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Links To Loudoun County Communities, Neighborhoods and Home Owner Associations - 07/17/08 09:10 AM
Perhaps you're new to Loudoun County, Virginia and would like to know more about the various communities, neighborhoods and Home Owner Associations in the county. Or maybe you're moving within the county and aren't too familiar with your future community or HOA. Whatever the reason may be, here are links to resources on all the HOAs and communities in Loudoun County (if they have a web site): Ashburn Ashburn Farm Ashburn Manor Ashburn Village Belmont Country Club Belmont Greene Brambleton Broad Run Farms Broadlands Cabin Branch Forest Cardinal Glen Cascades Countryside Courts and Ridges at Ashburn Edwards Landing Exeter Falls Ridge (0 comments)
The Piedmont Environmental Council launched a new web site today, LocalDecisions.org, which allows users to see approved and proposed development and projects in Loudoun County. Just enter an address, city or zip code within Loudoun County and choose what type of development you're looking for. The map will show you where that type of development is going on and whether it's already been approved or proposed. You can also click on the icon for more information such as where an un-built development stands in the approval process, how many units are planned, a structure's square footage and the parcel's identification (2 comments)
Increase In Virginia Grantor's Tax Shot Down - 07/17/08 09:06 AM
Governor Kaine's proposal to raise the statewide Grantor's Tax was shot down last week. Here's the press release from the Virginia Association of Realtors®: "Virginians still awaiting a realistic solution to transportation woes
Virginia legislators' latest effort at a fiscal fix for transportation collapsed early last Thursday morning...at 1:39 a.m. to be exact. After first defeating two statewide transportation bills, including one proposed by Governor Kaine (which included a statewide grantor tax), the House approved legislation financing projects in Hampton Roads and Northern Virginia only. In the House, Kaine's proposal was defeated 98-0. House members used a sagging real estate (0 comments)
What would happen to your cash in the bank if the bank went belly-up? If the bulk of your over-$100K down payment was in your checking or savings account, what would happen to you come settlement day if your bank was belly-up and you couldn't recover more than the $100K covered by the FDIC? That's what a client of mine and I were just talking about after hearing of National City and Wachovia's problems. They were concerned that if their bank temporarily halted operations or went belly-up, they would lose out on any amount over $100K, not be able to (3 comments)
Thinking about moving to Brambleton? Just checking out your options in different parts of Ashburn or Loudoun County, Virginia? Check out these "Brambleton Quick Facts". Related Posts New Construction Single Family Homes Below $500K In Brambleton New Brambleton Builder Showcase and Welcome Center Opens (0 comments)
Are you searching for Loudoun County demographics? Are you looking even more specifically for the demographics of a specific zip code within Ashburn, Leesburg, Sterling, etc.? Well, there's a tool out there that will come in handy to you - ZIPskinny. ZIPskinny provides demographics on any zip code in Loudoun County, as well as any zip code in America. So whether you're thinking about relocating to Loudoun County, moving to another part of the county or moving out of the county, ZIPskinny can be of use to you. The site is really easy to navigate. On the home page, just (0 comments)
Want to live near shops and restaurants? Want to be in a Loudoun County neighborhood that's close to the schools your children will be attending? Then check out Walk Score. Just go to the site, type in a street address and it'll spit out a ranking based on how close ammenities are located. Walk Score also lists (by name) the closest grocery store, restaurant, coffee shop (probably Starbuck's), school, park, etc. And next to the name of the grocery store, restaurant, etc., it shows the exact mileage to it - down to the 100th of a mile. In addition, Walk (1 comments)
New Construction Single Family Homes Below $500K in Brambleton - 07/08/08 04:15 PM
It's official...you can get now get a new construction home from Miller and Smith in Brambleton for less than $500K. And that's with options. Miller and Smith has debuted their "Fanny Ward" single-family model beginning at $439,900. In addition, Miller & Smith is offering $30,000 in options and $15,000 in closing costs (if you use their lender and title company). The "Fanny Ward" model is smaller than the popular "Rhapsody" model, but it's still around 2,000 square feet on the upper two levels with another 800 finished square feet available in the basement. The home will be built on the current (0 comments)
A Must Read If You're Selling A Home and It's Vacant - 07/08/08 04:10 PM
If you're selling a home and have left it vacant, you should definitely read this post over at RealCentralVA regarding Home Owner's Insurance. Here's an excerpt: "The first thing a homeowner needs to do is call their insurance company before the house becomes vacant to go over the different options they have. If the company is not notified, the policy could be cancelled if they find out, and a claim could be denied because of this as well. Each insurance company has their own guidelines in regard to vacant houses." (5 comments)
Home buyers - don't get burned! Make sure that anything your lender, agent/broker or the seller promises you is listed on the HUD-1 Settlement Statement at closing so it's actually credited it to you. Once you sign off on the HUD-1 and leave the title company's office, you may be stuck not ever receiving the credit. If there is a chance you can get the credit after closing, you'll have to jump through major hoops to say the least. The main reason why is because the general rule of thumb in real estate is that if it's not in writing, (2 comments)
Loudoun County's real estate inventory/supply levels are currently well below the national average of 10.9 months. Loudoun currently has 2400 active homes for sale. The number of homes that sell (go under contract) each month is averaging 427 so far this year. This puts the supply of homes in Loudoun County at 5.6 months meaning that it would take that long to go through the existing supply of unsold homes. Note: More than a 6 months supply is considered a "buyer's market" and less than 5 months is considered a "seller's market". So why the huge difference in market conditions? (0 comments)
The Loudoun County real estate market is looking up! Yes, folks...that's correct. Loudoun County's 2nd quarter 2008 real estate market statistics show a vast improvement over 2nd Qtr 2007. And the first half of 2008 statistics show a vast improvement over the first half of 2007 (post coming soon). New Listings (supply) The number of new listings that came on the market in the 2nd Qtr of '07 - 3013 The number of new listings that came on the market in the 2nd Qtr of '08 - 2546 That's a decrease of 11 percent Homes Sold (demand) The number of (0 comments)
Many of you have heard about Congress's massive federal housing bill and mortgage bailout sections that include two tax provisions/tax credits for "first time" home buyers. The most impactful part of the bill are the two provisions and tax credits for "first time" home buyers. So here's the "skinny" on the two provisions: "First-time" home buyers would get a tax credit of 10 percent of the purchase price of the home up to a maximum of $8,000 The tax credit would reduce the buyers' federal tax bills, dollar for dollar, for the year of the purchase A second form of (17 comments)
Now that you've got a ratified contract on a new home, you're probably thinking about all the stuff you need to get and buy. New furniture, appliances, carpet, hardwood...there's always something you "must have" for the new place. But your loan will start getting processed and while this is going on, you have to be very careful about what you do, and more importantly, what you don't do. Why? Because your lender will be carefully watching your credit and financial situation for any changes between now and settlement. In fact, they may re-pull your credit only a few days prior (3 comments)
Forbes Names Loudoun County Top 10 Places To Buy Foreclosures - 07/02/08 05:32 PM
Forbes recently named the DC metro area including Loudoun County one of the top 10 places in the US to buy foreclosures. Some of the criteria used was prices, inventory levels, hints of stabilization and long-term investment potential. For more on the story, check out my post over at LoudounForeclosures.com. (0 comments)
The Loudoun County Department of Family Services is offering free homebuyer education workshops called "Homeownership 101". The workshops are focused on helping potential first-time homebuyers in understanding the home-buying process. The workshop is six hours and goes over things such budgeting, credit, working with Realtors, the mortgage process and what to expect at settlement. The class is required if you're looking to purchase and ADU (Affordable Dwelling Unit) or obtain financing through the Virginia Housing Development Authority (VHDA). The workshops are held at different locations several times throughout the year over a two-evening time period from 5:30 to 8:30 p.m. (0 comments)
Loudoun Offers Assistance To First Time Home Buyers Through VHDA and SPARC - 07/02/08 05:26 PM
If you're a first time home buyer in Loudoun County, you may want to check out some of the programs available through the county, VHDA and SPARC. Loudoun County offers first trust financing, down payment and closing cost assistance to low to moderate income first-time home buyers through the Virginia Housing Authority (VHDA). The loans are known as SPARC loans (Sponsoring Partnerships and Revitalizing Communities). You have to apply for a SPARC loan. Part of the application process is speaking with an approved lender and submitting a reservation form. The selection process is stringent and not everyone is accepted due to (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.