freddie mac guidelines: Fannie and Freddie Stick The American Consumer Again! - 01/12/11 01:02 PM
As a way to thank the American taxpayer for their bail out, Fannie and Freddie have decided to stick their hands in the pocket of the American taxpayer once again. You may or may not be aware that beginning this Spring, Fannie Mae and Freddie Mac will now charge additional fees to ALL borrowers who have a down payment of less than 25%. Yes, you read that right, ALL borrowers, irregardless of credit score will pay an additional fee to Fannie and Freddie for a smaller down payment. That client who has 20% down and an 800 credit score pays an
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freddie mac guidelines: Financing Investment Property - 07/03/08 11:15 PM
I have recently run into a string of borrowers who have been turned down by lender after lender for the purchase of investment property. These borrowers are generally investors who have accumulated multiple properties (many within the last couple of years). So what is the common problem these borrowers are running into that is stopping them from getting approval? Simply put, their lenders inexperience. Did I just say that out loud?All of these borrowers are borrowers with credit scores in excess of 720, documentable income as well as verified cash for their down payments. So why wouldn't a lender want to
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