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buying a home: How To Make An Acceptable Offer - 06/02/11 11:18 AM
Ever wonder how to make an offer on a house that will be accepted? Well now is your chance to find out. Offers can be broken down into three different financial categories: All-Cash Offer. Cash purchases are always favored by any seller. Who wouldn't want cold, hard cash in their hand? And in today's real estate market, an all-cash offer is becoming even more appealing. Cash offers also eliminate the need for a bank appraisal. Non-Contingency Offer. If you don't have the means for an all-cash purchase, as many of us probably do not, a non-contingency offer is going to be (1 comments)
buying a home: Now Is the Time To Buy! - 05/17/11 11:31 AM
Should you rent? Or should you buy? Even those who would normally say no to buying, are now saying yes! Here is a post from the KCM Crew about what makes more sense financially; to buy or to rent: Business School professors Eli Beracha of East Carolina University and Ken H. Johnson of Florida International University have done extensive research on which makes more sense financially: to rent or own a home. They published, Lessons from Over 30 Years of Buy versus Rent Decisions: Is the American Dream Always Wise?In their paper, the professors do not dispute the social benefits of homeownership: "Home (1 comments)
buying a home: 10 Mistakes in Real Estate - 05/03/11 08:06 AM
When it comes to real estate, we've all fallen to a mistake or two. Here are 10 mistakes you can avoid in real estate provided by HGTV. Not providing easy access for showings. Make your house easily accessible to potential buyers. If there is nowhere to park or it is difficult to get into your house, buyers may skip it and move on to the next. Waiting until Spring to sell you home. Although Spring is the busiest season of real estate, it doesn't mean that buyers aren't looking 365 days of the year. Buying without actually seeing the property. (5 comments)
buying a home: Four Lies in Real Estate - 03/22/11 09:29 AM
The internet has become a great go-to source for pretty much anything. But the real question is whether you can believe everything you read and hear on the internet. Anyone who is preparing to buy or sell a house should make sure they do their research and try not to get taken by these four "lies" in Real Estate: Phony Photos and Videos: The world of digital has been a life saver to buyers, sellers and agents. It makes it easy to get a house out on the market, and for buyers to view potential houses they want to walk through. (0 comments)
buying a home: Buying A Home: Prepare Yourself! - 03/15/11 09:51 AM
When it comes to buying a house, you can never be too prepared. Whether you are purchasing a home for the first time, or moving up into a bigger home, there are two key points to making the transition a success: having enough money saved for your down payment and being able to afford your monthly mortgage payments. Here are some great tips from HouseHunt.com on how to prepare yourself for buying that dream home. The first thing to decide is how much you are going to buy, and going to be able to afford. One you have a perspective on (2 comments)
buying a home: New Homeowners Insurance Basics - 03/01/11 09:17 AM
Sometimes its good to go back to the basics; especially when it comes to being a new homeowner. A first home will often be a buyer's largest and most valuable asset. Therefore, protecting it properly is very important, but also can be complicated. The unexpected, like a breakin or flodd can often compromise you financially so homeowners insurance is an important consideration. Here are some basics about homeowners insurance, provided by BestHomeInsuranceTips.com. Most homeowners insurance policies will offer three kinds of protection: Liability - Homeowners insurance also provides compensation for liability claims and medical expenses that result from property damage and personal (0 comments)
buying a home: 10 Things NOT to Do Before Purchasing a Home - 02/15/11 09:13 AM
When you begin the process of purchasing a home, there are many things that you want to make sure you do. But it is also important to think about the things you should not do before purchasing a home. Every last dime, nickel and penny you spend, and how it is spent, before purchasing a home can factor into whether you will be approved for a mortgage and at what rate. Here are 10 things you SHOULD NOT DO before buying a home, provided by Move.com: Don't buy any form of transportation that you will have to finance. This would increase your (1 comments)
buying a home: Secrets to Homebuyer Budgeting - 12/28/10 09:46 AM
Thinking of buying a home in 2011, maybe even in 2012. Start planning now with some secrets to homebuyer budgeting, provided by Michele Lerner of Bankrate.com, and you will be on your way to affording the house of your dreams. Build Strong Credit. Credit is sacred when it comes to securing a loan at the best mortgage rate. Keep an eye on your credit score as you begin to build it higher and higher. There are many places that offer free credit reports, like AnnualCreditReport.com. To improve credit scores, buyers should pay off past-due bills, pay every bill on time and (0 comments)
buying a home: The Closing Process of Buying a Home - 11/30/10 09:59 AM
The closing process of buying a home consists of many steps that will seal your deal. Here are a few of the final steps involved: The Offer to Purchase There is no way to guarantee that the offer you make will be accepted by the seller. But once you find the home of your dreams, it’s wise to act fast. A good rule of thumb when making your initial offer is to offer eight to 10 percent below the asking price so that you have some room to negotiate. While negotiating, make sure you have your highest price that you can (1 comments)
buying a home: Who Needs a Real Estate Agent? ... You Do! - 09/28/10 08:27 AM
With the increase in resources available to people today, many think they can buy/sell a house without having to enlist in the help of a real-estate professional. But what many don't realize is that completing a process like this by oneself may end up being more costly and cause you more of a headache than using the help of a real-estate agent. In an article by Tara Struyck of Investopedia titled "5 reasons you still need a real-estate agent,"Struyck provides 5 great reasons why buying or a selling a home solo may not be the best way to go. Reason One: (1 comments)
buying a home: Mortgage Rates - Finding the Right One for You - 09/23/10 09:29 AM
Buying your first home can sometimes seem intimidating, especially when you are faced with the tough decision of how to finance it. Here is a quick review of various mortgage types, as well as the Wyoming average and the National Average for a few types of mortgage loan rates. Fixed Rate Mortgage (30, 20, 15, and 10 years) Interest rate and monthly payment remain the same for the entire term of the loan Appropriate for people who plan to live in the property for more than 10 years and like total payment stability 1yr Adjustable Rate Mortgages Interest rate adjusted every (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.