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montgomery county: 6 Steps to make sure your Mortgage Process Goes Smoothly! - 04/12/12 06:45 AM
Often you will hear that someone had a lousy experience getting their mortgage. Now 99% of the time this is due to the lender doing a poor job. Granted this is not all lenders. My #1 Goal is to make the process as stress free as possible. Here are the top 6 ways you can make sure your mortgage process will go smoothly:
1. Local Lender- Getting a mortgage is a HUGE financial decision, so do not leave it up to an internet lender that you do not know. Or some lender who is promising some unbelievable rate. Ask for … (3 comments)
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montgomery county: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 2/1/12 - 02/01/12 10:17 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.5%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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montgomery county: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 1/18/12 - 01/18/12 10:52 AM
Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.25%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
… (0 comments)
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montgomery county: Search REMAX.Com with New Mobile Browser! - 08/12/10 11:56 AM
Via RE/MAX Benchmark- "REMO@Remax!":
The newly optimized remax.com website makes it easy for you and consumers to search millions of properties from any mobile device. remax.com identifies consumers searching from a mobile device and automatically displays web pages that are optimized for mobile viewing. Download the Mobile Flyer for more information.
Visitors can access the site whenever and wherever they are. They can search millions of properties by area or address, and request more information, all from their mobile device.* This allows consumers to take advantage of the brand-new address search feature. This feature gives prospective buyers the opportunity to look up listing … (1 comments)
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montgomery county: Sugar Land police are investigating several thefts involving a man posing as a police officer. - 08/10/10 12:02 PM
In each instance, a man approached a Middle Eastern or Asian person, displayed a gold badge, identified himself as a police officer and said he was conducting an investigation. The police imposter told his victims he needed to examine the contents of their wallets, removed credit cards while the owners were distracted, then returned the wallets. The stolen credit cards were later used to make purchases at local stores. The thefts occurred on: · July 29, at 12:30 a.m., at Starbucks, 16098 City Walk; · July 30, at 1:30 p.m., at Bally's Total Fitness, 13444 Southwest Freeway; and · July 31, at 9 p.m., in the Lake Point … (4 comments)
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montgomery county: VA Loans for Surviving Spouses Part II - 08/09/10 07:51 PM
Via Bruce Reichstein (VALoans.com - Nationwide Expert VA Loan Officer - Vets 1st):
In my last blog post I discussed VA home loan benefits for surviving spouses of veterans who died on active duty. Many people aren’t aware that surviving spouses may qualify for VA home loan benefits, but the Department of Veterans Affairs makes a distinction between surviving spouses of veterans who died on active duty and surviving spouses of those who died “as a result of military service”.These spouses aren’t denied a chance to apply for benefits, but the application requirements are different. For spouses who already receive … (0 comments)
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montgomery county: Houston Man battles HOA over the use of Burglar Bars - 08/09/10 06:54 PM
Brady Roberts lives in a town home in the Ballpark Plaza development. This area near Minute Maid park is a combination of newer town homes and old warehouses. While many of the Warehouses are coming down to make room for new construction, there is still robberies in the area. As Brady puts it "After I heard about the other continuing robberies, home invasions, even while people were home, that's when I decided to go ahead and install my burglar bars immediately and send in my application to the board,". Seems like the right thing to do. Well the HOA did not … (2 comments)
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montgomery county: FHA Mortgage Insurance is Changing. A MUST READ - 08/07/10 11:32 AM
As of August 5, 2010 Congress passed bill H.R. 5981, this bill effectively changes the upfront mortgage insurance premium (MIP) and monthly mortgage insurance for FHA loans. The good news is the upfront mortgage Insurance is being reduced to 1.00%. This is down from a high of 2.25%. This mortgage insurance was usually rolled into the mortgage, not affecting the clients all that much. This is good news, thou.
Now the bad news. The monthly mortgage insurance is going from .55% to .85%-.90%. This change is for 30year mortgages only. If the loan to value(LTV) is over 95%(max 96.5%) the … (0 comments)
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montgomery county: Are you trying to Avoid Foreclosure? www.KnowYourOptions.com - 08/04/10 08:28 PM
Fannie Mae has recently come out with a great website if you are facing foreclosure. www.KnowYourOptions.com. This website is very helpful if you do not know where to start. Some of the helpful options on the website are:
Options to Stay in Your Home Options if you want to leave your home How to avoid Scams Find out if Fannie Mae owns your mortgage and how they can help
Even if your Mortgage is not owned by Fannie Mae, this website still has very helpful information. While everyone's situation is different, this website is very helpful on … (0 comments)
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montgomery county: Pay Attention to Your Credit Cards Fees, They maybe trying to trick you. - 08/04/10 01:15 PM
Yahoo.com recently had a great article on the new changes many credit card companies are making. The Credit Card Accountability Responsibility and Disclosure Act of 2009, known as the Card Act was suppose to help the consumer against unfair credit card fees. Since this Act could lose the credit card companies $390 million in revenue, they have come up with some ways to get that money back. Here are just some of the tricky ways they are trying to do it:
Increasing Rates- Per the new Act the credit card companies are not allowed to increase your rate on your … (1 comments)
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montgomery county: Your Weekly Mortgage Rate Update for Fort Bend, Brazoria, Montgomery, Harris County or anywhere in Texas. 7/4 - 08/04/10 11:33 AM
Here is your weekly mortgage rate update:
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.875%
FHA 30 year:4.25%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:5.95%
Conventional 15 year:3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:4.05%
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
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montgomery county: Conroe Market Report - 08/03/10 01:35 PM
This is great info if you are thinking of buying a home in the Montgomery County(Texas) area. www.DaveYourMortgageGuy.com.
Via Ron Wickes (Keller Williams):
MARKET REPORT - MONTGOMERY COUNTY
MLS area 19: Conroe and the immediate surrounding area.
MLS area 19, one of four MLS areas that comprise Montgomery County, is the third most active MLS area in our county. It normally averages about 15% of this county's home sales. So how did it do in the first six months of 2010 versus 2009? The answer is............ FANTASTIC!
Single family residence sales increased an astonishing 27.76% over the first six months of 2009. Yes … (0 comments)
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montgomery county: The Woodlands - 07/29/10 01:09 PM
This is great information if you are interested in buying a home in The Woodlands(TX). www.DaveYourMortgageGuy.com
Via Ron Wickes (Keller Williams):
MARKET REPORT - MONTGOMERY COUNTY
MLS area 15: Oak Ridge, Shenandoah, The Woodlands and west to the county line
MLS area 15, one of four MLS areas that comprise Montgomery County, is the most active MLS area in our county. It normally averages about 55% of this county's home sales. So how did it do in the first six months of 2010 versus 2009? The answer is............ not bad at all.
Single family residence sales increased 11.61% over the first … (0 comments)
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montgomery county: THE WOODLANDS HIGH SCHOOL RECEIVES TOP HONOR! - 07/28/10 11:00 AM
This is great information about The Woodlands High School by Paula Hamilton and I wanted to pass it along. www.DaveYourMortgageGuy.com.
Via Paula Hamilton (BANDIER REALTY PARTNERS, LLC):
THE WOODLANDS HIGH SCHOOL RECEIVES TOP HONOR! The Woodlands Township presented a Certificate of Recognition to The Woodlands High School for winning the Lone Star Cup. This makes the third year in a row for the high school to win this prestigious award.
The Lone Star Cupaward recognizes high schools in Texas who have strong athletic and academic programs. The University Interscholastic League (UIL), accumulates points through the year based on performances in … (2 comments)
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montgomery county: Montgomery County Mortgage Credit Certificate tax credit program (MCC) has funds! - 05/20/10 02:48 PM
The Mortgage Credit Certificate tax credit program(MCC) for Montgomery County has just announced that they now have funds for this program. They have over $6 million of funds for this program but will disperse the funds on a first come first served basis. If you are not familiar with the MCC program, here are the highlights.
The MCC tax credit allows you to save up to $2000 a year off your income taxes. This is a refund of up to $2000 off their income taxes every year that you are in the home!!!!!! it is also available for any home … (0 comments)
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David Krichmar- DaveYourMortgageguy.com
Sugar Land,
TX
More about me…
www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo
Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!
Office Phone: (832) 689-6012
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