Bond Money available in Southwest Missouri - Bond Money - First time Home Buyer Loans, Bond Money - MHDC, Missouri Bond Money Cash Assistance Loan (CAL) - 03/28/10 05:08 PM
I wanted to revisit the bond money program again because of the current market situation and the fact that we may be needing to find a plan B for some USDA loan requests.  If you have not heard USDA may or may not be running out of funds in April currently they are scheduled to deplete the funding of this program.  The reason for this is because of the popularity of the program and the fact that consumer demand has increased exponentially. 
IF there is an interruption of being able to provide this program I wanted to make sure that each … (0 comments)

Springfield, Missouri Loan officer - Thank you for business - - 03/27/10 08:29 PM
I wanted to take a moment and thank my business partners for trusting me with their clients and the business, March is roaring like a lion and April looks like it is surpassing those numbers, despite what I thought was going to happen this is all not due to the tax credit I have a good mix of first time home buyers and repeat buyers all under contract.  Right now 70% of my business is purchases these next 2 months and 30% is refinances.
Thank you again to the Southwest Missouri area community for your continued business and your business partnership, … (0 comments)

VA Loans - Loan officer - VA Loans - Springfield Missouri - VA Lending - VA Home Loans Missouri - - 03/24/10 10:51 PM
VA Loans are one of the best loans that are availalbe right now if you are eligible, if you are on active duty or served in the military in the past make sure you take a look at VA.gov for all of the benefits that are available to you. Do you have a certificate of eligibility from VA?   Make sure you have one or make sure you bring your DD214 with you to your lender if your a veteran.  This will allow them to complete a request for the COE (certificate of eligibility) online.
The program is simple - it is 100% … (2 comments)

Keeping Rate in perspective - where rates are - the time is now if you have not already purchased or refinanced the time is now! - 03/20/10 08:51 PM
In 1988 I got my first banking job, pretty simple starting out in the mail room and all of the hustle and bustle was done upstairs above me while I made sure bank statements went out- working through school and working my way through the ranks I joined different departments and in 1997 their was a refinance boom that hit and I went into the real estate department and have not looked back!
We worked around the clock in those days for refinances because the rate had dropped to a really great rate of 7.00% and everyone wanted that rate and … (0 comments)

Important dates to remember - Tax Credit and FHA changes - - 03/20/10 08:36 PM
The word change has been the topic in many of my blogs for 2009 and it looks like that trend may be continuing in 2010.  We definitely have been seeing changes in the market, in underwriting, interpretation of guidelines and then other rules as investors tighten a few things. 
Having the ability to have multiple investors and having underwriting and processing and closing done at in house allows us to have multiple choices for our clients even in these times when it seems like that some choices are being eliminated. 
We are still bringing on new investors and opening up other … (3 comments)