What client services are you entitled to when you hire a Buyer's Agent? - 10/31/08 09:02 PM
Michelle Reneau is more than a Military Relocation Specialist in Summerville - Charleston SC with Carolina One Real Estate. She shows her commitment to educating customers and clients about her rights under South Carolina Real Estate Agency Laws.
In an effort to enhance her summary of the six Client Level Services, feel free to visit The Patterson Files ( http://tinyurl.com/screalestateagencylaws ) to read my six-part series on SC Real Estate Agency laws.
Great Job Michelle! Keep up the good writing and representation services. 
 
Via Michele Reneau, Realtor, CRS, ABR, GRI ~ Charleston, SC Relocation Expert:
Did you know that when you call on a real estate agent, you are … (4 comments)

Nudging Negative Double Digits.....But, I'm Still Determined! -- NFL Week 9 - 10/31/08 05:18 PM
Let's keep this short and simple! I am NINE UNDER .500! T-E-R-R-I-B-L-E......However..........
Momma didn't raise no quitter! Hence, here we go again! FOR ENTERTAINMENT PURPOSES ONLY!
Miami at Denver UNDER 50 - This is the Jeannette Neerpat versus Brooke Shepherd special! Since I like these ladies too much, I'll just take THE UNDER.

New York (N) -8.5 vs. Dallas - Attention Richard Weeks! Though your team won on last week, they still only scored 13 points! Color me UNIMPRESSED! If the 'Boys couldn't beat the Giants in the playoffs, what's gonna be different on this occassion? 
Cincinnati +7.5 vs. Jacksonville - (This theory worked last week.) The Jags have not … (7 comments)

Six In The Hole.....But, I'm Still Hopeful! NFL Week 8 Picks - 10/24/08 09:51 AM
This weekend's picks are going to upset some of my ActiveRain siblings. Forgive me in advance.
However, this might be good news for your teams. With that.....No More Words! Just Picks!
Buffalo -1.5 at Miami - Sorry Jeannette Neerpat! I've been on the Bills Bandwagon since August. My seat is comfortable and convenient. There's no need to exit this ride on Week 8.
Tampa Bay +2 at Dallas - Attention Richard Weeks! Your team is a M.E.S.S.! Monty Kiffin did not disappoint me on last week. If it ain't broke, don't fix it! 
Cleveland +7 at Jacksonville - This is the SUCKER BET of … (11 comments)

ActiveRain Has Finally Broken My Will! David Patterson Talks Politics & Religion - 10/23/08 05:20 PM
Over the last few months, there has been an abundance of political discussion in ActiveRain.
To be honest, it has impacted my desire to interact in the ActiveRain community.
You've heard the saying that refers to POLITICS AND RELIGION as taboo topics for general discussion.
If not handled properly, it could lead to ugliness in the world.
Two things happened today that motivated me to write this post.
1. Through technical glitches (not AR's), a fellow Keller Williams colleague felt that I was considering them to be unprofessional. THAT WAS THE FURTHEST THING FROM THE TRUTH!
What did I do? I … (17 comments)

FHA Mortgage Loans Can Present Closing Challenges - 10/21/08 09:53 AM
In a previous post, I discussed the FHA 100% Stipulation on residential resales. After yesterday's events, I have some more goodies to share with you on the possible pitfalls of obtaining FHA Financing. 
I received a call from a loan officer about a closing that was being delayed (AT BEST). Ironically, both buyer and seller are unrepresented! The buyer decides to obtain FHA financing on a home in a rural suburb of Columbia SC. For the most part, the transaction has proceeded without much drama. THEN................THE OTHER SHOE DROPS!
The property possesses a well that is used as a water source for … (6 comments)

Real Estate Books Aren't Novels.....They're Operation Manuals - 10/18/08 02:06 PM
While performing my morning ActiveRain ritual, I came across Kristina Pratt's Book of the Month post.
She has started a new group that will review the most popular books in our industry.
This month will be dedicated to Gary Keller's Shift. "It's Not About The Market...It's About What You Do!"
While reading another Kristina post, I was reminded of something I've heard in a previous class.
Kristina stated that she is "trying really hard not to flip forward too far into the book....[She] wait to get into the section about online prospecting and lead generation."
My response would be..........Kristina......FLIP FORWARD!
Real … (16 comments)

Patterson's NFL Week 7 Picks - Let's Get Some Momentum! - 10/18/08 08:12 AM
The results of last week's picks can be described in one word................PUSH!
Therefore, I'm FOUR GAMES under .500. We must get momentum in my business and my picks.
With that said, here's my perspective on NFL Week 7 -- FOR ENTERTAINMENT PURPOSES ONLY ;-)
New York (A) -3 at Oakland - This is the Craig Rutman Special! According to Craig, "Never pick for OR against the Jets...for the better part of my football picking days, the Jets have always messed up my picking success rate!!!" Let's see if I learn my lesson.
Cincinnati +9.5 v. Pittsburgh - As most of you know, I am a life-long … (2 comments)

Patterson's Week 6 Picks - I'm Down....But Not Like The Dow! - 10/10/08 11:03 AM
After five weeks of football, my win/loss record is challenging my credibility. However....I will be persistent and look at the positive. A perfect Week 6 will put me a game above .500. With that said, let's get to it!
If you would like a theme for this weekend's games, here goes...............TAKE THE POINTS!
Miami +3 v. Houston - This is the Jeannette Neerpat special. I didn't want to upset her by picking against her team. Hence, this is the first week with the opportunity to put a smile on Jeannette. Enjoy the game....Supermom!
Cincinnati +6 v. New York (A) - Referring to … (7 comments)

Patterson's Week 5 NFL Picks - I Penalized Myself 200 Points! - 10/04/08 09:59 AM
In May, I attended Internet Lead Generation class that was taught my John Prescott. During the event, we paid a game by calling a coin flip. If you get it wrong, you were eliminated. I WON THAT EVENT!
Do you know how hard it is to call a coin flip RIGHT OR WRONG five straight times? Well.....I did that on last week. My picks were so bad..........that I deleted them from this blog (-200 points). Hence, I am 3 under .500 going into Week 5. I'll just post them for this week and watch!
Kansas City +9.5 at Carolina - I've been … (7 comments)

Don't Forget to Read The Fine Print on Today's Interest Rates! - 10/03/08 04:14 PM
I have been fortunate enough to launch my real estate career by helping several first time home buyers and Columbia SC relocation clients. Both to these types of clients usually ask....
What's the first step in buying a home or Who should home buyers call first for help in buying a home?
With today's post, I would like to address another common question.
What are the current mortgage interest rates?
If you ask any real estate or mortgage professional that is worth their weight in silver, they can give you an accurate estimate of today's 30-year Fixed Interest Rate. However, questioners should also ask about … (3 comments)