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With the economy down, blood is in the water for some debt negotiation companies. I see the ads on tv saying that you can cut your credit card debt in half. I would be wary. I'm sure that there are some good firms out there but many jump in with the pull of quick and easy money from desparate people. Before you sign up with any company check them out first. Just a quick Google search will go a long way in most cases.;)
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