arcata california real estate: Earthquake Insurance in Humboldt County, California - 06/06/11 09:06 AM
If you are considering the purchase of a home in this area of Northern California (Humboldt County), earthquake insurance is a necessity of home ownership. This is an item you want to discuss with your homeowners insurance agent before you start shopping for a home.
There is an additional cost and the premium is paid separately in California from your home owners insurance. Generally in full for the year.
Earthquake insurance will be an additional expense, in some cases lenders will require it anyway. The expense needs to be factored into the annual cost of home ownership.
Plan ahead for … (1 comments)

arcata california real estate: Is your 'Forced Air' unit strapped for an earthquake? - 06/06/11 08:45 AM
If your home has a forced air system, check the forced air unit to make sure it will be secure during an earthquake. Here in California, hot water heaters must be secured so they do not fall over in an earthquake; forced air units are also prone to tipping over in an earthquake.
If your forced air unit is located on a pedestal and not in an enclosure, you may want to add support to prevent it from falling over in an earthquake.
If you have any questions, first contact the company that installed it or the manufacture. In most … (1 comments)

arcata california real estate: Does your 'Purchase Agreement' include a 'Roof' inspection? - 06/06/11 07:25 AM
If you have requested a roof inspection of a home you are considering purchasing, it goes without saying that the condition of the roof and how much life remains are important.
What is under the current roof is just as important. In this area many asphalt single roofs have been placed over shake roofs on older homes. In years past this was acceptable to the building department. If there is more than one layer of roofing on the home you are considering purchasing, find out what is under the current roof.
Why? If there is a shake roof under the … (3 comments)

arcata california real estate: Don't forget the other side, of your improvement project - 06/06/11 06:39 AM
If you will be doing some remodeling to the inside of your home this summer, don't forget to consider improvements to the outside of your home at the same time.
If the drywall or other wall covering is going to be removed and replaced on an outside wall of your home, it would be an excellent time to add an outside electrical outlet or security lights to the exterior of your home. The wall would be open on the inside and running an additional electrical circuit would be an inexpensive addition to your project.  If you add an outside outlet, make sure … (1 comments)

arcata california real estate: "Detached Garages" tell a lot about the home. - 06/06/11 04:35 AM
This area of Humboldt County, California has many older homes and many of these older homes have detached garages. When showing homes I always make a point of inspecting the inside of a detached garage and I pay careful attention to the ceiling of the detached garage.
Why? Most detached garages do not have a finished ceiling and it provides an opportunity to inspect the roof from the inside.
Before entering the detached garage, I check to see if the roofing material is the same on the home and the garage. If it is, the sheeting method will most likely … (3 comments)

arcata california real estate: Are you "Including Appliances' in the sale of your home? - 06/05/11 06:01 PM
Before listing your home for sale, one important decision needs to be made concerning what appliances will stay with the home. It goes without saying that 'built in appliances' like dishwashers and trash compactors will remain with the home.
A little input on the subject of leaving appliances:
1. Do not leave 'old' appliances that have are near the end of their useful life. They will just become a problem for the buyers.
2. Do not expect 'included appliances' to increase the value of your home.
3. Do not let a request for an appliance to be included in a purchase … (17 comments)

arcata california real estate: Does your 'Home Shop' have Fixtures? - 06/05/11 05:03 PM
If you will be listing your home for sale and it has a shop, the term "shop fixture" could be very important!
Items in your shop like 'dust collectors', large compressors, welders that are 'hard' wired to the electrical system may be considered 'fixtures'. The buyers of your home and shop may consider they part of the shop and may expect they to be included.
If an item is 'bolted down', 'nailed down', 'hard wired', 'permanently connected' to the plumbing system, it may be considered a fixture.
To avoid the problem, remove them before the sale of your shop and home. … (6 comments)

arcata california real estate: The Question is; "Why is the price so HIGH"? - 06/05/11 11:14 AM
"Why is the price so high"? This is a question I am asked by buyers after they have viewed some home.
In some cases the home interests them and they might consider writing an offer. The problem is they have also viewed other similar homes that are priced lower, in some cases considerably lower.
How would you as the 'owner' answer that question?
If you will be listing your home for sale on the market, start working with your listing agent early to determine the current market value of your home. You may want to drive by homes that have recently sold, … (10 comments)

arcata california real estate: It's Time to get Back into the Rain! - 06/04/11 11:25 AM
It's Time to get Back into the Rain!  If you have just completed the 31 Days of May Challenge and have been taking 'a few day's off', it is time to get back in the rain!
It is time to start blogging again.  It is time to start to 'focus' on great subjects for blog posts.  Your expertise and your experience is important.  Share it with other members.
Active Raine is an excellent 'learning experience' but there has to be something there to learn from, and that something is your post!
All you have to do is to 're-focus' yourself again, … (5 comments)

 
Dan Edward Phillips, Realtor and Broker/Owner (Dan Edward Phillips)

Dan Edward Phillips

Realtor and Broker/Owner

Eureka, CA

More about me…

Dan Edward Phillips

Address: Eureka, CA, 95503

Office: (707) 407-5150

Mobile: (707) 407-5150



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