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david alterman: HR 3915 - The slaughter of the mortgage brokerage industry? - 11/01/07 04:42 PM
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david alterman: Productivity, not Activity - 07/07/07 01:19 PM
My name is David Alterman and as President of a growing business Equity Advantage Mortgage Corporation ,  there are days when I am spinning like a top juggling so many tasks.  We all have days like that.  There are also those days when it feels like minutes roll into hours and it seems like the day will never end.  In either case, there is common objective which I try to remind myself of every day.  I had the thought, but only recently was able to effectively describe it.  I actually heard it on one of my favorite TV shows "Flip This House" and  it … (2 comments)

david alterman: What is the right amount of murder, and why don't we have monorails? - 06/13/07 12:07 PM
A shocking title I know.  But the former was perhaps the most startling and thought provoking concept I learned in college so many years ago...and the latter occurred to me as a child.
Prior to my life as a mortgage broker, I had an environmental economics professor who first raised this concept about murder to our class as a means to brutally illustrate the point that every benefit (reducing an unwanted event) comes with a cost, and eventually there is some balance that must be struck (an equilibrium).  The principle is that certainly no sane person in society wants to have to tolerate any murders, however the cost to … (1 comments)

david alterman: Is the Sky Falling? - 06/13/07 01:13 AM
As the president of Equity Advantage Mortgage Corporation, an established broker and insider to the mortgage lending industry with a background in economics, I am concerned about the media portrayal that the residential industry is on the brink of implosion.  Certainly, there have been the poster-child lenders whose loose underwriting in the sub-prime markets have led to their demise, however, this is a cyclical trend in any risk oriented industry.  We have seen credit card issuers who issued millions of cards with outrageous limits to unqualified customers knowing that enough would pay their bills to offset the ones who couldn't.  But you know what, both you and I … (7 comments)

 

David Alterman

Santa Clarita, CA

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Equity Advantage Mortgage Corporation

Office Phone: (888) 753-3262

Cell Phone: (818) 642-9220

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