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car insurance: What is the Most Dangerous City to Drive in? - 06/16/10 01:28 PM
It's Baltimore according to a recently published study by www.insurance.com. The study found that Baltimore has, "36.5 percent of drivers claiming a prior accident when receiving a car insurance comparison quote from insurance.com. The port city might not surprise many, but there were plenty of stunners in the Top 10, including Erie, Pa., and Des Moines, Iowa." "The safest city to set the car on cruise? Yuma, Ariz. at 17.2 percent. And bigger cities like Los Angeles (26.3 percent) and Chicago (26.1 percent) came in at No. 116 and 122 respectively."
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car insurance: Four More Reasons to Have a Personal Umbrella - 06/16/10 07:59 AM
Recent Court Verdicts on Auto Accidents
Four random car accidents caused by a driver rear-ending the car in front spells out clearly the need for a personal umbrella policy. This type of collision almost always results in 100% liability against the car “at-fault”.
Eyes on the road or you may end up hurting someone pretty bad. And it’s a horrible sinking feeling to wonder if you have enough insurance after a crash. Worse, these cases typically take a couple of years to finally settle. (That can be a lot of sleepless nights.)
Worse, your credit can be severely impaired with a … (3 comments)
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car insurance: Allstate vows to overtake State Farm as top insurer - 06/02/10 10:13 AM
Allstate vows to overtake State Farm as top insurer, setting stage for price war Hired in 2007, CEO Thomas Wilson has emphasized Allstate's profitability over marketshare growth. Getty Images photo By: Steve Daniels May 31, 2010 Allstate Corp. aims to topple State Farm Insurance Cos. as the country's leading insurer of homes and autos within a decade.
Northbrook-based Allstate's ambitious new goal to double its premiums in 10 years — outlined in a company memo obtained by Crain's — sets up a clash of the insurance industry's giants, both based in Illinois.
The battle to dominate the $235-billion consumer market could trigger price-cutting that would … (4 comments)
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car insurance: Should You Avoid LSVs? - 06/01/10 04:43 PM
According to the Insurance Institute for Highway Safety you should. LSVs or Low Speed Vehicles are becoming more popular than ever but are pushing outside their original intended use. According to the IIHS, "More states are allowing a relatively new breed of vehicle on public roads, but crash tests by the Insurance Institute for Highway Safety show why the mix of low-speed vehicles (LSVs) or minitrucks and regular traffic is a deadly combination. LSVs are designed for tooling around residential neighborhoods, and minitrucks are for hauling cargo off-road. While these vehicles have a lot of appeal as a way to reduce emissions and … (0 comments)
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car insurance: New Jersey Car Insurance Everything You Need To Know - 05/21/10 01:11 PM
Most of what you hear in the media concerning car insurance is how to save money on your purchase of it. While this sounds like a good idea, the question comes to mind as to how much is too much. What is being sacrificed at the expense of saving a few bucks on your car insurance? For anyone looking to save on car insurance it is important to understand the minimum coverage for your state, what makes up a good car insurance policy and more. Take the time to learn about New Jersey car insurance.
New Jersey is like all other American states and has its own set of … (0 comments)
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car insurance: HUB INTERNATIONAL OFFERS TIPS ON HOW TO SAVE ON INSURANCE - 05/20/10 12:36 PM
Let HUB International help you save on your homeowners and auto insurance. As an independent broker, we work with A-rated insurance companies to tailor coverage that meets your needs and budget. Contact me today and find out if you qualify for these insurance discounts:
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car insurance: The Insurance Buyer’s Market - 05/11/10 10:11 AM
The Insurance Buyer’s Market Everyone knows it is a Buyer’s Market in the world of Real Estate, but few realize it is also a Buyer’s Market for insurance. Because of this market change, many insurance companies are reducing premiums and offering more comprehensive coverage.
Premium reductions and better coverage put you in control of your insurance portfolio, and by planning appropriately for your next renewal, you can likely take advantage of this situation.
The first step to cashing-in on the insurance Buyer’s Market, is to begin a discussion with your agent to evaluate your current policy. This evaluation may show that your … (0 comments)
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car insurance: The most and least expensive 2010 vehicles to insure - 04/08/10 03:07 PM
What's it like to drive a Porsche with 530 horsepower and an MSRP of $194,000? Thrilling, no doubt — not that most of us will ever know. On the bright side, most of us will never have to pay the insurance bills associated with such a car.
Insure.com's annual ranking of average car insurance rates reveals that the Porsche Carrera GT2 two-door coupe is the most expensive vehicle to insure among 2010 models. A 40-year-old male would pay a national average of $2,943.78 for car insurance annually — and that's assuming the driver has a good driving record.
On the other end of … (3 comments)
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car insurance: FREE Copy of my new book - 01/19/10 10:58 PM
FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CALL:
Daniel Guest (609) 203-8293
Local Insurance Agent Releases New Consumer Awareness Guide
Book Reveals “Insider” Secrets to Saving Money and Getting Better Protection for Self and Family
Local insurance professional, Daniel Guest of HUB International has just published a new book for consumers, The Circle of Safety: How to Protect Yourself and Your Family With Today’s Insurance. This book, published by Consumer Awareness Publications, shows insurance consumers how to save money and get better protection for their cars, home, possessions and finances.
Daniel is making copies of the book available for … (1 comments)
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car insurance: Does your auto insurance REALLY cover anyone to drive your vehicle? Or are you taking big risks!!! - 01/19/10 07:43 PM
This is a common question that I receive from prospects, and clients. Does my insurance cover anyone who drives my car? Many insurance companies tell people that yes they are covered, when in fact they are not covered as much as they may think.
Quite a few insurance companies out there do not write what we call "permissive use" policies, many of which you might think they would. This means that although your coverage's may look the same for the liability limits 250/500/100, they are in fact much different when you lend your vehicle to others. Insurance companies that do not write a permissive use policy … (6 comments)
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car insurance: Your Credit Score Can Impact Your Home Insurance Rate- Believe It. - 01/19/10 09:32 AM
Impact of your score- Believe it or not, but your credit score can have a substantial impact on your ability to obtain insurance as well as the actual cost of the coverage! Insurance companies use these scores to help determine policy eligibility, coverage types available and insurance premium payment options. Credit score and insurance are thus directly linked. Credit score defined- Now you may ask yourself, what is a credit score exactly? A credit score is your credit history measurement in a numeric format. It’s important to keep in mind that insurance companies will not need your permission to run a credit score check.
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car insurance: Cheap Car Insurance is Possible - 01/18/10 03:17 PM
Cheap car insurance is relative to how much you are willing to spend for a particular amount of coverage. What most people do not understand is that by buying the cheapest policy you are not always protecting yourself correctly. People should look more at the coverages that are available and the price change between coverages. The easiest way to do this is to talk with an agent. They will be able to give you different price break downs at different levels of coverage.Please be aware that there are two types of agents. There are captive agents that only can provide policies … (0 comments)
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car insurance: Don't Drop Your PIP to get Cheap Car Insurance - 01/18/10 03:15 PM
One of the most basic no-fault coverages in your automobile policy is your Personal Injury Protection (PIP). This covers you or any other person traveling in your vehicle for a minimum benefit per person for injuries, regardless who is at fault and this coverage may be optional. These benefits vary from state to state. The following five types of coverage you may be awarded under normal personal injury protection coverage are: Medical Expense Benefits. Hospital, medical, surgical, professional nursing, X-rays, ambulance, optometric, dental and prosthetic services are all included in you medical expense benefits. Rehabilitation Expenses Benefit: Rehabilitation, psychiatric, physical and … (3 comments)
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car insurance: Auto Gap Insurance - 01/18/10 03:09 PM
Auto gap insurance is an auto insurance policy option that covers the difference between a car’s actual cash value when it is stolen or wrecked and the amount the consumer owes the leasing or finance company. Although most finance companies require car owners to have full coverage on a vehicle, auto gap insurance isn't usually included. Standard comprehensive and collision auto policies only covers your new car's "fair market value". And due to the rapid depreciation of new cars, "fair market value" in the first two months can be as little as 80% of what you paid for your car. If … (0 comments)
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car insurance: Documenting Damages in a Car Accident or Crash Can Help You With Your Claim - 01/12/10 04:02 PM
Yikes! A car accident. Even if it is a minor car accident it can at the least be startling. And of course if there are people injured in the car accident or there is car accident damage to property, the emotions can be worse. It is important though for your safety and the safety of others, along with making your car insurance claim go much smoother, that you keep calm and understand before a car accident or crash, how to determine the extent of a car accident's damages and injuries.
Stay Calm
The first step is to stay calm. It will probably be the hardest … (2 comments)
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Daniel Guest
Princeton,
NJ
More about me…
Verengo Solar Plus
Address: 100 Overlook Center, Suite 200, Princeton, NJ, 08540
Office Phone: (609) 375-2217
Cell Phone: (609) 203-8293
Email Me
Save THOUSANDS on Your Utility Bill !
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