dave woodson: South Shore Fiber Optic Line - 11/09/09 09:10 AM
Really, you thought I was going to say "rail line", while it still has a rail line, it now has more than high speed trains on its tracks it now have high-speed fiber optic lines.
This new system opens the doors to many new possibilities in NW Indiana for additional businesses … (0 comments)
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dave woodson: Where in Indiana are you? - 07/10/09 12:27 PM
I cover the entire State of Indiana, I am not some nameless, some faceless or some body-less person that you never see or talk to. I am right here. I am in this video. I invite you into my circle of friends. I am the social part of this Social Media … (0 comments)
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dave woodson: Indiana Real Estate and Mortgage Market Conditions - 07/06/09 11:06 AM
July 06, 2009
Today, I am still in vacation mode and taking the afternoon off to the Girl the water park here just west of Michigan City. However, the rest of the mortgage and other markets are not taking the day off. They are back in full swing for the "dog … (0 comments)
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dave woodson: What is Fannie and Freddie thinking - 04/20/09 10:20 PM
Fannie and Freddie makes Indiana FHA and easy choice
POSTED BY Dave on Apr 20 under Mortgage
I got good news and bad news….
OK, first the good news…mortgage rates are down and housing prices are lower — which is fantastic for many buyers and those looking to refi.
Please click … (3 comments)
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dave woodson: 10 Great Reasons to be a First Time Home Buyer - Part 1 - 03/23/09 02:55 PM
There are 10 Great Reasons to Buy a Home as a First Time Home Buyer
Here are the first 5
10. This is a double whammy, you get to tell your Landlord and the noisy neighbor upstairs to get lost
9. There are tons of great financing options for The Indiana … (1 comments)
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dave woodson: The Indiana First Time HomeBuyer Tax Credit Form - 03/04/09 01:24 PM
First Time Indiana Home Buyers, As part of the American Recovery and Reinvestment Act of 2009, the IRS has officially released Form 5405 — better known as the…First-Time Homebuyer Credit Form.
True to tax code standards, the 10-field form is accompanied by 3 pages of instructions, but don’t worry it is … (0 comments)
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dave woodson: This week in Indiana Mortgage rates - 03/02/09 06:48 PM
As feared, last week mortgage markets slid last week, and it took interest rates with them.
There is still good news, Indiana Home Buyers, Rates are still historically low.
With, a steady drip of bad economic news and with concerns that the banking system out-muscled Fed Chairman Ben Bernanke’s congressional testimony … (1 comments)
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dave woodson: This week in Indiana Mortgage Rates - 02/23/09 08:06 PM
Last week, traders brushed off the passage of the American Recovery and Reinvestment Act (porkulus) and the President’s mortgage relief plan. (the jobs not as easy as you thought)
It really showed just how insecure the markets are about the stimulus package and the impact it could have on the economy. … (3 comments)
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dave woodson: Good News, could be a early thaw - 02/03/09 01:25 PM
Good News, A thaw is heating up
Posted by Dave
February 3, 2009
If the thawing of credit is paramount to an economic rebound, the first signs of spring may be here.
On Monday, the Fed released its quarterly survey of 84 member banks. In it, the Fed … (6 comments)
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dave woodson: This Week, Switching to Decaf - 02/03/09 07:52 AM
This week, Consumer confidence hit an all-time low and 100,000 Americans were laid off last week, each of these events played a role in the mortgage market's decline. For the 3rd straight week, mortgage rates moved up coupled with average loan fees increasing, as well. However, seemingly lost in all of … (5 comments)
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dave woodson: The Power of Twitter - 01/23/09 12:30 PM
I am a squeaky wheel, and you know what happens to the squeaky wheel.
Well, it is either oiled or taken off the wagon. Well, I like to get oiled, and I have been having an issue with Best Buy. Good company, but they have their issues and I think we … (10 comments)
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dave woodson: NEW Reg for Indiana Move-up Buyer - 01/23/09 12:25 PM
When an Indiana homeowner sells his home and decides to buy a new one, there are really just 3 basic options for the residence -- sell, keep or rent.Unfortunately, no matter which path is chosen,the Indiana move-up homebuyer will be in need of a home loan and they will find that … (2 comments)
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dave woodson: 10 huge Blunders in 2009 - 01/19/09 11:56 AM
I sat down with some friends (colleagues, mentors, knights of the Round table) and we worked on a list of blunder that you can commit in 2009.
We thought long and hard and we finally did the "10 Huge Blunders in 2009"
Take a look at them and see if you … (8 comments)
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dave woodson: Looking Past the Headlines - 01/16/09 11:51 AM
Looking Past the Headlines
I have preached and preached about the negative news that we get, but they are still up to it and it still makes me mad as a hornet. In the latest, Mad Mortgage Machine blog and videocast, I go off on the papers a little as they … (1 comments)
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dave woodson: Wait for it...Do it, Do it NOW - 01/15/09 11:57 AM
After a weak holiday shopping season, annual retail sales declined in 2008. I know we did a smaller Christmas in our family and extended family
It is the first time annual Retail Sales declined since the government started tracking the data some 40-odd years ago.
It also gives nod to … (2 comments)
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dave woodson: Locking, Absolutely Locking - 12/23/08 05:14 PM
On a cold day in late-November, the Federal Reserve pledged $600 billion to buy mortgage-backed securities, not treasuries. This announcement drove down mortgage rates and kick-started a mini Refi Boom among NW Indiana homeowners.
And with all of the new mortgage applications it has caused a delay in underwriting, and … (3 comments)
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dave woodson: Down and up - Momentum - 12/22/08 10:40 AM
The mortgage markets improved a ton last week and for the second week in row. Dare I say “trend”. After the Federal Reserve said it would use “all available ticks” in their little black bag to stimulate the economy, mortgage backed securities traders responded positively by driving down mortgage rates to … (5 comments)
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dave woodson: Store Charge Cards = bad idea - 12/19/08 01:19 PM
During this holiday season, and every other holiday this year. Retailers continually bombard you with the at-the-register offers to “open a charge card and save 10% to 15%”.
Hey, it is a great immediate money-saver, but for many Americans in the market for a new home, but by taking this in-store … (1 comments)
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dave woodson: It is up and Running - 12/12/08 02:32 PM
Oh, yeah, be afraid be very afraid. I have both have Dave Woodson Blog and Mad Mortgage Machine blog up and running. I will admit that they are no where near where I want them, but I have to start somewhere. The podcast is closer now then ever before. I am … (5 comments)
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dave woodson: My day in the City - 12/10/08 11:20 AM
Today, I am in Downtown Chicago at the Chicago RE TechTalk. A wonderful opportunity to expand my knowlede in Real Estate Technology. I look forward to the implimentation of the many ideas that I will be getting today. I look forward to even sharing with a lot of you the ideas … (2 comments)
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