What is the deal with this guy? They ask a legitimate question or near legitimate question and they have no logical out come in mind. It really makes you mad when you think your blog is reaching someone and it isn't.
I thought I was starting to pick up more hits from people interested in obtaining information related to the tax credit, home buying, etc, but apparently it's a new scam. The only thing is...I don't know why they are doing it.
Is it simply email harvesting so they can sell my address to a million other people that want to spam me or is it something even more sinister?
Last week I received an email from "Frank" regarding the tax credit. I thought "Mike/Frank" found my blog about the tax credit and had additional questions about how the credit works. I thought it was odd that he signed as "Frank", but the email address was "Mike"... I searched the internet for this particular address, but didn't come up with much so I responded...
Here's "Frank's" message:
From:"mike.power200@gmail.com" To:chandasellsindy Sent: Friday, July 3, 2009 10:04:24 AM Subject: How much of a tax rebate will i get for buying my first home
How much of a tax rebate will i get for buying my first home? I was thinking that your advice would be very helpful. I know you must be very busy so any pointers would be very much appreciated. Please point me in the right direction. Thank you in advance. Thanks, Frank
This morning I go to check my mail and see I have an email from "Janet". The wording of the message sounded very similar to the one I got from "Frank" last week so I thought I'd look this particular email address up. This one yielded results. Various people were saying this same email address was sending messages with inquiries related to whatever industry they were in...
Hi, Do homebuyers pay sales tax? I don`t know if you are the right person to ask, but any advice/pointers you might have would be very much appreciated. Would you consider giving me a couple pointers? Thank you for your help. Gratefully, Janet
So here I thought I was being a good Samaritan when in reality I was being scammed. ARGH! I don't know what will happen as a result of responding to "Frank" but I wanted you all to be aware in case you've received similar inquiries! DON'T RESPOND!!!
One of the most important and first question that every agent should ask is…
Are you pre-approved?
The pre-approval is, perhaps, the most important step in purchasing a home. A great place to start is here on the Mad Mortgage Machine and getting all of your ducks in a row to get pre-approved for the Indiana home loan.
Remember that…when you get the loan approved upfront will save you so much trouble. It will eliminate the need for last minute shopping around for a mortgage after you have you have found the home of your dreams only to find out that you wasted your time and the Agents time when you do not qualify because of some errant credit or debt-to-income issue.
Step 1
Look for a good lender, Wait you found one, you are on my blog. I and my team will help get you approved for your Indiana home loan. We will do this either by the phone, email or in person. We will discuss at reasonable length your income, job and wage history, living history and other pertinent financial information including a credit check.
Ultimately, we will get to know each other pretty well.
Step 2
Once we have figured out your budget and how much you can be approved for then we can get you get you set up with an Agent and do some Indiana home shopping! The really good news is that you will have far more leverage than the nonpre-approved person.
Once you know exactly how much you can afford it really does make your home searching and the whole process so much easier and painless process.
I often look for motivation and inspiration in as many places as I can. One of the best I have found is the 212 movie. www.212movie.com
(I mentioned in the comments that I have a book by this same company...and I highly recommend that anyone that likes inspirational material get a copy.)
But, aside from that, I truly believe it is impossible to watch this video and not get inspired to do more...to be more.
Today, I am still in vacation mode and taking the afternoon off to the Girl the water park here just west of Michigan City. However, the rest of the mortgage and other markets are not taking the day off. They are back in full swing for the "dog days" of summer. When is our next day off? Labor Day?
If you have any questions just let me know, my new mortgage hot-line number is (219)841-5053. I love Google Voice. I am the Indiana FHA Expert and my team and I are closing FHA Loan in about two weeks starts to finish.
I want to thank Evelyn Johnston for the very kind words. She was a great help in the darkest moments of those two weeks. I look forward to our next deals that don't he to be done in two weeks
Here I go again, singing the praises of Indiana's #1 FHA Mortgage Dude! Two weeks. Yep, that's 14 days. From Start to Finish. Closed. Did I mention it was FHA? Does your FHA specialist compare? Perhaps you ought to give David Woodsona try. He can be reached at 219-608-9790, let him prove to you his worth...
How in the world does Dave Woodson, the Mad Mortgage Machine do it? Let me tell you...he surrounds himself with nothing but the best, like Chris Blaszczyk, another Mortgage Loan Officer and processor, oh I am sorry, that sould be Processor with a capitol P. Did they stay on top of it? You betcha! Were they in constant contact with me --the REALTOR-- and my Client? Absolutely! Did I know what was going on all along? Uh-Huh! When paperwork did not get returned to them in a timely fashion, guess who they called? ME! The REALTOR! They keep saying that I get it-the relationship between a Mortgage Professional and a REALTOR, but I think they are the ones that get it---the REALTOR can help!
Now, maybe I am making to much of this, after all, I am a fairly new agent, a little over 2 years under my belt, my favorite Mortgage Loan Officer in the whole world got married and is not currently in the lending field. I have tried a couple of other Lender's, some better than others, but these guy, Dave Woodson and Chris Blaszczyk has them beat by lightening rods! I can hardly wait for another buyer to see if they can be 3 for 3!
Thanks Dave and Chris, you are amazing men who do the impossible and make them miracles.
Evelyn Johnston was not new to me. I had met her nearly a year ago at a friends wedding and I was warned then that she was gunning for my top ranking in Indiana. I laughed it off as I thought I was untouchable. While, I may think that I still am; I now know that she is as serious about blogging as she is Real Estate and Short Sales.
She helped my friend and my clients (the same couple whose wedding we met at) find a home in about 3 weeks, and it took me another 2 weeks to close the loan. She found them a home and I closed the loan in nearly the time that it takes mere mortal to just close the loan. But, seriously, this is not about me, this is about Evelyn Johnston, who is Elkart, Indiana's Short Sale Expert. Her use of technology has put her in the upper echelon of her office and easily in the top 50 agents in Elkhart County.
She is a Certified Short Sale Specialist, who recently brought on her husband to work with her full-time, in this supposed down time for home buying. Her successful marketing ideas with the $8000 First Time Home Buyer Tax Credit and Elkhart Short Sales have made her a force to reckon with in Northcentral Indiana.
If you are looking for a Real Estate Agent, with the knowlede to sell your Elkhart Home and who not only Talks the Talk, but Walks the Walk - Look no further that Evelyn Johnston. I am impressed, and I have been the biggest critics of many agents, but her skill and dedication has impressed me to no end.
By the way, I am looking over my shoulder now and I getting back into blogging on ActiveRain. And, I know with two experts like Evelyn and myself working in your corner. You cannot go wrong.
Evelyn, thank you for your faith in me and allowing me to work to make sure out mutual clients were as happy with me as they were with you.
Are you unhappy where you are living? Are you too old to be living with mom and dad?
With an Indiana FHA Home Loan…You can change your life.
Whether, you are a first-time home buyer, have owned a home before or have less than perfect credit FHA more than likely has a program that will best suits your needs. I am Dave Woodson and I am The Mad Mortgage Machine and I will take you through the Indiana FHA loan process step-by-step.
With an FHA Loan you can:
* Purchase a Home (really kind of a no-brainer and with the $8000 tax credit and rates the lowest they have been in years, and now you can use it as a down payment*) * Remodel Your Home * Make Home Repairs * Make Energy-Efficient Improvements, and with new tax credits out there you can save a ton as well.
FHA Loans are guaranteed loans, which means that lenders offer you a lower, more affordable rate. Even, if you have less than perfect credit or are a first time home buyer, an Indiana FHA Loan can help you save thousands of dollars on the home of your dreams.
If you are looking to buy a home or even sell your home consider using an FHA home loan with its lower down payment requirements, lower mortgage insurance rates (which is still tax deductible) and less stringent guidelines vs. Fannie Mae.
So, if you are ready for a change, download and fill out my Mortgage Planning Questionnaire that is designed to help me and your Real Estate Agent of choice find the home of your dreams.
Please read this carefully, that the over all effect of the underwriting guidelines, credit score and pricing changes will simply push some people who are able to buy a house right out of the market.
These new rule changes are just plain ridiculous…well there is still some good news for the Indiana home buyer and those looking to refi their Indiana home.
2) I did mention that point about the noisy neighbor? How about a garage? Telling the landlord where to stick it?
And the #1 reason To Be A First-Time Home Buyer in 2009,
1) The investment in yourself and your first step to wealth accumulation
There are Ten Great Reasons to buy a house in 2009. Why aren’t you taking advantage of some or all of them? My team and I are able to walk you through each part of the process. Don’t wait for many of these opportunities will disappear by the time that 2010 rolls around.
If you are thinking that is your year to become a First-Time Home Buyer in Indiana, Call or email me to set up an appointment to see how you can go from being a First-Time Home Buyer to a First Time Home Owner today!
8. As an Indiana First-Time Home Buyer you have many Foreclosures, HUD Homes, Handy Man Specials, Estate Sale, or Short Sales to choose from some at a reduced price and that equals instant equity.
7.. Interest rates are near historical lows this is a great benefit as a First-Time Home Buyer
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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