The Energy-Efficiency Tax Credit is available to homeowners who have energy efficiency home improvements done to their existing principal residence for products purchased during the two year period of 2009 and 2010. The maximum tax credit limit is $1,500. The tax credit is available for any amount that is spent up to $5,000 on a single or multiple products (homeowners will receive 30% back … (3 comments)
mother and daughter realty team: Short Sales are on the rise in Modesto, CA - 03/21/10 02:50 PM
Short Sales (February 2010): For Sale: 188 New Listings: 117 Sold: 39 Pending: 134 Average Active Price: $153,000 Average Sold Price: $145,000 Average Days on the Market: 105 Median Price: $135,000 … (0 comments)
mother and daughter realty team: Giving A Good First Impression on that Short Sale property For Sale - 03/13/10 11:22 AM
After showing a few short sales and bank owned homes and comparing the two, I've realized that they are running neck in neck on the type of condition that they are in. Being an agent in this market, I have developed a certain empathy and understanding for the situation that distressed homeowners are in. However, when listing a short sale property we make it a point to ask the homeowners to keep the home clean, especially when showing it to buyers. What I've realized is that although buyers understand the market that they are purchasing in, not much has changed … (4 comments)
mother and daughter realty team: Path To Homeownership: Buyer's Closing Costs - 02/08/10 11:17 PM
What are My Closing Costs Going to Be? This question can cause much anxiety new Homebuyers. Having an idea of what to expect at closing helps first-time homebuyers get over that anxiety easier. The closing process can be confusing and involve many people, documents, and fees. Understanding the costs associated with buying AND protecting your home helps buyers' to have a smoother transaction AND helps save them money. With the New Real Estate Settlement Procedures Act (RESPA) that began January 1, 2010, HUD requires that loan originators provide borrowers with a standard Good Faith Estimate that clearly explains the key loan … (3 comments)
mother and daughter realty team: Getting To Know Your Community: Waste Not, Want Not! - 01/29/10 11:23 AM
Any chance I get I like to notify people of the community of the places we can utilize to take our dump. Working on REOs, as agents we come across alot of homes that have a lot of junk, electronics, paints, etc...that needs to be disposed of and yes, you can take them to the city dump....BUT it'll cost you! As residents, I believe that we should be as conscious as possible about the proper way to dispose of hazardous and electronic waste. As well as utilizing the other recycling methods. Last year, I wrote a Blog: How Do I Get Rid of This … (2 comments)
mother and daughter realty team: Getting to Know Your Community: New Homes available in the Riverbend Community - 01/04/10 03:25 PM
Foreclosed homes are not the only deals in town! Although New Home inventory is low, KB Homes does have new homes available. KB Homes was voted the World's Most Admired Companies in 2009. KB Homes are known for homes that can be Built To Order just for you and have been building quality new homes for more than 50 years. A List of benefits of owning a brand new home: Great opportunity to live in a home where no one else has lived before. New One story homes starting at $181,000 with roomy floor plans. Personalize with Built to Order choices … (0 comments)
mother and daughter realty team: Making Home Affordable Program (MHA): Helpful Hints to Getting Help Faster - 12/29/09 10:18 AM
The Making Home Affordable Program is a program put together by the Obama Administration in the attempt to get help for homeowners in need. It is also a program that the borrow has to qualify for, it is not automatic. With persistence and patience, the Making Home Affordable Program can make a difference for homeowners. With that said the following steps are needed: Contact your lender right away. Contact the Lender that is lending you the money on the home that you own. Contact the customer service number on your mortgage statement. Not all lenders are participating in the Making … (0 comments)
mother and daughter realty team: Making Home Affordable Program (MHA) - 12/11/09 01:27 AM
In March 2009, President Obama Administration introduced the Home Affordable Modification Program (HAMP). HAMP was designed to assist 3 to 4 million homeowners that are facing foreclosure. This program was to allow home owners to have their mortgage interest reduced considerably for a five year time period. Under HAMP, the homeowner would have to meet the following eligibility requirements: Homeowner MUST be in financial hardship Homeowner MUST have the ability to modified mortgage payment. Homeowner MUST be delinquent on their mortgage or faces imminent risk of default. Property is occupied as borrower's primary residence. Mortgage was originated on or before … (2 comments)
mother and daughter realty team: THE NATIONAL ASSOCIATION OF REAL ESTATE BROKERS (NAREB) IS OPENING A CHAPTER IN THE CENTRAL VALLEY - 12/08/09 10:16 AM
The National Association of Real Estate Brokers (NAREB) is a dynamic professional organization to be affiliated with. The NAREB is a national trade association dedicated to bringing together nation's minority professionals in the real estate industry to promote the meaningful exchange of ideas about our real estate business and how best to serve its clientele. NAREB is the oldest minority trade organization in the country, founded in 1947. NAREB's mission is to serve the un-served, and develop creative and effective methods of doing so. Even though, the members are composed principally of African-Americans, however, membership is open to any ethnicity or … (2 comments)
mother and daughter realty team: My letter to Congress to Extend and Expand the $8,000 First-Time Hombuyer Tax Credit - 10/13/09 12:36 PM
I recently decided that I am tired...of being sick and tired. If change is going to come, I have to get up and be involved! Voice my opinion to those that are in position to make changes. I, for one, am in favor of the First-Time Homebuyer Tax Credit. I believe that it has done a lot of good for Homebuyers, sellers, my business and the economy. I came across a website where we all can go and write Congress a letter regarding different topics that pertain to our well-being. I set up a profile and whenever I want to write a … (3 comments)
As and Short Sale or REO Agent we MUST be efficient at managing several properties at a time and making sure that those properties are being maintained property. Within the last two years, Real Estate Agents and Firms have received a bad rep for not taking care of the properties. Even Agents, who put their best foot forward to convince Asset Managers and Lenders to give more allowance to get repairs done and keep the property in good condition. Unfortunately, agents weren’t always getting the support that was needed to … (2 comments)
BUILDER: MATTHEWS HOMES This home is APPROVED for ExpressPath Financing. Here are some of the benefits: Minimun 3% down payment Seller paid closing costs (excluding pre-paids) Appraisal/Lender-required repairs are not required No up-front application fees Guarantees same-day loan decision If you are thinking of selling or buying a home in Northern California's Central Valley (San Joaquin, Alameda, Contra Costa and Stanislaus Counties - includes Stockton, Manteca, Tracy, Lathrop., Salida, Ripon, Modesto, Lodi, Hayward, Castro Valley, Union City, Fremont, Newark, Livermore, Pleasanton, Dublin and all surrounding cities). Call us at 866-543-0462 or email me. … (0 comments)
This Single-Family Home located at 3918 Crestmore Court, Stockton CA 95206. This property has 4 beds, 3 baths, and approximately 3,000 square feet. The property has a lot size of 9,583 square feet and was built in 2005. Located in the City of Stockton, Weston Ranch is a master-planned community comprised of various neighborhoods offering more than 1,800 well-designed homes. It's the perfect place to enjoy the cool river delta evening breezes and comfortable summer weather. Being a family-friendly community, it has a large 9.4-acre park which includes basketball, tennis and volleyball courts, softball fields, playgrounds and a picnic … (0 comments)
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COMING SOON! One Story home 1,222 sq. ft. … (2 comments)
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