nw indiana real estate: Google and the Mortgage Backed Securities - 04/18/08 11:13 AM
Wow, Google is heating up the market jumping $80/share on reports that earnings are up 31% in the first quarter. Citigroup is up after reporting a loss that could have been worse. There are several more that up and stock futures soar this morning and that puts pressure on mortgage
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nw indiana real estate: Mad Mortgage Machine Minute - Markets Closed Today - 03/21/08 09:15 AM
It really should be a quiet day today with the markets closed and the snow rolling in off of the lake. I have a couple of side projects that I have been trying to work on around my closings. I will be hitting them today pretty hard. We have seen a
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nw indiana real estate: Can you say "Spring is in the air..." - 03/19/08 09:23 AM
After losing a whopping 88bps yesterday, the bond has rallied back to high of 72bps as of 9:05 this morning. Visa is set for it's IPO which is expected to be the largest ever in the USA. Morgan Stanely's quarterly profit is down, but still beat the estimates. Who are
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nw indiana real estate: A Crisis of Confidence - Bears Stearns Bail Out - Fed cuts rate - 03/17/08 08:10 AM
JP Morgan buys Bear at $2 a share, it was valued at $171 in January 07, and one investor will lose $1.16billion at least on paper. You know a billion here and a billion here and sooner or later you are talking real money. Stocks Futures are opening down sharply
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nw indiana real estate: NEW FHA Loan Limits - 03/06/08 12:26 PM
This is nationwide, but I am only focusing on my back yard. If you want information for your area please visit HUD. LaPorte & Starke Counties - One Family Two-Family Three-Family Four-Family FHA Loan Limit $271,050 $347,000 $419,400 $521,250 Porter & Lake Counties - One Family Two-Family Three-Family Four-Family FHA Loan Limit $410,000 $524,850 $634,450 $788,450 The new loan limits
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nw indiana real estate: FHA Loan Limit for NW Indiana - 02/29/08 11:38 AM
I am getting this out early and I am about 99% sure this will affect us all in NW Indiana. In the areas where the median home price is above $583,800, the maximum FHA loan limit will be $729,750. HUD has indicated. In areas where the median price is below $216,840,
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nw indiana real estate: DownPayment still Alive and Well - 02/29/08 09:40 AM
UPDATE Gaithersburg, MD - AmeriDream's programs including down payment assistance will continue. On October 31, 2007 United States Federal District Court Judge Paul L. Friedman ruled in the case of AmeriDream v. Jackson that the Department of Housing and Urban Development could not implement its regulation on downpayment assistance. As a
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nw indiana real estate: Up and down round and round - 02/27/08 03:12 PM
Volatility Well, if you like volatility this week you must be loving the bond market (rates). Yesterday, we had not one but two alerts that there may be a intra-day reprice for the worst and today we have had one for the better. Isn't it nice to know that there is a Mortgage
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nw indiana real estate: This week in rates - TWIR - 02/22/08 07:41 PM
If you are the kind of person that like volatility then the past couple weeks have been all you. I have seen dramatic swings this week that remind me of a playground with kids swinging back and forth on the swingset. Yesterday, we saw the bonds get back what it lost
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nw indiana real estate: Daily Quote - Investing in Knowledge - 02/20/08 04:45 PM
"An investment in knowledge pays the best interest."Benjamin Franklin (1706-1790)American statesman, writer & scientist How much do you spend on your knowledge? Last year, I spend nearly $2,000 in hotel, books and seminars. I made that much back in the lessons that I learned. There is more than investing, there is implementing.
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nw indiana real estate: Moment of Clarity - 02/20/08 10:23 AM
I was lying in bed this morning next to my daughter. She sneaks in during the night and I am such a heavy sleeper. I thought of my day and then in a moment I thought of all the people that I have come into contact in this business. The talkers,
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nw indiana real estate: Financial Intelligence - 02/19/08 12:40 PM
FINANCIAL INTELLIGENCE Are you keeping up with the Joneses?We really hope not! Read why... "Keeping up with the Joneses" is a popular catchphrase in many parts of the English-speaking world. It refers to the desire to be seen as being as good as one's friends' and neighbours and is associated with the
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nw indiana real estate: Loan Limits Increasing - 02/08/08 12:08 AM
I have been hearing it all day and it looks like the house and the senate have passed a bill that will increase the loan limits for not only FHA but for FNMA. What does this mean? More people can afford to buy a home in the former jumbo area and conforming
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nw indiana real estate: Daily Quote - Principles - 02/05/08 11:53 PM
"Circumstances should neveralter principles."Oscar Wilde (1854-1900)Irish writer & critic I have been reading a lot of articles lately of people who have been swept up in the heat of the moment only to have their world come crashing down. They make a call in momentary lapse of judgement for the sake of
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nw indiana real estate: Your Mumbo Jumbo Jargon Confuses Me - 01/17/08 01:53 PM
Last year, I was working with what I thought to be a seasoned Real Estate Agent. We had a less than honest client who was telling her one thing and me quite the other. I have said this more than once that I have the most intrusive job in America. But,
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nw indiana real estate: Daily Quote - Working - 01/15/08 07:11 PM
"Look at a day when you are supremely satisfied at the end. It's not a day when you lounge around doing nothing; it's when you've had everything to do, and you've done it."Margaret Thatcher (1925 - )British politician, first woman in European historyto be elected prime minister I am extremely satisfied most
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nw indiana real estate: Home Buyer Seminar - 01/10/08 08:41 AM
Home Buyer Seminar on January 16th at 6:30pm at 705 Franklin Topics discussed will be "buying a home with little or no money down" & "tips on buying in a buyers market" With Speaker and Home Buying Coach Dave Woodson Dave is a Mortgage Consultant and Planner specializing in First-time Home Buyers and FHA.
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nw indiana real estate: One good deed a day - then blow your own horn - 01/07/08 04:55 PM
I like to do one good deed a day and it is a great way to meet Realtors. When I go to a meeting I will take the normal way there, but on the way back I will take an entirely new way back to office. I do this to find
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nw indiana real estate: A goal shared - it has to come through - 01/02/08 06:01 PM
I had posted several blogs on goals and one of those was that you needed to share your goals in order for people to hold you accountable and make you work harder for it to happen. Well, here is one of mine that will happen before March 01, 2008. I will
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nw indiana real estate: Goals: a lesson in how to: Part #2 - 01/01/08 10:58 AM
Yesterday, I screwed up and even forgot what one letter was, but I was able to go back and fix before to many people saw. If you were one of the ones that saw it, I am sorry. Please go back and look at it. Yes, I am am even a
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nw indiana real estate: Goals: a lesson in how to: - 12/31/07 03:20 PM
I did some coaching a couple of years ago, back when I was not so coach-able. I am going to be doing it again this year when I meet some financial goals that I have set-up for myself. But here is one lesson that I learned and I hope to teach
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nw indiana real estate: Goal Guidelines for 2008 - 12/31/07 01:54 PM
I have been seeing a lot of Goal Blogs for 2008 and I commend those that have done them. First, a Goal not written down is a mere wish. I had heard or read that sometime ago and it hit home with with me and my wife and ever since then
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nw indiana real estate: Who Would You Rather Work With...Realtor Edition - 12/26/07 09:25 AM
I decided to rework my list and put in the hands of the Realtor, my life-blood because without them I would not have this awesome career. Who Would You The Realtor Rather Work With... 1) Work with a Mortgage Broker who has done hundreds of homes (personally) or... some bank person who is just learning? 2)A Mortgage Broker that only
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nw indiana real estate: Who Would You Rather Work With...Consumer Edition - 12/20/07 09:26 AM
Who Would You Rather Work With... 1) Work with a Mortgage Broker who has done hundreds of homes (personally) or... some bank person who is just learning? 2)A Mortgage Broker that only gets paid when the loan closes and you refer him business and that home closes or...some bank person who gets paid regardless whether he does a
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