Need a "pick me up" watch this kid - 07/31/08 10:32 AM
I was a fun loving all-American kid. I loved to play ball, ride the bike and get dirty in the corn fields around my house. But, I have nothing on this kid.
I played ball with a kid name Eddie. Eddie was a little different than the rest of us. He … (10 comments)
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Water damage to your phone or electronic device - NO MORE - 07/29/08 04:13 PM
I have a bad habit.
I take baths when I need to relax, but I hate to stop working. I would rather read information on the internet, shoot out emails or do things on my Blackberry. Now, before you get yourself in a stink. I am very very safe and I … (3 comments)
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What are they thinking - 07/29/08 03:14 PM
I sit here mad and quite irritated...The House and now the Senate have voted and pass HR 3221.
here is are some of the finer points of this Bill
- Seller Funded Down Payments Assistance - gone as of 10/01/2008
- FHA will require original bank (who is agreeing to write … (11 comments)
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Last Week - 07/28/08 09:05 AM
“Think of yourself as on the threshold of unparalleled success. A whole clear, glorious life lies before you. Achieve! Achieve!” – Andrew Carnegie, Industrialist
I want to pour this out in public to make sure to head off the rumors that I am sure will abound.
I am moving my … (7 comments)
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The Last Lecturer dies - 07/25/08 10:43 AM
I know this video has made it's way around ActiveRain, but Randy Pausch, the professor who gave the lecture, died today. He was 47. The lecture he did was part of a series that if you knew you were going to die what lecture would you give, but ironically, he was … (6 comments)
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A new Series - 07/25/08 09:21 AM
I have been hearing that the Savings rate in America is the lowest it has ever been.
Let me REPEAT that
The Savings Rate in America is the LOWEST it has ever been. It is ever so close being negative. We are spending more than we take in. SPENDING MORE vs. … (3 comments)
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Daily Quote - 100,000 in points and other things I have learned on AR - 07/25/08 07:38 AM
"Every morning in Africa a gazelle wakes up. It knows it must run faster than the fastest lion or it will be killed. Every morning a lion wakes up. It knows it must outrun the slowest gazelle or it will starve to death. It doesn't matter whether you are a lion … (13 comments)
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Believe - 07/18/08 11:24 PM
"To be a champ you have to believe in yourself when no one else will." Sugar Ray Robinson (1921–1989) Professional boxer
There are times that I doubt myself and there are times when people doubt me. I know I will succeed when I believe I can do what I put my … (2 comments)
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Another Short Sale Success - 07/18/08 02:46 PM
I was able to close a short sale in nearly record time after the bank approved the sale and the good news was that the bank broke even after my negotiating skills. So, the seller did not get a short sale on their credit report.
My clients got into the home … (3 comments)
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Changes in FHA are better than you think part #1 - 07/18/08 11:40 AM
FHA has changed the UFMP funding fees and mortgage insurance structure this week. A FHA-insured home loan will now subject to a much maligned risk based pricing adjustment. Please see the table below.
Now, with risked based pricing, FHA home loans will be a little more expensive for borrowers with not … (2 comments)
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Identity Theft - 07/18/08 11:17 AM
Identity Theft
This week on the Mad Mortgage Machine show and podcast I cover a growing epidemic in the world of ID Theft and the fact that it is just not about credit cards and money anymore.
My special guest this week is Dave Mons from Dave Mons and Associates. … (8 comments)
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Communication is the Lubrication in every well run Organization - 07/18/08 11:01 AM
“Communication is the Lubrication in every well run Organization"
I think that statement is the most important thing I have read this week. I have been going through rough and tumble times here in the month of July, and my one constant has been the ability for me to communicate … (2 comments)
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300th blog - WOW - 07/14/08 04:32 PM
I guess I could not have picked a better day to do my 300th blog.
The bond market is way up over 62 bps and we have had a couple reprices for the better. So, I am floating almost all of my loans today. Here is a short clip from my … (5 comments)
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Mad Mortgage Machine Podcast - 07/12/08 11:02 AM
I am Dave Woodson with Indigo Financial Group and I am the Mad Mortgage Machine.
You can listen to me weekly show on WIMS-am 1420 every Saturday morning at 10:30am cst or you can listen online at WIMSRadio.com or you can download my shows here. This week I … (3 comments)
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Not as young as I used to be...I am Lucky - 07/10/08 11:34 PM
In my life, I have been hit by a car, been hit by an all-American guard, fell 18 feet on my back, played rugby, football without pads, and fell off not one but two cars hood surfing (think teen wolf).
Last night, I was at a friends house to grab … (1 comments)
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New Rules = Bad Ideas and Higher Rates - 07/09/08 09:53 AM
New Rules = Bad Ideas and Higher Rates
Amy Le wrote a blog this morning and I just wanted to expand my answers a little on my own blog. you can read her blog here.
The new rules Under the proposal unveiled last December, the rules would:
Restrict lenders … (2 comments)
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Lock, Float, wait lock no float - 07/07/08 12:33 PM
We are getting all kinds of head fakes today. Oil was down nearly $4 dollars a barrel early which made stocks jump up as gold was down as well with strong dollar signals.
Just got another update as I do this blog that oil is down $6 dollars a barrell. It … (0 comments)
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Welcome Home - 07/05/08 10:11 PM
Isn"t vacation wonderful, bit isn't being home that much better.
I just had a had a great week in Kentucky along Lake Cumberland with family, enjoying two family reunions, and spending time with my wife and lovely daugther. We same, laid out by the pool, had some great down home cooking … (1 comments)
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Mad Mortgage Machine Show #2 - 07/04/08 01:06 PM
I have lost my notes, I really cannot remember what I talked about this week. Since, I recorded the show early this week. I know I answered a question from a "Jane Doe" on a possible foreclosure of her home. I will figure out when I back from vacation on how … (0 comments)
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Have a Happy Fourth - 07/04/08 12:39 PM
I am sitting here in the rain in Kentucky at my families reunion. We have been meeting here since 1982. We will have nearly 100 direct descendants of John and Grace Woodson attending the dinner this afternoon. They had 11 children and from there things got crazy. I have more cousins … (2 comments)
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