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client: Questions about Harp 2? Is it ever coming? What are the fees? - 01/17/12 06:47 PM
OK I want to poll loan officers on Harp 2.  First when is your bank planning to offer the loan?  What will be the savings versus Harp 1?  Third  if you think you can meet the appraisal is there a good reason to wait for Harp 2?  I am advising a former client and am not on board with what my loan officer is telling me.   It was my understanding that the fees for Harp 2 were going to be less then Harp 1....  The loan officer said that she didn't believe it.  Does anyone know the answer?
… (1 comments)

client: Lets make some lemonade ..... - 12/14/11 11:05 AM
Well on Sunday I made a mistake....I don't know why I made a mistake...Maybe I was in a hurry...Maybe the other phone was ringing....Maybe I was to busy trying to get ready for the open house....
I received the first call from an ad on 12/5/2011...  The lady was about to get married and she and her husband wanted to be in their new home by the wedding....I asked when was the wedding?  12/17/2011 less then two weeks away....Talk about planning....I suggested if they could pay cash it could happen but otherwise it would take a little more time then they … (7 comments)

client: Long day...Car troubles... 2 pendings in two days...Great friends! Or all's well then end's well... - 11/30/11 11:34 PM
This has been a very busy day.  On Friday my buyers finally found a house and we came to terms on Monday.  The ninth offer of 10 was accepted.... Not only that my listing,  722 Pearl had an offer on it.  Today we have a ratified contract! 
I scheduled my inspection for the buyers at 1 PM.  The inspector's business manager (wife) rescheduled us for 4 PM.  I knew the inspector was busy so I called him around 3:30 PM... He was still in Payette (over an hour away).  He thought he could be there by 5:30...  I was a … (2 comments)

client: With this post I hit 50,000 points! - 11/15/11 09:39 AM
Well I have been blogging off and on since January 2008.... Sometimes I am consistant.....Sometimes I took long breaks... Mostly I talk about real estate....Sometimes I talk about politics and heathcare.... Sometimes I talk about my family and important events... Others have better blogs but it is a record of what I do and it might help me with  my business.  I still don't know how to link blogs...While I have had this blog I ran for Congress and had a mastectomy.  My kids have left home....  I have learned to be a better agent.  I have asked questions... I have … (11 comments)

client: Happy New Year from Boise Idaho..... May the year 5772 be sweet! - 09/28/11 10:44 AM

Tonight  start the Jewish New Year!!!!  Our holidays go from sundown to sundown.  As usual, it doesn't matter how late in the secular year the holiday falls, I am scrambling..... 
This is a time that I usually take to reflect on the year that was and look towards the year that will be......  It is a nice time but not like the secular New Year filled with parties and fun......  We reflect.....We Pray....We eat..... Even on holidays that we fast we eat before and after.....
As a Jewish Real Estate agent in Boise I sometimes have to explain why I … (1 comments)

client: Sometimes even an agent can have problems with contractors........Help I need a new furnace and my AC was disconnected.... - 09/04/11 05:31 PM
In early August my air conditioner broke.  I was out of town taking care of my step-mom....  I called a heating and cooling contractor that was recomended by my inspector and sent him to my home.   Well he said a capicitor broke on my AC.... I thought I was being clever when I told him to service my furnace....  He told me for the second time that week that there was a major crack in a furnice (this time mine (I will have to pay for it)) and charged me $350 for everything....  My hubby was happy because the AC worked … (2 comments)

client: Another day - 04/12/08 10:11 AM
I must learn not to talk to banks within 1/2 hour of giving speeches.  Talking to banks tires me out.  Especially when they are uncooperative.   Today the Bottle Brush home in question is going to be shown for a second time twice.  Maybe we will get an offer.  If the banks were not so annoying I might even feel sorry for them.  Maybe an offer would get them to move.  Maybe not.  Today the paper reported a 37% decline in sales from the first quarter last year with a 7% drop in prices in both Ada and Canyon county.  I … (3 comments)

client: I think I hate Wells Fargo's loss mitigation department!!!!!! - 04/11/08 05:44 PM
I have been working on a short sale with Wells Fargo since 2/26/08.  I sent the first fax with the completed short sale packet on 2/29.  They didn't acknowledge receiving  it until I refaxed it on 3/12.  I have called weekly asking to be assigned a loss mitigation negotiator.    They told me that they would not do anything until I had a offer.  Catch 22 is that I won't get an offer until I have the BPO.  I have had several people call me up and decide not to offer based on the fact that a BPO was not ordered.  … (265 comments)

client: One year after the inspection........ - 03/16/08 10:55 PM
I often become friends with my clients.  My second clients bought a home that had updated electrical.  We had the house inspected and he detailed a lot of things (mostly trivial).  What the inspector failed to notice was that the wire to the circuit breaker was just wrapped around the screw.  Over time (or maybe earlier) this came lose and heated up the circuit (I guess it arced).  Last night at temple they told me this story.  Luckily the damage was fixed my an electrician changing the circuit but I know the house had been inspect twice in short order....  My … (3 comments)

client: Today was supposed to be easy LOL - 02/07/08 09:22 PM
Well when I woke up today I had no children to take to school, 1 hour worth of paperwork and one meeting with a client.  Sounded easy,  I didn't have to drive to Caldwell.   I started my paper work and had it done in 1/2 hour (YEAH DEBBIE!!!!).  The paperwork was working with a short sale and negotiating a loan with a bank for a client.  This client has a $2K prepayment penalty and she would like to sell or rent her home and move into something larger.  She is at a high interest rate and was considering refinancing.  I … (4 comments)

 
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Debbie Holmes

Boise, ID

More about me…

Gold Key Real Estate

Address: 915 N. Cole Rd., Boise, ID, 83704

Office Phone: (208) 376-9000

Cell Phone: (208) 761-2551

Email Me

This is a blog about all things real estate (and a few extras). I blog about my buyers, sellers, listings, short sales, the real estate market. I am internet savvy and am trying to learn more skills. I like blogging because I get to share information with other real estate professionals. I can find you a great home in the Treasure Valley. I was the Democratic Nominee for CD2, Idaho for the US Congress. I have two website: http://www.debbieholmes.net and http://www.greatboisehomes.


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