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An Elegant Lake Arrowhead Home - Come for a Day, Stay for a Lifetime! - 03/14/08 08:16 PM
Featured PropertyMy ListingsMy Office ListingsBuying/SellingContact MeTo request more information, contact... Cynthia Carley, Broker, Realtor Coldwell Banker Sky Ridge Realty Arrowhead, Ca 92352 Phone: 909-336-7922 Cell: 909-730-1745 Fax: 909-336-2400 … (1 comments)

When Disaster Strikes...20/20 Hindsight! Get Ahead Of It Now! - 03/13/08 10:44 PM
Twice in the last 4 years, we have watched parts of our Lake Arrowhead community in flames losing hundreds of homes each time. We have learned much about the unity and resilience of our friends and neighbors. We have also learned that most of us were underinsured. Some of us because of the increase in property values over the last 6 years; some of us because we failed to work wth our insurance agents to be sure we understood what our policies really cover, and what replacement cost really means. We can help every one of our famly members, friends, neighbors and clients by … (2 comments)

Appraisers? - 03/13/08 07:49 PM
 
Have any of you experienced appraisal values being reduced by an arbitrary 20% because the market is declining??? With a reduction in the number of sales, and the declining 0prices, we are seeing some very arbitrary judgments in overall value. Just as we as REALTORS(R) have a fiduciary duty to price our listings properly, I would hope that appraisers would not be adjusting values just to stay safe! We are in a market where no two homes are alike; many adjustments must be made in order to arrive at comparability; and sales are few and far between. With everything else we are dealing … (1 comments)

A GARDEN ESCAPE IN THE SAN BERNARDINO MOUNTAINS - HURRY! - 03/13/08 07:31 PM

 THIS IS A PHOTO FROM ONE OF THE MOST BEAUTIFUL PLACES IN SOUTHERN CALIFORNIA -- THE DAFFODIL GARDEN JUST OFF HIGHWAY 330 IN RUNNING SPRINGS!
 IT IS OPEN BEGINNING MARCH 22, 2008 FOR A VERY LIMITED TIME SO DON'T PUT OFF MAKING YOUR VISIT. WE ARE SO PRIVILEGED TO BE ALLOWED TO SHARE THE WORK OF THE BAUER'S WHO HAVE PLANTED THOUSANDS OF BULBS OVER THE YEARS. IT IS TRULY MAGNIFICENT AND IS ONLY OPEN FOR TWO OR THREE WEEKS EACH YEAR. A QUIET AFTERNOON STROLLING OR SITTING IN THIS GRADEN IS THE PERFECT WAY TO RENEW YOUR SPIRIT, SPEND SOME QUIET … (5 comments)

PERCEPTION BECOMES REALITY, BUT ONLY IF WE LET IT. - 03/07/08 06:32 PM
 
I read an article today indicating that only 1% (approx) of homes are currently in foreclosure. This also is 1% of homes with mortgages ... so we have a whole segment of homes owned free and clear not included in these numbers.
To listen to the press, read a newspaper or check internet headlines,the housing market is crashing and burning. While it is true that business is not coming as easily as it did two years ago, and prices have declined, it is still all about a willing buyer and a willing seller. The baby boomers still have a pent up … (3 comments)

HYPE ABOUT HELOC'S - 03/06/08 01:55 PM
 
We have heard alot of commentary concerning some of the major financial institutions changing policies with respect to Home Equity Lines of Credit. An article in Broker Agent News indicates that there is a trend of freezing these lines of credit as a result of the declining market.  It is my impression from the article that this is happening only in instances where the Loan To Value Ratio is so high that the Heloc is no longer a sound lendng decision due to the current market value of the property. What are you hearing on this in your market areas? Any … (3 comments)

 

Cynthia Carley

Lake Arrowhead, CA

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Coldwell Banker Sky Ridge Realty

Office Phone: (909) 336-7922

Cell Phone: (909) 730-1745

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