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houston: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/30/12 - 05/30/12 10:42 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.5%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.55%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.55%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: Dave Your Mortgage Guy.com Testimonial- Marisela - 05/23/12 10:26 AM
Not knowing what to really expect, I was excited about purchasing a home, just not looking forward to the loan process. I had always heard (and read) it was very convoluted and rather stressful. Boy was my experience the opposite!
From the very first email to closing day, Dave walked me through this process and made the entire experience seamless and pleasant. Any questions or concerns were answered in a very timely manner, keeping me updated at all times. It was very comforting knowing i could call or email at anytime and he was always eager to assist with clear information,even … (1 comments)
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houston: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/23/12 - 05/23/12 08:03 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.5%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.55%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.55%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: Mortgage Rate Update Sugar Land, Katy, Houston, The Woodlands 05/16/12 - 05/16/12 11:26 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.5%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.55%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.55%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 05/2/12 - 05/02/12 07:49 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 04/18/12 - 04/18/12 07:50 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 4/11/12 - 04/11/12 07:40 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.3%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: The $100 Down Payment Program for HUD Foreclosures has changed, please read - 04/05/12 12:16 PM
HUD has recently changed their rules when purchasing one of their foreclosures. Now the loan amount can not be higher than HUD’s appraisal value. What does this mean:
1. On the $100 down payment program the home must be bought for the list price or more, the list price is often the appraisal value. But on FHA loans the Upfront Mortgage Insurance fee of 1.75% is roll into the loan, increasing the loan amount by 1.75%. Meaning the buyer would need to bring the difference of the appraisal value and reduced loan amount. On a normal fha loan without the $100 down payment … (4 comments)
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houston: Need Some Help with Repairs and Improvements, Try a FHA 203k Loan - 04/03/12 09:21 AM
FHA 203k loans are an awesome option when needing to do repairs or improvements to your primary home you are buying or already own. In short if the after improved home value will be worth the cost of the home and repairs, you can finance in the repairs. Here is a short list of things to know for FHA 203k Loans:
· It is an FHA loan, so you still get the great benefits of a FHA loan including:3.5% down payment, low rates, and credit scores down to 580
· Max amount of repairs that can be financed in is $35,000(before … (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 3/28/12 - 03/28/12 08:01 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.315%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.75%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: George Clooney is Coming to Houston, May 3rd, 2012 - 03/21/12 11:45 AM
Do not miss the chance to see George Clooney live and in person May 3rd at 7pm at the Wortham Center/Brown Theater. George Clooney is considered one of the most known actors of our time. And how can you not like him in Ocean’s Eleven as Danny Ocean. This is suppose to be his first lecture in North America. Tickets are from $25 to $150 and to go to the benefit dinner it will cost you $2500. For Tickets call Brilliant Lectures at 713-974-1335 or brilliantlectures.org.
Don’t miss this awesome opportunity to see George Clooney.
… (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 3/21/12 - 03/21/12 08:11 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.315%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.75%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: I'll Take HUD Homes For $100, Alex - 03/16/12 06:53 AM
This is an extremely well written article explaining HUD homes. Do not forget HUD homes also qualify for a $100 down payment. Please call or email me with any questions. www.DaveYourMortgageGuy.com.
Via Angie Nwanodi | The ACG Group, Realtors® | Southern Cal HUD & REO Specialists (Evergreen Realty & Associates, Inc.):
What is a HUD Home? I can hear your thoughts already: 'DUH ... It's a home owned by HUD!' True enough, but are you confident you know enough about them to make it a daily double?
Yes, HUD Homes are owned by HUD, but who is HUD anyway? And what characteristics … (0 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 3/14/12 - 03/14/12 07:59 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.315%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.75%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: FHA Mortgage Insurance is Increasing on April 9th. - 03/11/12 01:36 PM
HUD(FHA) just announced that the monthly mortgage insurance is increasing on all case numbers ordered on and after April 9th. This increase will be .10 on all FHA mortgages that have monthly mortgage insurance. A FHA case number is ordered when you start a new FHA loan. This change is for purchase loans and regular refinances(not streamlines). HUD is also increasing the upfront mortgage insurance amount from 1% to 1.75%. To give this change some perspective, the increase in up front mortgage Insurance will increase the payment on a $200k loan by $5 a month.
Here are the exact changes to … (0 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/29/12 - 02/29/12 09:14 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: FHA Loans with Credit Scores under 640 in Texas. 620, 580 - 02/24/12 12:23 PM
Many lenders require a min fico credit score of 640 to do a FHA loan. But, I am actually able to do them down to 580. And I wanted to give you the guidelines for FHA loans under 640. Here they are:
620-629
· Follows the same guidelines for credit scores over 640
· Interest rate is higher due to Credit Score
600-619
· Need 5% down payment(vs 3.5%)
· Max seller contribution toward closing costs is 3%(vs 6% normally)
· Must be a Citizen or Non Resident Alien(Green Card), no Immigration Visas. Immigration Visas are allowed … (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/22/12 - 02/22/12 07:53 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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houston: How do I Find a FHA Approved Condo for My Homebuyer? - 02/20/12 09:51 AM
As you know condo financing has become much much much harder! But what do you do if you are working with a homebuyer who is FHA approved and wants to buy a condo. You can not rely on the listing agent’s comments on if it is approved for FHA financing, since some times they are wrong or their information is out of date. And you can’t drive all over the city hoping to find a condo your client likes and cross your fingers it is FHA approved. So here are the 3 quick steps to find FHA approved condos for your … (2 comments)
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houston: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/15/2012 - 02/15/12 02:02 PM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.625%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.65%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (2 comments)
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David Krichmar- DaveYourMortgageguy.com
Sugar Land,
TX
More about me…
www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo
Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!
Office Phone: (832) 689-6012
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