Claudia @ 941-4000, ext. 355.

Free Newsletter for LI Horse Enthusiasts ~ Join now!

claudia webber (1st Long Island Realty Group Horse Properties Division) — Wed, 03 Sep 2008 21:19:33 -0500

The one and only LI Horse Property Specialist announces the development of a bi-weekly Newsletter

When/Where: Scheduled for delivery sometime in October of 2008

UPCOMING EVENTS AND ANNOUNCEMENTS!!!

THE ONE AND ONLY HORSE PROPERTY SPECIALIST IS PROUD TO ANNOUNCE THE UPCOMING DEVELOPMENT OF A NEW NEWSLETTER, entitled, "The Long Islander Horse Enthusiasts Newsletter"!

This Newsletter is in the process of being prepared right now and is projected to be completed and ready to roll some time in October! The Newsletter will feature a horse property or rental of the week, current specials and discounts from local horse community vendors, Special Horse related Events happening on Long Island, as well as, special selected Articles from you or other knowledgeable individuals on handling horse related problems common to all of us and a classified section. We will also be accepting photos for publication too. So if you have an incredible horse photo that you feel is Newsletter worthy please submit those as well. This is going to be your Newsletter and it will depend on your feedback, photos and articles for its success! Please feel free to submit any informatin you feel would be relative!

If you feel you are knowledgeable regarding a certain horse related subject or subjects, submit your Article to me, and if your Article is selected for the Newsletter, you will receive a Thank you from me in the form of a money order in the amount of $15.00!!! The success of this New Newsletter will depend on our own Long Island Horse Enthusiasts!

To subscribe to this Newsletter please click below and enter your email address.

Claudia@horsepropertyagent.com

THE LONG ISLANDER HORSE ENTHUSIAST NEWSLETTER Scheduled for delivery sometime in October of 2008 The one and only LI Horse Property Specialist announces the development of a bi-weekly Newsletter

THE LONG ISLANDER HORSE ENTHUSIAST NEWSLETTER

Scheduled for delivery sometime in October of 2008

The one and only LI Horse Property Specialist announces the development of a bi-weekly Newsletter

ECO-FRIENDLY SOLAR POWERED HOUSE FOR SALE, MIDDLE ISLAND, ny

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 30 Aug 2008 19:34:34 -0500

HUGE PRICE REDUCTION~~~~~~~~~~~~~~~~~~~$275,000

Seller has the right to refuse all offers

blank_page

ECO FRIENDLY SOLAR POLARED Home will give you "GREEN ENVY"!!! Average LIPA bill is $49.00 per month~~and the house utilizes one tank of oil per year. One of the best priced solar homes, this property is being offered for just $318,900.00! Turnkey diamond condition, fully fenced parklike 1/2 Acre butting up to the Golf Course! To schedule your private showing call me at 631-680-5685

With the rising costs of living, more and more people are becoming conscious and conservative in their home purchases. The purchase of Green housing is on the rise. According to Realtor September 2008, "...green homes are selling faster and commanding higher prices than other properties in many markets...". The eco-conscious buyer is provided with a wide array of saving means, from the reduction in the cost of electric, to the savings received via a Federal Tax Credit. For a list of Federal Incentives for renewables and efficiencies, copy and paste the following link into your brower:

http://www.dsireusa.org/library/includes/genericfederal.cfm?CurrentPageID=1&state=us&ee=1&re=1

As the cost of residential housing is in a slump and barely maintaing its price, the price of gas going sky high, the eco friendly home is on the rise and has become more and more desirable in this time of rising energy costs.

For more information about Solar power and Getting It Done:
With the assistance of a qualified contractor, make sure to place your system in a location with adequate exposure to the sun. Check for financial incentives offered in your state or locally by consulting the LIPA PIONEER PROGRAM @ http://www.lipower.org/efficiency/solar.html

For financig your home energy project and for loans for green listiings please. Should you require further assistance please feel free to contact me @631-680-5685

GREEN FINANCING

• 1 bath, 3 bdrm single story - MLS® $275,000 - ECO SOLAR POWERED HOME

Middle Island, Suffolk County - Solar Powered Home Set On A Secluded, Private Park-Like 1/2+ Acre Located On A Dead End Street And Backs Stratmore Green Golf Course, Open Floor Plan With Cathedral Ceilings, Ceramic & Wood Floors Throughout, Perennial And Seasonal Landscaping. Energy Efficiency Will Cause 'GREEN ENVY' With Your Average LIPA bill of $49.00 Per Month. One tank of oil per year to run this house. Diamond condition turnkey home is cost effective for years and years to come. The truly GREEN AT HEART will love this home!

Bsmt/Subfl: Slab
1st Floor: Eh, Lr, Bdrm, Bdrm, Bdrm, Bath, Eik, Lrv, Frml Dr
2nd Floor: Attice For Storage
3rd Floor: *Roof Has 18 Solar, 180 Watt Panels, Grid Tied System

Property information

New Horse Properties' Division, 1ST Long Island Realty Group

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 07 Jun 2008 14:44:52 -0500

PSSSSSSSSSST! I just wanted to let you know that 1^st Long Island Realty Group has just opened a Horse Properties and Oversized Lot Division providing you with the same distinguished service you are accustomed to.

1^st LIRG recognized the great need in our Community for a Professional Company to handle these properties. We have put together some of the Top Agents on Long Island to orchestrate our New Division. In addition, we have made the connections necessary and required to market your specialty property for the purposes of a SALE. You need a company with a unique selling proposition; one that has developed a professional style.

We generate over 6 times more interested new buyers and sellers than any other Real Estate. WHY? Because our unique marketing strategies are unsurpassed by none! WE ARE THE MARKET MAKERS! We have a higher probability of selling your specialty property quickly and for more money because our Agents are experienced and know what it takes to sell a specialty property. You will receive the utmost in knowledge, Courtesy and Professionalism.

If you, or someone you know, are considering the sale of a home, upsizing or downsizing renting an apartment or purchasing an investment property, please give me a call at (631) 941-4000, or directly at (631) 680-5685. I know we are the best possible real estate Company to assist you. Some of you may recognize my name. I have changed Associations to enable my customers/clients to receive unparallel service, professionalism and cutting-edge marketing. Give me a call, and I will give you 1% off our customary commission so you can try my new Agency!

Please visit my website: www.horsepropertyagent.com for tips on buying and selling your Specialty Property!

Equestrian Real Estate Realtor Specialist on Long Island

claudia webber (1st Long Island Realty Group Horse Properties Division) — Fri, 02 May 2008 19:58:45 -0500

For the utmost consideration of buyers and sellers of horse property, I am the Agent for you, please peruse my website www.horsepropertyagent.com for all the benefits offered to both buyers and sellers of Horse Property on Long Island. I have trained and specialized in this area. I make the transaction stress free and get it done with ease. If you are purchasing horse property I am uniquely aware of all the issues surrounding the transaction. If you are selling a horse property I have a marketing program that is 5 times more effective that the other Agents on the Island. I guarantee you will get more leads, more marketing and a plan custom designed to suit your needs. Please feel free to contact me at 631-724-4800 or email me at Claudia@horsepropertyagent.com

Equine Property and Facility Realtor Specialist on Long Island

claudia webber (1st Long Island Realty Group Horse Properties Division) — Fri, 02 May 2008 19:57:03 -0500

For the utmost consideration of buyers and sellers of horse property, I am the Agent for you, please peruse my website www.horsepropertyagent.com for all the benefits offered to both buyers and sellers of Horse Property on Long Island. I have trained and specialized in this area. I make the transaction stress free and get it done with ease. If you are purchasing horse property I am uniquely aware of all the issues surrounding the transaction. If you are selling a horse property I have a marketing program that is 5 times more effective that the other Agents on the Island. I guarantee you will get more leads, more marketing and a plan custom designed to suit your needs. Please feel free to contact me at 631-680-5685 or email me at Claudia@horsepropertyagent.com

Farmland, Acreage Realtor Specialist on Long Island

claudia webber (1st Long Island Realty Group Horse Properties Division) — Fri, 02 May 2008 19:55:15 -0500

For the utmost consideration of buyers and sellers of horse property, I am the Agent for you, please peruse my website www.horsepropertyagent.com for all the benefits offered to both buyers and sellers of Horse Property on Long Island. I have trained and specialized in this area. I make the transaction stress free and get it done with ease. If you are purchasing horse property I am uniquely aware of all the issues surrounding the transaction. If you are selling a horse property I have a marketing program that is 5 times more effective that the other Agents on the Island. I guarantee you will get more leads, more marketing and a plan custom designed to suit your needs. Please feel free to contact me at 631-680-5685 or email me at Claudia@horsepropertyagent.com

Horse Properties Realtor Specialist on Long Island

claudia webber (1st Long Island Realty Group Horse Properties Division) — Fri, 02 May 2008 19:52:38 -0500

For the utmost consideration of buyers and sellers of horse property, I am the Agent for you, please peruse my website www.horsepropertyagent.com for all the benefits offered to both buyers and sellers of Horse Property on Long Island. I have trained and specialized in this area. I make the transaction stress free and get it done with ease. If you are purchasing horse property I am uniquely aware of all the issues surrounding the transaction. If you are selling a horse property I have a marketing program that is 5 times more effective that the other Agents on the Island. I guarantee you will get more leads, more marketing and a plan custom designed to suit your needs. Please feel free to contact me at 631-680-5685 or email me at Claudia@horsepropertyagent.com

Horse property Realtor Specialist on Long Island

claudia webber (1st Long Island Realty Group Horse Properties Division) — Fri, 02 May 2008 19:49:51 -0500

For the utmost consideration of buyers and sellers of horse property, I am the Agent for you, please peruse my website www.horsepropertyagent.com for all the benefits offered to both buyers and sellers of Horse Property on Long Island. I have trained and specialized in this area. I make the transaction stress free and get it done with ease. If you are purchasing horse property I am uniquely aware of all the issues surrounding the transaction. If you are selling a horse property I have a marketing program that is 5 times more effective that the other Agents on the Island. I guarantee you will get more leads, more marketing and a plan custom designed to suit your needs. Please feel free to contact me at 631-680-5685 or email me at Claudia@horsepropertyagent.com

Equestrian Property & Facilities, Farms, Acreage for sale on Long Island by Real Estate Specialist,

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sun, 27 Apr 2008 10:54:29 -0500

I am a Real Estate Agent specilizing in the sale of Equine properties, Equine Facilities, farmland, acreage and over-sized lots on Long Island. I work for one of the Island's infamous companies selling and listing properties in this category. Please do not be mislead by the many Real Estate companies attempting to mimick and/or mislead you into believing they are part of our company. There is only one Company on Long Island that is solely dedicated to the sale and purchase of Long Island's equine facilities, farmland, acreage and oversized lots. I have been trained to handle only these types of transactions. Our office holds the largest amount of these properties for sale and for seller's a program is custom designed for each individual property. For buyer's we are uniquely aware of all the issues surronding a equine purchase. Please note there is only one company on Long Island solely dedicated to this service. Please feel free to visit my INFAMOUS website dedicated solely to the buyers and sellers of equine properties, farmland, acreage and over-sized lots, www.horsepropertyagent.comand and www.1LIRG.com, Horse Properties Division. DO NOT BE FOOLED BY OUR COMPETITORS! They are merely conventional offices dabbling in horse properties, equine properties and Farmland. This is not their specialty. 1st Long Island Realty Group's HORSE PROPERTIES DIVISION has some of the Island's best agents familiar with the sale and purchase of Horse Properties. This is a niche market and our Company has Agents have experience handling these transactions. Other conventional offices are attempting to "jump on the bandwagon"! We have tailor developed an entire DIVISION solely dedicated to the purchase and sale of Horse Properties on Long Island, Equine Properties and Facilities, Farmland and oversized lots on Long Island. Please feel free to give me a call to discuss any questions or concerns you may have reqarding horse properties of Long Island at (631) 941-4000 and ask for Claudia, the LI Horse Properties Realtor Specialist!

LI Horse Property for sale by Realtor Specialist

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 26 Apr 2008 18:20:02 -0500

I consider my self a specialist when it comes to assisting purchasers' on Long Island who wish to investigate the purchase of a horse property or facility. Most of my listing include over-sized lots and are suitable as horse properties. When assisting purchasers I do my best to determine what it is they seek to use the property for. Once I have determined their use purposes, I do extensive searches on mls to locate the perfect horse property for them. Many purchasers must have a property with a barn. Others, however, are willing to build a barn. Some buyer's are uncertain exactly what they want to do. Regardless of the buyer's motivation, I work hard to provide them with most suitable property for their needs. There isn't a horse property on Long Island that escapes my searches. I work extremely hard at what I do and have invested many hours at Farmland committee meetings, equine events and the like to be a Top Notch Agent in this field. I have focused all of my time learning what it takes to find the best possible properties for my buyers. If you are considering the purchase of a horse property of facility, please call me or email me with any questions you may have. I have also worked as a liaison between buyer and Town Zoning. I feel I am the best qualified Agent in this field and am certain that I will make your transaction as smooth as possible. Bringing Sellers and Buyers together for the best possible outcome has proven to be one of my best strengths. Negotiation for the best possible pricing is also my best asset. Contact me for professionalism and answers not hype.

Please visit my website for current horse property listings at www.horsepropertyagent.com

LONG ISLAND HORSE PROPERTIES BUYER'S TIPS

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 26 Apr 2008 11:50:17 -0500

LONG ISLAND HORSE PROPERTIES BUYERS TIPS

The Real Agent agent needs to recognize your needs in a horse property, farm, acreage or over-sized lot. The purchaser has to consider such questions as "Why am I purchasing this property?", How much can I afford?, What do I need for the horses I have or intend to get? Is the property worth what I am paying? Will I have to put too much time or money into the property to get it to the point I want it to be?

An experienced Real Estate Agent takes into account the main considerations the buyers have when purchasing a horse property. Buyers looking for horse property on Long Island have a variety or reasons. I see more and more people leaving the crowded city areas to escape to the peaceful SURBIA of Long Island and other desirable areas. They are tired of paying high boarding fees and prefer to have their horses in their "backyard." Many are willing to commute as long as one hour to one and one-half hours to enjoy some farm and acreage where they are allowed to have their horses on their own property and to graze in open fields. A number of people are seeking out property with room for a second home for family members; or to purchase acreage with enough room to build an indoor arena and large barn. Many find that they can now enjoy the "good life" and commute to the City and come out to the Island to live on the weekends. In some instances the wife and children stay in on the Island taking care of the horses and their husbands commute to the City for income. The congestion of the City and a desire for a more peaceful way of life are creating this trend. Another reason may be that an individual remembers when they had a horse when they were younger and, now, close to retirement, thinks that this is a good idea, providing a little write-off. A horse farm may turn into a Trophy Farm with just a few horses and lots of acreage or a large home to show off while enjoying the good life. All are legitimate reasons to purchase a horse property.

There are many considerations to take into account when purchasing a horse property such as the zoning laws for each township. In some Counties barns have to be 50 feet from the property line; other counties only 10 feet. If you fail to check with ZONING before purchasing you could wind up with a property that is unsuitable for the purpose that you purchased it for. A licensed Realtor should coach you and encourage you to make all inquires and inspections. Permits, setbacks, zoning and violations are all very relative to the purchase of your horse property on Long Island. You should investigate any wells or septic systems on the property as well.

You should not paddock horses over the septic system. There is the possibly of damaging the lines, especially if the lines are close to the top like some systems (especially mound septic systems). Casual grazing over septic systems may be dangerous as well to the horse. Septic system locations is an important part of your equestrian purchase. Be certain that the property meets as your needs. Purchasing a horse property is much more involved that purchasing a conventional property. You should retain the services of an experienced Real Estate Agent so that all your concerns are properly addressed. If you fail to do so, you could wind up with an undesirable situation.

I have the experience to guide you through all the potential issues surrounding the purchase of a horse property. Please visit my website www.horsepropertyagent.com for guidance in your purchase. I look forward to hearing from you and would be happy to assist you with your purchase.

ISLIP TOWN 'S attempt to make REAL ESTATE AGENTS stand-in Law enforcement

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sun, 13 Apr 2008 17:19:09 -0500

The Town of Islip recently instituted a crack down on illegal apartment rentals in One family homes in the Town of Islip.

Having borne the burden of a Town Official mascarading to be a potential Buyer at a recent Open House, I cannot help but feel passionate about the underhanded unscrupulous manner these Officials have utilized to fine not only the Real Estate Agent, but also the Homeowner. Many of my recent homeowners purchased their homes in the exact same setup as they are in today. Just recently one of my homeowners was fined for having walls in her basement and a bathroom. The homeowner purchased her house just that way less than 7 years earlier. The town has now fined me for representing a single family home with illegal walls and also fined the homeowner for having walls in her basement. This homeowner's english and communication skills being somewhat strained, the homeowner is unable to understand WHY she would be fined at this point when she has not changed the layout and the house was sold to her in the exact same layout. My seller has no money to correct the situation and this is why they are selling the house in the first place, NO MONEY. She turns to me and asks me what she should do? As a real estate agent and NOT a town code enforcer, I have no idea. I only know I no longer want the listing for fear that additional fines may be coming my way. I do a written release and say a prayer.

Now, in Islip Town, Realtors will no longer be able to turn the other cheek even though most of us do not have any idea what Islip Town Code is. The Islip Town Board has enacted code provisions that hold the Realtor liable -- by means of the imposition of fines and jail time -- for offering for sale or lease of premises that are in any manner in contravention of the law of the Town of Islip.

Farms, Acreage, oversized lots, Horse Properties and the application of the CETC to save our Horse Farms

claudia webber (1st Long Island Realty Group Horse Properties Division) — Sat, 05 Apr 2008 07:55:13 -0500

Suffolk County has recently enacted the Peconic Land Trust which is responsible for saving many of the Horse Properties still left on Long Island. With the rising cost of boarding your horse, considering a purchase right now is your wisest defense. Historically the property prices and loan rates are at an all time low. Why not consider a purchase right now?

NYS in 2006, enacted a conservation easement tax credit (CETC) which entitles land restricted by a conservation easement a 25% tax credit of school, county, and town real estate taxes paid. Land owners will be able to claim this credit for the taxes they paid in the calendar year 2007 when they file and annually thereafter, not to exceed an annual maximum of $5,000.00 per taxpayer. Certainly, this will impact the consideration of horse property purchases on Long Island.

WHAT QUALIFIES AS A CONSERVATION EASEMENT?

In order for a property (landowner) owner to qualify or the conservation easement tax credit, an easement must meet several requirements.

The easement must serve to protect open space, biodiversity, or scenic, natural, agricultural, watershed or historic preservation and that have the power to acquire interest in real property.

The easement must be filed with the Deparment of Environmental Conservation;

The easement must qualify with Internal Revenue Code 170 (h) it was donated or partially donated (sold for less than market value) to a prblic or private conservation agency.

CAN I CLAIM MORE THAN ONE EASEMENT? YES...

You can claim a tax easement for each of the easements on your land up to a maximum of $5,000 per easement per year for all of them.

WHAT IF THE LAND IS OWNED BY SEVERAL PEOPLE?

Each individual may claim a tax credit up to $5,000 for taxes actually paid per year.

Information on how to claim the CETC and what properties can and do apply, and how to apply for the credit, can all be answered by contacting the following agency:

CONTACT THE LAND TRUST ALLIANCE AT 518-587-0774 or email northeast@lta.net

The success or decline of a horse farm is a combination of many different factors.

"...A CLOUD of uncertainty is hanging over the horse business on Long Island as changing conditions prompt many owners of horse farms to reassess their investments." Prior to this recent tax relief, there was nearly no tax advantages to owning a horse facility on Long Island.

With any luck, this newly instituted CETC will assist current horse farms and perhaps stimulate a few new ones.