I recently decided that I am tired...of being sick and tired. If change is going to come, I have to get up and be involved! Voice my opinion to those that are in position to make changes. I, for one, am in favor of the First-Time Homebuyer Tax Credit. I believe that it has done a lot of good for Homebuyers, sellers, my business and the economy.
I came across a website where we all can go and write Congress a letter regarding different topics that pertain to our well-being. I set up a profile and whenever I want to write a letter to congress, I can do it and make sure it is sent to the correct lawmaker, who were voted in their seat to listen to the people. Real Estate Agents are at the forefront of hearing the complaints because we deal with the constituents and we know their struggles and pain. In addition, to dealing with their pain...we have a story or two of our own. This site gives a forum to make those issues known by using your own voice.
Agents can also go to National Association of Realtors website and quickly fill in the blanks to write a letter to Congress regarding this Home Tax Credit. I encourage all Realtors, homebuilders, homebuyers, homesellers, loan officers, etc... to write your Congress and request to extend the First-Time Homebuyer Tax Credit.
This credit has helped over 1 million homeowners thus far...we can not stop here! My letter to Congress to extend the $8,000 First-Time Homebuyer Tax Credit reads:
Dear Congress,
The $8,000 first-time homebuyer tax credit is set to end November 30, 2009. As a Real Estate Agent, I have been able to see first hand the benefit of waht the home credit has done to gain confidence in first-time homebuyer's. I have seen a rise in attendance to Open House, a larger and quicker response to newly listed properties. Combined with lower prices and interest rates that housing market will continue to heal. I do not believe we are at the point that we can rely on the lowered prices and interest rates alone. This part of the stimulus package has definitely started to help get the country back on track.
I believe that now is the time to extend the credit at least another year. Otherwise, we could see the housing market back track and that would not be good for your constituents nor the economy. With the expiration date coming up soon can cause a halt soon before the cut off time. Due to the homeowner having to purchase, receive acceptance, secure financing and successfully close on or before November 30, 2009. Currently, the time frame to close a home after acceptance is 45-60 days, which means a homeowner would have to have found a home and receive acceptance on that offer before mid-October.
Although, we have seen a rise in sales, the market has not fully recovered. I request to extend and expand the credit for an additional period of time, in order to continue the progress that has been made to date. Urgency is upon us to take care of our families in this great country. Act now to extend and expand the First-Time Homebuyer Tax Credit.
Sincerely,
D'Adrea Davie
If you are thinking of Avoiding Foreclosure, Short Sale or Buying a home in Northern California's Central Valley (San Joaquin, Alameda, Contra Costa and Stanislaus Counties - includes Stockton, Manteca, Tracy, Lathrop., Salida, Ripon, Modesto, Lodi, Hayward, Castro Valley, Union City, Fremont, Newark, Livermore, Pleasanton, Dublin and all surrounding cities). Call us at 866-543-0461 or email us.
This is a great home for First-Time Homebuyers or investors (rent in area $990 to $1300). Property is in good condition. Landscaping does need some TLC. 2 Story, 3 Bedroom, 2.5 Bath with 1,787 sq. ft. is located in cul-de-sac in quiet and well maintained neighborhood. Property is close to shopping, schools, and freeway.
FIRST-TIME HOMEBUYERS: This property is approved for ExpressPath Financing with 3% downpayment and closing costs paid, Contact Listing agent for additional information.
Real Estate Agent's wear many, many, many…many hats.
As and Short Sale or REO Agent we MUST be efficient at managing several properties at a time and making sure that those properties are being maintained property. Within the last two years, Real Estate Agents and Firms have received a bad rep for not taking care of the properties. Even Agents, who put their best foot forward to convince Asset Managers and Lenders to give more allowance to get repairs done and keep the property in good condition. Unfortunately, agents weren’t always getting the support that was needed to keep property in the recommended condition. It is imperative that agents pay special attention to the properties they are managing so they do not remain or become a Public Nuisance.
The Modesto Municipal Code defines a public nuisance as: A public nuisance consists of doing any act, or permitting or allowing any condition or thing to exist, occur, or accumulate upon any property within the City that is injurious to health, indecent or offensive to the senses, or an obstruction to the free use of property, so as to interfere with the comfortable enjoyment of life or property and endangers the health or safety of others. (Added by Ord. 3106-C.S., § 2, effective 12-3-98)
Vacant, abandoned, and unkept properties:
Attract transients (squatter) and criminals, including drug dealers and abusers become a danger to children.
Become a dumpers dream. Dumpers will use grounds for dumping furniture, tires, garbage, junk, and debris that can become overgrown with weeds and vegetation; Thus, increasing the risk of fire for the building and adjacent properties
Attract vandals, encourage graffiti, and disrupt economic development (disrupting neighborhood stability and slowing appreciation of property values).
Deny neighboring property owners and residents full use and enjoyment of their property.
Failure to maintain the property will constitute a violation of Code and a public nuisance. The maximum fine for a code violation is $2,500 (amount varies depending on violation) per violation for each for each day during which the person maintaining the property continues to allow the property to go uncared for.
Real Estate Agents/Brokers are required to:
Comply with all laws and codes, including zoning historic preservation, housing, and building codes.
Monitor, maintain, and inform the Asset Manager of any changes in the property and take proper action immediately.
Place a notice on the property containing contact information (must be for both business and non-business hours, 24 hours a day, 7 days a week), so if anything occurs regarding the property, you can be contacted in a timely manner.
Contact the city’s Neighborhood Preservation Unit (City of Modesto) or Preservation Services Department.
If you received a violation but need additional time to correct the violation contact the Code Enforcement Officer (if HOA, contact person on the violation), who issued the citation and make arrangements for the extension.
If a buyer is willing to accept the property “As-Is”, the City may be willing to clear the title (depending on the violation), if buyer signs a “Stipulation Agreement” that acknowledges the violations and agrees to the City’s conditions to bring them into compliance. There typically is a charge to get the Stipulation Agreement through the City, this can take at least 10 days to receive.
Report ALL in-process emergencies like a fire, break-in, or vandalism through 9-1-1 immediately. Contact the police department if incident was discovered after it already happened and be sure to communicate violation to the seller and/or Asset Manager.
How well you maintain your properties can utimately determine your faith in being successful in this market. So, put on your PRESERVATION & MANAGEMENT hat on and do your due diligence in maintaing your client's property.
Nice house in Seabreeze Subdivision (The Bayshore Plan). 4 bed/3 Full bath (includes 1 bedroom downstairs), Loft, Living/dinningroom Combo, Kitchen/Familyroom Combo with island and plenty of cabinet space and desk. Fireplace in Familyroom. A Must See at this price. Great for First-Time Homebuyer or Investor! With your personal touch this house will be a perfect place to call home
FIRST-TIME HOMEBUYER: This house is approved for ExpressPath Financing. This home could be yours for as little as 3% down. Contact Listing Agent for additional information!
INVESTORS: Rental Income in this area is $1195 - $1500. At the price of this home and with low interest rates adds additional potential income.
This home is APPROVED for ExpressPath Financing. Here are some of the benefits:
Minimun 3% down payment
Seller paid closing costs (excluding pre-paids)
Appraisal/Lender-required repairs are not required
No up-front application fees
Guarantees same-day loan decision
If you are thinking of selling or buying a home in Northern California's Central Valley (San Joaquin, Alameda, Contra Costa and Stanislaus Counties - includes Stockton, Manteca, Tracy, Lathrop., Salida, Ripon, Modesto, Lodi, Hayward, Castro Valley, Union City, Fremont, Newark, Livermore, Pleasanton, Dublin and all surrounding cities). Call us at 866-543-0462 or email me.
This 3 bed/2 bath home is located in quiet community close to all amenities: across the street from Elementary School and park. Shopping mall within walking distance. Commuter's Dream: Easy access to 880 and 92. Chabot Community College within 2 miles. Home has fireplace in livingroom, & Kitchen w/Eating area. Energy Efficient: Ceiling fans and dual pane windows. Deck with Gazebo in backyard and uncovered patio. One of the most affordable homes in the neighborhood.
Home is great for First-Time Homebuyer, as well as, Investors (Rent in neighborhood ranges from $1600 - $1800). A MUST SEE!
Living/Dinningroom Combo open to the upstairs area
Kitchen with Eating Area and Island
Familyroom with fireplace
MasterBedroom with sitting area
MasterBedroom
Large Backyard
Description
What a lovely home this is! 4 Bedroom, 3 FULL bathrooms with a Den/Study and loft (upstairs). Covered Porch for all those Hot and Sunny days in Stockton. This home has great features. Home is GREAT for First-Time Homebuyer or Investor. This is a MUST see! With some tome TLC this could be the home of your Dreams! Home is located in Cul-de-Sac in quiet neighborhood. Home qualifies for ExpressPath Financing, contact agent for additional information!
This Single-Family Home located at 3918 Crestmore Court, Stockton CA 95206. This property has 4 beds, 3 baths, and approximately 3,000 square feet. The property has a lot size of 9,583 square feet and was built in 2005.
Located in the City of Stockton, Weston Ranch is a master-planned community comprised of various neighborhoods offering more than 1,800 well-designed homes. It's the perfect place to enjoy the cool river delta evening breezes and comfortable summer weather. Being a family-friendly community, it has a large 9.4-acre park which includes basketball, tennis and volleyball courts, softball fields, playgrounds and a picnic pavilion. Weston Ranch is one of the region's most popular planned communities, and also features 10 acres of commercial development including a 240,000 square-foot retail center. Weston Ranch is adjacent to Interstate 5, north of Manteca and south of the Stockton
The schools in Weston Ranch are part of the Manteca Unified School District and consists of three elementary schools; August Knodt, George Y. Komure, and Great Valley, as well as Weston Ranch High School.
Check out: Rosemary's Mother and Daughter Blog and D'Adrea's Mother and Daughter Blog. We specialize in Short Sales and the Pre-Foreclosure process and REOs/Bank Owned Properties. Our consultations are free. Our aggressive marketing plan includes on-line listing advertising. If you are thinking of selling or buying a home in Northern California's Central Valley (San Joaquin County CA - includes Stockton, Manteca, Tracy, Lathrop) plus Stanislaus County CA - includes Modesto, Salida, Riverbank) & the East Bay (Alameda County CA - includes Hayward, Fremont, Newark, Union City & Oakland) and surrounding areas give us a call. If you would like a FREEHome Seller or Home Buyer Handbook, please call us at 866-542-0462 or email us.
This is a great property in a good location, some TLC needed. Close to everything...schools, freeway and shopping. This home is located in an established neighborhood. This is a 3/2 bath, 1744 sq ft, 7405 lot size, 2 car garage. inside laundry room, family room with fireplace and combo to eat in kitchen area with slide door to side yard, living and formal dining area combo, tile in entry and hallway, dining and family/eat in kitchen area. Walk-in closet in master with slide door to backyard.
This KB home is 2 years young and in quiet and desireable Riverbend Community! Home is located close to shopping, schools (Building new Elementary School, 2 blocks from home), and easy access to freeway. This home speaks for itself, homebuyer will be proud to call this “Home Sweet Home”. Spacious kitchen with plenty of cabinet space. Master Bedroom has big Master bathroom with sunken tub and separate shower and toilet. Spacious walk-in closet.
This property is approved for ExpressPath Financing. Contact Listing Agent with any additional questions.
What is your idea of giving positive professional conduct? Working in today's market can be busy and overwhelming. As a result, I've addressed some important code of conducts.
Submit all written offers in a prompt and timely manner. Receiving an accepted offer will not happen if instructions are not followed. It is important to look at the agents remarks in the MLS listing. Most REO packets need to include the following:
CAR purchase agreement
pre-Approval letter from lender
proof of funds (if cash offer, down payment)
Earnest Money Deposits (EMD)
**Some even require pre-Approval from the lender themselves. If these items are not package together, then it is possible that the offer may not be accepted (no matter how good the offer is).
Stay in close communication with clients, agents, escrow officers or lenders to ensure that questions are promptly answered. This is especially important to adhere to when working together with scheduled contingencies and closing dates. In order, for the closing to occur successful there has to be good communication. Especially, in the age of electronic communication, we have Blackberry's, iPhone's, email, voicemail, etc...there is no reason why a phone call should not be answered immediately or at least in a timely manner.
It's a good idea to send amendments before the expiration date versus on the expiration date or after. This can be overlooked by busy schedules, but unfortunately it does happen. Asset Managers may be more understanding if they receive this before it is due and spell out what it is that is being asked for the seller to do. The other thing that is important to note: Ask for what you want based off the property and what the buyer's want when you write the offer, instead of later on in the offer due to the nature of the transaction. REO properties are purchased As-Is, so it is best to think ahead of time based off your professional opinion for what you believe is the best terms for the property to have a successful closing.
Return the counteroffers, disclosures and NHD reports in a promptly manner...signed correctly.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
congress, I can do it and make sure it is sent to the correct lawmaker, who were voted in their seat to listen to the people. Real Estate Agents are at the forefront of hearing the complaints because we deal with the constituents and we know their struggles and pain. In addition, to dealing with their pain...we have a story or two of our own. This site gives a forum to make those issues known by using your own voice.
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