Real estate blog entries tagged with hvcc by Doug Walker (Churchill Mortgage)

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Home : Blogs : Doug Walker : Doug Walker's Blog : Tag "hvcc"

hvcc: Appraisals - An Attempt To Help By The House Of Reps - 06/27/09 11:44 AM

Yesterday a bill was introduced to the House calling for an 18 month moratorium on the Home Valuation Code of Conduct (HVCC).
Q: What is the Home Valuation Code of Conduct (HVCC)? See my post below called "Great Income and Credit? Watch Out For The Appraisal" and read down to about the 7th paragraph.
The National Association of Mortgage Brokers is applauding the introduction of this bill, and I have to say I join them. Just since its introduction in May, it has been blamed for delays and additional costs to homeowners and would-be homeowners all across the country.
The bill … (0 comments)

hvcc: Great Income and Credit? Watch Out For The Appraisal! - 06/23/09 09:38 PM

All over the country we are hearing and experiencing the same howls of pain from both loan officers and borrowers.
What is causing the pain? Low Appraisals.
If you watch your newspaper or monitor the web you will find a growing number of stories about people who have bought homes for a certain price 2, 3, even 5 years ago only to discover it is now worth less than when they bought it. This is keeping many homeowners from refinancing to the great low rates that are available right now, and causing a lot of frustration.
Those who have homes under … (0 comments)

hvcc: Warning: New Appraisal Rules As Of May 1 - 05/02/09 10:49 PM

As of Friday, May 1, 2009 - there is a new rule that will directly affect most everyone trying to purchase or refinance a home.
The Question: Will this new rule help or hurt homeowners, or do we know yet?
The Details The rule is called the "Home Valuation Code of Conduct" but is referred to in the industry by it's initials H.V.C.C. The HVCC is the outgrowth of a lawsuit filed by New York Sate Attorney General Andrew Cuomo designed to "improve the reliability of home appraisals," according to FHFA, Fannie and Freddie's regulator. Fannie Mae and Freddie Mac have agreed to adopt the … (1 comments)

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Doug Walker

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