| |
Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/29/12 - 02/29/12 09:14 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
|
FHA Loans with Credit Scores under 640 in Texas. 620, 580 - 02/24/12 12:23 PM
Many lenders require a min fico credit score of 640 to do a FHA loan. But, I am actually able to do them down to 580. And I wanted to give you the guidelines for FHA loans under 640. Here they are:
620-629
· Follows the same guidelines for credit scores over 640
· Interest rate is higher due to Credit Score
600-619
· Need 5% down payment(vs 3.5%)
· Max seller contribution toward closing costs is 3%(vs 6% normally)
· Must be a Citizen or Non Resident Alien(Green Card), no Immigration Visas. Immigration Visas are allowed … (2 comments)
|
Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/22/12 - 02/22/12 07:53 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
|
Stafford, the Texas Town with No Property Taxes - 02/20/12 10:51 AM
Did you know that Stafford Texas has no Property Taxes? It’s true, they don’t. And it is all because of their mayor Leonard Scarcella. Since 1995 they have gone with a no property tax system. That is a risky plan, but it has worked for 17 years. When many cities, towns and Counties are going bankrupt, how does Stafford make it work? They focus on staying within the budget and use Sales Tax as their main source of income. Along with Hotel Tax, Building permits and franchise tax.
Without Property(real estate) Taxes, it is possible to buy more home in … (4 comments)
|
How do I Find a FHA Approved Condo for My Homebuyer? - 02/20/12 09:51 AM
As you know condo financing has become much much much harder! But what do you do if you are working with a homebuyer who is FHA approved and wants to buy a condo. You can not rely on the listing agent’s comments on if it is approved for FHA financing, since some times they are wrong or their information is out of date. And you can’t drive all over the city hoping to find a condo your client likes and cross your fingers it is FHA approved. So here are the 3 quick steps to find FHA approved condos for your … (2 comments)
|
6 Quick and Easy Tips to Increase Traffic to Your Real Estate Website - 02/20/12 06:34 AM
The key to being found on Google Searches is simple, the more visits(hits) you get the more popular your page looks to Google. Good content is the biggest key to this. But sometimes we need to help people find our website. Here are 6 quick and easy tips to help folks find your website and increase your traffic:
1. Email Signature- Think of all the people you email daily. Your email signature is the best way to inform someone about your website. So put a link to your website and maybe certain pages of your website. Such as Search for … (7 comments)
|
Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/15/2012 - 02/15/12 02:02 PM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.625%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (2 comments)
|
Compliance Letters for New Territory Residents have started to go out again. HOA Violations - 02/12/12 05:22 PM
The New Territory Home Owner’s Association(HOA) recently sent out this update and I wanted to pass it along:
At the last Rep meeting we were told that Compliance letters would once again be sent out. Because of the cold winter and very dry summer, letters were not sent unless there was a major issue.
Because we have had some rain, the letters will be sent out asking that:
1. You replace any dead bushes or plants in your yard.
2. Fill in the vacant areas of your yard where the grass has died.
3. Pull weeds in your landscaping beds and … (0 comments)
|
Furniture Drive March 3, 2012 in New Territory Sugar Land Texas - 02/09/12 05:45 PM
Donate your gently used furniture!
FURNITURE DRIVE
PARKWAY METHODIST CHURCH PARKING LOT
SATURDAY, MARCH 3, 2012
TIME 9AM - 3PM
DROP OFF OR CALL IF PICK-UPS ARE NECESSARY:
EMAIL: JANET ELY- jsely@windstream.net
… (1 comments)
|
Do Your FREE Profile for Homes.com and ReferralKey.com today!! - 02/08/12 10:58 AM
Being found on the interest is way easier than SEO, Social Media or Internet Presence. Keep it simple, as I always say “the more places you are found on the internet the better chance you will be found!”. I wanted to give you two websites that are becoming more popular and offer FREE Profiles. They are:
1. Homes.com- This is a website for searching for homes. It also allows someone to look for a Real Estate Agent. So go set up a profile today. When “Google-ing” myself, my Homes.com profile appears on Page 1 of Google. Check out Dave Your … (10 comments)
|
Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/8/2012 - 02/08/12 10:13 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.625%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
|
Don’t Miss out on Chick- Fil-A’s Heart Shaped Breakfast Sandwich on Valentine’s Day!! Sugar Land, Texas - 02/07/12 04:00 PM
If you are looking for something different to do for that special someone on Valentine’s Day, you have found the right place. This Valentine’s Day Feb 14th, 2012 Chick-Fil- A will be offering a heart shaped Chicken Biscuit Breakfast Sandwich. This is also a great idea for your office or children’s school. You can pick these at the following locations:
6 am - 10:30 am
2330 Hwy 6 (at Lexington)
Sugar Land, TX 77478
9 am - 10:30 am
First Colony Mall
(they open later!)
Or to place a larger order email these locations at: marketing@cfasugarland.com
Or call Amy at: … (2 comments)
|
Military Discounts for Active, Reserve, and Retired Vets - 02/06/12 02:40 PM
If you are currently in the Military or Retired Military this is fantastic news. Anita Clark has put together a List of possible discounts that you can qualify for . www.DaveYourMortgageGuy.com
Via Anita Clark Realtor® Warner Robins Homes for Sale ~ Warner Robins Real Estate ~ (ColdwellBanker SSK Realtors ~ 478.960.8055 ):
Military Discounts for Active, Reserve, and Retired Vets
Please forward to all active duty, reservists, and retired US military personnel you know…Discounts galore at over 200+ stores for vets and their immediate family members.
Remember to ALWAYS show your military or retired ID. Happy shopping...You deserve it!
Verify with the store/organization that … (3 comments)
|
Does the $8000 Homebuyer Tax Credit Need To Be Repaid If I Sell My House in Texas? - 02/06/12 12:21 PM
I actually get this question alot and wanted to pass along the great explanation that Keith has written. This is important information if you took advantage of the $8000 home buyer credit. www.DaveYourMortgageGuy.com
Via Keith Landis - Pennsylvania Mortgages (NMLS#137243 Keystone Home Finance, Pittsburgh PA):
The $8000 tax credit that expired last June placed a lot of new homebuyers in their very first house. Most of these first time buyers probably planned on owning these homes for years and years to come.
We all know that sometimes life gets in the way of even the best laid plans. Unexpected life events such as a job … (0 comments)
|
7 Things You MUST Tell Your Loan Officer when Applying for a Mortgage - 02/01/12 05:52 PM
When getting a mortgage you want to make sure your Loan Officer(Mortgage Banker or Broker) knows as much information as possible. The more information, the better. And unfortunately, if you do not tell them they won’t know. And not knowing can cause your loan to be denied. Here are 7 major things you MUST tell your loan officer when applying for your Mortgage:
1. I am Paid Commission- If you are paid commission you have to tell your loan officer. This is, because commission income is treated differently than someone who is paid a salary. If you are paid commission … (4 comments)
|
Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/1/12 - 02/01/12 10:17 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.5%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
|
|
|
|
David Krichmar- DaveYourMortgageguy.com
Sugar Land,
TX
More about me…
www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo
Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!
Office Phone: (832) 689-6012
Email Me
 Listings
Links
Archives
|
;)
;)
;)
