Looking for ideas.... - 12/30/08 03:13 PM
I'm looking for ideas of something that can be added to our closing gift bundle that is useful to the new home owner and offers a eco friendly or energy saving thought.  I have been looking for a company that packages electrical outlet insulators to see if they would customize the package for our real estate company, without avail.  I know I can get sticky labels and add them to the outside of the package but I don't think it looks professional enough.   I was hoping that someone in AR might have some other ideas or companies that they use they … (5 comments)

Going Green - 12/30/08 03:05 PM
Caron's Gateway Real Estate has been making a conscious effort to go green.  AS part of our Go Green plan every agent will become a certified Eco-Broker.  I'm proud to announce the first agent to complete this certification is my 18 year old agent Eric Caron.  Eric has been around building and construction, buying and renovation Real Estate all his life.  He is wise beyond his years and is a very successful young agent.  Hat's off Eric.... Thanks for letting my Brag  AR Members!
… (1 comments)

Renewing Connections - 12/30/08 02:58 PM
My best friends mother recently celebrated her 90th birthday party.  She had 14 children, my friend is #12... Growing up around them and having her family be my second family was an unbelievable experience.  This family always worked together and had more love to share.  They raised most of their own vegetables and and a cow for milk.  The supper table had church pews on either side and there was always room for one more with plenty of food for all.  It looked like a picture of the last supper feast at each meal.  As soon as the meal was over … (0 comments)

Great Kid's Websites for Energy Education - 12/30/08 11:13 AM
Fran cares about Green alternatives.  Look at the list she has shared. 
Via Frances Sanderson (RE/MAX Intentions):
I feel that educating our youth on energy savings and protecting the environment is part of my service as a Certified EcoBroker®, and I'd like to share some of my favorites. They range in age appropriateness and levels of difficulty. Hopefully, your children will find them as stimulating as their Nintendo®, Playstation® and WII® games.
Please feel free to add your favorites to the list. (I've just added a new one so this is an update.)
http://www.touchstoneenergykids.com/ Touchstone Energy Kid Zone
http://www.eere.energy.gov/kids/ US Department of Energy
… (3 comments)

The Active Rain Point Game - Converted to RL (Real Life). - 12/30/08 08:54 AM
Fun thought...
Via Eileen Begley (Coldwell Banker, DelMonte):
… (0 comments)

Re-visit Closed Files - 12/29/08 03:20 PM
With the economy the way it is; I have decided to revisit old sold files and contact the buyers to see how they are making out with the home and their mortgage.  I have had a mix of responses but all of them have been grateful for the call. Some have decided to refinance at a lower rate which made a big difference in the monthly payment out, leaving them more comfortable with the payments.  Or as one told me , " We can relax a bit now the payment isn't stressful and we don't need to worry about not being … (7 comments)

Plymouth Magazine - 12/29/08 01:27 PM
As an alumni of Plymouth State College i receive the Plymouth magazine a couple times a year.  sometimes I check them out right away and other times they end up in I pile of I'll Get to it Later's...  This falls issue was one of those....  However, when i did get to it i was very surprised to see picture of myself and some friends on page three.  It brought back some fond memories to my days a PSC...  and inspired me to try to contact some of these old friends and get caught up on the happenings in our lives.  … (2 comments)

Northern NH Opportunities.... - 12/29/08 01:13 PM
Coos County of NH has many fabulous homes for sale at extreamly low prices. Now is the time to invest in your first home or a North Country get away. Many of the homes have direct trail access to the network of trails that are maintained by local snow mobile groups.  The beautiful NC offers 4 seasons of fun from hiking, fishing, swimming to downhill skiing and everything inbetween.  With mortage rates the best they have been in decades and the favorable home pricing Now is the Time.   Visit our website with IDX feed MLS and see for yourself....  www.caronsgre.com
                                     
… (0 comments)

Federal Tax Credits for Energy Efficiency...Planning for 2009 - 12/29/08 12:40 PM

Via Frances Sanderson (RE/MAX Intentions):
‘On October 3, 2008, President Bush signed into law the "Emergency Economic Stabilization Act of 2008." This bill extended tax credits for energy efficient home improvements (windows, doors, roofs, insulation, HVAC, and non-solar water heaters). Tax credits for these residential products, which had expired at the end of 2007, will now be available for improvements made during 2009. However, improvements made during 2008 are not eligible for a tax credit.'
‘The bill also extended tax credits for solar energy systems and fuel cells to 2016. New tax credits were established for small wind energy systems and plug-in … (1 comments)

Ding! Dong! The Newspaper Ad is Dead! - 12/29/08 11:04 AM

Via Matthew Ferrara -- Matthew Ferrara & Company ( -- www.matthewferrara.com):
Everyone stand up and CHEER!
In an industry marked by "we've always done it that way" insanity - not to mention dozens of people on Active Rain telling me recently that their calendar and magnet mailings still paid off - there is HOPE for the future!
I'd like to award my first WELCOME TO THE FUTURE AWARD (I just made that up) to Shorewest Realtors of Winsconsin!
First, some disclaimers: I have never worked for their company (yet!!) and I received a copy of their ad from a friend at … (0 comments)

Communication - How important it is? And are you above average? - 12/27/08 01:15 PM

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):
 
How important is communication to your clients?  To the consumer?  Are you the type that says that you will get back to them in 5 minutes, but it turns out to be 3 hours?  How do you set your clients expectations?  If your borrower either heard something from your office or from another person, do you just agree with it, or do you find out what was discussed first, before you say okay.
 
I bring some of this up … (1 comments)

9 for 09 - 12/26/08 03:26 PM
Nine of my goals for 2009 came very quickly to me and I thought I would share them with you as everyone knows if you write the goals down you are 90% of the way to achieving them but if you share them with others you are most likely to complete them 99% of the time.  So here goes....
1) Increase consumer awareness to the market trends and opportunities by offering more informational nights.
2) Increase Internet exposure for the company listings and agents by becoming featured on various sites and getting posted on more then we currently are. 
3) Increase … (8 comments)

Home buyers... Be Columbo... - 12/26/08 03:03 PM
I try to encourage home inspections to both sellers and buyers.  If presented correctly both parties will see the value in having this inspection completed.  For the buyers ask them if they would purchases a second hand car without a test drive.  Most will say No.  Buying a home without knowing if the components are all functioning the way they are should would also be a big mistake.  I tell them it is their right and responsibility to have a home inspected.  They get a full report of the home and how the inspector views each facet for functionality.  If for … (0 comments)

Tax Defferred Exchanges 1031 - 12/26/08 02:49 PM
Do you work with people who could benefit from doing a 1031 Exchange?  Investors could really capitalize on the current market by analyzingthere current investments for cash on cash returns or return on investment and might find themselves better off to sell their current investment and reinvesting through a 1031 exchange to purchase 1 or more properties to increase their return on investment and defer the capital gains.  Investors have 45 days to identify the properties for exchange and 180 days to close on them.  Discuss this option with clients if their current investments are no longer producing favorable income. 
                                                      
… (3 comments)

The More Information the Better - 12/26/08 02:38 PM
Most agents and buyers alike prefer to look at a listing that is full of information. The more the better.  Sometimes on the MLS agents are limited to the amount of information they can post, however on the agency site there is usually the ability to post more.  People like to know information on the legal property descriptions and lot size, if the property has been surveyed and if the pins are visible, Foundation size and full room dimensions, the kind of utilities service the property, construction type and does it complies to local codes, if there are any encroachments and … (0 comments)

What's a Bedroom to You??? - 12/26/08 01:17 PM
What's Your opinion?
Via Marianne Snygg REALTOR(r) Colorado Springs & El Paso County Homes (Prudential Professional, REALTORS(r)):
What defines a bedroom? Is it a room with a closet? A room with a window? A room with both? Or is it a room with two points of egress?
I've been taught that it's a room with two points of egress. That the room does not need a closet to be a bedroom. Many people have "wardrobes," you know, free standing pieces of furniture, some call them armories, that can be brought in.
So, what's a bedroom to you? Tell me what defination your board uses. … (0 comments)

Best Bang for the Buck Advertising - 12/26/08 10:44 AM
I know every market is different.  I'm curious about advertising methods in various markets and what seems to bring the most response for the investment for those markets.  I'm hoping that people will share a little bit about their market area and give what kind of advertising seems to be producing the most response for them.  So thanks in advance for sharing and expanding this blog with comment. 
Our market area is mostly foreclosure driven with an absorption rate the would take about 5 years to sell the current inventory if no new properties came on the market.  Loss of local … (1 comments)

Why Rate cuts won't help the housing market much - 12/26/08 10:12 AM
What are your thoughts?
Via First Meridian Mortgage/Trump Financial:
I have posted about this issue before and I have gotten many comments telling me I'm crazy.
I've been in the mortgage business for over twelve years and I can honestly say that rates have had a very small impact on people's decision of whether or not they should buy a home.
The biggest factors I have seen are:
1) People's perception of where housing prices are going - If people think (as they do now) that the house they are looking at will be priced less in the near future they will wait (even if … (0 comments)

Helping your Credit Score - 12/23/08 10:30 AM
First of all you should know what is on your credit report.  Everyone is entitled to one free credit report annually from the thre major credit bureaus.  I like to stagger mine so I get one every 4 months. 
FYI   Experian  1-888-9-397-3742  ;  Trans Union  1-800-888-4213  ;  Equifax  1-800-685-1111
Once you receive your report make sure the information is indeed accurate if any inaccurate items appear get them disputed right away.  If things on the report are more than 7 years old, ask that they be removed if old negitiave credti items still show they are effecting your score. 
If you … (3 comments)

Realtor Mag. Doing Business in 2009 - 12/23/08 10:15 AM
The January issue of Realtor mag has many great articles and information.  The Econimic Outlook doing Business in 2009 has some very good information and ideas for turning the factors into your favor.  I prefer to consider the glass half full.  If you have not taken the time to read this article you should, it was very well written and I believe will give you tips you can use in the marketplace today.  Remember to stay positive and keep the lines of communication open!
                                               
… (1 comments)

Avoid Foreclosure - 12/23/08 09:42 AM
Good Information
Via Julie Staradumsky CREN (Keller Williams Realty Atlantic Shore):

Information obtained from Fannie Mae
… (0 comments)

Need To Tidey Up The House Quickly? - 12/23/08 09:40 AM
Quick Clean-up Tips
Via Jeff Adie (Coldwell Banker Redpath):
Having unexpected company? Someone stopping by for a visit or maybe your home is on the market and you have an hour before the showing? Start with these steps, the impact you can make in a short period of time will make a huge difference.
Start with the rooms that are going to make the bigest impact:
The Bathroom: Wipe down the toilet, mirror, floor and sink. Then empty the trash.
Next go to the Kitchen: Clear the counter top, put dirty dishes in the dishwasher, wipe the sink and counter top with sented … (1 comments)

Make It Last - 12/23/08 09:20 AM
This is a Title of a book I received as a Christmas Gift.  Without reading it I can think of several relationships and things in my live that I want to Last.  Making it last what ever "IT" is takes time and effort.  With Relationships you need to stay in touch, communicate often and express your feelings.  Building stronger bonds with family and friends is very important. It is equally important to build bonds with clients, even though it might be at a diiferent level.  So like a Car, it order to keep your relationships running smooth, you need to tinker … (1 comments)

The News, the whole News, and Nothing but the News... - 12/19/08 11:38 AM

Via Dinah Lee Griffey Allyn and Belfair real estate Agent (Windermere Peninsula Properties):
I have heard other refer to the news anchors, and reporters as their personal "operatives" out there getting the scoop on what is happening locally, nationally, and globally.
To those of you who depend on the validity of the information you are receiving:
You may want to venture outside at some point since your "operatives" have been known for only sharing the parts of the truth- that make you want to hear other parts of truth,and in the end there really isn't much truth, and if you put all … (0 comments)

Tracking "Missed Opportunities" to Help your Business - 12/19/08 09:54 AM
I like the clicker Idea however I would try to click for every positive contact made and try to increase my contacts each week as a postive goal, instead of missed opportunities.... 
Via Donna Harris, ASP (Re/Max HiNet):
My office was having our company holiday lunch a couple of days ago.  I'm always up for some free food!  I happened to be a little early for lunch, but thought I would check to see if some food was already out so I could eat and run.
Ooops, I walked into the office meeting...  I tried to duck out, but was caught. My broker … (0 comments)

Who are our clients? - 12/19/08 09:46 AM
Love the Quote... 
Via Cathey Hopper (LaMonica Referrals):
The world of Real Estate is changing. I think that a large percentage, if not all, of the real estate professionals out there today would agree with that statement. Just a little while ago you could sell a house to anyone that could fog a mirror. Today the pendulm has swung in the exact opposite direction and you need an executive order from the President (of the United States, not the bank) to get a loan.
For some, this might be a reason to quit. But there are fortunes to be made if you know … (0 comments)

Trade Show Booths... - 12/18/08 02:19 PM
When you have an opportunity to set up a booth at a local trade show I recommend that you do. The exposure is usually very good and people have the opportunity to talk with you and get a few questions answered in an easy environment.  Below is a list of tips to make your booth appealing.
* Have a table clothe on the table to be used that fits...
* Have something live, a plant, goldfish...
* Have visuals at different levels to attract attention.
* Keep it simple, display less than more, not overly busy...
*Collect information about the people … (3 comments)

INTEREST RATES - 12/18/08 01:58 PM
 
Via Jeff Adie (Coldwell Banker Redpath):
Today I received an email from a local bank that had some of the best interest rates I have ever seen. I first bought a house in 1988 and since that time rates have never been this low.
I remember the high rates from the early 80's but I was a benefactor then as I was saving money to buy that first home.
With what I see today, people should be jumping joy. Here is a sample from Lake Sunapee Bank
 Term                                                          INT. RATE        ANNUAL %      POINTS        PMT. PER $100 

I hope this helps to open some eyes, this … (1 comments)

Looking For The Silver Lining!! - 12/18/08 01:53 PM
 
Via RE/MAX Farm & Homes Realty:
Like most of the Realtors today I'm working hard and hoping that things will change back to the way it was. Well maybe not exactly the way it was. The market has slowed to an almost complete halt where I'm from. We have one office that is shutting the doors completely, one that is moving from their office to work from home leaving only two office's. Yes they are my competitor's but living in a small rural area they are my friends as well. I turly hate to see this happen but I understand why. There … (0 comments)

5 Tips to Getting Your Real Estate or Mortgage Blog to Generate Leads - 12/18/08 01:36 PM
 
Via Bill Rice (Kaleidico):
There are very few great real estate blogs on the Web. But, what does "great" really mean? For most that use the term it probably refers to the appearance, traffic, or lively industry banter in the comments section. I challenge you to change your definition. Start making "great" mean I actually generate sales and closings.It is really easy to get side tracked by false indicators of Web/Blog success. Let's make our metric really simple--generating the right traffic, traffic that generates sales leads. Here is my 5 step K.I.S.S formula:1. Keep it local. By concentrating your blog content, … (3 comments)

Where to post your blog... - 12/18/08 01:30 PM
After about 2 months on acrive rain and learning new tips and ideas each day I finally have figured out that you can post to more than one group at a time.  I hope most of you are quicker than I am at these things and that you knew that right away... But if you didn't get i9nvolved with groups of your interest and before you send your blog click on your groups and select the appropriate locations for your blog to appear.  This should help your blog post comment responses.  Hopefully the exchange will be great. 
… (1 comments)

Featured Posts - 12/17/08 01:44 PM
 Hat's off to all of you who are listed on the featured posts frequently.  I have only been a member of AR for a short time and I'm constantly learning new things from the Featured people.  Some of my posts are to share a work experience or knowledge of some topic and others have been area specific or just for fun.  Whatever I'm doing, I'm learning and enjoying every minute I have the opportunity to log-in.  Thanks for the comments and tips, keep them coming.  Maybe someday I'll be a featured post     person!                                                                                                
… (9 comments)

North Country Happenings! - 12/17/08 01:23 PM
Santa's Village is experiencing their best winter opening in years.  Is it becuase of unfortunate weather in Southern NH? Did some of those families decide to venture north and have fun in a bad situation?  Who knows but it has been a banner winter season for them.... Contratulations.  The winter snows are upon us with another storm today that has dropped more than expected; at least in my opinion as I'm the one at the end of the shovel!!!  Another storm is expected on Friday they claim will drop over 12" of the fresh white stuff.  Looks like this winter is … (0 comments)

A Splash A Day (Wordless Wednesday) - 12/17/08 11:31 AM

Via Danny Thornton (Home America Mortgage, INC.):
… (0 comments)

Ski Properties - 12/17/08 10:47 AM
Near the slopes!

Via Jane Duguay (Caron's Gateway Real Estate):
Hey All,
Guess what season is almost upon us.  You are right.  WINTER!  Just in time for winter I have just what the doctor ordered, a ski house only .4, yes you read it right, 4/10 of a mile from Loon Mountain's South Mountain Entrance.  Watch the skiers from the kitchen window.  Easy to maintain and cheap to heat.  It is not too late in the season to enjoy the 08/09 ski season.  If you ask nicely we might even be able to throw in a couple of Loon season passes! Offered at … (0 comments)

Don't let the recession get you down. - 12/17/08 10:46 AM
Like skiing???

Via Jane Duguay (Caron's Gateway Real Estate):
Hello it's the Vacation Doctor. 
Do you need a prescription for fun?  Well I can write one for you.  Check out www.caronsgre.com and take your choice.  We have everything from ski homes, snow mobile homes, hunting properties and even a couple of great farms to lower your blood pressure.  Let us find you the perfect escape.  Here is a perfect example.  1/2 mile from LOON'S South Mountain Entrance in LOW TAX Lincoln.  Offered at $329,000.  Check this one out.  It will surely cure what ails you.  For more info on this property call 1-800-452-8451 ext. 144.
… (0 comments)

Historic Farm With Lots of Land - 12/17/08 10:45 AM
Super opportunity!

Via Eric Caron (Caron's Gateway Real Estate):
     Thank you for this property located at 292 Lancaster Road, Groveton, NH. This historic 1828 post and beam farmhouse sits on approximately 338 acres of land which consists of both field and forest.  This large 8+ Bedroom house has been undergoing renovation and could be finished to your liking. Imagine your very own 2700 square foot home. The home also has both a wood and oil boiler which allows you flexibility in choosing your fuel.
    Adjacent to the house is the 100 by 45 foot barn. The barn has … (0 comments)

Holidays and Prospecting.... - 12/16/08 01:03 PM
What a great time of year to attend community  functions as well as parties of family and friends.  Wear your realtor pin and you'll be surprised at the conversations that will arise.  Prospecting is a full time year around part of being a realtor.  Meet as many new people as you can and remember to zip them an e-mail and stay in touch.  Answer their questions, they have many especially in this market.  Most of all get to know them and make bonds. They will bring you business, maybe not today or tomorrow but it will come.   Enjoy the season.....
                                      
… (4 comments)

Makes you Wonder How we Got Here... - 12/16/08 11:10 AM
Why?  These folks deserve the help....
Via Sandy Shores, Melbourne, Brevard County, Florida Space Coast (M & M Real Estate Inc):
Many homeowners are upset because they aren't getting help from any bailout programs. These are responsible homeowners.  They are wondering who is coming to help them in staying current with their mortgage payments in these tough economic times.
These people go to work everyday.
They pay their mortgage payment on time every month.
They pay their mortgage payments on time on their rental houses, whether the tenants have paid their rent on time or not.
They have fixed rate 30 year mortgages. … (1 comments)

PLEASE PRAY FOR HANNAH- I'm posting again... it's that important! - 12/16/08 10:58 AM
Send Hannah a card!
Via Bob & Bonnie Horning (Homes and Land of Lancaster County):
This just came across my desk this morning from a client... the cards would be nice... but I think God would love to show us a miracle and give Hannah and her family the gift of life this Christmas.
Please join me on bended knees before the throne- Bob

(Pic of me [Sheri Phautz] and Hannah attached. This was taken a week before her diagnosis. It was the day I asked her to be my flower girl. She was so excited that she put on her … (0 comments)

Failing is Not the Same As Waiting to Fail. Which Are You Doing in This Economy? - 12/16/08 10:52 AM
Adapt...
Via Glenn Phillips (Management, Coach, Speaker) (RealSource):
So, as we talk each day to Realtors, lenders, banks, and all types of support folks (appraisers, surveyors, title insurers, etc.), they all discuss the economy and the lack of business.
It has made me wonder, if the economy is THE cause of our problems now (as many claim), does that mean that the economy gets 100% credit for the money folks made during the boom?
In other words, can anyone that blames the economy almost exclusively honestly take credit for success when the economy is booming?   After all, if you just ride the winds … (0 comments)

Fat to Fly planes... - 12/16/08 10:07 AM
Last night was a rare occasion for me as I actually sat to watch TV....  Discovery channel had a show on that was showing how scientist are now finding ways to use all cooking and trap fats from restaurants to produce fuel from airplanes of all sizes.  It was very interesting.  I hard no idea that the USA restaurants produce well over 40 billion gallons of waste fats a year.  They have been successful and are testing the product, they hope to be collecting these fats and producing on a much larger scale in the near future....  Thank god for Scientists....  … (0 comments)

4.5% Surely you are kidding, I am not kidding and don't call me Shirley - 12/15/08 01:41 PM
4.5%  great!!!
Via Dave Woodson (Indigo Financial Group Inc.):
A couple of weeks ago, when I first heard of this so-called idea for the treasury to buy Mortgage Backed Securities to drop the rate.  I was unsure what to think of it, but as my phone starts to ring more and more.  I am liking it. We are not there yet to 4.5% interest rate, and I am not sure if we will be.
But, what a great way to stimulate the economy again and get us up and moving. It may even help stabilizer home pricing.  What I am hearing though is … (0 comments)

Bailouts.... When do we start helping the right people? - 12/15/08 10:34 AM
These bailouts are only hurting the middle and lower class people of our country.
The Big CEO's who refuse to take a decrease in pay are still earning their over inflated salaries, Most of which earn enough to support an annual income of $24,000 per year to 14,000 plus families a year.... This is insane.  Most of the big Ceo's earn more in a year than most of us would see in a lifetime of hard work. 
Where is the help for the small business owners of this country, the backbone of America? 
Or how about our young college grads who … (0 comments)

Cost Vs Value - 12/15/08 10:26 AM
   Cost Vs Value...  Sellers have a hard time understanding why the newly renovated kitchen that just cost them $20,000 to complete , does not add $20,000 in sales value to their home.  I have this discussion more often than I would like when lsiting a home they the owners have just completed major renovations on.  More times than not they upgrades only recooped  about 70-80% of the cost.  The Realtor magazine that we all receive usually does an annual cost vs value report.  This year is not different.  If you have not seen it yet, check it out for your area it is in the … (0 comments)

The new theory of supply and demand - 12/13/08 12:24 PM

Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC):
The federal government - in the wake of the automakers, Wall Street, Freddie, Fannie, AIG, Citi and so many others - has redefined the theory of supply and demand in this country.
Once the mainstay of our free enterprise system - where goods and services were produced, priced, and sold according to their ability to be consumed by a willing purchaser - the current theory has moved away from this.
Businesses start and fail everyday - often without much notice or fanfare. Only when they get very … (0 comments)

Cost vs Value.... - 12/12/08 05:28 PM
   Cost Vs Value...  Sellers have a hard time understanding why the newly renovated kitchen that just cost them $20,000 to complete , does not add $20,000 in sales value to their home.  I have this discussion more often than I would like when lsiting a home they the owners have just completed major renovations on.  More times than not they upgrades only recooped  about 70-80% of the cost.  The Realtor magazine that we all receive usually does an annual cost vs value report.  This year is not different.  If you have not seen it yet, check it out for your area it is in the … (1 comments)

CCEP... - 12/12/08 05:11 PM
I'm excited about being chosen to participate in The Coos County Entrepreneurial Program over the next ten month.  This educational program  helps small business owners grow their business by creating networking improving a strategic business plan and marketing and budgeting features.  I can't wait the commitment is only one day a month for 10 months...  I will post bits of progress along the way.. We start January 12th...  Not only will I gain more knowledge of stragegies to build my business, The Tillotson Fund will stipend each participant $3000 for participating...  Nice bonus!
   
… (0 comments)

When Agreeing Just Ain't Possible... - 12/12/08 05:04 PM

Via Joel McDonald -- www.AutomatedHomefinder.com:
Every once in a while I find myself in a debate with someone, and it becomes apparent that there is just no way you're going to see eye to eye.  In some cases, you have to continue with the debate because the outcome is extremely important. 
In other cases, it's fruitless to even debate about it at all because no matter who is right, the outcome remains the same.  In those cases, it's simply not worth committing the mental energy to figure it out.  I used to use the phrase "we'll just have to agree to disagree", … (1 comments)

Great North Country Farm Deal... - 12/12/08 02:13 PM
Great Farm Deal !

Via Jane Duguay (Caron's Gateway Real Estate):
56 Acres farm with 12 Plus acres of fertile fields and 44+ acres of woodland.  A 1500Sq foot farmhouse with a newly constructed 36'x72' Barn a 43' x 36 Hayloft plus a cupola to enjoy the views of the local mountians.  Also included is a newly constructed 3 bay attached garage with overhead storage.  A new artesian wel and new septic tank.  Only 5 +/- miles from Lancaster, Nh in the town of Northumberland.   This farm is value priced at $265,000.  At this price it won't last long.  If … (0 comments)

Warm Windows - 12/11/08 10:09 AM
I recently had a set of custom insulated window Roman curtains made for my office. These will be a tax write this year and should also save me a far amount on my heat bill... It's a win-win situation!  I like to think it is a Green solution to my window heat loss problem!  These special insulated cutains reduce the heat loss of a window by 81% and also reduce solar heat gain by 79%.  So not only will I save heat this winter but I should also save on my cooling efforts this summer.  They also help reduce outside noises … (3 comments)

House Scorecard - 12/11/08 09:52 AM
As a result of reading someones blog a few days agon, I have started using the HUD scorecards with home buying customers as a way for them to check things off on a card rating there importance.  They seem to like it very much.  I have been wanting to create one of these for a long time but never seem to find the time to get down to business on it as other things seemed more important... boy was I wrong....  This is a great tool and I reccommend it's use.   Click on this link and save the document... you can … (1 comments)

NH Holiday home selling tips - 12/11/08 09:40 AM
Monika's Post ... Always worth the read!
Via Monika McGillicuddy~REALTOR®~ N.H. Real Estate Broker & Trainer:
Thinking of selling your Southern New Hampshire home during the holidays?
In this market we all know a home needs to be "prepared" to sell or "staged" to sell as some would call it. It is especially important during the Holidays.
We all love our special holiday decorations but when your home is on the market it's time to keep some of them packed away.
It's hard to "live in" a home while it is on the market and to keep that home feeling like it … (0 comments)

Housing- Are You a Bull or Bear? - 12/11/08 09:31 AM
Now is the time....
Via Jeff Adie:
There seems to be quite the debate going on right now.
I am reading and hearing some very bullish comments and some very pessimistic opinions on the direction of where the housing market is headed. Some statistics show some of the worst hit areas in housing prices are improving. For example home sales in many Florida communities are way up, but I question there statistics that they use.
Sales might be up from last year levels but the comparison number being used is so low, a 30% or 40% jump is still way below previous … (0 comments)

Executive pay inequity - more on the "little people" vs. the Big Cheeses - 12/11/08 08:51 AM
Frustrating bailouts....
Via Robin Rogers, CRS TRC ABR: independent, fun real estate broker, San Antonio, TX:
Carmaker bailout update: the House gingerly approves $14 billion in loans to the Big Three, and thankfully kicks the bill over to the Senate.

Union members, in return for their dues, earn more than the federal minimum wage (currently $6.55/hour, which is $13,100 per year) and get better healthcare benefits, retirement, and severance pay for time worked.
If all American workers had this, I guess there would be no need for unions.
 
For a fascinating, and at times depressing, look at what it's like to work … (1 comments)

Not quite Wordless Wednesday! - 12/10/08 10:00 AM
I thought I would share some outdoor fun that took place at my office last Februaury.  We hade a good snowstorm just before a big weekend event for a Sno-cross competition at the local speedway.  I thought it would be fun to join in; however, I did not want to race so here you see my vehicle hitch-up and ready to go....  Lot's of comments on Town spirit!!!  Thanks for looking!

… (1 comments)

Buying Fixer-Up Business Locations - Part 4 of a series - 12/10/08 09:22 AM

Via Peter Vekselman Real Estate Trainer and Coach:
Buying Fixer-Up Business Locations
If your business is ready for expansion, you should consult a real estate professional who can assist you during this time. A real estate coach or mentor can educate you in how to prepare for a real estate purchase, and why a fixer-up location would be best for you considering today's economy. While some believe this is the wrong time to buy, it is actually an excellent time to buy if you are considering a long-term purchase to assist you and your business. By buying now, you will save money … (0 comments)

Building Up Fixer-Up Apartments Part 5 of a series - 12/10/08 08:42 AM

Via Peter Vekselman Real Estate Trainer and Coach:
Building Up Fixer-Up Apartments
 If you are looking into a place to live, you might consider an apartment. However, many apartments are expensive and might not be the best option for a couple who are just starting out and trying to save money for a home. In some instances, you will be able to find a fixer-up apartment where you can do a lease-to-own or similar deal and build it up slowly as you go along. Your real estate coach/mentor can guide you during this process and teach you what you need to know … (0 comments)

Reflecting on past seminar... - 12/10/08 08:38 AM
Early this morning I was flipping thought old notebooks for seminars I had been to in this past and a came across notes entitled The Six Knows to Get The YES .... From when I sold Amway... I don't remember who the speaker was but re-reading my notes I thought it would be good to share some of the reflections.  "Building a solid book of business requires a plan, solid skills, a lot of hard work and belief in yourself."...
6 P's of Professional Selling.....
1) Preparation - Being ready with all the research needed ; Key point... Preparation compensates for lack … (0 comments)

Great NH Escape - 12/09/08 12:43 PM
This is a ggod opportunity to invest in a 5.84 A Property with a modified A-frame home the property includes a small onsite fish pond, a nice 24 x 30 Barn/ Garage, and older 20X 24 Barn as well as a Wood storage shelter.  The lot is level and is near the Nash Stream state forest and Phillips Brook lands.  Great location for any outdoor lover with superb fishing, hiking, hunting and snow mobile trail systems all with easy access.  Please check this out it is priced  at $150,000  MLS # 2728055
Virtual tour at    www.myzoom.com/caron/2728055
 


… (1 comments)

Tailgaiting. Or not. - 12/09/08 09:44 AM
Take the time to enjoy your surroundings.
Via Heath Coker, Real Estate Broker:
I was impatiently rushing to an appointment that I wasn't late for the other day when some things dawned on me. 
I had purposely taken the coast road so I could relax and enjoy the view and the peace of the beach.  As I turned onto the beach road, another car pulled in front of me.  They were obviously not in any rush to get anywhere and were driving very slowly.  I became frustrated at their intrusion very quickly and got close enough to their car that they felt my … (0 comments)

Recycle Your Cell Phones... - 12/09/08 09:28 AM
With the holidays season here many people will be receiving new updated cell phones. Most of the time the old phones find there way into a junk draw and that's were they stay...  Join me in recycling your old phone with www.cellphonesforsoldiers.com  You can send the phones in free of charge they recondition them and give them to our soldiers to stay in touch with loved ones.... Forward this message to others and help put phones in the hands of those who freely give of themselves.  Thanks
                                           
… (0 comments)

Where Are Your Real Estate Leads Coming From? - 12/08/08 09:16 AM
Leads....
Via Marc Rasmussen - Sarasota FL Real Estate:
I would be curious to hear where most of your real estate leads are coming from. I get most of my Sarasota real estate leads from the internet and sphere of influence. If I was really organized and had more hours in the day I could tell you accurate percentages but unfortunately I don't. I can tell you that more than 80% of my business comes from the internet. I have made a 2009 goal to increase my business from other sources like my sphere, direct mail and farming campaigns.
Benefit of Internet Leads
… (1 comments)

Heat This winter... Wood vs Oil - 12/08/08 08:49 AM
 
I posted this information earlier in the season but wanted to remind everyone now as it is getting colder out! 
With the heating season upon us and many people turning to wood or pellets as a main heat source in place of oil; I thought I would share some information I acquired some years ago about wood/oil Equivalent Values.  I hope you might be able to use these as a general guide.
  
Equivalvent Value of #2 Heating Oil in Gallons Per Cord of Wood.
ASH  161 g/c                       ELM 175 g/c                                 RED OAK 195 g/c              
BASSWOOD 121 g/c        HARD MAPLE … (1 comments)

SIMPLE SAFETY TIP - 12/08/08 08:18 AM
Great tip...  Also, the remote will work from a greater distance than normal if you hold the remote to your brain, which acts as a power booster... Give it a try...
Via Richard Iarossi - REALTOR® Crofton MD Real Estate:
I'm sure you've all been in a parking lot where a car alarm was tooting away to beat the band. Annoying, wasn't it?
Use your own car alarm as an add on to any house alarm you might have by parking your keys on the nightstand.
If you feel or hear someone in your house that shouldn't belong there, hit the panic button … (0 comments)

Buying A House - How To Use The HUD Home Buying Scorecard (Day 1) - 12/08/08 08:08 AM
Great tools and articles shared, take advantage....
Via Kate Ford:
Buying a house is all about comparison.
You probably know what follows this... You visit several houses for sale and then return home toreview your notes but suddenly feel confused. You can't remember which house you liked and which ones you didn’t. How can you keep track of the homes?You will find buying a house is all about comparison.  Most likely, you will have already narrowed down yoursearch to homes that are similar in price. In fact if you have been preapproved by your mortgage lender, most of the homes you preview will … (0 comments)

NY Times Helps out with an Article Time to Buy... - 12/08/08 08:01 AM
Couldn't help sharing with you an article from the NY Times on Saturday.  If they are starting to tell people it is a good time to buy, perhaps more of their colleagues will decide it is time to get out of the doom and gloom for the New Year. I trully hope you click on the link and read this article I hope more media sources follow suit .  Stay positive... 
 I am attaching the article in case you want to print it and here is the link to it as well:  http://www.nytimes.com/2008/12/06/business/yourmoney/06money.html?em
                            Help Spread the Word... Educated the public … (1 comments)

Food Pantry Video Nite... - 12/06/08 11:02 AM
 
                                                          
Just wanted to let everyone know that our Caron's Gateway Real Estate Food Pantry Night was a huge sucess.  We had a mix of young and adults come together to watch Happy Feet last night.  We collected about 300 items of non perishable goods and cash donations as well...  We challenge others to do something to benefit those in need this winter season...
Our next event will most likely be a sledding party for the food pantry we will sell hotdogs, hamburgers, hot drinks and soda.  No date is set as of yet... I will keep you all posted!
… (3 comments)

Are Rates Really going to 4.5%? - 12/05/08 02:20 PM
Wouldn't this be great... 
Via Mike Garrett:
There has been a huge buzz about mortgage rates going down to 4.5%...Is this really going to happen? In order to know this one would have probably already cured cancer and aids and the economy issues.
First of all we need to look at how this 4.5% rate got mentioned. Lobbyist have proposed that rates should be around 4.5%. This is based on historical rates in relation to the 10 year Treasury. 30 Year Mortgage Rates have historically been 1.75% above the 10 year Treasury which currently sits @ 2.63. Rates right now are 2.5% … (0 comments)

How to Be a Huge Success in 2009! - 12/05/08 02:01 PM
Gotta write goals....
Via Dana Anderson Whittaker:
I have been to some wonderful training sessions with some of the best speakers, leaders, and business owners in the country this year. Based on that information, here is my TOP 10 for becoming a HUGE Success in 2009.
1. Have a HUGE and AUDACIOUS Goal for the Year.
2. WRITE it down! Harvard studies prove this helps you attain your goals.
3. Know WHY you want to be successful. Have passion, be totally committed to it. Live with a Mission and a Vision. Be on Purpose.
4. WRITE it down. Write down your Mission and Vision … (0 comments)

STUNNING Before & AFTER Pics ~ Huge Profits with Paint!!! - 12/04/08 10:18 AM
Great changes with paint... 
Via The Woodlands Texas Real Estate >>Spring Homes Pippa MAC:
Here are some stunning Before & AFter Pictures that prove the power of paint, staging a home and a good decorator! After the paint update this home sold (in 2 days) for a 6 figure profit from the purchase price three years earlier. Enjoy this amazing home transformation!!! BEFORE: 

 AFTER:

 BEFORE: 

 AFTER:

BEFORE: 

 AFTER:

  BEFORE: 

 AFTER:
 
 BEFORE: 
 
 AFTER:

Here are some more "Before & AFTER" transformations:
House Flip sells in 21 days! ~ Before & AFTER photo's!!!!!!!
Celebrity Home is Painted … (2 comments)

Something I share with Tenants.... - 12/04/08 10:13 AM
 
Thanks for reading this blog post.  I hope you will find it helpful.
… (0 comments)

Anthony Carr... 7 Ways to Make $ in Investment Props - 12/04/08 10:05 AM
7-Ways to Make Money On Investment Propertiesby M. Anthony Carr
The market has cooled in various cities across the country and fair weather investors are starting to worry about how they'll be able to make money now that their houses aren't escalating at astronomical rates.
I just have to say to these folks -- breathe. If all you want to do in real estate is make money on the basis of appreciation (asset growth), then you need a primer on how to make really good money in real estate.
The authors of Investing In Real Estate, Andrew McLean and Gary Eldred … (0 comments)

Pay attention to details - 12/04/08 10:00 AM
You think the Builder would notice!
Via Keli DiRisio:
i just had to write about this. I find it funny and sad at the same time. I was looking on the MLS to see some competition of my husband/builder, who I represent. These are high end homes in the Rochester, NY area. I stumbled across a new build from another builder, listed at close to $600,000 in a very affluent community. I looked at the photos and laughed out loud. You will never believe what I saw! Looking toward the kitchen there were hardwood floors, stainless appliances, granite etc., and 2 columns graced … (0 comments)

One Warm Coat - 12/04/08 09:32 AM
Very good idea, especially in these times!
Via Mike Mueller:
That isn’t too much to ask for is it?
Luckily there’s an organization that is working to provide people in need just that
http://www.onewarmcoat.org Money might be tight, but we all have perfectly good, Warm Coats just sitting in our closets right now that we’re never going to wear again anyway.
In an effort to help, I’ll put a Santa Hat on your profile picture in exchange for your promise to help promote One Warm Coat
Simple enough?
You can blog about it You can twitter it Add a pic to Facebook … (1 comments)

29 Lines to make you Smile.... - 12/03/08 03:27 PM
> TWENTY NINE LINES TO> MAKE YOU SMILE > > 1.. My husband and I divorced over religious> differences. He thought he was God and I didn't. > 2.. I don't suffer> from insanity; I enjoy every minute of it. > 3.. Some people are alive> only because it's illegal to kill them. > 4.. I used to have a handle> on life, but it broke. > 5.. Don't take life too seriously; No one> gets out alive. > > 6.. You're just jealous because the voices> only talk to me > 7.. Beauty is in the eye of the beer … (0 comments)

North Country Board Holiday Gathering - 12/03/08 02:28 PM
Last evening a group of North Country Board, NH members and affiliates gathered for an evening of sharing and great food at the Chalet in Berlin, NH.  The Chalet provide a delicious meal, three options were available, everything tasted great , hat's off the the chef and staff especially  Lloyd Murray for the fine job they did.  Everyone seems to be sharing good stories and laughter as the evening progressed.  New members were inducted, I wish to extend my congratulations to them, and new oficers were sworn in.... We have ben fortunate to have good leadership in the past and the … (0 comments)

Delinquent Loans Likely to Rise - 12/03/08 12:45 PM
Good info
Via Jeff Adie:
This is not a good thing! The delinquency rate right now is about 4.67% for the fourth quarter of 08′, this is expected to climb to 7.17% by the fourth quarter of 09′. This is a huge percentage jump and most of it is based on the loans that will be resetting to higher interest rates.
 If the economy is as bad as the media is making it out to be I wouldn't be surprised if that number climbs even higher. The 7.17% level would mark the highest delinquency rate in over 16 years.
If this happens, and a majority of homes … (0 comments)

Restaurant coupon offers...want to save some money? - 12/03/08 12:40 PM
Good discounts... 
Via Monika McGillicuddy~REALTOR®~ N.H. Real Estate Broker & Trainer:
It isn't often that we actually get a gift for no reason at all and like all things this gift has some strings BUT if you are planning on a dinner or lunch out then this is really a gift.
I received this information from someone who actually has used this service often, but so far Jay and I have not. We do plan on trying it and I have verified that the website does have restaurants that are local to me.
Basically what you do is put in your zip … (0 comments)

Don’t Be A People Pleaser…Be a People HELPER! - 12/02/08 08:42 AM
Be the Helper....
Via Clint Miller - www.recr.com:
One of the common misconceptions that most real estate agents in today's market have is that they are there to please people and appear to be committed to that very detail.  But, the truth of the matter is, by "pleasing people" instead of "helping people", they are actually setting themselves up for failure, whether that be consciously or unconsciously. 
Bottom line -- You are not in this business to "please" people.  You are here to "help" people. 
It's easy too!
You work with your client to build a rapport...spend hours working on their listing or … (0 comments)

Seller's Mistakes #6 and #7 - 12/02/08 08:27 AM
6. Failure to make the pets disappear.
While pets are a loving member of the seller's family, for the buyers their presence, food and boxes are generally a turn-off.  Every trace of their presence should be removed so, once again, the buyers are not distracted from the prime objective - viewing the house in the best possible light.
                                  
 
7. Failure to spruce up the number one calling card - the landscaping.
A healthy, neat, trimmed and well maintained yard and flower beds are the keys to getting the buyers up to the front door.  The last thing they want to see … (0 comments)

Seller's Mistakes #4 & #5 - 12/01/08 02:38 PM
 Mistakes Continue....
4. Failure to use neutral colors when painting both inside and outside.
While the seller's favorite colors may be the exact complement to their living style, the shades and hues may be a complete distraction and turn-off to the buyers.  Their favorite wall paper may not be on the buyer's "best" list.  The best way to present a home is for the wall colors to be painted a neutral color.  This goes for the outside as well - a loud or non-neutral color may just keep the buyers from even stopping to see the inside.
5. Failure to spotlessly clean the … (2 comments)

Home Staging 101...The Big Furniture Goes In The Bigger Room - 12/01/08 12:46 PM
Sharon does a great job staging... 
Via Sharon Tara New Hampshire Home Stager:
If you are preparing your home for sale and are having trouble with furniture placement, the answer may be in switching the furniture from one room to another.  After many years of living with a certain furniture arrangement, many sellers can't visualize it any other way.  Most furniture is placed for comfort and convenience, based on the owners' needs.  When selling, furniture placement should be used to appeal to potential buyers... showing space and function.
This is where professional home staging becomes very important. 
I admit, when I first entered this home, it didn't come … (1 comments)

With the Government Bailing out Foreclosures, Why Should I pay my Mortgage? - 12/01/08 12:38 PM
Good advise... 
Via John Mulkey, Housing Guru:
To begin with, when we signed the loan documents we pledged to repay the loan; but it’s much more than that. If you are not behind on your mortgage by at least 90 days, the government isn’t going to help. And, if you decide to quit paying now, it will damage your credit rating. However, if you have no equity in your home or are underwater, it might be a consideration.
 
The answer isn’t all black and white, and each situation is different. If you own a second home you won’t qualify for government help; … (0 comments)

Need Jumper Cables? - 12/01/08 12:36 PM
Motivated and group helpful... 
Via Paul Hockaday:
I began doing real estate just over 2 years ago and I've been told that I got in at the wrong time.  I'm tired of all the negativity on the news in regards to the economic status of the country and the declining housing market.  Personally, I'm ready to change my current financial situation.  I've created a group where we can coach each other.  What we are doing is setting a goal of "100 Days to Change".  I've got the support of other real estate professionals who want CHANGE too.  What we are going to do are various … (0 comments)

TIME TO MAKE A MOVE!!! Daily Rate Lock Recommendation - 12/01/2008 www.AaronAbed.com - 12/01/08 12:20 PM
To Lock or Not To Lock  that is the Question.... 
Via Aaron Abed:
Monday's bond market has opened strong following weaker then expected economic news and a major sell-off in stocks. The stock markets are kicking the month off in the tank with the Dow down almost 400 points and the Nasdaq down 81 points. The bond market is currently up 30/32, which will likely improve this morning's mortgage rates by approximately .500 of a discount point.The week's first piece of economic news was November's manufacturing index from the Institute for Supply Management (ISM) late this morning. It showed a reading of … (0 comments)

WEATHER FAVORING HOUSING MARKET - 12/01/08 11:36 AM
Now is the time so get the word out!
Via Jeff Adie:
With all the snow we had last year late into spring, which hindered sales, this fall's weather has been a benefit.
A large percentage of our local home sales are to the second home market. With the warmer weather and lack of snow we are seeing some activity with buyers. Questions are being asked and homes are being shown. This is a direct opposite of the normal November market which is usually very quiet. Warmer weather and falling interest rates are a great combination.
If buyers take advantage of this great time to buy, … (0 comments)