For being a grim reaper, Tom Horn is a pretty nice guy. 

It's just that some folks trying to sell their homes in the Birmingham, Alabama area these days may think of him as the grim reaper.  After all, for anyone with an unrealistic idea of what a Buyer would pay for their home, Tom is the one to bring them back to reality.

Horn, who has been a central Alabama appraiser for nearly twenty years, has seen his share of up and down cycles in real estate values.  He owns appraisal-source.com, a website that caters to owners selling on their own.

We recently caught up with Tom and got his views about the decline in central Alabama home values, as well as where he thinks the market might be headed. 

But it's not just Sellers who will find Horn's comments interesting. 

Agents stand to benefit by knowing what's happening as a result of the Government's recently mandated changes in how appraisers are chosen by Lenders.

As it turns out, Sellers--who, among others, were supposed to be benefiting from the new rules--appear to be getting the short end of the deal, instead.  And it even may be up to a knowledgeable Agent to keep a sale from falling apart, because of the new regulations.

Tom also operates a blog, full of information that's useful to both Sellers and Agents.

We've divided our interview with Tom into two parts for listening convenience.

Listen to Tom's interview now by going here and clicking the players...

Or, direct links for downloading each segment (MP3 files) are just below.

Click to download Tom Horn interview Part 1 (9 Mb)

Click to download Tom Horn interview Part 2 (7 Mb)

Enjoy!