Dave Your Mortgage Guy's Blog

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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2011 

Of course there are probably a million reasons to be on Twitter.  Like how about to find out what Kim Kardashian ate for Lunch????  But lets talk about 5 reasons that it will help your business.  And trust me for the life of me I could not figure out how Twitter was even helpful to my business.  ...
03/31/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.5% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.5% Conventional 15 year:4% Credit score:740 LTV:80% Loan Amount:$200k APR:4.875%   Call me today...
03/30/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.875% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.5% FHA 30 year:4.5% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.5% Conventional 15 year:4% Credit score:740 LTV:80% Loan Amount:$200k APR:4.875%   Call me today...
03/30/2011
USDA Loans are mortgages for Homes that are found in Rural areas.  If you are thinking of buying a home in a rural area you can not beat this loan option.  Here are the highlights for: You will not need a down payment.  That's right 0%!!!  FHA loans require a down payment of 3.5% and a convention...
03/24/2011
All I can say is WOW.  Move over PowerPoint, here is Prezi.  This is hard to explain with just words so I have attached a video below on how to do.  Prezi is a "slide show" like tool to be used for presentations.  Instead of using traditional slides, try Prezi.  It is based on one large canvas.  ...
03/24/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.25% FHA 30 year:4.375% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.25% Conventional 15 year:3.875% Credit score:740 LTV:80% Loan Amount:$200k APR:4.625%   Call m...
03/23/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.75% Credit score:740 LTV:80% Loan Amount:$200k APR: 5.25% FHA 30 year:4.25% Credit Score:640 LTV:96.5% loan amount:$200k APR:5.125% Conventional 15 year:3.75% Credit score:740 LTV:80% Loan Amount:$200k APR:4.5%   Call me t...
03/16/2011
We have just announced that we now allow FHA loans with no credit score.  This means clients with no credit score(or one score) are allow to get a FHA mortgage with a 20% down payment.  They could also refinance their home with a max loan of 80% of their home's value.  Here are the requirements: ...
03/14/2011
It has just been announced that USDA loans monthly Mortgage Insurance will be increasing on 10/1/11.  These changes apply to any case number ordered on 10/1/11 and after.  Currently USDA loans have no monthly mortgage insurance, but after 10/1/11 that will be increasing to .30.  On a $100,000 loa...
03/10/2011
New Territory is an amazing home development in Sugar Land Texas.  It is part of Fort Bend County, which was recently named the 2nd fastest growing county in Texas.  This is an amazing place to live.  Whether you live in Houston or Sugar land you can not beat New Territory for a place to call home.
03/09/2011