mortgage: Mortgage Rate Update for Houston, Woodlands, Katy, Sugar Land 4/19/17 - 04/19/17 10:45 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.48%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.46%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Can I Get a Mortgage to Buy a Home if I Owe the IRS? Yes and No - 04/12/17 01:40 PM
I get this question a lot. Can I get a mortgage to buy a home if I owe the IRS back taxes?  The answer is yes and no.  It just depends on your situations.  Here is a break down of your options when owing the IRS:
 
A Tax Lien- if you have an outstanding tax lien and it appears on your credit report. It must be paid.
Back Taxes- If you owe the IRS back taxes for the last year or 2 and are in a payment plan that is okay. We will just need to document that you are making … (0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Katy, Houston Woodlands 4/5/17 - 04/05/17 12:16 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Katy, Woodlands, Sugar Land, Houston 3/29/17 - 03/29/17 01:09 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Katy, The Woodlands 3/22/17 - 03/22/17 08:35 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Houston, The Woodlands, 3/15/17 - 03/15/17 08:38 AM
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.50%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Katy, Sugar Land, Conroe 3/8/17 - 03/08/17 09:39 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.375%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Sugar Land, Katy and Conroe 3/1/17 - 03/01/17 08:18 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Katy, Sugar Land, Woodlands, Conroe 2/22/17 - 02/22/17 01:59 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update For The Woodlands, Houston, Katy, Conroe 2/15/17 - 02/15/17 12:52 PM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Mortgage Rate Update For Katy, Houston, Sugar Land, Richmond 2/8/17 - 02/08/17 08:20 AM
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.66%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Katy, Woodlands, Houston 2/1/17 - 02/01/17 10:43 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (2 comments)

mortgage: Mortgage Rate Update for Houston, Katy,Woodlands and Sugarland 1/25/17 - 01/25/17 08:10 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (0 comments)

mortgage: CANCELED!! FHA MORTGAGE INSURANCE IS NOT GOING DOWN IN 2017 - 01/20/17 01:47 PM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 Here is the prior change that has been cancelled:
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would … (0 comments)

mortgage: Mortgage Rate Update for Houston, Sugarland and the Woodlands 1/18/17 - 01/18/17 08:09 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Cancelled!! FHA Mortgage Insurance is Going Down in 2017!! - 01/10/17 06:43 AM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would save the buyer $50 a month off their … (1 comments)

mortgage: Mortgage Rate Update for Houston, Katy, Sugarland, Conroe 12/21/16 - 12/21/16 11:21 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.46%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.96%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (1 comments)

mortgage: Mortgage Rate Update For Houston, Sugar Land and Katy 12/14/16 - 12/14/16 12:14 PM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.36%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, The Woodlands, Sugar Land 11/23/16 - 11/23/16 08:43 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.54%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.16%
Conventional 15 year: 3.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, The Woodlands, Sugar Land 11/16/16 - 11/16/16 01:03 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.44%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:4.96%
Conventional 15 year: 3.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.66%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

 
David Krichmar, DaveYourMortgageguy.com (www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo) Rainmaker large

David Krichmar

DaveYourMortgageguy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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