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Tax Time......TGF Turbotax... - 02/13/12 11:00 AM
To busy doing taxes so here is stuff on the taxes from my facebook page:
 
Debbie Holmes I go in to the valley of darkness... I will work on my taxes.... I will put numbers into turbotax and it will spit out what I get back or pay.... I am pretty sure I get the money back....I am cross... The black cloud of taxes settle on me...I fear no evil because turbotax is with me...

  Debbie Holmes ‎12 hours later and still working on taxes.... 1 business, 4 rentals, salary and kids in college and it is … (1 comments)

Today I passed 100,000 points! - 02/10/12 12:55 PM
Well today I passed 100,000 active rain points.  I was planning on making a blog post advertising with this post .... But the points were rewarded for a contest I entered on trust.    I have been very busy in many different directions... Even real estate has picked up... I have 4 really good leads.  One an old listing, one a potential new listing, one a zillow lead and last but not least one I picked up from my last listing.... This is pretty exciting because I have been busy with my dad's research project.  Some research for my state legislator.   I … (7 comments)

We avoided a deficiency judgement.... - 02/09/12 01:34 PM
 
The last  story for my state representative This one happened in 2011....
Judith and Sam,
Judith and Sam are friends of mine.  I was at their wedding.   Their story is a little different They only had one mortgage and it was for a mobile home on a rented lot.  They bought their home right after the marriage for $59 K… Things were going OK even thought they were paying over $900/ month for their mortgage (payment) and lot rental…Then Sam lost his job.  He was unemployed for over a year.  They did some things to try to keep body and … (4 comments)

Will she geta deficency judgement - 02/08/12 10:42 PM
 
Deficency judgement continued....

Aisha
 
In October of 2011 I showed a house for a buyer.  The owner was home.  She is a lovely lady who developed breast cancer.  She was paying her mortgage until she couldn’t work because of the cancer.  Aisha is a single mother who now has a reasonable job.   She tried to get a loan modification but her bank wouldn’t talk to her.  They tried to tack on all sorts of fees and call it a loan modification. Aisha has two mortgages.  
 
When her home either short sales or is foreclosed on … (6 comments)

Losing your home to foreclosure - 02/07/12 11:48 PM
 
I was asked by my representative at the Idaho Statehouse to tell stories of hardship.  The stories are real and the names have been changed:
John
 
I listed the home in February 2008. It is probably what drove me to my run for Congress. It made me mad enough to run. It was a short sale with Wells Fargo. John is a school teacher.  He and his wife took out a second mortgage on his home. The home appraised for $30K more then the home was ever worth.  Five months later, his wife left him.  He didn’t know he … (7 comments)

Need help with deficiency judgement... Trying to help a state legislator... - 02/07/12 08:29 PM
I was contacted my State Representative, Sue Chew and was asked if it was true that the banks were double dipping when they gave a deficiency judgement.  She was told that Bank of America was gauraunteed by the feds that they would lose no money.  She was wondering if the  banks were collecting from the feds and trying to collect from the home owner. 
Also if there were to be protective legislation on deficiency judgements what would be the best practice to protect those with real hardship while not allowing a benefit for strategic defaults.  Any opinions you have would be … (0 comments)

Disappointment - 02/01/12 10:33 AM
 
 
 
Yesterday I found a political ally has changed his views and is now working on legislation I strongly oppose.   As Democrats in Idaho we have very little influence in how our state is run.  When the Idaho’s education secretary proposed then succeeded in passing three laws that hurt Idaho’s children and teachers there was a bi-partisan outcry among the populace.   The outcry was so great that the laws are up for a vote in December.  Most of my ally’s and some of my usual political adversaries were working to change the laws.  Yesterday I found that my friend … (8 comments)

 
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Debbie Holmes

Boise, ID

More about me…

Gold Key Real Estate

Address: 915 N. Cole Rd., Boise, ID, 83704

Office Phone: (208) 376-9000

Cell Phone: (208) 761-2551

Email Me

This is a blog about all things real estate (and a few extras). I blog about my buyers, sellers, listings, short sales, the real estate market. I am internet savvy and am trying to learn more skills. I like blogging because I get to share information with other real estate professionals. I can find you a great home in the Treasure Valley. I was the Democratic Nominee for CD2, Idaho for the US Congress. I have two website: http://www.debbieholmes.net and http://www.greatboisehomes.


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