mortgage: Mortgage Rate Update for Katy, Sugar Land, Woodlands, Conroe 2/22/17 - 02/22/17 01:59 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update For The Woodlands, Houston, Katy, Conroe 2/15/17 - 02/15/17 12:52 PM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Mortgage Rate Update For Katy, Houston, Sugar Land, Richmond 2/8/17 - 02/08/17 08:20 AM
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.66%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Katy, Woodlands, Houston 2/1/17 - 02/01/17 10:43 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (2 comments)

mortgage: Mortgage Rate Update for Houston, Katy,Woodlands and Sugarland 1/25/17 - 01/25/17 08:10 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (0 comments)

mortgage: CANCELED!! FHA MORTGAGE INSURANCE IS NOT GOING DOWN IN 2017 - 01/20/17 01:47 PM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 Here is the prior change that has been cancelled:
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would … (0 comments)

mortgage: Mortgage Rate Update for Houston, Sugarland and the Woodlands 1/18/17 - 01/18/17 08:09 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Cancelled!! FHA Mortgage Insurance is Going Down in 2017!! - 01/10/17 06:43 AM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would save the buyer $50 a month off their … (1 comments)

mortgage: Mortgage Rate Update for Houston, Katy, Sugarland, Conroe 12/21/16 - 12/21/16 11:21 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.46%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.96%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (1 comments)

mortgage: Mortgage Rate Update For Houston, Sugar Land and Katy 12/14/16 - 12/14/16 12:14 PM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.36%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, The Woodlands, Sugar Land 11/23/16 - 11/23/16 08:43 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.54%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.16%
Conventional 15 year: 3.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, The Woodlands, Sugar Land 11/16/16 - 11/16/16 01:03 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.44%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:4.96%
Conventional 15 year: 3.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.66%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Houston, The Woodlands 11/9/16 - 11/09/16 12:33 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.14%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:4.86%
Conventional 15 year: 3.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.46%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: My Identity was Stolen! Now what do I do? - 11/06/16 11:40 PM
Unfortunately, my identity was recently stolen. Of course like any normal person I freaked out big time.  “Omg, how did this happen”, “what do I do?” followed by some choice words.  Of course in my mind I was figuring they were running around right at that moment opening credit accounts under my name.  So I quickly tried to research what to do.  I found a ton of advertisements of services to help me protect my ID such as Lifelock, but not really much of a game plan.  So to help others I wanted to map out what I believe is the … (0 comments)

mortgage: Mortgage Rate Update for Katy, Houston, The Woodlands 10/26/16 - 10/26/16 07:35 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 3.94%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:4.66%
Conventional 15 year: 3%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.26%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Katy, The Woodlands, Conroe 10/12/16 - 10/12/16 04:36 AM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.76%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(1 comments)

mortgage: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 10/5/16 - 10/05/16 02:57 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.76%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 9/28/16 - 09/28/16 01:52 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.66%
Conventional 15 year: 2.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.12%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 9/7/16 - 09/07/16 01:52 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.72%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.66%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: 6 Mortgage Tips to know when Buying a Flip Property - 09/05/16 11:29 PM
 
We have all seen the great shows about flipping homes on TV. How they redo the entire house and make it look brand new. Buying a flipped home can be a great deal since it will be updated vs similar homes of its age. But the other part of buying a flipped home is getting a mortgage for that special home. Lately I have been hearing Realtors and Buyers getting wrong information on the mortgage requirements when buying a home from other mortgage lenders. But don’t worry Dave Your Mortgage Guy is here to set the record straight! Lets talk about … (2 comments)

 
David Krichmar, DaveYourMortgageguy.com (www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo) Rainmaker large

David Krichmar

DaveYourMortgageguy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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