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Twice in the last 4 years, we have watched parts of our Lake Arrowhead community in flames losing hundreds of homes each time. We have learned much about the unity and resilience of our friends and neighbors. We have also learned that most of us were underinsured. Some of us because of the increase in property values over the last 6 years; some of us because we failed to work wth our insurance agents to be sure we understood what our policies really cover, and what replacement cost really means. We can help every one of our famly members, friends, neighbors and clients by … (2 comments)
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