mortgage: Mortgage Rate Update for Katy, Sugar Land, Houston, Woodlands 5/10/17 - 05/10/17 02:42 PM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.50%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.96%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Sugar Land, Woodlands 5/3/17 - 05/03/17 12:08 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Katy, The Woodlands, Sugar Land, 4/26/17 - 04/26/17 08:38 AM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.50%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Woodlands, Katy, Sugar Land 4/19/17 - 04/19/17 10:45 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.48%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.46%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Can I Get a Mortgage to Buy a Home if I Owe the IRS? Yes and No - 04/12/17 01:40 PM
I get this question a lot. Can I get a mortgage to buy a home if I owe the IRS back taxes?  The answer is yes and no.  It just depends on your situations.  Here is a break down of your options when owing the IRS:
 
A Tax Lien- if you have an outstanding tax lien and it appears on your credit report. It must be paid.
Back Taxes- If you owe the IRS back taxes for the last year or 2 and are in a payment plan that is okay. We will just need to document that you are making … (0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Katy, Houston Woodlands 4/5/17 - 04/05/17 12:16 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Katy, Woodlands, Sugar Land, Houston 3/29/17 - 03/29/17 01:09 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Katy, The Woodlands 3/22/17 - 03/22/17 08:35 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Houston, The Woodlands, 3/15/17 - 03/15/17 08:38 AM
Conventional 30 year Mortgage: 4.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.5%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.50%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Katy, Sugar Land, Conroe 3/8/17 - 03/08/17 09:39 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.375%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Houston, Sugar Land, Katy and Conroe 3/1/17 - 03/01/17 08:18 AM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Katy, Sugar Land, Woodlands, Conroe 2/22/17 - 02/22/17 01:59 PM
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update For The Woodlands, Houston, Katy, Conroe 2/15/17 - 02/15/17 12:52 PM
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Mortgage Rate Update For Katy, Houston, Sugar Land, Richmond 2/8/17 - 02/08/17 08:20 AM
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.58%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.5%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.66%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

mortgage: Mortgage Rate Update for Sugar Land, Katy, Woodlands, Houston 2/1/17 - 02/01/17 10:43 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (2 comments)

mortgage: Mortgage Rate Update for Houston, Katy,Woodlands and Sugarland 1/25/17 - 01/25/17 08:10 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.40%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.86%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (0 comments)

mortgage: CANCELED!! FHA MORTGAGE INSURANCE IS NOT GOING DOWN IN 2017 - 01/20/17 01:47 PM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 Here is the prior change that has been cancelled:
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would … (0 comments)

mortgage: Mortgage Rate Update for Houston, Sugarland and the Woodlands 1/18/17 - 01/18/17 08:09 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.25%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.68%
FHA 30 year: 4.125%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.30%
Conventional 15 year: 3.625%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.76%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

mortgage: Cancelled!! FHA Mortgage Insurance is Going Down in 2017!! - 01/10/17 06:43 AM
HUD HAS SUSPENDED THIS CHANGE!  Here is the link from HUD
 
The government(HUD) just made a huge announcement on FHA loans, the monthly mortgage insurance is going down. This is great news as this allows more buying power to those looking to purchasing a home.  Here are the specifics:
 
For those loans with a loan to value of over 95% the monthly MI goes from .85% to .60% on a 30yr mortgage. This would benefit any home buyers who use the usual min down payment of 3.5%. On a home purchase of $250k this would save the buyer $50 a month off their … (1 comments)

mortgage: Mortgage Rate Update for Houston, Katy, Sugarland, Conroe 12/21/16 - 12/21/16 11:21 AM
Here are your Mortgage Rates for the Houston Area
 
Conventional 30 year Mortgage: 4.375%
Credit score:740
LTV:95%
Loan Amount:$300k
APR: 4.78%
FHA 30 year: 4.25%
Credit Score:740
LTV:96.5%
loan amount:$300k
APR:5.46%
Conventional 15 year: 3.75%
Credit score:740
LTV:95%
Loan Amount:$300k
APR:3.96%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
  … (1 comments)

 
David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Core Lending) Rainmaker large

David Krichmar

DaveYourMortgageGuy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com - Core Lending

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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