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ac: Need Some Help with Repairs and Improvements, Try a FHA 203k Loan - 04/03/12 09:21 AM
FHA 203k loans are an awesome option when needing to do repairs or improvements to your primary home you are buying or already own.  In short if the after improved home value will be worth the cost of the home and repairs, you can finance in the repairs.  Here is a short list of things to know for FHA 203k Loans:
·         It is an FHA loan, so you still get the great benefits of a FHA loan including:3.5% down payment, low rates, and credit scores down to 580
·         Max amount of repairs that can be financed in is $35,000(before … (2 comments)

ac: Yep You Guessed it, Americans Want Smaller Homes. - 08/30/10 12:27 PM
www.CnnMoney.com recently did an article on how Americans are wanting smaller homes. As they put it “After years of growth, the Census Bureau recently reported that median new home size fell to 2,135 square feet in 2009 after peaking at more than 2,300 earlier in the decade. The article also points out ”that consumers don't ask for as much for spaces devoted to single purposes, such as media rooms for watching videos and game rooms for shooting pool. Instead, the requests are for rooms with shared uses.”.
This article also took the time to point out that American’s are adding appliances. … (0 comments)

ac: 10 ways to reduce your Electric Bill - 07/08/10 12:42 PM
I recently read an article by US NEWS on 10 ways to lower your electrical bills and wanted to pass it along.
 
Unplug electric devices- unplug devices when you are not using them.  If that's a hassle, consider buying a Smart Strip, which automatically cuts power when devices don't need it. Use your fans-  This helps circulate air and may keep the air conditioner from coming on sooner.  Close Doors- Close doors and vents to areas of the house you are not using add insulation- homes can leak cold air during the summer and hot air during the winter.  Fill … (5 comments)

 
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David Krichmar- DaveYourMortgageguy.com

Sugar Land, TX

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