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insurance: The 7 Habits of Highly Successful Linkedin Members - 06/25/10 08:54 AM
So what makes a highly successful Linkedin member? Here is what I have discovered as not only habits, but also “secrets” of the treasure chest on Linkedin. 1. They invest their time strategically by putting fresh content on Linkedin when it’s the best time to do so. Let me explain, for me weekends are times to prepare Linkedin content, but as you will notice most collaboration does not take place on weekends. So hold the great Q/A’s, the awesome discussion topics, or the great status updates until Monday and never late Friday. Think about what your audience is doing and be strategic. 2. … (4 comments)
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insurance: Terrorism Insurance - 06/24/10 07:57 AM
Three in five firms buy U.S. terrorism insurance: Survey Takeup rates for U.S. terrorism insurance continued to increase in 2009, according to a Wednesday report by insurance brokerage Marsh Inc.
According to “Marsh Report: Terrorism Risk Insurance 2010,” 61% of firms surveyed by Marsh purchased property terrorism insurance in 2009, up from 57% in 2008.
In 2003, after enactment of the Terrorism Risk Insurance Act of 2002 that created the federal terrorism insurance backstop, the takeup rate stood at 27%. The federal backstop was extended through 2014 by the Terrorism Risk Insurance Program Reauthorization Act of 2007.
Median premium rates … (0 comments)
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insurance: Biggest bank blunders - 06/23/10 10:54 AM
Bank demands thumbprint from armless man Valdez was born without arms and wears a prosthetic. Steve Valdez knew he'd face scrutiny when he went to a Bank of America branch to cash a check written to him by his wife, since he doesn't have a personal account with the bank. Although the Tampa, Fla., resident brought two forms of picture identification, the teller said he needed to provide a thumbprint to cash the check.
The problem: Valdez was born without arms and wears a prosthetic. He pleaded with the bank manager to use the photos, but to no avail.
"It was … (0 comments)
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insurance: Tax Credit Extension Could Help Tax Cheaters - 06/21/10 12:10 PM
By James R. Hagerty Everett Collection As we reported Thursday, Congress is considering a proposal from Sen. Harry Reid (D., Nev.) to extend the closing deadline on the tax credit of up to $8,000 for home buyers.
One risk of this proposal: It could help people who are trying to cheat Uncle Sam.
To qualify for the credit, buyers must have made a contract to buy the home by April 30. They are then supposed to complete the transaction by June 30. Because of the rush of people to close by then, mortgage companies and closing agents may have a hard time … (2 comments)
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insurance: What is the Most Dangerous City to Drive in? - 06/16/10 01:28 PM
It's Baltimore according to a recently published study by www.insurance.com. The study found that Baltimore has, "36.5 percent of drivers claiming a prior accident when receiving a car insurance comparison quote from insurance.com. The port city might not surprise many, but there were plenty of stunners in the Top 10, including Erie, Pa., and Des Moines, Iowa." "The safest city to set the car on cruise? Yuma, Ariz. at 17.2 percent. And bigger cities like Los Angeles (26.3 percent) and Chicago (26.1 percent) came in at No. 116 and 122 respectively."
… (2 comments)
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insurance: Four More Reasons to Have a Personal Umbrella - 06/16/10 07:59 AM
Recent Court Verdicts on Auto Accidents
Four random car accidents caused by a driver rear-ending the car in front spells out clearly the need for a personal umbrella policy. This type of collision almost always results in 100% liability against the car “at-fault”.
Eyes on the road or you may end up hurting someone pretty bad. And it’s a horrible sinking feeling to wonder if you have enough insurance after a crash. Worse, these cases typically take a couple of years to finally settle. (That can be a lot of sleepless nights.)
Worse, your credit can be severely impaired with a … (3 comments)
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insurance: When You Boycott BP Gas Stations, BP Can Profit - 06/15/10 03:21 PM
By Ben Popken on June 14, 2010 1:51 PM (Infrogmation)
You need gas. On the right is a BP. On the left is a supermarket gas station. Which do you choose, and why? If you skip the BP to go to the other, you might actually be putting more cash in BP's stained pockets.
Like this story? Check out, "BP Gulf-Sized Spilling Occurs In Nigeria Annually, But Nobody Cares."
Your corner BP station is mainly just a brand, a licensed franchise owned by a local businessman. The fuel that comes out of the pumps might have been bought from a totally different company. Only … (3 comments)
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insurance: Housing Lessons-Have We Learned? - 06/15/10 07:14 AM
The Housing Bubble began in the Bay Area around 1996. That’s when home prices starting growing faster than inflation and faster than rents. By the late 90’s, people really took notice. By 2002, the movement took hold. By 2004, housing mania had become a full-blown religion. Many things that were accepted as true in the bubble-times are no longer so. But for a generation that came of age during the bubble, these bubble-truths are the only real estate truths we know. Tearing them down is to tear at the core of our economic value system, directly challenging the reasons we’ve chosen to live the lives that … (1 comments)
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insurance: The Sun-Did you know? - 06/15/10 06:57 AM
Sun exposure causes wrinkles, sun spots and is the number one cause of skin cancer....... A sunscreen with an SPF higher than 45 has not been shown to be more effective........ 80% of a person's lifetime sun exposure is acquired before the age of 18....... Clouds don't block the harmful UVA/UVB rays of the sun..... One or two blistering sunburns before the age of 18 greatly increases your risks of skin cancer......
… (4 comments)
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insurance: This is just SAD!!-U.S.'s $13 Trillion Debt Poised to Overtake GDP: Chart of Day - 06/14/10 11:17 AM
U.S.'s $13 Trillion Debt Poised to Overtake GDP: Chart of Day By Garfield Reynolds and Wes Goodman - Jun 4, 2010 Email Share Print President Barack Obama is poised to increase the U.S. debt to a level that exceeds the value of the nation’s annual economic output, a step toward what Bill Gross called a “debt super cycle.”
The CHART OF THE DAY tracks U.S. gross domestic product and the government’s total debt, which rose past $13 trillion for the first time this month. The amount owed will surpass GDP in 2012, based on forecasts by the International Monetary Fund. The lower panel shows U.S. annual GDP growth … (0 comments)
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insurance: What McDonald’s Can Teach Us About Our LinkedIn Profiles - 06/07/10 03:07 PM
Is it not true that we are all complicated with many talents and abilities? Of course it is! But that is not how people make decisions on working with us. An “all things to all people approach” is a death token to receiving communications from your target market because they don’t know they are a perfect fit with your value proposition.Creating a Cohesive Message on Your Profile
Why does McDonalds not offer Pizza? Could they? They certainly have the capacity financially to do so. They don’t because it’s not what they are best at. They don’t because their market isn’t looking … (1 comments)
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insurance: Rainers and Bloggers: 7 questions to ask before hitting "Publish" or "Post" - 06/07/10 01:54 PM
There are many things a blogger should check before hitting the“Publish” button. One of the greatest mistakes a blogger can make ishitting the publish button too soon. I wish I could say I have nevermade that mistake but I have made it more times than I would like toadmit! Here are 7 questions that I ask before I hit the "publish" button: 1. Have I read the post in its entirety after finishing it?I know that sounds obvious but many bloggers don't read what theywrote before publishing it. When we fail to do this, our post may notmake sense or we … (2 comments)
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insurance: Why Buy Now, Revisited - 06/07/10 01:45 PM
Anecdotally, it would appear that May was something less than a banner sales month for most homebuilders in the country. The expiration of the federal tax credit seems to have taken some wind out of the “sales sails”, especially in the early weeks of May. Many builders and salespeople are left scratching their heads over what to do now. The most pessimistic are wondering how to recover in this post-tax credit environment.
They might be missing something. Check the traffic numbers, folks. While the sales pace may be off, the traffic numbers have not really declined. That makes no sense whatsoever. … (0 comments)
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insurance: Allstate vows to overtake State Farm as top insurer - 06/02/10 10:13 AM
Allstate vows to overtake State Farm as top insurer, setting stage for price war Hired in 2007, CEO Thomas Wilson has emphasized Allstate's profitability over marketshare growth. Getty Images photo By: Steve Daniels May 31, 2010 Allstate Corp. aims to topple State Farm Insurance Cos. as the country's leading insurer of homes and autos within a decade.
Northbrook-based Allstate's ambitious new goal to double its premiums in 10 years — outlined in a company memo obtained by Crain's — sets up a clash of the insurance industry's giants, both based in Illinois.
The battle to dominate the $235-billion consumer market could trigger price-cutting that would … (4 comments)
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insurance: Six Ways to Improve Your LinkedIn Profile - 06/02/10 06:36 AM
Your LinkedIn profile doesn’t have to be just an online resume. Yes,it’s important to have information about your current position,experience and education; however, there’s so much more that can helpyou build business relationships through LinkedIn. You can pimp yourprofile with numerous apps and other items. Here are six tips forenhancing your personal LinkedIn profile: I. Vanity URL LinkedIn assigns each profile with a random string of numerals at the end of their profile URL. You can easily customize your URL with your name and/or personal brand. Here’s how:
Click on “Edit” link show in image below.
You’re taken to a … (40 comments)
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insurance: Game Changer-6 New Hurdles For Home Financing - 06/01/10 06:02 PM
If you've been in the market for a mortgage recently, you've no doubt noticed how difficult it can be to get approved. You're not imagining it, and it's not just you. Paul McFadden, a loan officer with The Legacy Group in Bellevue, Washington, says,"These days, the number of mortgage applications that get approved is probably three out of 10. In the heyday, it was nine out of 10. Normally five or six out of 10 would be the ratio."Underwriting standards have tightened, meaning that borrowers need higher credit scores, more income and higher down payments. And that's not all. There are many challenges to financing a home, but the following six … (0 comments)
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insurance: Should You Avoid LSVs? - 06/01/10 04:43 PM
According to the Insurance Institute for Highway Safety you should. LSVs or Low Speed Vehicles are becoming more popular than ever but are pushing outside their original intended use. According to the IIHS, "More states are allowing a relatively new breed of vehicle on public roads, but crash tests by the Insurance Institute for Highway Safety show why the mix of low-speed vehicles (LSVs) or minitrucks and regular traffic is a deadly combination. LSVs are designed for tooling around residential neighborhoods, and minitrucks are for hauling cargo off-road. While these vehicles have a lot of appeal as a way to reduce emissions and … (0 comments)
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insurance: Walking Away From Your Home Loan - 05/27/10 09:02 AM
Real estate market
Sad but true numbers tell the story in real estate:
26% of homeowners defaulted when they could afford to pay their loan.
11.3 million … number of U.S. homeowners whose mortgage balance exceeds the value of their home.
2015 is the year the typical homeowner who is now underwater will have some equity in his home.
14% is the average discount on a home sold by foreclosure vs. its equivalent in a traditional sale.
150 Credit score points that someone with a 780 score could lose are a short sale.
760 credit score you need to qualify … (2 comments)
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insurance: Pollution in the Workplace - 05/27/10 08:26 AM
When considering pollution risks, people usually think about the deteriorating ozone layer, oil spills and smog, not the contaminants found in our offices. And yet, there is risk of pollution conditions such as mold, bacterial outbreaks, fumes from cleaning products, dumpsters, fuel tanks and carbon monoxide released from heating systems. An environmental policy is designed to offer protection against costs associated with indoor pollution. With highly affordable premiums and heightened environmental awareness to issues like toxic mold, environmental policies are becoming a must-have protection for property owners.
… (0 comments)
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insurance: Free Three Months of a Dental Discount Plan - 05/26/10 10:32 AM
Have you wanted dental insurance but not sure you want the large cost? Some choose a dental discount plan. Dental discount plans are not insurance but can save you money on your dental insurance bill.
If you are considering your choices in dental insurance and decide you would like to try a dental discount plan you may want to check out dentalplans.com. They are offering a extra three months free with the yearly purchase of most plans.
… (0 comments)
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Daniel Guest
Princeton,
NJ
More about me…
Verengo Solar Plus
Address: 100 Overlook Center, Suite 200, Princeton, NJ, 08540
Office Phone: (609) 375-2217
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