nw indiana: FHA vs. The Flipper - 06/20/08 04:42 PM
Well, we had some good news this week from FHA and HUD concering the relaxed guidelines concerning Flippep properties. You would have to wait 90 days after you bought the property to let someone with FHA financing to buy your home. Well, good news, that is gone for at least one … (2 comments)
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nw indiana: The Power of Your Score - 04/30/08 11:45 AM
Yesterday was a great day for me. I was able to buy the wife a new car. She is the exact opposite of me. I like a new car every couple of years and she drove her Explorer for 8 years. I hate to lease and no one has ever been … (5 comments)
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nw indiana: Alert to lock - 04/23/08 02:09 PM
"You may be disappointed if you fail, but you are doomed if you don't try."Beverly Sills (1929-2007)American opera singer
If you love volatility, you have to be loving the last two weeks. We have fallen to the worst levels of the day with the stock market buoyed by tech stocks, but this … (0 comments)
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nw indiana: Strange place to blog - 04/22/08 11:12 PM
I am here in Portage, just got done with my average guy radio show. I am meeting friends at a local mainstream pub. I just got the calls that both friends are going to be late. My luck. So, I jetted out to the truck and grabbed the laptop and now I … (4 comments)
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nw indiana: Retirement Savings Down - 04/11/08 11:40 AM
Retirement Savings Down
A new study was released this week by the Employee Benefit Research Institute, and it reports that 18% of American workers are "very confident" about having enough money for a comfortable retirement. That number has decreased from 27 percent in 2007 - and that is the biggest one-year drop!
However, that lack of confidence in … (1 comments)
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nw indiana: Why can't we all just get along - 04/10/08 12:34 PM
Check out this short cute video:This is an amazing video of one of the homeless in Santa Barbara and his pets. They work State Street every week for donations. The animals are pretty well fed and are mellow. They are a family. The man who owns them rigged a harness up … (1 comments)
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nw indiana: Mad Mortgage Machine Minute - April 10, 2008 - 04/10/08 12:21 PM
Well, today, I am working and watching. We are watching the stocks pick up some steam with Wal-Mart and Costco showing some positive earnings. Intel showing a slight decline and since we are in the earnings season. Stocks are going to be a little more volatile. The Trade deficit was wider … (1 comments)
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nw indiana: JawBone - the new purchase - 04/08/08 06:05 PM
I am a huge cell phone user. I am on my phone a couple hours every day. I use an old Blackbery 8703 from Sprint. I love it I can do so many things with it. But, and there is always a but, I have a hard time using it when … (0 comments)
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nw indiana: Mad Mortgage Machine Minute - 04/07/08 06:23 PM
The benchmark FNMA 5.5% mortgage bonds did claw back from an earlier nearly 60bp deficit to close with a meager loss of just 12bp at $101.19. Earlier gains in the stock market weighed heavily on bond pricing, although a spike in commodity pricing was responsible for most of the day's downward pace.
The bleak Jobs Report continues to … (1 comments)
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nw indiana: She has my sense of humor and get ready for the week - 04/06/08 10:42 PM
I was making a test video the other day with my daughter. When she decided to take over. I am sure there are pictures of me out there doing this in my day. It is Sunday, so, I thought I would share the practice lap to brighten up your week.
… (1 comments)
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nw indiana: Mad Mortgage Machine Minute - April 04, 2008 - 04/04/08 10:38 AM
With the jobs market coming in at the worst levels since September 2005, and the largest once month decline since March of 05. We are seeing bonds go higher this morning. Stock futures were higher this morning, but have opened at unchanged.
I know we are all fearing what Big Ben may … (4 comments)
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nw indiana: Mad Mortgage Machine Minute - April 03, 2008 - 04/03/08 09:31 AM
We are seeing some good gains in the bond market as initial jobless claims came in higher then September 2005 levels. Big Ben Bernake is back on Capitol Hill this morning to testify before the Senate Banking Committee.
Stocks have opened lower, but are trying to put together some good numbers and rally … (0 comments)
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nw indiana: Mad Mortgage Machine Minute - 04/02/08 08:30 AM
Big Ben goes to the hill today to answer for the Bear Stearns meltdown/buyout. Bonds are down this morning on the news of ADP employment report that was up 8k vs. expectations that they were going to be down 45k. Stock futures are trading higher this morning. So, we can … (2 comments)
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nw indiana: Opening Day - 03/31/08 10:44 AM
I was not a good baseball player as a kid. I slowly came into my own in high school. I played a solid second base. I was no hoover out there, but I was a good back stop. I was never afraid to sacrifice my body.
As a baserunner, I could steal second … (3 comments)
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nw indiana: Daring Ideas with Video - 03/31/08 09:42 AM
"Daring ideas are like chessmen moved forward. They may be beaten, but they may start a winning game."Johann Wolfgang von Goethe (1749-1832)German poet and dramatist
I had a good idea last week, but then i forgot about it. Only to have it come to me again a few hours later. I jotted … (1 comments)
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nw indiana: Mad Mortgage Machine Minute - 03/24/08 09:18 AM
Stocks are opening higher on the news that JP Morgan Chase is going to up their price from $2 to $10 a share in order to pacify upset shareholders. The shareholders should not be upset at JP Morgan but at Bear Stearns for putting them in this situation. I am … (0 comments)
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nw indiana: DownPayment still Alive and Well - 02/29/08 09:40 AM
UPDATE
Gaithersburg, MD - AmeriDream's programs including down payment assistance will continue. On October 31, 2007 United States Federal District Court Judge Paul L. Friedman ruled in the case of AmeriDream v. Jackson that the Department of Housing and Urban Development could not implement its regulation on downpayment assistance. As a … (1 comments)
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nw indiana: 9 Primary Elements of Self-Leadership - Self-Direction - 02/19/08 11:58 AM
I started and stopped this part 4 times. I just could not focus on the task at hand. I think I have a handle on it now and I am sure that I am headed in the right direction. Funny, how this is on Self-Direction.
You can lead others, or better … (0 comments)
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nw indiana: My Why... - 02/17/08 12:49 PM
this week on vacation. I got sick I was in bed for nearly two and half days and slept for 36 of 48 hours. But, as i laid there in bed tween the grunts and the groans. I began thinking on my why. Why do I do what I do? Why … (2 comments)
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nw indiana: Ben Franklin - Much Ado by Reading - 01/27/08 10:46 PM
I was listening to the weekending show of Paul Harvey and he was talking about Ben Franklin and his many accomplishments with just two years of formal education. I decided to do a little research and here is what I found out.
INVENTOR - Stove, lightning rod, bifocals and many others...
MEDICINE … (2 comments)
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nw indiana: Daily Quote - 01/14/08 12:16 PM
"This is your wake-up call...go to work."Gordon Gekkocorporate raider from the movie "Wall Street" (1987)
I seen and read that many of the drive-by media are comparing our mortgage meltdown to a stock market crash. So, I thought the quote of the day should be from the movie "Wall Street".
I believe … (0 comments)
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nw indiana: Home Buyer Seminar - 01/10/08 08:41 AM
Home Buyer Seminar on January 16th at 6:30pm at 705 Franklin
Topics discussed will be "buying a home with little or no money down" & "tips on buying in a buyers market"
With Speaker and Home Buying Coach Dave Woodson
Dave is a Mortgage Consultant and Planner specializing in First-time Home Buyers and FHA. … (0 comments)
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nw indiana: Ipod University - what my Ipod teaches me #2 - 01/02/08 11:12 PM
Back in September, I posted a AR blog about what's on my Ipod and what it teaches me. Well, back then I promised to share more. I have added and deleted a few of the podcasts. I see one issue of some of the podcasts and that is consistency. I had … (2 comments)
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nw indiana: Daily Quote - Boldness - 12/06/07 11:49 AM
"Whatever you can do, or dream you can, begin it. Boldness has genius, power and magic in it."Johann Wolfgang von Goethe (1749-1832)German dramatist, poet & novelist
...to Boldly go where no man has gone before. Those powerful words spoke by Bill "the Shat" Shatner. Be bold, be strong, strike out. You know … (4 comments)
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nw indiana: Afraid of Change - 10/04/07 10:22 AM
At some point of our lives we were afraid of change. I have been, the day I got married. I love my wife with all of my heart, but I was 30 years old and I was scared to death. I was the deer in the headlights. If I could have … (4 comments)
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nw indiana: Ipod University - what my Ipod teaches me - 09/28/07 12:28 PM
Early this summer, I took the plunge and bought an Ipod. Yes, I know I am just a little slow on the rage, but I am fast learner. And, that is what I am here to talk about. I am huge fan of Zig Ziglar's school of thought and his Automobile … (7 comments)
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nw indiana: Code of Ethics - I stand up tall and love this Industry - 09/14/07 11:11 AM
As a proud member of the National Association of Mortgage Brokers and the INAMB, I wanted to point out that this organization has always had a Code of Ethics that they require their members to maintain. Recently in news stories I have seen more and more Mortgage Related groups adopting these types of … (2 comments)
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